Whitney H. Covington
OR/WA Licensed Mortgage Loan Officer
NMLS #119347
01/07/2024
It literally takes a few minutes. Why not see where you stand in your journey of home ownership?
31/12/2023
Leaving 2023 w an abundance of gratitude for health, happiness, & love. Onward to 2024 w more of the same along w growth, challenges, and new experiences! 🥂 ✨
24/12/2023
Wishing you and yours a very Merry Christmas filled with joy and laughter! Big thanks to & for hosting the big guy at 🎅🏼🎄🔔
06/07/2023
This pic was taken this week 12 years ago just a day after I moved to the PNW. Haven’t stopped exploring and enjoying the beauty around every corner since! ❤️🌲🏔️
08/05/2023
As tragic as a wildfire is, I always love seeing the new growth rising. A reminder I shared w my daughter today,
that bad & sad are to be expected in life, but are always followed by good & happy times. 💕
05/04/2023
Just in time! 🌷🌿☀️
31/03/2023
Think we’ll see more of this. Love how they’ve structured to adhere to Mortgage guidelines. w
https://www.fastcompany.com/3056129/this-house-costs-just-20000-but-its-nicer-than-yours?utm_source=facebook.com&utm_medium=social&fbclid=IwAR1SbPdTfjLlT9B7NClhS-Dl1eOSudYHfLcLlqJH71LDBc9Jv9IzKpvFNtQ_aem_ARzcO-Awa53teDg-uP4eDwK_XKO6S_FU8jb5UEF_EYaEFrFc6VtxwfCJa5GX2PopMh2LpGI4Jw_1JfOzelHzMFIdJOvl1GGTewYl-G9NVfP8m0rFAB1wrv5Jd3NO57hnT_A
This House Costs Just $20,000—But It’s Nicer Than Yours Rural Studio’s $20K House has such innovative design that it’s changing the entire housing system–from mortgages to zoning laws.
10/03/2023
Whitney H. Covington on Instagram: "Learn more about how to use boarder income to qualify for a home loan! This takes a little time investment in order to work, so start setting yourself up for a future purchase/refi now. #ormortgage #wamortgage... 2 Likes, 0 Comments - Whitney H. Covington () on Instagram: "Learn more about how to use boarder income to qualify for a home loan! This takes a little time i..."
08/03/2023
“I can and I will. Watch me.” – Carrie Green
Everyday is Women’s Day over here. 💕
06/03/2023
Whitney H. Covington on Instagram: "We decided to tag along on a fieldwork trip for a fun weekend away in Seaside! I’m not going to lie the weather was pretty miz until it was time to leave (naturally) but we made the most of it and there’s so... 15 Likes, 2 Comments - Whitney H. Covington () on Instagram: "We decided to tag along on a fieldwork trip for a fun weekend away in Seaside! I’m not going to..."
Big news! HUD announced they will be lowering the mortgage insurance premium from .85% to .55%, saving borrowers an average of $800/yr.
This will make FHA programs more attractive to those w/little down, those with lower than great credit scores, and those that make too much to qualify for some of the Fannie/Freddie programs.
It’s nice seeing some of the strides taken to make home ownership more affordable right now.
14/02/2023
Happy Valentine’s Day! 💕
13/01/2023
I walk this trail every morning I’m able. I love the friendly nods w other routine hikers through the year as their bellies grow w/babies, or their sluggish steps become a steady jog, or eager puppies transition to calm companions. A daily reminder we are all a work in progress!
11/01/2023
Whitney H. Covington on Instagram: "I often hear of eligible donors hesitant to gift funds for closing over the annual exclusion amount because they believe they will pay a gift tax. It’s true anything over $17K must be reported, but only to be... Whitney H. Covington shared a post on Instagram: "I often hear of eligible donors hesitant to gift funds for closing over the annual exclusion amount because they believe they will pay a gift tax. It’s true anything over $17K must be reported, but only to be applied toward the lifetime gift tax li...
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