Videos by MVP Advisory Solution in Kajang. A platform to make a better financial decisions.
3 November 2022 | 3.00 petang | Kuala Lumpur Golf & Country Club (KLGCC) MAJLIS PELANCARAN TABUNG KOPBANDARAYA SKYLIGHT 2022 Majlis telah dirasmikan oleh Datuk Azhar Bin Ahmad Timbalan Ketua SetIausaha (Perumahan dan Kesejahteraan Komuniti) yang mewakili YB Dato' Sri Dr. Haji Ismail bin Haji Abd. Muttalib, Timbalan Menteri KPKT.
Refinance Promo
📢📢Refinancing Promo💯💯
🔥 1st year 2.44%
🔥2nd year 2.77%
🔥3rd year onwards 3.1%
Here are five benefits of refinancing your mortgage today:
🏡 Lower Interest Rate
In today’s low interest rate environment, why pay the bank more interest than you need to?
🏡 Shorten Amortization or Loan Term
If you don’t want to lower your monthly payment, you can potentially lower the amount of time you have left to pay the bank by shortening the amortization.
🏡 Convert to a Fixed Rate
If you are currently in a variable rate mortgage converting to a fix rate will provide you peace of mind with a fixed payment and interest rate for a fixed time period.
🏡 Get cash to take on your bucket list
Pull out equity from your home and get cash for home renovations, vacation, education costs or personal use.
🏡 Lower your monthly payment
Refinancing at a lower interest rate sometimes allows you to lower your regular payment to free up cash for other obligations.
Credit score
5 reasons to have a good credit score📢📢
🔥 Higher chances of financing approval
🔥 Save money on interest rates
🔥 Access to better financial product
🔥 Better negotiating power
🔥 Get higher credit limits
Ncc
Your credit score helps determine how much money you can borrow and the interest rate you will pay.
It is important to keep a good credit score.
To help with this don’t go over your credit limit and try to use less than 35% of your available credit.
It’s better to have a higher credit limit and use less of it each month.
If you use a lot of your available credit, lenders see you as a greater risk.
This is true even if you pay your balance in full by the due date.
It's an honour and pleasure to see you all here.
Here are five benefits of refinancing your mortgage today:
🏡 Lower Interest Rate
In today’s low interest rate environment, why pay the bank more interest than you need to?
🏡 Shorten Amortization or Loan Term
If you don’t want to lower your monthly payment, you can potentially lower the amount of time you have left to pay the bank by shortening the amortization.
🏡 Convert to a Fixed Rate
If you are currently in a variable rate mortgage converting to a fix rate will provide you peace of mind with a fixed payment and interest rate for a fixed time period.
🏡 Get cash to take on your bucket list
Pull out equity from your home and get cash for home renovations, vacation, education costs or personal use.
🏡 Lower your monthly payment
Refinancing at a lower interest rate sometimes allows you to lower your regular payment to free up cash for other obligations.
What is dsr?
If you don’t have amazing credit,
if you have a unique borrowing situation like owning your own business,
or if you just aren’t seeing mortgages that will work for you,
then a broker might be able to get you access to loans that will be beneficial to you.
The process of applying for your home loan.
While the required documents are all generally similar, they do differ whether you're an employee, self-employed, running a business, working abroad or a foreigner.
You might also want to consider hiring a mortgage broker, a middle party that’ll GREATLY help you with the paperwork, ease the process of application, and finding the best loan packages, among others.
This isn't to be confused with a mortgage officer from a bank though – a bank’s mortgage officer will offer products from the bank they represent, whereas a mortgage broker is more of a free agent that can offer you a better variety.