NiCeity Realty

Most credit card debt is unsecured, which means there's no collateral tied to it. If you fall behind on payments, the credit card company can't seize your belongings.

On the other hand, home loans are "secured" debts because your home serves as collateral. If you don't make payments on these loans, the lender may foreclose on your home to recover what's owed.

Don't forget to consider these factors when you're thinking about transferring debts from one place to another or taking on secured debt to pay off unsecured debts.

💸Passive income can provide financial security and independence, allowing people to pursue their personal goals and interests without worrying about financial constraints.

General Advantages of Passive Income:

✨Passive revenue streams can offer economic stability and autonomy
✨Passive income requires minimal effort to maintain, freeing up time to focus on other pursuits.
✨Passive income can provide a variety of income streams, reducing dependence on a single source of income
✨Passive income can be scalable, allowing you to increase your income with minimal additional effort.

❗️🌳TAKE ALL 4 RESIDENTIAL LOTS 🌳❗️

📍Metrogate, Angeles City

❇️Per Lot 120 square meters
✅Total of 480 square meters
✳️Phase 3
❇️near Metrogate Clubhouse
✳️Clean Title
✅Capital Gains Tax shouldered by Seller

🍀Price: P 16,000/sqm only (TAKE ALL 4 lots)
💸Mode of Payment: CASH ONLY

* Facilities
🏊Swimming pool
🚴Parks/ Playgrounds
👮24/7 Security

* Nearby areas:
☕Convenience stores
🧑‍⚕️Clinics
🧑‍🎓School
👼Churches

* A few mins drive to:
📌Malls/ Grocery (Marqueemall and Landers)
📌NLEX
📌Clark

Celine dela Cruz, REB
PRC LIC NO. 0015812
Valid until 10-29-2027
DHSUD Reg No. RFO3-B-12/22-0608


















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Facebook: NiCeity Realty
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Just because someone is successful doesn't mean they didn't experience the same feelings of fear, uncertainty, and doubt. Fear is the same for them as it is for you.

❗️TAKE ALL 4 RESIDENTIAL LOTS ❗️

📍Metrogate, Angeles City

❇️Per Lot 120 square meters
✅Total of 480 square meters
✳️Phase 3
❇️near Metrogate Clubhouse
✳️Clean Title
✅Capital Gains Tax shouldered by Seller

🍀Price: P 16,000/sqm only (TAKE ALL 4 lots)
💸Mode of Payment: CASH ONLY

Celine dela Cruz, REB
PRC LIC NO. 0015812
Valid until 10-29-2027
DHSUD Reg No. RFO3-B-12/22-0608


















Like and Follow our Social Media Accounts
Facebook: NiCeity Realty
IG: niceityrealty
Tiktok: niceityrealty

Happy Spiritual Sunday! 🙏

Today is a perfect day to pause, reflect, and renew your spirit. Take a moment to connect with your faith and find peace in His presence. Remember, no matter what challenges you face, you are never alone.

The Lord is my strength and my shield; my heart trusts in him, and he helps me.’ - Psalm 28:7 🙏

❗️Still available❗️

Adding family photos can act as the finishing touch, turning a house into a home. Use your pictures alongside your other artwork and decor, matching the existing styles and color themes. This will help you create the best results in your home for a reasonable price.

Make sure you choose only the best photographs when creating your designs, especially with older printed images.

Feel Good Friday, indeed! 🥰 Thank you so much for these wonderful feedback from my recent house turnover clients from UK. Thank you so much for the kind words. 🤗

If interested with the same model (Melcon) 🏡, we still a few units left in Madonna. Just Message us.. 📲

❇️ An attorney-in-fact is someone who is designated to act on behalf of another person, whether in business, financial, or personal matters.

✅ An attorney-in-fact is designated through the power of attorney, usually by the person who will be represented.

✳️ An attorney-in-fact need not be an attorney-at-law, which is another name for “lawyer.” The former makes decisions for a principal, while the latter advises and represents a client but is not involved in decision-making.

❇️ The person appointing the attorney-in-fact is called the "principal," and the attorney-in-fact is sometimes referred to as the "agent."

✅ Sometimes the courts can assign an individual attorney-in-fact for another person if they have become incapacitated.

It's WEALTHY WEDNESDAY 🤑 💰

When we encourage others, we not only breathe God's love into them, but we also breathe God's love into our own souls.

Don’t hold back your encouragement because it will always come back to you.
“A generous person will prosper; he who refreshes others will be refreshed”

The person who loves others will flourish,
The person who blesses will prosper,
The person who gives will get rich,
The kind person will flourish!
The person who is a source of blessing to others will be blessed,
The generous person will be enriched,
The person who waters will himself be watered,
The beneficent person will experience prosperity,
The person who helps others will always be helped,
Reaping the generosity they have sown!

PROV 11:25

Midweek Blessings...
Health is Wealth 🤑

❗️TAKE ALL 4 RESIDENTIAL LOTS ❗️

📍Metrogate, Angeles City

❇️Per Lot 120 square meters
✅Total of 480 square meters
✳️Phase 3
❇️near Metrogate Clubhouse
✳️Clean Title
✅Capital Gains Tax shouldered by Seller

🍀Price: P 16,000/sqm (TAKE ALL 4 lots)
💸Mode of Payment: CASH ONLY

Celine dela Cruz, REB
PRC LIC NO. 0015812
Valid until 10-29-2027
DHSUD Reg No. RFO3-B-12/22-0608


















Like and Follow our Social Media Accounts
Facebook: NiCeity Realty
IG: niceityrealty
Tiktok: niceityrealty

Stress will always exist in life. The key is knowing how to handle it. In every situation, you always have a choice in how you respond.

🏡Brand New Furnished Modern Two Story House for Sale near Clark❗️

📍Located in a secured subdivision in Angeles City

🍀PRICE: 21,000,000

✳️Lot area: 200sqm
✳️Flr area: 220sqm

🛌4 bedrooms
🚿3 bathrooms
🚗2 car garage
❇️maids room
🛋️Living area
🍽️Dining area
🪣Service kitchen
🐠Koi fish pond

Celine dela Cruz, REB
PRC LIC NO. 0015812
Valid until 10-29-2024
DHSUD Reg No. RFO3-B-12/22-0608


















Like and Follow our Social Media Accounts
Facebook: NiCeity Realty
IG: niceityrealty
Tiktok: niceityrealty
Youtube: NiCeity Realty

🏡NORTHRIDGE VISTA
📍Bacolor, Pampanga

✅ Inner Unit (Block 8 Lot 7)
🏠 48 sqm floor area
🏠 40 sqm lot area
🛏️ 2 Bedroom (Provision)
🛁 1 T&B
🚘 1 Carpark (Provision)

❇️Nearby establishments:
🛣️5 mins to highway
🌃7 mins away to King's Royal
🏙️10 mins away to SMP
🌇15 mins away to SM downtown
🏨10-12 mins away to JBL, Makabali and Green City Hospital
🏫20 mins away to Don Honorio Ventura Technological State University (DHVTSU)
🏫10 mins away to STI College and St. Nicolas College
🍔8 mins away to McDonalds and Jollibee
⛪️8 mins away to Our Lady of Sorrow Parish Church

📌With complete amenities:
🏊swimming pool
🤾basketball court, and
🏘️clubhouse
🚵 playground

TCP: 1,700,000
15% DOWNPAYMENT: 255,000
RESERVATION FEE: 10,000
NET DP: 245,000
12 MOS TO PAY: 19,354.17

BALANCE ON TCP: 1,445,000

PAGIBIG FINANCING
30 YRS: 8,897.11
25 YRS: 9,532.22
20 YRS: 10,561.91
15 YRS: 12,389.76
REQUIRED INCOME: 25,420.32

BANK FINANCING
20 YRS: 12,086.56
15 YRS: 13,809.17
10 YRS: 17,531.84
5 YRS: 29,299.39
REQUIRED INCOME; 36,259.68

Celine dela Cruz, REB
PRC LIC NO. 0015812
Valid until 10-29-2024
DHSUD Reg No. RFO3-B-12/22-0608


















Like and Follow our Social Media Accounts
Facebook: NiCeity Realty
IG: niceityrealty
Tiktok: niceityrealty

Thank you so much Maam Daneeleen, my client from UK for these perfumes! ❤️😊🥰.

Your appreciation fuels our passion. Thank you for believing in us!🤗

☕️🍵🥛Daming rich kids sa Pampanga 🤑

Pampanga has a total of 23 SB stores, one of the highest outside NCR

The province is known for its good local coffee shops, but it doesn't stop the international brand from expanding into the province.

Angeles City - 10
1. SM City Clark - Meeting Place
2. SM City Clark - The Event Center
3. Mac Arthur Highway - AUF
4. Friendship Highway - Korea Town
5. Marquee Mall
6. Sto Rosario Street
7. Nepo Quad
8. Clark Center
9. Mac Arthur Highway Balibago - Opening soon
10. Clark City Front Mall - Opening soon

City of San Fernando - 6
1. SM City Pampanga - San Fernando side
2. SM City Telabastagan
3. Mac Arthur Highway - Sindalan
4. Mac Arthur Highway - San Agustin (moved from Vista Mall)
5. Mac Arthur Highway - Emerald Building
6. JASA - Invecs

Mexico- 3
1. SM City Pampanga - Mexico side
2. NLEX - Lakeshore northbound
3. NLEX - Shell southbound

Mabalacat City - 2
1. Clark Global City - West Aero Park
2. Clark International Airport - Opening soon

Guagua - 1
1. JASA - Opening soon

Bacolor - 1
1. Announced by Mayor

Via Mnemonick and TheThirthySixty

🏡BRAND NEW, HIGH-END, READY FOR OCCUPANCY HOUSE ❗️

📍San Fernando, Pampanga near San Miguel Corporation

🍀P 18,000,000 (CGT shouldered by the seller)
🏦Cash or Bank Financing

✅Lot area: 180sqm
✅Floor area: 220sqm
🌞Morning Sun Orientation

🛏️4bedrooms with ensuite t&b (including the study room).
🛏️Masters Bedroom with walk in closet.
✅Modular closet with organisers
🛋️Living room double height ceiling
🍽️Dining
🧂Main kitchen
🧃Pantry
🚗2 car garage
✅Lanai
🛏️Helpers room with own t&b
🪣Service/laundry area
🌷Landscape garden

✅Kitchen appliances
✅6 aircon inverter
✅5multipoint water heater and
✅water pump.

Celine dela Cruz, REB
PRC LIC NO. 0015812
Valid until 10-29-2024
DHSUD Reg No. RFO3-B-12/22-0608

10 LESSONS ON FINANCES: 💸💰💶💷💴💳

1. Must have an EMERGENCY FUND - enough for 6 months of expenses/current lifestyle.

2. SAVE MONEY and MONEY WILL SAVE YOU. Don’t save what is left after spending. Only spend what is left after saving.

3. Best to have ZERO DEBT, if you can’t pay it in cash, you CAN’T AFFORD it, nothing beats PEACE OF MIND.

4. Avoid unnecessary spendings, forget sale price, everything is 100% off when you don’t buy it. Don’t waste your money on things that you don’t need, even if they are cheap. EVERY PESO COUNTS!

5. Learn to BUDGET - it is telling your money where to go instead of wondering where it went!

6. If we buy things that we don’t need, we will have to SELL THINGS THAT WE NEED.

7. PRETENDING TO BE RICH can make us poor. YOU Must learn to live BELOW YOUR MEANS. Don’t go broke trying to look rich. ACT YOUR WAGE.

8. MONEY IS NOT EVERYTHING, but we cannot deny the fact that we NEED money for our FAMILY.

9. Always have a BACK-UP PLAN for life's uncertainties. Start having your personal LIFE INSURANCE with INVESTMENT and LEARN to INVEST in REAL ESTATE that will give you PASSIVE INCOME.

10. Let's break the TOXIC FAMILY CULTURE about FINANCES. Your children are not your retirement fund, and your parents are not your emergency fund.

✨CTTO