Kobo2naira Personal Finance

Wishing you a blissful week.

*WELCOME TO DAY 14*
If you spend all your income now, how do you plan to grow your wealth in the future?

Just like planting seeds leads to a harvest, saving and investing today can yield financial growth tomorrow.

Don't underestimate the power of little little changes or amounts.
Join us for another savings challenge.

Link in bio, join us today.

Nothing will change for you financially, until you change financially.

Repost from

100-day savings challenge starts 6th January 2024. The link to join the support group in bio.

LET ME BE YOUR 2024 MONEY BUDDY

✅Get all the support, encouragement and personal finance teachings to help you move from Zero savings and investments to great milestones.

✅3 One-on-One sessions with me.

✅3 Months program and 9 Months follow up

✅Personal finance and other self development books clubs.

✅Bi- weekly group call

✅Exclusive guests/speakers webinar - only paid Members.

✅The program officially starts Friday January 12th 2024.

✅ This is a Group Personal Finance Accountability Partner Program.

Fee: N20,000

Pay to:
0046940514
StanbicIBTC
Funmilayo Elebe

Thank you.

Another time to save up. Join us today.

January 6th - April 14th 2024.

Support group link in comments

Another time to save up. Join us today.

January 6th - April 14th 2024.

Support group link in bio

*LET ME BE YOUR 2024 MONEY BUDDY*

✅Get all the support, encouragement and personal finance teachings to help you move from Zero savings and investments to great milestones.

✅3 One-on-One sessions with me.

✅Personal finance and other self development books clubs.

✅Bi- weekly group call

✅Exclusive guests/speakers webinar - only paid Members.

✅The program officially starts Friday January 12th 2024.

✅ This is a Group Personal Finance Accountability Partner Program.

*Join between now and January 2nd ,pay N17,500.*

*Actual Fee: N20,000*

*Pay to:*
0046940514
StanbicIBTC
Funmilayo Elebe

*LET ME BE YOUR 2024 MONEY BUDDY*

✅Get all the support, encouragement and personal finance teachings to help you move from Zero savings and investments to great milestones.

✅3 One-on-One sessions with me.

✅Personal finance and other self development books clubs.

✅Bi- weekly group call

✅Exclusive guests/speakers webinar - only paid Members.

✅The program officially starts Friday January 12th 2024.

✅ This is a Group Personal Finance Accountability Partner Program.

*Join between now and January 2nd ,pay N17,500.*

*Actual Fee: N20,000*

*Pay to:*
0046940514
StanbicIBTC
Funmilayo Elebe

Send evidence of payment via DM

Thank you.

You: I can't save nor invest because of the many financial commitments I have.
Me: Please join my MONEYBUDDY program. See details in comments.

Thank you for joining the 100 days to Christmas Savings challenge.
Hope to see you in 2024.

Why haven't you signed up for the 2024 Money Accountability Partner Program?

Let me be your Money Buddy in 2024.

Price N17,500 till 2nd January after which it will be N20,000.

Merry Christmas

Thank you for participating.

Wishing you a blissful Christmas Celebration ❤️

LET ME BE YOUR 2024 MONEY BUDDY

✅Get all the support, encouragement and personal finance teachings to help you move from Zero savings and investments to great milestones.

✅3 One-on-One sessions with me.

✅Personal finance and other self development books clubs.

✅Bi- weekly group call

✅Exclusive guests/speakers webinar - only paid Members.

✅The program officially starts Friday January 12th 2024.

✅ This is a Group Personal Finance Accountability Partner Program.

Join between now and January 2nd ,pay N17,500.

*Actual Fee: N20,000*

Pay to:
0046940514
StanbicIBTC
Funmilayo Elebe

Please send proof of payment via DM

Thank you.

Remember how you struggle to save, think twice, spend wisely.

*Welcome to DAY 93*

Remember to be careful with your financial decisions this festive season.

Have a blessed DAY 🥰

It is tomorrow, please register to attend. This is an event you will not regret attending.

See link to register .tribe and bio.

It's tomorrow by 10:00Am. The zoom link will be sent to all who register.

15 more days to go!!!!!!!
Let's do this 💪

Did you know that not having savings and investments can be linked to too much spending on eating out?

It's not just about fancy restaurants; it includes those quick bites on your way to the office, daily drinks, bread and akara, ice creams, and other snacks or drinks you order online. You know what yours are.

Even the habit of frequently buying ready-made meals instead of cooking at home adds up.

If you cut down on eating out, you might be surprised at how much money you can save weekly, monthly, and over the years.

Imagine the power of the compounding effect – those seemingly small amounts you spend regularly can accumulate significantly over time.

Making a conscious effort to reduce these expenses can have a positive impact on your financial situation.

*Welcome to DAY 77*

When making financial choices during this time, focus on what you truly *Need* versus what you *Want* , distinguishing between *Liabilities* and *Assets,* and ensure that your *Spending Aligns* with what you can *Afford.*

You can have a joyful festive period without putting a strain on your finances.

Happiness is a choice, and it doesn't always depend on money.

Happy New Month!

In times of economic uncertainty, it's crucial to recognize the importance of a simple and thrifty way of living.

Take a close look at your spending habits and cut out any unnecessary expenses.

By living within your means and being mindful of how you spend, you can keep your finances in good shape without feeling the strain of financial pressure.

Getting control over money and finding peace with it early on can be tough for some people.

One big challenge is being able to say "NO" to things you want but don't really need.

Another important thing is being honest with yourself about how you're spending your money. Facing the truth, even if it's not easy, helps you make better choices and take charge of your finances sooner.

 

Consider the promises being made – the crowd pledges enjoyment and popularity, while Financial Peace promises a more profound level of security and stability.

As you navigate through life and age, there comes a point where Old Age looks at you and poses a crucial question: "Which path will you choose – the familiar way of the crowd or the path that leads to financial security and peace of mind?"

It's a decision that goes beyond the immediate and asks you to think about your long-term well-being and happiness.

Hard work alone may not be enough, while hard work is important for personal and professional growth, it doesn't guarantee financial success on its own.

Many people work hard in their jobs and businesses but may not necessarily accumulate wealth or financial prosperity solely through their efforts.

Effective management, good ethical decision-making, and strategic planning are crucial in generating and attracting money.

See your savings as the seeds you diligently plant, and your investments as the fields where these seeds grow.

Much like the changing seasons and natural cycles, your financial journey will have its ups and downs. During the 'seedtime,' or the times of financial stability, it's crucial to not only save but also to invest wisely.

Think of investing as choosing the right soil and conditions for your financial seeds to flourish. While saving is like planting the seeds, investing is about nurturing and growing them into a bountiful harvest. Investments have the potential to yield higher returns compared to traditional savings, providing an opportunity for your financial garden to thrive.

Similar to the patience required for crops to mature, investments need time to grow. Just as weather patterns vary, your financial climate may experience both highs and lows.
However, by consistently saving and intelligently investing, you build resilience against the unpredictable financial seasons.

Managing your time well is really important when it comes to making money.

When you use your time wisely, you become better at doing things efficiently, which can help you earn more.

It's also about understanding that your time is valuable and making sure you use it in the best possible way.

, , ,

This is another month again. Don't delay, stop putting off saving.
Things that make you spend money and give you reasons not to save will keep appearing if you let them and aren't disciplined.

Even if you don't have a specific reason to save, set aside some money for emergencies. You don't want to be in a tough financial spot or miss out on opportunities just because you don't have savings to rely on.

Remember, an emergency fund is not the same as an investment.

Wishing you a blissful November.

HAPPY WORLD SAVINGS DAY

Established on 31 October 1924 by the WSBI founding fathers as the ‘World Thrift Day’, the World Savings Day has been marked ever since.