Miss Invest, Bacolod City Videos

Ugly truth behind Housing Loans ‼️🤡 don’t worry may trick din tayo para jan. 😉 #housingloan #PagibigHousingLoan #UsapangPera #tipidtips #missinvest

PAGIBIG Housing Loan Tipid Tips! 🤩 want a copy of the spreadsheet? Lemme know in the comments!

My Citi Rewards Card got APPROVED IN 24HRS! No annual fee for life pa yan 😱 🎥 Watch this video for TIPS how to get yours! Referral link in the comments.

𝗥𝗮𝘁𝗶𝗻𝗴 𝗺𝘆 𝗰𝘂𝘁𝗲 𝗽𝗶𝗻𝗸 𝗲𝗮𝗿𝗯𝘂𝗱𝘀 🌸💝 #acefast #hoco #lenovo #wirelessearphones #BudgetFriendly #techreviewph

🎄 Christmas Shopping Tipid Tips! 🛍

I flew ✈️ all the way to Manila to check first-hand "What's NEW" with the new digital bank in town! #itsgotyme got me surprised with this UNIQUE feature ➡️ (check comments!)

May challenges din ba kayong na encounter at the beginning of your crypto journey? I'm sharing mine in the comments. #finance101 #moneytalks #usapangpera

✨ 5 Simple Things I do to invest in myself ✨ • Embrace learning — read, pag tinamad I let👂audiobooks/podcasts play on the background while doing sumtn else (take adv of free online content) • Buy 💄 things that make you feel confident until YOU become confident — gel 💅 are worth it😭 • Prioritize ur mental health — take a break, experience sumtn new, set boundaries • Declutter • Budget — lots of free resource to get you started from spreadsheets (DL my budget planner in my bio), buy or DIY cash envelopes. #missinvest #selfcaretips #investinyourself

What are your goals before turning 30? Create your goals in #Maya Savings while earning 6% interest!

ITO ANG BEST INSURANCE 👉PARA SAYO👈
ITO ANG BEST INSURANCE 👉PARA SAYO👈 I met 3 Millennial clients. Eto yung pinili nilang plans: 1️⃣ Lifetime Life Insurance coverage with scheduled and guaranteed cash payouts at 5k a month 2️⃣ Lifetime Health AND Life Insurance, also at 5k a month 3️⃣ Health AND Life Insurance pero short-term coverage, at around 10k a YEAR. ✅ PWEDE PALANG MAGKAIBA ANG COVERAGE FOR THE SAME PRICE? ✅ MERON PALANG MURANG INSURANCE OPTION? For this video, let's debunk these misconceptions. Pwede kasi na... ✨ Same age ✨ Same budget Pero si 1️⃣ merong preexisting medical condition making her ineligible for a Health Insurance kaya i-ffocus nalang ang budget sa Life Insurance coverage na may kasamang cashback Eto naman si 2️⃣ both parents died before 60 due to Critical Illness. At si 3️⃣ meron ng existing permanent insurance coverage, at gusto ng additional coverage for a low price point in the next 10 years lang - kasabay ng housing loan nya. 👉 Ito po ang trabaho ng isang Financial Advisor, ang kilalanin ka, ang alamin ang needs and goals mo, at i-balance ang budget mo sa coverage na kailangan mo at kaya mo AT THE MOMENT. 👉 As an FA, ito ang pina-practice ko. I show my clients the possibilities, pros and cons of each: Term, Permanent and VUL policies. And in the end, they CHOOSE what they think is BEST for them. — 💌 If you wanna know YOUR insurance options, check the comment box to get a 1-on-1 Zoom link. #sunlifeph #missinvest #insurancetok #finance101

Helpful ba ang PAGIBIG MP2 Calculator na to? Comment if you want a copy. 😉 #financetips #MoneyTokPH #missinvest #UsapangPera

Ang saya ng comment section 🤣 Join the convo here 👉 https://vt.tiktok.com/ZSRBJDBCr/

😷 Options for CRITICAL ILLNESS INSURANCE ☂️
😷 CRITICAL ILLNESS INSURANCE ☂️ If you wanna know what I got for myself, watch until the end of the video! ⚠️ WARNING ⚠️ Mahaba tong video, kasi I'll be sharing 3 TYPES of CI Insurance: Term, VUL, and Permanent/Whole-life Insurance. -- 1️⃣ Sun LifeAssure / Term Insurance ☂️ 36 Critical Illness/surgeries OR Life insurance ✅ On a budget ka, pero ang gusto mo ay MATAAS na coverage. ✅ Kung ang target mo ay short-term coverage, to match a temporary financial obligation. When the need ends, there is a chance that you might terminate the insurance. e.g. Pagkatapos ng car/housing loan mo, or pag nakagraduate na si bunso. 📣 Renewable until 70y.o. only, so it might not be the best option if you’re looking to address your permanent insurance needs. -- 2️⃣ Sun MaxiLink100 / Regular Pay VUL (Insurance w/ Investment) ☂️ 36 Critical Illnesses/surgeries AND life insurance ✅ High Critical Illness coverage ✅ If you want control over your insurance coverage. For this type of policy: It's possible to add/remove/adjust benefits in the future including Critical Illness, Hospital Income, Maternity, Accident-related benefits, etc. 📣 Dahil "Regular-pay" ito, ibig sabihin continuous ang payment KUNG gusto mo na continuous din ang coverage mo. ✨ However, you have the option naman to PAUSE paying your premiums IF the fund value is enough to pay for the recurring insurance charges. 📣 I would suggest this IF: (1) your primary focus is INSURANCE PROTECTION at secondary nalang si investment returns. (2) you understand that LIKE TERM INSURANCE, regular payment ang plan na ito, ang pinagkaiba lang, the moment you decide to terminate the policy, meron ka pang fund value na aasahan, compared to term where there is none. -- 3️⃣ Sun Fit & Well Advantage / Permanent Insurance ☂️ 114 Minor and Major Critical Illnesses/surgeries OR life insurance until 100y.o. ☂️ Add'l coverage for: Specific cancer conditions, home recovery and pal

I don't regret choosing it as my first bank! I appreciate it even more today bc of GCash/Maya free cash-ins 🤣

Beginner Investing: Mutual Funds/UITFs explained
Beginner Investing: Mutual Funds/UITF 📈 ✅ Low-cost investment ✅ Risk profile: Low to High (you can switch funds later) ✅ Minimal monitoring ✅ Mobile-app features: adding more capital, transferring to a different fund, and redeeming of investments Mutual Fund/UITF are examples of pooled funds. Nag-iiba ang tawag depende kung sino ang nag offer nito. Mutual Fund = Investment Companies under SEC UITF = Banks/Trust Corporations under BSP Think of it as a basket with different assets like: 👉🏻 Stocks - shares in the ownership of private corporations; sa stocks, inaantay natin itong mag-appreciate in value para maibenta at a higher price sa stock market; some stocks also pay dividends 👉🏻 Bonds - in short ay “Utang”; kagaya ng mga personal loans natin, we are required to pay fixed interest sa inutangan natin. Sa bonds, borrowers (private or government institutions) issue bonds to raise money from investors (like YOU) with a promise to pay back with interest at a specific maturity date. 👉🏻 Combination of both Some funds focus on a specific businesses like Technology, Consumer Trends, Health Care, Financials, SDGs and more! 🛍 FUND PROVIDERS I’VE TRIED SO FAR 👉🏻 ATRAM Group MF/UITF: https://atram.com.ph/ - some funds available at GInvest 👉🏻 GInvest by GCash: https://gcsh.app/r/cDEzsLC 👉🏻 Sun Life MFs: https://www.sunlife.com.ph/en/investments/ 👉🏻 FirstMetroSec MF/UITF/ETF/Stocks: https://www.firstmetrosec.com.ph/fmsec/ 👉🏻 Investa MF Platform, Stock Monitoring, Virtual Trading: https://www.investagrams.com/prime?ir=jrw478566 ⚠️ DISCLAIMER: These are my personal preferences but there are still other MF/UITF providers you can choose from. I’m NOT an investment solicitor of these companies. Kung may nag message sayo, pretending to be me, tapos sinabihan ka na “GCash mo ko 3k gawin nating 30k in a month”. RUN! 🏃🏻‍♀️ WALANG INVESTMENT NA ZERO RISK WITH GUARANTEED RETURNS! Google is

Breadwinners know. 💤

Finally, I decided to transfer my ING Funds to SeaBank! Wala palang bills payment? 😅 #finance101 #UsapangPera

HAVE YOU CHECKED THIS ALL-IN-ONE MONEY APP? 😱 6% interest on savings, up to 15k Credit Limit, Crypto Investment for as low as Php 1.00 (yes po, piso lang you can start na) #PayMayaIsNowMaya #MayaEarlyAccess #missinvest

Withdraw CASH for FREE with ING Bank 💸 Compare natin si ING and Tonik sa next video? Watchu think?

For todays video: I encourage you to SPEND. Take a vacation. 🍃 then come back with greater focus, optimism and increased productivity.