John Kang - Rockwills Estate Planning Franchisee

𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐓𝐫𝐮𝐬𝐭

Do you know that trust is an extremely effective Estate Planning tool to protect your assets and to pass wealth to your heirs efficiently whilst maintaining privacy? You can continue to have control on how the insurance proceeds are distributed even when you are no longer around.

With UProtect (Insurance Trust by Rockwills), your beneficiaries are completely protected when you execute a trust deed stating your instructions and transfer your insurance policies to us by way of assignment.

As your Trustee, we assure you that your insurance proceeds are:

Protected and readily available for immediate usage
As the insurance is not part of your estate, there is no need to wait for the extraction of Grant of Probate or Letters of Administration.

Used to finance education needs, living and medical expenses of your beneficiaries.

Your loved ones will still enjoy life like how it is now; even when you are no longer around.

Should there be a claim for disability or major illness, you will be able to receive the insurance proceeds for your living and medical expenses.

Paid to your loved ones the way you choose.

You decide who shall receive from the Trust as well as how and when they can receive the monies.

You can also include substitute beneficiaries to replace those who are unable to receive.

#保险信托

您是否知道信托是一种非常有效的遗产规划工具，可以保护您的资产并在保护隐私的同时有效地将财富传给您的继承人？ 即使您不在身边，您也可以继续控制保险收益的分配方式。

借助 UProtect（Rockwills 的保险信托），当您执行说明您的指示的信托契约并通过转让方式将您的保险单转让给我们时，您的受益人将受到完全保护。

作为您的受托人，我们向您保证，您的保险收益是：

受保护且随时可用，可立即使用

由于保险不属于您的遗产的一部分，因此无需等待遗嘱认证书或遗产管理书的提取。

用于资助您的受益人的教育需求、生活和医疗费用。

您所爱的人仍会像现在一样享受生活； 即使你不在身边。

如果发生残疾或重大疾病索赔，您将能够获得保险金来支付您的生活和医疗费用。

以您选择的方式支付给您所爱的人。

您可以决定谁将从信托中收到款项以及他们如何以及何时可以收到款项。

您还可以包括替代受益人来代替无法接收的受益人。

𝐖𝐢𝐥𝐥 𝐂𝐮𝐬𝐭𝐨𝐝𝐲

As important as writing a Will is, it is just as important that when the time comes, your Will is easily retrieved. A Will that cannot be found is as good as not having written one in the first place.

1) 𝐄𝐚𝐬𝐢𝐥𝐲 𝐋𝐨𝐜𝐚𝐭𝐞𝐝
When needed, you or the appointed Executor can locate your Will easily.

2) 𝐊𝐞𝐩𝐭 𝐰𝐢𝐭𝐡 𝐂𝐨𝐧𝐟𝐢𝐝𝐞𝐧𝐭𝐢𝐚𝐥𝐢𝐭𝐲
In the event of death, only the appointed Executor is allowed to retrieve your Will.

3) 𝐒𝐚𝐟𝐞 𝐒𝐭𝐨𝐫𝐚𝐠𝐞
Your Will is kept in a humidity controlled vault, ensuring its good condition over the long term and safety from natural disasters such as fire and flood.

4) 𝐓𝐚𝐦𝐩𝐞𝐫-𝐩𝐫𝐨𝐨𝐟
To prevent tampering of any kind, security stamp embossing is added to each page of your Will to ensure authenticity.

5) 𝐒𝐞𝐜𝐮𝐫𝐞 𝐒𝐲𝐬𝐭𝐞𝐦
Tight security measures are enforced, including regular audits, to ensure your Will is kept secure at all times.

6) 𝐀𝐜𝐜𝐢𝐝𝐞𝐧𝐭𝐚𝐥 𝐃𝐞𝐚𝐭𝐡 𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬
Complimentary Accidental Death coverage of up to RM40,000 provides immediate funds to your loved ones.

7) 𝐏𝐫𝐨𝐛𝐚𝐭𝐞 𝐒𝐮𝐛𝐬𝐢𝐝𝐲
With Lifetime Plus, we act as your executor and you enjoy a legal fee subsidy of up to RM6,000 for probate.

8. 𝐃𝐢𝐠𝐢𝐭𝐚𝐥 𝐂𝐨𝐝𝐞
A digital code generated is unique for each individual and this ensures the accurate identification of your Will

#遗嘱保管

与缮写遗嘱同等重要，您必须确保在必要时，您的遗嘱能够被轻易找到。无法寻获的遗嘱就如同于您从没有缮写过遗嘱一样。

1 )容易寻获
在需要时，您或指定的执行人可轻松地找到您的遗嘱。

2) 保密性
执行人只能在逝者逝世后方可取出遗嘱。

3) 安全性
您的遗嘱将被保存在湿度受控的保险库中，以确保其长期处于良好状态，并免受火灾和洪水等自然灾害的影响

4) 防篡改
为了防止篡改，我们将在您遗嘱的每一页上添加全息防伪印章，以确保其真实性。

5) 安全系统
我们采取严格的安全措施，包括定期审核，以确保您的遗嘱始终保持安全。

6) 乐委意外死亡福利
高达 RM40,000 的意外死亡赔偿，为您的挚爱提供额外资金。

7) 遗嘱认证文件的补贴费用
签购了我们的特级终生保管并让乐委信托机构成为您的遗产执行人将可在申请遗嘱认证文件时获得高达 RM6,000 的律师费补贴。

8）二维码
每张遗嘱的二维码都是独一无二的，这可以确保您遗嘱的准确性。

#槟城乐委 #乐委 #遗产规划 #遗嘱规划 #遗嘱
#乐委遗嘱保管 #遗嘱保

𝐁𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐨𝐟 𝐓𝐞𝐬𝐭𝐚𝐜𝐲- 𝐖𝐢𝐥𝐥 𝐖𝐫𝐢𝐭𝐢𝐧𝐠

1. The right to choose an heir to the estate

You can protect those who depend on you, adopted children, common-law spouse, elderly relatives, etc.

2. Reduced time to process estate distributions

Your family can obtain the Grant of Probate within four to six months. In the absence of a Will, your family must wait until two years to obtain Letters of Administration.

3. Reduce the need for legal fees

Simple legal procedures can help save attorney fees.

4. Have the right to appoint their own spokesperson

You can appoint any trusted person or trust company to be your executor.

5. Appropriate estate distribution

6. Avoid disputes among relatives during the allocation product cycle

7. A reliable guardian can be appointed as a child

8. There is no need to entrust two guardians

For more information, please call the hotline 016-4629328 to contact John Kang or Whatsapp message via 📲 wa.me/60164629328

槟城人，最近的你在找着依靠的公司来立遗嘱吗？
我们Rockwills 乐委公司成立于1995年，是该区域最大的资产规划传家，并专业于提供遗嘱缮写，遗嘱保管，信托和资产管理服务。绝对能够帮到您！

以下为您总结了立遗嘱的好处。

 #遗嘱的好处

1️⃣ 有权力选择遗产的继承人

您可以保护在生活上依赖您的人，这包括养子，同居配偶，年迈的亲人，等等。

2️⃣ 缩短处理遗产分配的时间

您的家人可以在四至六个月内获取遗嘱认证文件（Grant of Probate）2-3 年 来完成遗产分配总方案。在没有遗嘱的情况下，您的家人必须等待一至两年来获取遗产管理证书（Letters of Administration）。 3-7 年来完成全遗产分配总方案。

3️⃣ 减少所需要的律师费

简易的法律手续可以协助节省律师费。

4️⃣ 有权力委任自己的代表人

您可以委任信赖的人或信托公司来当您的遗嘱执行人。如果您没有写遗嘱，遗产管理人的人选是由继承人来决定。

5️⃣ 适当的遗产分配

您可以避免您的财产，比如说把一间屋子分给太多位的受益人。没有遗嘱的话，分配方法是依据马来西亚遗产分配法令来执行，一间屋子将会有多名受益人的名字。这容易造成日后的纠纷。

6️⃣ 避免亲属在分配财产期间发生争执

7️⃣ 可以为孩子委任可靠的监护人

8️⃣ 不需要委任两位担保人

想了解更多，可以联系我们来详细了解
📲 wa.me/60104313391
📲 wa.me/60104313391

#槟城乐委 #乐委 #遗产规划 #遗嘱规划 #遗嘱保管
#信托规划

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