Buhay Kalusugan

Congratulations sir Roberto Bauyon and sir Ronaldo Angeles for securing your healthcare, thru kaiser 3 in 1 savings program.
1. HEALTHCARE
2. LIFE INSURANCE
3. INVESTMENT

Control your own health and provide for your own future with Kaiser’s Ultimate Health Builder Plan!

Signing up for our long-term healthcare plan isn’t just benefiting from one product; it’s a 3-in-1 plan that acts as an investment, healthcare, and life insurance. You will surely guarantee the security of your future with the number of benefits you can acquire in just one plan!

Make the most of your healthcare insurance with Kaiser International Health Group, your first name in healthcare.

Message or scan me to avail.

Word of the day!
Time is not refundable that's why we need to
diversify, diversify, diversify our investment & increase cash flow.

Bakit magandang mag-𝗜𝗡𝗩𝗘𝗦𝗧 sa 𝗞𝗔𝗜𝗦𝗘𝗥 ???
kasi ...
1. May 🩺𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 - kung MAGKASAKIT may pangpagamot ka.
2. May 💱𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 - kung mag-RETIRE, may PENSION REPLACEMENT ka.
3. May 👨‍👩‍👦‍👦𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 - kung MAWALA ka may maiiwan ka sa pamilya mo.
✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years saving period sa halagang 2,647 kada buwan. Covered ka na ng mga benefits HABANG BUHAY!
✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payments at schedule of benefits mo.
✅𝗗𝗜𝗥𝗘𝗖𝗧 𝗙𝗥𝗢𝗠 𝗧𝗛𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗬. kaya walang ahente. Hindi mo na kailangan mag-contact kanino man pwera sa Kaiser support group kun kinakailangan.
✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Sagot ang hospital bills mo including room accommodation kahit ilang araw ka pa sa hospital hanggat me HBL ka pa.
✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After 1 year of payment entitled ka na sa LIBRENG general health and dental checkup.
✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. kung ano ang sinimulan mong monthly payment ganoon pa rin hanggang 7 taon.
✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kung hindi nagamit ang health benefits sa unang 7 taon, bilang BONUS ibabalik sayo ang 𝟴𝟱% ng kabuuang ibinayad pagdating ng maturity year (after 20th year) kasabay ng mga tinubo ng inihulog mo.
✅𝗖𝗢𝗩𝗘𝗥𝗘𝗗 𝗡𝗔 𝗔𝗡𝗚 𝗖𝗢𝗩𝗜𝗗-𝟭𝟵
𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 𝖭𝖺𝗆𝖾 𝗂𝗇 𝖧𝖾𝖺𝗅𝗍𝗁𝖼are trusted by major Philippine government agencies.
Want to start now?
Click the link below 👇👇👇
https://145011me.imgcorp.com/quote/kaiser

𝐆𝐮𝐬𝐭𝐨 𝐦𝐨𝐧𝐠 𝐦𝐚𝐬 𝐦𝐚𝐮𝐧𝐚𝐰𝐚𝐚𝐧 𝐚𝐧𝐠 𝐤𝐞𝐥𝐚𝐧, 𝐬𝐚𝐚𝐧 𝐚𝐭 𝐩𝐚𝐚𝐚𝐧𝐨 𝐦𝐨 𝐦𝐚𝐚𝐯𝐚𝐢𝐥 𝐥𝐚𝐡𝐚𝐭 𝐧𝐠 𝐦𝐠𝐚 𝐛𝐞𝐧𝐞𝐟𝐢𝐭𝐬 𝐦𝐨 𝐚𝐭 𝐩𝐚𝐩𝐚𝐩𝐚𝐧𝐨 𝐦𝐨 𝐦𝐚𝐩𝐚𝐩𝐚𝐭𝐮𝐧𝐚𝐲𝐚𝐧 𝐧𝐚 𝐝𝐢 𝐭𝐨 𝐒𝐂𝐀𝐌, 𝐦𝐞𝐫𝐨𝐧 𝐭𝐚𝐲𝐨𝐧𝐠 𝐟𝐫𝐞𝐞 𝐬𝐞𝐦𝐢𝐧𝐚𝐫 𝐚𝐭 𝐨𝐧𝐞 𝐨𝐧 𝐨𝐧𝐞 𝐬𝐞𝐦𝐢𝐧𝐚𝐫 𝐬𝐚 𝐨𝐫𝐚𝐬 𝐧𝐚 𝐚𝐯𝐚𝐢𝐥𝐚𝐛𝐥𝐞 𝐤𝐚..

𝐉𝐮𝐬𝐭 𝐬𝐞𝐧𝐝 me a massege if you want to secured ur life 😊💜right now! 🙏

𝗔𝗹𝗮𝗺 𝗺𝗼 𝗯𝗮 𝗮𝗻𝗴 𝗦𝗔𝗡𝗗𝗪𝗜𝗖𝗛 𝗚𝗘𝗡𝗘𝗥𝗔𝗧𝗜𝗢𝗡?

We can't blame our elder loved ones kung wala silang sapat na retirement savings. Wala namang financial education classes sa panahon nila. So they lack information.

Ngayon, may marami nang FREE Financial coaching/classes, halos kada oras so you and your family can access and attend not for one time but for lifetime.

If hindi parin mag-aattend or mag-eenrol, our children will have the right to blame us later sa pag tanda natin....

Kung kulang at di sapat ang passive income, pension, savings, healthcare at insurance natin - kasi di tayo nagpa-guide, nag-attend, nagpa-enrol at nag execute ng tama.
To learn more about IMG company, click the link below 👇👇👇
https://145011me.imgcorp.com/linkbio

For Free Financial Coaching, send me a message

A person can be highly educated , professionally successful, but financially illiterate.

Having a great career and high paying job is not a ticket to financial freedom! You need to invest in your financial education.

"It's not how much money you make. It's how much money you keep. Save and invest correctly. "

Please message me for more details.

📌Relate Ka Ba?
HOW TO SAVE? 🤔

1. Pay yourself first – Before spending or allocating a spending budget, make it a habit to set aside money from your monthly salary or income. When you get your salary, pay yourself first. Use this basic saving equation; Income - Savings = Expenses or Salary – Savings = Expenditure

2. Wise Spending – Create a shopping list to determine and determine how much to spend according to needs. Be wise in spending and always remember that it's not always "PAYDAY". Discipline is needed to not be a “SHOPAHOLIC”.

3. Pay off Debt – Debt is often the reason why you can’t save so don’t borrow if you don’t need to. If unavoidable, pay off the debt on the due date. Find out just how much to borrow according to your ability to pay so you don't get buried in debt.

4. Emergency Fund - It's better if you have 3 to 6 months worth of expenses sitting aside so that when you need it you can spend and not be forced to borrow money.

5. Extra Income - It's easier for you to save if you have extra income.

Let's always remember,
Money speak only one language;
"If you save me TODAY, I'll save you TOMORROW.

Message me to me for more details.

Imagine this:

For the last 30 years...

Ikaw nagbayad lahat ng expenses sa bahay.

Inu una mo palagi ang bills, electric, water, phone, tuition, medical, at ang lahat ng family members mo, nag dedepende sayo, dahil ikaw ang breadwinner and provider, etc.

Now, becoz you are about to reach retirement age of 60, ngayon mo pa lang naisip na mag save for your retirement, healthcare, etc.

Hindi ba dapat, much better if every payday, noon pa, nakapag set aside kana ng savings?

Hindi naman kelangang e save mo lahat ng sahod mo, kahit 20 percent lang.

Yan ang tinatawag na, sacrifice now, secure later.

Kesa, bigay ka ng bigay, halos lahat bigay mo sa kanila now, and suffer later dahil hindi ka sure kung makaka tulong ba pamilya mo, kapatid mo, anak mo, pinsan mo, sa panahon na kelangan mo ang tulong during your old age.

We reward ourselves by
Spending or by Saving

Many times, people prefer "by spending" becoz spending comes with material representation. We buy something for ourselves. We buy something for loved ones.

But while our savings for retirement, old age, healthcare, future emergencies today - doesn't have material representation, the money we save and accumulate today can "save us" against financial struggle or complications in the future.

Remember, the money in your savings account today (mutualfunds, healthcare, life insurance), will save you and your loved ones, from financial struggles, in the future.

The next question is, how much savings is enough, para sabihin mong, secure kana sa future?

Message us, and let's talk financial planning.

You need to cultivate an open mind. You need to be open to new ideas, new environment, new statistics and new experiences.

Madalas sabihin ng mga kakilala ko habang nag-iipon ako...

"Wag mong tipirin ang pera, kikitain mo din naman yan. Mag-enjoy ka lang kasi minsan ka lang mabubuhay sa mundo."

Yes, totoo naman un. Kung iisipin may point siya dahil once lang tayo mabubuhay sa mundo, kaya magpakasaya na tayo.

Pero, kung iisipin mabuti...paano kapag may emergency? paano kung may magkasakit sa pamilya? paano kapag tinangay ng malakas na hangin ang bubong ng bahay nyo, wala kang pangpagawa kasi nga ubos biyaya ka na.

Ang ending ay UTANG?

Hindi naman masamang mag-enjoy sa buhay, pero make sure na BALANCE ito. Nag-eenjoy ka at the same time may naitatabi ka rin para sa future, just in case of emergency may madudukot.

May kasabihan nga "Kapag may isinuksok, may madudukot" pero kapag walang isinuksok, sa iba dudukot. Kawawa naman yung dinukutan mo.

1998 was the birth of IMG in the Philippines and was registered in the SEC in 2002.

Who really is IMG?
Historically, IMG system starts in America and Canada way back 1977. It is aligned with a world financial organization called World Financial Group (WFG).

Since 1977, it adopted a system called "System Builder" - a book which contains a proven system used not only by the WFG and IMG community but also of other leading financial institutions in the world!

IMG is not an investment company. You don't invest in IMG. It is focused on Financial Literacy.

• It's a brokerage organization of leading companies in the Financial Industry.

• A school for Financial Literacy -- under a life-long learning program with free financial coaching for life.

• A global community of Savers, Investors, Entrepreneurs, Financial Educators and Campaigners.

It offers Total Financial Solution. Meaning you learn from them not only on investing and saving but in all other aspects of personal and family financial management including financial planning.

As a school for Financial Literacy. You are encouraged to learn first before saving and investing. And because financial and investment companies are aligned with them, you can already practice what you have learned as a One-Stop-Shop in the Financial Industry.
One great thing about IMG when you invest is -- that you are developed to become your own money manager.

In other words, you are given direct access to the companies aligned with them without passing through a broker or an agent -- thereby maximizing the use of your money when saving and investing.

Through IMG also, you have the right to participate in its business as Associate Broker (optional) and it's assisted in building your own organization in the Financial Industry.

Be a part of millions of Filipinos na binago ang buhay sa pamamagitan ng tamang pag iipon at pag iinvest. Alamin at idiscover ang mga financial opportunities at investments that will be tailor-made for our needs today & the future - join the mission/advocacy to fight against poverty!

Everyone deserves to be educated. We want to make sure that NO FAMILY LEFT BEHIND when it comes to saving their future through financial education. - EXPERIENCE a much Better Life with IMG!

PM for Details...😊
Ctto
https://125760sg.imgcorp.com/linkbio

On July 28, 2023, Mr. Manuel Luis Belleza, received a Maturity Benefit Full Withdrawal from Kaiser International Healthgroup Omnis, Makati. His journey has been a long and rewarding one, and we are proud to say that he has attained the maximum level of maturity in his healthcare journey.

We are honored to recognize his hard work and dedication, and we wish him all the best in his future endeavors

Congratulations, Mr. Manuel Luis Belleza!

Disclaimer:
The appropriation of the official posts of the Company outside of the official accounts of Kaiser International Healthgroup is strictly prohibited. The sharing and/or otherwise unauthorized dissemination of the official posts of the Kaiser International Healthgroup are considered violations of the intellectual property rights of the company. The Kaiser International Healthgroup reserves the right to take legal action against those who violate our intellectual property rights including seeking redress for damages in the proper courts of the Philippines.

KAISER HEALTHCARE WEBINAR
( 3 - In - 1 : Investment - Healthcare - Life Insurance )

WHY KAISER IS THE BEST INVESTMENT TO START?
✓ 7 Years na pag - iipon at protected kana at magwork sa Iyo for your GOLDEN YEARS.

ANO BA ANG KAISER LONGTERM HEALTHCARE?
Ang Kaiser Longterm Healthcare ay 3 - In - 1, mayroon Healthcare + Insurance + Investment.

✔ Kapag hindi ka na employed at binawi na noong dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung ma - ospital ka.

✔ Kapag hindi mo nagamit ang annual health care coverage mo hindi siya na - eexpire unlike short - term health care ( HMO ) na no - refund ang premiums magamit mo man or hindi. Sa Kaiser, marereceive mo ang guaranteed Long - Term Care Bonus ( Cash ) sa maturity.

✔ May kasama na syang Life Insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔ Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma - transfer pa ang health care coverage sa beneficiary.

✔ Nakainvest sa Mutual Fund ang health fund kaya nag - eearn siya ng 10% Rate Of Returns at may variable earning pa depende sa performance ng stock market.

✔ Good as cash siya pagdating ng maturity. So pwede kang mag - withdraw gamit ang iyong visa card. Hangga't may fund ang account mo, patuloy lang ang pag - earn projected ng 10% rate of returns ( compounded ) annually.

✔ Covered ka kahit beyond 60 Years Old ka na, as long as you live at may fund ang iyong acçount!

✔ In case of emergency, pwede magamit as family assistance. Sino ang pwedeng maka - avail nito?

Lahat ng nasa 10 - 60 Years Old mayaman man o mahirap. Get Kaiser 3 - In - 1 ( Long - Term Healthcare + Life Insurance + Investment ) as early as you can, " Mas Daig Ng Maagap Ang Masipag ".

Need a long - term healthcare investment?

Start your KAISER Longterm Healthcare now! ( Healthcare + Insurance + Investment ).

INVEST only for 7 years and be PROTECTED for the REST of your LIFE.

✓ Start Your Kaiser Program Now.

LEARN HOW MONEY WORKS FOR YOU
MESSAGE ME IF YOU WANT KNOW MORE INFO.

KAISER's NEW BRAND AMBASSADOR!!
Daniel Padilla Original ✨💙

The road to success is always under construction!
Let's start from FINANCIAL EDUCATION!
Kahit gaano pa po kalaki ang sahod natin, kong kulang po Tayo sa Financial Education, mahihirapan po Tayo maging successful!

Multi-Level Marketing (𝗠𝗟𝗠) 𝗯𝗮 𝗮𝗻𝗴 𝗜𝗠𝗚?

May masamang reputation ang MLM, dahil napakaraming MLM ay scam din. Kaya sa isip ng marami,
MLM=SCAM
At ang primary activity ng MLM ay recruiting, kaya
RECRUITING = MLM = SCAM

Pero hindi ito totoo, kasi sa totoo lang everybody recruits.
• The military recruits soldiers
• Governments recruit civil servants and teachers
• Companies recruit employees
• Schools recruit students
• NGOs and charitable institutions recruit volunteers
• cooperatives and organizations recruit members.
• your church recruits parishioners
• sales organizations recruit agents

You also recruit your household help: kasambahay, yaya, driver.
We recruit people who will help us reach our dreams and goals.

In IMG, we recruit people we want
• to help start saving and investing
• to join us in our mission and journey
• to be our business partners

𝗠𝗟𝗠 𝗕𝗔 𝗔𝗡𝗚 𝗜𝗠𝗚?

MLMs require recruitment to make money and meet quotas. Members who do not meet quotas are penalized (demotion, loss of commissions, etc). in MLMs, members make money by recruiting.

In IMG, recruitment is recommended but not required. IMG has no quotas. Members who do not recruit are not demoted, and can earn from agent commissions. IMG members MAKE NO MONEY when they recruit

WHY DO PEOPLE JOIN IMG?

Members join IMG for the 4Es
• to learn about how money works (Education)
• to make money work for them (Ex*****on) and start saving or investing
• to make money (Entrepreneurship) by building a business in the financial industry , or
• to enjoy community (Environment) by joining a team and enjoying 40+ member benefits

REQUIRED BA MAG-RECRUIT SA IMG?

Of course not! Recruitment is recommended, but not a requirement.
• People who join for education may invite others to learn
• People who join for ex*****on may invite other to start saving and investing
• People who join for Entrepreneurship may invite others to do the IMG business too.
• People who join for community may invite others to enjoy membership benefits

But if you are entrepreneur, who want to build a BIG business the 5-5 is a simple, easy, fast and doable business strategy!

MLM BA ANG IMG ?

It depends!

Ano ba ang definition mo ng MLM?

Kung ang definition mo ay recruiting, MLM ang IMG, ang church, ang gobyerno, at private companies. at lahat ng mga nag-re-recruit

Kung ang definition mo ay making money recruiting people, hindi , MLM ang IMG.

𝗪𝗵𝘆 𝗷𝗼𝗶𝗻 𝗜𝗠𝗚?
Ang IMG ang biggest Filipino global community ng savers at investors, at mga gustong magkaroon ng magandang kinabukasan.

If you want to learn the secrets to saving and building your future, join IMG!

Sad but True!🥲🥲🥲


kelan mo pa umpisahan? Tara di pa huli ang lahat.

Moral lesson??? Hindi ka tagapagmana ng Kumpanya.

If you are an employee submit your time from 9am-5pm but make part time business after 5pm. That is for your Long term security and Financial Freedom.

Your company have no responsibility to make you rich or wealthy.
Do not rely on single source of income💪💪💪

CTTO

4 Reasons Why Planning for Retirement is Important
1. SSS is not enough - it will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.
2. INFLATION - Your 1 peso right now will have lesser value in the future.
3. OUR KIDS are not our retirement fund - part of pagtanaw ng utang na loob culture. We need to break this culture of dependency. Let us not be a burden to our kids in the future.
4. WE LIVE LONGER - Imagine retiring at the age of 60 with no income then living until the age of 80,thats 20 years worth of expenses,60 years old too far to imagine right? How about about taking a vacation for a month with no SALARY?
Let us not depend on our Company's retirement benefit. What if u lose your job or your company go bankrupt?

Learn how money can work for you
Pm me is the key!

Sa eroplano, di pa nga lumilipad iniisip mo agad "Paano kong bumagsak?🤔

Sa barko, di pa nga umaandar iniisip mo na agad "Paano kong lumubog?🤔

Sa negosyo, di ka pa nga nagsisimula iniisip mo na agad "Paano kong malugi?🤔

Hmmmm. Kita mo na? Paano ka aasenso kong yung mga bagay na di mo pa nagagawa negative agad nasa isip mo..

Sa employment.. Nong nag apply ka ba ng trabaho "Iniisip mo din ba agad na baka di ka matanggap?

Ang buhay, subok subok lang yan. Paano ka makaka usad sa hirap ng buhay kong di ka hahakbang? Walang taong naging successful na hindi humarap sa takot. "Face your fears ika nga...

Ano man ang profession mo, gaano man kalaki ang sahod mo. Maniwala ka o sa hindi pang survival lang yan. Kelangan mo ng extra income for your future..

I dont care if you ignore this now, but i will keep on saying you need a spare tire..

Ang sasakyan nga may extrang gulong.

Para in case of emergency may pang palit.

Change your "MINDSET" and "BE FINANCIALLY EDUCATED‼"

Start a business as early as possible! And retired early, enjoy life.

.

Welcome Daniel sa ating IMG & Kaiser Family! ❤️
➖➖➖

An advocate of wellness, an icon, and the Supreme Idol is now a part of the KAISER family!

He is a dedicated man, forward-looking, compassionate, and an inspiration to others who continuously proves that by properly taking care of our health and well-being, we can achieve our dreams and goals.

Let us all extend a warm welcome to Kaiser’s New Brand Ambassador,
Mr. Daniel Padilla!

Kaiser, Na Sa’yo Na Ang Lahat! 💙

In IMG we can have it all!

1.Turning P1,000 into P1,003 is called a bank.
2. Turning P1,000 into P1,300 is called an investment.
3. Turning P1,000 into P1,000,000 is called INSURANCE PLAN.

When a person dies:
1. A gift of P2,000 could be from friends.
2. A gift of P20,000 could be from relatives.
3. A gift of P200, 000 could be from parents or siblings.
4. A gift of 2 MILLION or MORE could be from INSURANCE.

A person no matter how capable he is in his lifetime cannot avoid 2 things: DEATH and SICKNESS. It's certain to happen at any point of our life. It's better to plan years ahead than to be a day too late.

Kapag mahirap ka pa at wala ka pang malaking ipon, mas kailangan mo ng Life Insurance para may maipamana kang income hindi ang kahirapan incase of die too soon.

Magpa INSURED ka na habang pwede pa!
Tara usap tayo assist kita.