Third Party Liability Insurance Malaysia

AIG Overseas Travel Insurance Extend Covid 19 Cover
AIG Insurans Perjalanan Luar Negara Lanjutkan Perlindungan Covid 19
AIG 海外旅游保险添加延保 Covid 19
Arranged By
ACPG Management Sdn Bhd
ACPG WhatsApp Team +60126489838
http://wasap.my/+60126489838/AIGTravelinsurance

AIG Travel Insurance Policy
Now Includes COVID-19 Coverage
Travel Insurance
Feel safe knowing you're covered against COVID-19, trip cancellation and more.

AIG Travel Insurance Overview

No matter where your next holiday destination is, we’re here to keep you safe during your holiday.

We provide comprehensive travel insurance protection including COVID-19 coverage for you to fully enjoy your trip.

Our most popular features include

Overseas COVID-19 coverage such as Medical Expenses up to RM800,000, Quarantine Allowance and more.

Reimbursement up to RM10 million (including cashless hospital admission)

If your trip is cancelled due to covered events, we’ll reimburse up to RM30,000

Benefits
COVID-19 Coverage

In the event you are diagnosed with COVID-19, we will provide you COVID-19 coverage including Medical and Emergency Evacuation & Repatriation Expenses up to RM800,000, Travel Cancellation, Travel Curtailment and Quarantine Allowance benefits (applicable to Basic, Standard or Deluxe Plan only).

Medical Expenses (including cashless hospital admission)

If you are hospitalised due to accident or illness (excluding pre-existing conditions), we will cover the hospitalisation expenses incurred up to RM10 million. Our travel assistance team is on call by phone to provide you emergency travel assistance, ensuring you receive appropriate medical care.

Comprehensive coverage

We provide you with coverage for domestic and overseas medical expenses, trip cancellation, travel interruptions and delays, emergency medical expenses, medical evacuation costs and lost, damaged or delayed baggage.

Personal Accident cover

You can get lump sum payout up to RM500,000 if you suffer from an accidental death or permanent disablement during your trip.

Trip cancellation cover

Don't worry about the costs of transport & accommodation due to your trip cancellation. We’ll reimburse you the non-refundable expenses if your trip is cancelled due to specific events, within a specific time before your departure date.

Natural disasters

We will pay for travel inconveniences related expenses against natural disasters such as earthquakes, floods and volcano eruptions, occuring at the country of travel.

Our own global assistance service

We have a fast and efficient 24-hour Emergency Assistance Team available to assist you in the event of injury following an accident or if you are ill and require hospital attention abroad.

Travel Inconvenience

We provide you coverage for travel inconveniences such as travel delays, loss or damage to your personal belongings, fraudulent use of credit card, car rental excess charges and more.

* Coverage differs according to product & plan. Please refer to policy wording for full details of coverage and exclusions.

Quote & buy online, before your next trip!

For More information, pls contact

An Authorise Agency of AIG Insurance Malaysia
ACPG Management Sdn Bhd
WhatsApp Team +6012-6489838
HQ +603-92863323
www.acpgconsultant.com
www.insuranceomlinepurchase.com

居家房屋保险计划
通过安排
ACPG风险管理有限公司
+ 6011-12239838 (Whatsapp)

马来西亚居家房屋保险计划
居家房屋的破损或闯入对您和您的家人可能会造成财务和情感上的困扰。

居家房屋保险（居家房屋保险和居家房屋财产保险）
一项简单的计划即可保护您的居家房屋和有价值的物品。

主要好处说明
保护您的居家房屋及其财物
遮盖建筑物和内容物，以防火灾，雷电，洪水和其他自然灾害

用新的物品替换损坏的物品
支付您损坏物品的保险价值，以便您可以购买全新的替换品

承保居家物品的意外损坏
保护您的居家用物品（包括电视，笔记本电脑或其他物品）
免受意外损坏

选择仅覆盖家庭内容
允许您选择固定计划或量身定制保护和福利，以覆盖您的贵重物品

防止水箱或水管爆裂
赔偿因水箱和水管爆裂或溢出而对建筑物和财物造成的损害

在全球范围内保护您的个人物品
24/7全天候保护您的个人物品，例如珠宝和手表

对这个产品感兴趣？
我们不涵盖的内容
1.由于滑坡而对建筑物造成的损坏，除非购买了扩展的滑坡覆盖范围
2.白蚁造成的损害
3.根据所选选项，珠宝超过总保险金额的1/3或1/2

有关福利和例外的完整列表，请参考我们的政策措辞。

您的经验风险管理和保险解决方案服务提供商机构

ACPG风险管理有限公司
总公司
158-3-7，Blok 158，Kompleks Maluri，
Jalan Jejaka，Taman Maluri，Cheras，
55100 Kuala Lumpur, Malaysia
http://www.acpgconsultant.com
+ 603-92863323







#居家房屋保险
#马来西亚居家房屋保险

Renew Kurnia Motor Insurance
via ACPG Whatsapp 011-12239838
http://wasap.my/+601112239838/Kurniamotorinsurance

Renew your insurance with Kurnia today and receive E-Wallet credit for any eligible auto365 policy purchase between 11 November to 12 December 2021. Don’t miss out on this spectacular year end deal.
Terms and conditions apply: https://www.kurnia.com/newsroom/spectacular-year-ender-voucher-campaign?fbclid=IwAR2NRs3df80xGjMpPzlZBV5YdUcPBhGqMSMvsUhxWMeordMhO1FTB1firKg

Hurry, grab this rewards promotion before it ends.
To participate, contact Kurnia Insurance Agency - ACPG Whatsapp Team 011-12239838 or visit our website at www.insuranceonlinepurchase.com for online purchase motor insurance policy.
Authorised Agency For Kurnia Motor insurance Policy
Arranged By
ACPG Management Sdn Bhd
Malaysia Experience Risk Management Insurance Services Provider (Since Year 1989)
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri,
55100 Kualla Lumpur, Malaysia.
+603-92863323
[email protected]
www.acpgconsultant.com

Insurans Liabiliti Tanggungan Awam
(Public Liaibility Insurance 公共责任保险)
Arranged By
ACPG Management Sdn Bhd
Hotline +603-92863323
Whatsapp Team +6012-6489838
http://wasap.my/+60126489838/PublicLiabilityinsurance

Insurans Liabiliti Tanggungan Awam untuk
Borang Permohanan Permit Iklan Papan Tanda
DBKL MPAJ MPSJ MPPJ MPKJ
Public Laibility Insurance for Signboard,Banner, Billboard, Banting, Exhibition, Event, Concert, Expo Permit Support For DBKL MPAJ

MPSJ MPPJ MPKJ
Public Laibility Insurance for Signboard,Banner, Billboard, Banting, Exhibition, Event, Concert, Expo Permit Support For Kuala Lumpur and Wilayah Persekutuaan

Dewan Bandaraya Kuala Lumpur (DBKL)
Public Laibility Insurance for Signboard,Banner, Billboard, Banting, Exhibition, Event, Concert, Expo Permit Support For Selangor State
Majlis Perbandaran Ampang Jaya (MPAJ)
Majlis Perbandaran Kajang (MPKJ)
Majlis Perbandaran Petaling Jaya (MPPJ)
Majlis Perbandaran Subang (MPSJ)
Majlis Perbandaran Selayang (MPS)
Majlis Perbandaran Shah Alam (MPSA)
Majlis Perbandaran Sepang (MPSP)
Majlis Perbandaran Klang (MPKG)
Majlis Daerah Kuala Selangor (MDKS)
Majlis Daerah Kuala Langat (MDKL)
Majlis Daerah Hulu Selangor (MDHS)

Alert for Responsible to arrange Public Liability Insurance Policy for all Renovation project, Event project, Exhibition project, Concert project, Construction project and all others public outlets for third party Liability coverage.
Renovation Public Liability Insurance Malaysia
Event Public Liability insurance Malaysia
Contractor All Risk Insurance (CAR) Malaysia
Er****on All Risk Insurance (EAR) Malaysia
Renovation Public Liability Insurance Malaysia
Installation Public Liability Insurance Malaysia
Public Liability Insurance Malaysia
Workmen Compensation Insurance (WC) Malaysia
Foreign Worker Insurance Malaysia
Construction Third Party Liability Insurance Malaysia
Legal Liability Insurance Malaysia
Third Party Liability Insurance Malaysia
Shopping Mall Public Liability Insurance Malaysia
Signboard Public Liability Insurance Malaysia
Billboard Public Liability Insurance Malaysia
Road Banting Public Liability Insurance Malaysia
Building Property Public Liability Insurance Malaysia
Insurans Liabiliti Tanggungan Awam Dewan Bandaraya Kuala Lumpur (DBKL)
Insurans Liabiliti Tanggungan Awam Majlis Perbandaran Ampang Jaya (MPAJ)
Insurans Liabiliti Tanggungan Awam Majlis Perbandaran Kajang (MPKJ)
Insurans Liabiliti Tanggungan Awam Majlis Perbandaran Petaling Jaya (MPPJ)
Insurans Liabiliti Tanggungan Awam Majlis Perbandaran Subang (MPSJ)
Insurans Liabiliti Tanggungan Awam Majlis Perbandaran Selayang (MPS)
Insurans Liabiliti Tanggungan Awam Majlis Perbandaran Shah Alam (MPSA)
Insurans Liabiliti Tanggungan Awam Majlis Perbandaran Sepang (MPSP)
Insurans Liabiliti Tanggungan Awam Majlis Perbandaran Klang (MPKG)
Insurans Liabiliti Tanggungan Awam Majlis Daerah Kuala Selangor (MDKS)
Insurans Liabiliti Tanggungan Awam Majlis Daerah Kuala Langat (MDKL)
Insurans Liabiliti Tanggungan Awam Majlis Daerah Hulu Selangor (MDHS)
Dewan Bandaraya Kuala Lumpur (DBKL) Public Liaibility Insurance
Majlis Perbandaran Ampang Jaya (MPAJ) Public Liaibility Insurance
Majlis Perbandaran Kajang (MPKJ) Public Liaibility Insurance
Majlis Perbandaran Petaling Jaya (MPPJ) Public Liaibility Insurance
Majlis Perbandaran Subang (MPSJ) Public Liaibility Insurance
Majlis Perbandaran Selayang (MPS) Public Liaibility Insurance
Majlis Perbandaran Shah Alam (MPSA) Public Liaibility Insurance
Majlis Perbandaran Sepang (MPSP) Public Liaibility Insurance
Majlis Perbandaran Klang (MPKG) Public Liaibility Insurance
Majlis Daerah Kuala Selangor (MDKS) Public Liaibility Insurance
Majlis Daerah Kuala Langat (MDKL) Public Liaibility Insurance
Majlis Daerah Hulu Selangor (MDHS) Public Liaibility Insurance

Renovation Public Liability Insurance
Insurans Liabiliti Awam Pengubahsuaian
装修公共责任保险
Expertise in Public Liability Insurance Malaysia
Arranged By
ACPG Management Sdn Bhd
(Insurance Business since year 1989)
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumpur, Malaysia.
www.acpgconsultant.com
+603-92863323
+6011-12239838
+6012-6489838
+6017-3183811



****onAllRiskInsuranceMalaysia

Marine Cargo Insurance, Marine Transit Insurance, Cargo Transit Insurance and Goods In Transit Insurance
Hotline +6011-12239838 Whatsapp
Arranged By
ACPG Management Sdn Bhd
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumpur, Malaysia.
http://www.acpgconsultant.com
+603-92863323

Marine Cargo Insurance
Marine Cargo Insurance refers to the insurance of goods shipped from one place to another, anywhere in the world.
Coverage is usually effected on a "per voyage" basis that is from the time the goods leave the premises of the seller until the time they finally arrive at the buyer's premises. There is no period specified in the policy.
Coverage can either be effected by the buyer or the seller depending on the contract of sales. There are different types of recognised Sale Contracts, the most common affecting Marine Insurance are:
F.O.B. (Free On Board)
It is the seller's obligation to place the goods on board vessel at his own expense and obtain the Bill of Lading. He (the Seller) is also responsible for all loss or damage until goods are on board vessel. Thereafter the goods are at buyer's risks.
C & F (Cost and Freight)
Seller provides goods with all freight and other charge paid to the port of discharge but does not include insurance charges. He (the Seller) is also responsible for the loss or damage to goods until delivery on to the carrying vessel but it is the responsibility of buyer to arrange insurance.
C.I.F. (Cost, Insurance & Freight)
The Seller undertakes to arrange and pay for all costs of delivering the goods and insurance up to final destination because the buyer has paid for these in the sale price. The insurance policy is assigned to the consignee and he can claim under the policy as though he had arranged the insurance himself.

Type of Marine Cargo Insurance Policies
1.Individual Policy
These are policies issued on each and every shipment upon request by the Assured.
2.Open Cover Policy
The Open Policy is a continuous policy that is issued on certain date and remains in force until cancelled. The policy provides automatic protection for all shipments described in the policy.
This arrangement is suitable for merchants who are engaged in regular import/export or internal trade.
Coverage in Marine Cargo Insurance
Shipment by vessel
Sending by air
Inland Transit
Sending by post or courier service

1.Shipment By Vessel
Types of coverage available are :
Institute Cargo Clauses ( C )
Institute Cargo Clauses ( B )
Institute Cargo Clauses ( A )
Institute Cargo Clauses ( C )
It covers loss of or damage to the interest insured attributable to :
fire or explosion
vessel being stranded, grounded, sunk or capsized
overturning or derailment of land conveyance
collision or contact of vessel with external object other than water
discharge of cargo at a port of distress
It also covers loss or damage to interest insured caused by :
General Average Sacrifice
Jettison
Note :
General Average arises where a sacrifice is incurred in connection with a venture with a view to saving or minimizing the loss as a whole. This means that some of the cargo needs to be sacrificed in order to save others. There is liability resting upon the owners of cargo to contribute towards the damages or expenses suffered by those whose cargoes are sacrificed.
Institute Cargo Clauses ( B )
In addition to coverage provided under "C" policy, it also covers loss or damage to goods insured attributable to earthquake, volcanic eruption or lightning and loss of or damage to interest insured by :
entry of sea, lake or river water into vessel
total loss of any package lost overboard or dropped whilst loading on to, or unloading from vessel

Institute Cargo Clauses ( A )
It covers all fortuitous losses of every description but excludes loss, damage or expense proximately caused by delay, inherent vice or nature of the goods.
General Exclusions for all Clauses ( A, B or C )
Willful misconduct of the Assured
Ordinary leakage, loss in weight, wear and tear
Insufficient or unsuitability of packing
Inherent vice or nature of subject-matter insured
Unseaworthiness of vessel (when the Assured is privy to it)
Delay even though caused by a risk insured against
Insolvency or financial default of carrier
Deliberate damage or destruction of the subject-matter insured
Use of nuclear weapon
War and Strikes
Terrorism
Radioactive contamination, chemical, biological, bio-chemical and electromagnetic weapons
Nuclear energy risk
Seepage and pollution
Marine Hull Insurance
Marine Hull Insurance covers loss or damage to hull and machinery. The hull is the structure of the vessel. Machinery is the equipment that generates the power to move the vessel and control the lighting and temperature system such as boiler, engine, cooler and electricity generator.
Scope of Cover
Institute Time Clauses
These are the main clauses and most important in Marine Hull policies. Time Clauses covers for a specific period usually 12 months. As the nature and degree of risks which the Insurer run vary according to the kind of vessel, there exist a number of categories in the Time Clauses. They are : -
Institute Time Clauses (Hull)
Institute Time Clauses (FPA)
Institute Time Clauses (Total Loss Only)

1.Institute Time Clauses (Hull)
Provides the maximum coverage offered by hull insurance.
Perils Covered
1.Perils of the sea
2.Fire & explosion
3.Violent theft
4.Piracy
5.Breakdown of accident to nuclear installations etc.
6.Contact with aircraft
7.Earthquake, volcanic eruptions or lightning
8.Accidents in loading etc.
9.Bursting of boilers
10.Breakage of shaft
11.Latent of defect
12.Negligence of masters etc.
13.Negligence of repairers etc.
14.Negligence of charterers etc.
15.Barratry
Excluded Perils
1.Wilful misconduct of the Assured
2.Loss caused by delays
3.Wear and tear
4.Rats and/or vermin
5.Injury to machine not proximately caused by maritime peril
Paramount Exclusions in the Policy
1.War
2.Strikes
3.Malicious acts
4.Nuclear exclusion
Other Losses & Expenses Covered
1.Pollution Hazard
2.3/4th Collision Liability
3.General Average and Salvage
4.Sue and Labour
5.Constructive Total Loss
2.Institute Time Clauses (FPA)
The coverage of these clauses are similar to that of Hulls Clauses but exclude coverage on machinery damages in all respects. It is advised that all vessels which exceed 15 years of age or older, if the risk accepted, to give this coverage only. Past experience shows that older vessels suffer serious casualties due to machinery damage. If machinery damage is excluded due to limitation of this clause, there is a better chance of making hull underwriting profit.
3.Institute Time Clauses Hulls (Total Loss Only)
As the name suggested, this clause only covers in the event of it becoming a total loss by arrangement, actual, compromised or constructive total loss. The rate for this cover is low and usually this cover is only extended to old vessel (but not more than 20 years) or on accommodation only.

Institute Yacht Clauses
This clause are basically Institute Hull clauses amended for yachts and include all damages to hull, masts, spars, sails and other equipment on board the yacht but does not include damage whilst the yacht is racing.
Caution should be taken with regard to charter yachts and if the risk is accepted, the following warranty must be included into the policy conditions, namely:

'Warranted that professional skipper & crew is in attendance at all times'
Full details of the Skipper and Crew's experience must be obtained.

Institute Voyage Clauses
This insurance covers risks during a voyage from one port or place to another or a round voyage. In so far as ordinary vessels are concerned, as most of them are usually insured under a time policy, voyage insurance is effected only in such cases as delivery voyage of a new vessel to buyer from the shipyard or a voyage of a vessel to be repaired at shipyard. The period of coverage is usually less than a year and the scope of coverage is almost identical that of time policy. In which case, there are also the FPA and Total Loss cover.

Builders' Risk Insurance
This type of insurance covers whilst vessel is under construction. During that period, it is exposed to risks such as fire, tidal wave, capsize or failure in launch. It is also exposed to collision and sinking on a trial trip. The builder's risk insurance effected by shipyards provides cover against all such risks. The insured value is the contract price or the estimated completed value of the vessel if there is no contract price. The period of insurance should be from the time of inception of the construction to the time of delivery. Hence, the period can well exceed 12 months.

Hull War And Strike Risks Insurance
War and strike risks are usually excluded from the cover of ordinary marine insurance policies in any market throughout the world. This insurance covers exclusions under Article 11 of the Institute Time Clauses. It can only be effected on vessels which are insured against ordinary marine risks. The rate of premium fluctuates frequently reflecting the climate of world politics at the time of inception of the risk.

Terrorism Insurance
Terrorism cover is an excluded risk worldwide. There will be no consideration for acceptance if this coverage is required.

Loss of Time Insurance
This insurance indemnifies a ship owner for loss of anticipated profits or operating costs where the insured vessel is forced to be out of commission in consequence of damage caused by maritime accident. The period of insurance is one year and the insurable value is calculated based on the following: -
estimated operating costs
estimated chartering to be earned
estimated gross income of freight
The loss of time is covered on the basis of the number of days required for the completion of the repairs, counting from the day following the day of the accident. The Insurer's liability per any one accident is limited to certain number of days up to 180 days throughout the year.
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Property Building Insurance, Strata Title Property Insurance,
Malaysia Strata Title Building Insurance, Malaysia Strata Title Fire Insurance, Malaysia Strata Title JMB Liability Insurance
Hotline +603-92863323, +6011-12239838 Whatsapp
Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title and JMB Insurance Risk Management Advisory Organization
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumour, Malaysia.
(O) +603-9286 3323
(E) [email protected]
(W) www.jmbinsurance.com.my
(FB) www.facebook.com/jmbinsurance
Exclusively Designed for JMB's or MC only
(Joint Management Body or Management Corporation),
Strata Title Property Insurance and Property Management Liability Insurance
Arranged by
Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title Insurance and JMB Liability Insurance Risk Management Advisory Organization
Strata Title Property Insurance and Property Management Liability Insurance
Strata Title Risks Solution:
Products Offered:
Fire Insurance
Fire Consequential Loss Insurance
All Risk Insurance
Crime Insurance ( Burglary & Money Insurance)
Plate Glass Insurance
Machinery Breakdown Insurance
Public Liability Insurance
Property Terrorism
Error & Omission or Professional Indemnity for Joint Management Body (JMB) or Management Corporation (MC).
Malaysia JMB Insurance Organization (JMBIM)
Your Trusted Malaysia Largest Strata Title and JMB Insurance Risk Management Advisory Organization
Head Office
158-3-7, Blok 158, Kompleks Maluri,
Jalan Jejaka, Taman Maluri, Cheras,
55100 Kuala Lumpur, Malaysia.
(O) +603-9286 3323
(E) [email protected]
(W) www.jmbinsurance.com.my
(FB) www.facebook.com/jmbinsurance