Nicola Shirley - Vega Mortgage Adviser

Shared ownership of residential property continues to be strong, be it with friends ,siblings or inter generational . Here's a great site loaded with information specifically on this. As a partner with Slice I can offer this secure link for you to get up with the play :0)

Looking forward to being of assistance!

https://app.slicetobuy.com/sign-up?ref=NjUzNzkyYjYzMjY1NTU0NWFhY2M3YzI0&type=YnJva2Vy&invitee=Tmljb2xh

Always happy to help anyone that's starting to look at buying their first home - without a champion in your corner it can feel a little overwhelming!

Buying your First Home with KiwiSaver

1. First Home Withdrawal
After 3 years in KiwiSaver, you can apply to withdraw all or part of your KiwiSaver savings as a deposit towards your first home. A minimum balance of $1,000 must be maintained in your account.

2. First Home Grant
After 3 years in KiwiSaver, you may be eligible for a First Home Grant. Grants up to $10,000 for building a new home or $5,000 for an existing one.

Steps to Buying with KiwiSaver:
1. Check your eligibility and KiwiSaver balance.
2. Speak to a mortgage adviser to understand your borrowing power.

Buying your First Home with KiwiSaver

1. First Home Withdrawal
After 3 years in KiwiSaver, you can apply to withdraw all or part of your KiwiSaver savings as a deposit towards your first home. A minimum balance of $1,000 must be maintained in your account.

2. First Home Grant
After 3 years in KiwiSaver, you may be eligible for a First Home Grant. Grants up to $10,000 for building a new home or $5,000 for an existing one.

Steps to Buying with KiwiSaver:
1. Check your eligibility and KiwiSaver balance.
2. Speak to a mortgage adviser to understand your borrowing power.

https://www.facebook.com/100063880965633/posts/871805814958776/?

If you are coming to the end of your current loan's fixed rate term, we encourage you to plan ahead and get clear on your options.

Our Vega Advisers are here to speak with you and help you achieve the best possible option for your own personal situation. We can work with your existing lender or help find you a better one.

Let's Chat.

📞 0800 834 253 or fill out the request form on our website:
vegalend.co.nz/vega-home-loans-made-easy

A very handy tool for checking flood risk for home owners and home hunters... https://experience.arcgis.com/experience/cbde7f2134404f4d90adce5396a0a630/page/Flood-Hazard-Map/

A great tool launched by Auckland Council to assist homowners and house hunters in Auckland. https://arcg.is/1De1Lz0

Check flooding potential for properties by address

Experience

We are gradually getting more detail on this exciting addition to Kainga Ora First Home Partners offering for EXISTING properties, this kicks off mid August get in touch with any questions or to find out how to be ready to roll…

🏠 Exciting News for First Home Buyers! 🎉
Now, you can use First Home Partner for purchasing existing properties too! 🏡

Here's what you need to know:

Low Deposit: You only need a 5% deposit to get started on your homeownership journey. 💰

Boost Your Deposit: First Home Partner can help you increase your available deposit up to a maximum of 30%. That's a significant boost to help you secure your dream home! 💪

Interest-Free Funds: The funds provided by First Home Partner are interest-free. No extra burden on your pocket! 😇

Repayable 15 Years: You have up to 15 years to repay the funds. This means flexible and manageable payments! 💼

Participating Banks: To enjoy the benefits of First Home Partner, your home loan must be through a participating bank. But don't worry; we'll guide you through the process! 🏦

Kainga Ora's Interest: Kainga Ora will have an interest in the ownership of your property, but you have the freedom to repay this at any time. You remain in control of your home! 🗝️

Don't let the dream of homeownership slip away! With First Home Partner, it's now easier than ever to step into the property market. Start planning for your future and secure your place to call home. 🌟

If you have any questions or need more information, feel free to reach out to us.

https://kaingaora.govt.nz/news/changes-made-to-the-first-home-partner-scheme/