Christine Joy Caguitla - SunLife Licensed Finacial Advisor

Magpa insured kna lalot breadwinner ka,,paano nlng ang pamilyang maiwan mo kung may mangyari sayo,❤️❤️❤️

🔐🔐Pm mo aq pra maguide kita❤️

First Event in 2023
One Sunlife Congress 2023
Forge your Future
Validating Advisor ☺️
Kaya sisipagan!

Team Joan
Bellatrix Sales Team
Excelsa NBO

Do not delay your insurance.
"TSAKA NA LANG" daw sya magpapa-insure, di pa naman daw kailangan.

Para sa lahat, na ganito din ang mentality, ito po ang aking friendly advice para sa inyo..

𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 𝗜𝗦 𝗦𝗢𝗠𝗘𝗧𝗛𝗜𝗡𝗚 𝗧𝗛𝗔𝗧 𝗬𝗢𝗨 𝗖𝗔𝗡'𝗧 𝗕𝗨𝗬 𝗪𝗛𝗘𝗡 𝗬𝗢𝗨 𝗡𝗘𝗘𝗗 𝗜𝗧.

Hindi ka pwedeng kumuha ng fire insurance kapag sunog na yung establishment mo..

Hinid ka pwedeng kumuha ng car insurance kapag nabangga na yung sasakyan mo..

Hindi ka pwedeng kumuha ng Health Insurance kapag may sakit ka na..

At mas lalo namang hindi ka na makakakuha ng life insurance kapag nasa heaven ka na.

WALANG GANUN, WALANG “TSAKA NA” sa Insurance, kasi kinukuha talaga siya HABANG DI MO PA KAILANGAN.

𝘿𝙊𝙉’𝙏 𝘿𝙀𝙇𝘼𝙔 𝙔𝙊𝙐𝙍 𝙄𝙉𝙎𝙐𝙍𝘼𝙉𝘾𝙀! 𝙔𝙊𝙐’𝙇𝙇 𝙉𝙀𝙑𝙀𝙍 𝙆𝙉𝙊𝙒 𝙒𝙃𝙀𝙉 𝙔𝙊𝙐’𝙍𝙀 𝙂𝙊𝙉𝙉𝘼 𝙉𝙀𝙀𝘿 𝙄𝙏!

𝗗𝗢 𝗜𝗧 𝗻𝗼𝘁 𝗷𝘂𝘀𝘁 𝗳𝗼𝗿 𝗬𝗢𝗨𝗥𝗦𝗘𝗟𝗙 𝗯𝘂𝘁 𝗳𝗼𝗿 𝗬𝗢𝗨𝗥 𝗙𝗔𝗠𝗜𝗟𝗬 𝗮𝘀 𝘄𝗲𝗹𝗹.

INSURANCE NOT PRIORITY.

Yes, it’s not like a food that we consume everyday for survival. Moreover, we have bills to pay - electric, water, internet, car loan, housing loan, etc.

However, like any of these, insurance is also a NEED. A product which is more significant than the things we buy in online stores, the paid subscription in the tv, the milktea and coffee, the dinner in restaurants, the travel, the iphone.

May (2) dalawang klaseng tao na nagtitipid
✅ 1st, yung nagtitipid dahil nag iipon, nag iinvest for the future retirement, healthcare, emergency, child education.
✅ 2nd, yung nagtitipid dahil ₱ 700 na lang ang natitira sa ATM at may 6 days pa bago ang next sahod.
Which life do you want for yourself? For your family? ..
What do you think about your financial status today...
do you feel at peace, proud, happy and secure?
Or do you feel worried, discouraged, tired, confused, disappointed, pressured, stressed?

Free financial planning here. 🙂 Grab it now!

I am Certified HIP (High Impact Performer).
Christine Joy B. Caguitla
Licensed Financial Advisor
[email protected]
Bellatrix Sales Team | Excelsa NBO

Seaman: May insurance na ako sa kompanya na pinagt’trabahuhan ko worth 10M.

Financial Advisor:😱😱😱 WOW! Congrats po sir! Baka po gusto nila kumuha/magdagdag ng personal life/health insurance ?

Seaman: hindi na. Malaki na naman ang coverage ko.

After 3 years, si seaman natanggal sa trabaho. Sa hindi inaasahang pagkakataon, natamaan ng sakit at binawian ng buhay.
Walang nakuha ni singko ang pamilya na naiwan ni seaman sa insurance na binigay sa kanya ng dating kumpanyang pinagt’trabahuhan sa kadahilanang ito ay applicable lamang sa mga employed nila na empleyado.

Lesson:
" May insurance na ako, provided ni company samin."

Hindi mo alam kung hanggang kelan ka magt’trabaho sa kumpanyang iyong pinagt’trabahuhan. Kadalasan, hindi life time insurance ang ibinibigay ng mga kompanya na ating pinagt’trabahuhan kaya mas mainam na meron ka pa ring personal mong insurance para kahit anong mangyari, meron kang PEACE OF MIND na maibibigay sa iyong sarili at sa pamilya mo.

Tara! I-assess natin yan.😊

Better to plan it NOW kasi hindi natin alam ang mangyayari sa hinaharap.

Hindi pwde ibayad ang GET WELL SOON sa hospital bills.
Lalo na ang Good Luck pambayad ng tuition fee!

At Stay Healthy pag retire natin.



Save and invest while healthy and earning 👈🤞🤞

𝗦𝗨𝗡 𝗗𝗥𝗘𝗔𝗠 𝗔𝗖𝗛𝗜𝗘𝗩𝗘𝗥 is one of the best plan to secure your child's education.
Suited for parents na may 0-6 yrs old child na gusto na 100% Guaranteed Cashback. Yung parang nag ipon lang for 5 years! 🤩

College Fund for your kids? Meron din si Sun Life! Life is brighter under the Sun talaga! 😍

- Pay only for 5 years
- Guaranteed 100% Life Insurance Benefit
- Guaranteed Education Benefit given for four (4) consecutive years.
- 20% on the 1st year
- 15% increase every year
- Can choose payout year between 12 - 17 years from the policy.
- Earn Dividend

Best solution for educational funding kasi:
✅ 4 years ang pay out sa unang taon mag start, kaya swak sya pambayad para ma kumpleto ang college ni anak.
✅ Covered ka din ng Life Insurance, in case something happen to you, may maiiwan pa din for your loveones.
✅ Mas malaki yung sum ng pay out compared sa ibinayad mong premium. Dito pa lang panalo ka na!
✅ May dividend pa, dagdag cash benefits.

Wala akong masabing cons sa plan na ito if educational funding naman ang pag-uusapan.. Wag kang basta managinip lang, i-Dream Achiever mo ! 🔆👩🏽‍🎓🧑🏽‍🎓

Tara na pag usapan natin

📧[email protected]
📲0274093762

Just a reminder, I AM NOT YOUR BENEFICIARY and YOUR MONEY WILL NOT BE MINE.
REMINDER:
• When you decline a life insurance policy, it is not us Financial Advisors you are declining or rejecting. It’s your family’s future. They will definitely struggle financially when you don’t have any protection.

My JOB is to remind you that YOU are the provider and that you have the dreams to protect and achieve.

When you see this post, and you realize that you’re not yet protected, then it is not an accident. You see this on your news feed for a reason. 😊

I’m only one CHAT away‼️
Get insured. Get protected

Our Digital Pamana - long post ahead, please read!

To my youngest client, insured at 5weeks old, CONGRATULATIONS!! 💛🎉

Hindi siguro namin maibibigay saiyo ang engrandeng monthly birthday celebrations, dahil hindi mo din naman ito maaalala..
- ihulog nalang namin sa plan mo

Hindi ka muna namin bibilhan ng monthly cakes, di mo din naman makakain diba?
-ihulog nalang namin sa plan mo

Hindi muna kita bibilhan ng mga mamahaling gamit at malalakihan mo lang din naman, may maayos na saplot lang keri na..
- ihulog nalang namin sa plan mo

Hindi natin gagawing malaking okasyon ang binyag at 1st Birthday mo ha? Maicelebrate lang natin ng maayos na kasama ang pamilya at kaibigan, okay na yun.. hindi mo din naman ma-aappreciate dahil bata kapa..
- ihulog nalang namin sa plan mo

Gusto namin pag nagkaisip kana, hindi pictures ng mga hindi mo naman naenjoy na parties at mga materyal na bagay ang ipapakita at iaabot namin saiyo, kundi ang iyong Sun Life Policy Contract, anak!

Naglalaman yun ng Investment.. Funds na magagamit natin sa pag aaral mo kahit saan mo pa gustong mag aral.. mawalan man kami ng trabaho in the future, ready kami sa future mo..

Pagkatapos mo mag-aral, pwede kang magwithdraw kahit kelan mo gusto at bilhin mo lahat ng gusto mong bilhin, yung ma-eenjoy mo at magiging masaya ka…

Hindi mo din kailangang umasa sa kahit sino na magtaguyod saiyo, kasi meron kang sariling investment.. gusto namin taas noo ka, at hindi yung mahihirapan kapa.. wag maghahabol at iiyak sa lalaki ha? 😅

Magagamit mo din ito sa future family mo, kuhanan mo din sila ng plan ha? Pwede mo i-link etong insurance mo sa pagkuha ng insurance ng mga anak mo.. wala kana din babayaran 🙂

Lastly, insured kana anak gang 88y/o… free nalang ito.. dahil sa investment palang, bawing bawi na tayo…

Wala man kaming maipamana saiyong malaking lupa, magandang bahay at kung ano ano pa, sigurado kami na itong Sun Life Plan na ito ang pinakamagandang ginawa namin para saiyo..

We love you so much baby Ellie, and welcome to a brighter future!! 💛

Ctto

Life insurance concept of the week:

The 20/20 Rule in Retirement

Prepare at least 20years before Retirement so you can fund 20years of you life when you retire

Talk to your financial advisor for guidance 📲

Are you also curious kung magkano nga ba ang binayaran ni Tito Vince para sa 32 million worth of life insurance ni Ms. Toni Fowler?

Halika, try natin icompute. Assuming na VUL plan yung kinuha nila, Toni is now 29 years old, possible na more or less 750K ang initial payment. Let’s also assume na Maxilink Prime yun? 10 years lang magbabayad. So total payment na kelangan nila is 7.5 million.

Pero wait, look at what that money will do. Kapag nawala si Toni, Tyrona will receive 32 million pesos. Now, if tumanda naman si Toni, there’s chance na tumubo sa investment yung account nya that if you will check sa picture below, pag 49 years old, pwede syang makawithdraw ng 24M assuming that the investment paid off at a 10% annual return. And may chance pang lumaki kung mas patatagalin nya iwithdraw.

Hindi ka lugi sa insurance, hindi ka lugi sa investment, hindi ikaw ang maargabyado dito. Instead, yung family at future mo, masesecure pa! Magtalino ka na din! 🙂
ctto anthony feliciano

Gusto mo rin ba ng 32M worth of Life Insurance gaya ng regalo ni TiTo Vince kay Mommy Oni? Check this out! Pwede ka magstart ng mababa..yung afford mo..Sample computation and proposal is free..Message me for details..

JUST COMMENT BELOW for SAMPLE PROPOSAL!!!

☀️ Gusto mo ba ng INVESTMENT na pasok sa budget mo with only P1,000 per month?✔✔✔

☀️ Gusto mo bang i-secure ang pamilya mo with GUARANTEED LIFE INSURANCE protection hanggang 100 years ng AGE mo?✔✔✔

☀️ Gusto mo ba ng EDUCATIONAL FUND para sa anak mo? ✔✔✔

☀️ Gusto mo ba ng RETIREMENT FUND para sa FUTURE mo? ✔✔✔

Get QUOTE NOW!!

Get your Sun MaxiLink 💯 product!!!

☀️ Sun MaxiLink 100 is a regular pay, investment-linked life insurance product that provides protection until age 100. Itong product na ito ay pasok para sa mga PILIPINO na sapat lang ang budget. Kung ikaw’y ay minimun-wager at sinasabing hindi kaya kumuha ng INVESTMENT at INSURANCE eto na ang pagkakataon mo! For an approximately 40 PESOS a DAY, imposible ng hindi mo pa kayananin ito!!! 🙂

✔ EDUCATION- dahil sa product na ito ay pwede mo ng pagipunan ang pag-aaral ng anak mo. Isipin mo yun? Imbis na hirap at kumakayod ka ng todo pagdating ng araw, dahil IN-AVAIL mo ‘tong product na ‘to ay posible mo pang mapagtapos ang anak mo ng walang iniisip na gastusin sa hinaharap.

✔ RETIREMENT- kung ayaw mong UMASA PAGDATING NG ARAW sa mga anak mo, bakit hindi mo subukan ito? IKAW BA ANG TAONG GUSTONG TUMANDA NA UMAASA SA ANAK? WAG GANUN!!! Kung talagang mahal mo ang mga anak mo dapat ay hinahanda mo na rin ang GASTUSIN MO SA PAGTANDA habang bata pa at wala pang sakit.

Kaya ano pang HINIHINTAY MO? PA-QUOTE KA NA❗❗❗

Today is the best time to get INSURANCE.

Hindi lahat ay insurable kaya kung healthy ka pa get now💪

Iba ang insured, iba ang protected

Yung iPhone, hinuhulugan.

Yung load, ginagastusan.

Yung lotto, tinatayaan.

Yung birthday, pinaghahandaan.

Yung handa sa fiesta, ipinapangutang.

Yung panigarilyo, pinaglalaanan.

Yung pagkain sa labas, nabu-budgetan.

Yung bayad sa Netflix, hindi nahirapan.

Yung utang sa bombay, nababayaran.

Yung bayad sa Shopee at Lazada, napaghahandaan.

Pero bakit ang retirement fund, AYAW PAG-IPUNAN?

Mostly, ito ang common mistakes ng karamihan dahil ang retirement daw ay malayo pa, kaya saka nalang paghandaan.

Laging tandaan: " THE BEST TIME TO PREPARE IS WHEN YOU DON'T NEED IT. "

Ctto: The Bright Moneyger

➡️PLAN AHEAD
➡️START TODAY!

➡️DM ME NOW TO KNOW MORE ☀️💛

𝔸 𝕊𝕦𝕟 𝕃𝕚𝕗𝕖 ℙ𝕣𝕠𝕞𝕚𝕤𝕖, 𝔽𝕦𝕝𝕗𝕚𝕝𝕝𝕖𝕕....
𝗠𝘆 𝘀𝗲𝗰𝗼𝗻𝗱 𝗰𝗹𝗮𝗶𝗺

𝑻𝒉𝒊𝒔 𝒊𝒔 𝒂 23𝑴 (22.98𝑴) 𝒑𝒆𝒔𝒐𝒔 𝒅𝒆𝒂𝒕𝒉 𝒄𝒍𝒂𝒊𝒎 𝒐𝒇 𝒎𝒚 𝒄𝒍𝒊𝒆𝒏𝒕 𝒘𝒉𝒐 𝒑𝒂𝒔𝒔𝒆𝒅 𝒂𝒘𝒂𝒚 𝒍𝒂𝒔𝒕 𝒎𝒐𝒏𝒕𝒉. 𝑳𝒆𝒔𝒔 𝒕𝒉𝒂𝒏 1 𝒎𝒐𝒏𝒕𝒉 𝒚𝒖𝒏𝒈 𝒑𝒓𝒐𝒄𝒆𝒔𝒔 𝒉𝒂𝒏𝒈𝒂𝒏𝒈 𝒔𝒂 𝒎𝒂-𝒓𝒆𝒍𝒆𝒂𝒔𝒆 𝒚𝒖𝒏𝒈 𝒕𝒔𝒆𝒌𝒆 𝒏𝒂 𝒊𝒕𝒐 𝒑𝒂𝒓𝒂 𝒔𝒂 𝒌𝒂𝒏𝒚𝒂𝒏𝒈 𝒑𝒂𝒎𝒊𝒍𝒚𝒂𝒏𝒈 𝒏𝒂𝒊𝒘𝒂𝒏𝒂𝒏.

7𝒚𝒓𝒔 𝒏𝒂𝒉𝒖𝒍𝒖𝒈𝒂𝒏 𝒚𝒖𝒏𝒈 𝒑𝒍𝒂𝒏 𝒏𝒂 𝒊𝒕𝒐 (𝒂𝒕 𝒍𝒆𝒂𝒔𝒕 𝒇𝒐𝒓 10 𝒚𝒓𝒔 𝒔𝒂𝒏𝒂). 𝑻𝒉𝒆 𝒄𝒍𝒊𝒆𝒏𝒕 𝒊𝒔 𝒂 47 𝒚𝒓𝒔 𝒐𝒍𝒅 𝒃𝒖𝒔𝒊𝒏𝒆𝒔𝒔𝒎𝒂𝒏, 𝒂𝒄𝒕𝒊𝒗𝒆 𝒂𝒏𝒅 𝒉𝒆𝒂𝒍𝒕𝒉𝒚 𝒍𝒊𝒇𝒆𝒔𝒕𝒚𝒍𝒆. 𝑲𝒊𝒏𝒖𝒉𝒂 𝒏𝒚𝒂 𝒂𝒏𝒈 𝒍𝒊𝒇𝒆 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒑𝒍𝒂𝒏 𝒏𝒂 𝒊𝒕𝒐 𝒅𝒂𝒉𝒊𝒍 𝒑𝒂𝒓𝒂 𝒔𝒂 𝒌𝒂𝒏𝒚𝒂 𝒊𝒔𝒂 𝒅𝒊𝒏 𝒊𝒕𝒐𝒏𝒈 𝒊𝒏𝒗𝒆𝒔𝒕𝒎𝒆𝒏𝒕 𝒑𝒂𝒓𝒂 𝒑𝒓𝒐𝒕𝒆𝒄𝒕𝒊𝒐𝒏 𝒔𝒂 𝒌𝒊𝒏𝒊𝒌𝒊𝒕𝒂 𝒏𝒚𝒂.

𝗪𝗵𝘆 𝗜’𝗺 𝘀𝗵𝗮𝗿𝗶𝗻𝗴 𝘁𝗵𝗶𝘀?
✅ 𝗗𝗲𝗮𝘁𝗵 𝗶𝘀 𝗰𝗲𝗿𝘁𝗮𝗶𝗻, 𝗱𝗶 𝗹𝗮𝗻𝗴 𝗻𝗮𝘁𝗶𝗻 𝗮𝗹𝗮𝗺 𝗸𝘂𝗻𝗴 𝗸𝗮𝗶𝗹𝗮𝗻, 𝗽𝗲𝗿𝗼 𝗽𝘄𝗲𝗱𝗲 𝗻𝗮𝘁𝗶𝗻𝗴 𝗶𝗵𝗮𝗻𝗱𝗮 𝗻𝗮 𝗺𝗮𝘆 𝗺𝗮𝗶𝘄𝗮𝗻𝗮𝗻 𝘀𝗮 𝗺𝗴𝗮 𝗺𝗮𝗵𝗮𝗹 𝗻𝗮𝘁𝗶𝗻 𝘀𝗮 𝗯𝘂𝗵𝗮𝘆.
✅ 𝗜𝗳 𝘆𝗼𝘂 𝗮𝗿𝗲 𝗲𝗮𝗿𝗻𝗶𝗻𝗴 𝘄𝗲𝗹𝗹 𝗲𝗶𝘁𝗵𝗲𝗿 𝗶𝗻 𝘄𝗼𝗿𝗸 𝗼𝗿 𝗶𝗻 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀, 𝘆𝗼𝘂 𝗰𝗮𝗻 𝗱𝗼 𝘁𝗵𝗲 𝘀𝗮𝗺𝗲 𝗮𝘀 𝗺𝘆 𝗰𝗹𝗶𝗲𝗻𝘁 𝗱𝗶𝗱, 𝗶𝗻𝘃𝗲𝘀𝘁 𝗸𝗮 𝗱𝗶𝗻 𝗻𝗴 𝗽𝗮𝗿𝘁 𝗻𝗴 𝗸𝗶𝘁𝗮 𝗺𝗼 𝘀𝗮 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝘀𝗼 𝘆𝗼𝘂𝗿 𝗹𝗼𝘃𝗲𝗼𝗻𝗲𝘀 𝘄𝗶𝗹𝗹 𝘀𝘁𝗶𝗹𝗹 𝗰𝗼𝗻𝘁𝗶𝗻𝘂𝗲 𝘁𝗵𝗲 𝗹𝗶𝗳𝗲 𝘆𝗼𝘂 𝗯𝗼𝘁𝗵 𝗲𝗻𝘃𝗶𝘀𝗶𝗼𝗻𝗲𝗱 𝗲𝘃𝗲𝗻 𝗮𝘁 𝘁𝗵𝗲 𝘁𝗶𝗺𝗲 𝗼𝗳 𝘆𝗼𝘂𝗿 𝗱𝗲𝗺𝗶𝘀𝗲.
✅ 𝗙𝗼𝗿 𝗿𝗲𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗻𝗮 𝘀𝗺𝗼𝗼𝘁𝗵 𝗮𝗻𝗴 𝗽𝗿𝗼𝗰𝗲𝘀𝘀 𝗻𝗴 𝗰𝗹𝗮𝗶𝗺𝘀, 𝗯𝗮𝘀𝘁𝗮𝘁 𝗸𝘂𝗺𝗽𝗹𝗲𝘁𝗼 𝗮𝗻𝗴 𝗶𝗽𝗮𝗽𝗮𝘀𝗮𝗻𝗴 𝗿𝗲𝗾𝘂𝗶𝗿𝗲𝗺𝗲𝗻𝘁𝘀.
✅ 𝗙𝗼𝗿 𝗿𝗲𝗳𝗲𝗿𝗲𝗻𝗰𝗲 𝗻𝗴 𝗺𝗴𝗮 𝗱𝗶 𝗻𝗮𝗻𝗶𝗻𝗶𝘄𝗮𝗹𝗮 𝘀𝗮 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝗳𝗼𝗿 𝘀𝗼𝗺𝗲 𝗼𝗳 𝘁𝗵𝗲𝗶𝗿 𝗼𝘄𝗻 𝗿𝗲𝗮𝘀𝗼𝗻𝘀.

𝑲𝒖𝒏𝒈 𝒎𝒂𝒃𝒂𝒔𝒂 𝒎𝒐 𝒊𝒕𝒐 𝒂𝒕 𝒘𝒂𝒍𝒂 𝒌𝒂 𝒑𝒂𝒏𝒈 𝒍𝒊𝒇𝒆 𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆, 𝒎𝒆𝒔𝒔𝒂𝒈𝒆 𝒎𝒐 𝒂𝒌𝒐 𝒐𝒓 𝒚𝒖𝒏𝒈 𝒌𝒂𝒌𝒊𝒍𝒂𝒍𝒂 𝒎𝒐𝒏𝒈 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑨𝒅𝒗𝒊𝒔𝒐𝒓/𝒊𝒏𝒔𝒖𝒓𝒂𝒏𝒄𝒆 𝒂𝒈𝒆𝒏𝒕 𝒂𝒕 𝒎𝒂𝒌𝒊𝒑𝒂𝒈-𝒖𝒔𝒂𝒑 𝒌𝒂 𝒌𝒖𝒏𝒈 𝒂𝒏𝒐 𝒂𝒏𝒈 𝒎𝒈𝒂 𝒂𝒗𝒂𝒊𝒍𝒂𝒃𝒍𝒆 𝒐𝒑𝒕𝒊𝒐𝒏𝒔 𝒑𝒂𝒓𝒂 𝒔𝒂 𝒈𝒖𝒔𝒕𝒐 𝒎𝒐𝒏𝒈 𝒑𝒂𝒈𝒉𝒂𝒏𝒅𝒂𝒂𝒏 𝒂𝒕 𝒌𝒖𝒏𝒈 𝒂𝒏𝒐 𝒚𝒖𝒏𝒈 𝒌𝒂𝒚𝒂 𝒏𝒈 𝒃𝒖𝒅𝒈𝒆𝒕 𝒎𝒐. 𝑯𝒖𝒘𝒂𝒈 𝒎𝒐 𝒏𝒂 𝒑𝒂𝒍𝒂𝒈𝒑𝒂𝒔𝒊𝒏 𝒚𝒖𝒏𝒈 𝒑𝒂𝒈𝒌𝒂𝒌𝒂𝒕𝒂𝒐𝒏 𝒏𝒂 𝒌𝒖𝒎𝒖𝒉𝒂 𝒌𝒂𝒔𝒊 𝒚𝒖𝒏𝒈 𝒘𝒐𝒓𝒌 𝒏𝒂𝒕𝒊𝒏 𝒕𝒆𝒎𝒑𝒐𝒓𝒂𝒓𝒚 𝒍𝒂𝒏𝒈 𝒅𝒊𝒏, 𝒈𝒂𝒚𝒂 𝒏𝒈 𝒉𝒆𝒂𝒍𝒕𝒉 𝒂𝒕 𝒃𝒖𝒉𝒂𝒚 𝒏𝒂𝒕𝒊𝒏. 𝑻𝒂𝒍𝒂𝒈𝒂𝒏𝒈 𝒅𝒂𝒓𝒂𝒕𝒊𝒏𝒈 𝒚𝒖𝒏𝒈 𝒕𝒊𝒎𝒆 𝒏𝒂 𝒎𝒂𝒏𝒈𝒚𝒂𝒚𝒂𝒓𝒊 𝒂𝒏𝒈 𝑺𝑨𝑫 (𝗦𝗶𝗰𝗸𝗻𝗲𝘀𝘀, 𝗔𝗰𝗰𝗶𝗱𝗲𝗻𝘁, 𝗗𝗲𝗮𝘁𝗵) 𝒆𝒗𝒆𝒏𝒕𝒔 𝒔𝒂 𝒃𝒖𝒉𝒂𝒚 𝒏𝒂𝒕𝒊𝒏 𝒂𝒏𝒅 𝒏𝒈𝒂𝒚𝒐𝒏𝒈 𝒂𝒍𝒂𝒎 𝒎𝒐 𝒏𝒂 𝒊𝒕𝒐 (𝒌𝒖𝒏𝒈 𝒏𝒈𝒂𝒚𝒐𝒏 𝒎𝒐 𝒍𝒂𝒏𝒈 𝒕𝒂𝒍𝒂𝒈𝒂 𝒏𝒂𝒓𝒆𝒂𝒍𝒊𝒛𝒆𝒅😅), 𝘀𝗮𝗻𝗮 𝗵𝗶𝗻𝗱𝗶 𝗺𝗼 𝗻𝗮 𝗽𝗮𝗹𝗮𝗴𝗽𝗮𝘀𝗶𝗻 𝗮𝗻𝗴 𝗽𝗮𝗴𝗸𝗮𝗸𝗮𝘁𝗮𝗼𝗻 𝗻𝗮 𝗺𝗮𝗸𝗮𝗽𝗮𝗴𝘀𝗶𝗺𝘂𝗹𝗮 𝗵𝗮𝗯𝗮𝗻𝗴 𝗵𝗶𝗻𝗱𝗶 𝗽𝗮 𝗵𝘂𝗹𝗶 𝗮𝗻𝗴 𝗹𝗮𝗵𝗮𝘁. 𝑨𝒏𝒅 𝒏𝒂𝒏𝒊𝒏𝒊𝒘𝒂𝒍𝒂 𝒂𝒌𝒐𝒏𝒈 𝒅𝒊 𝒂𝒌𝒔𝒊𝒅𝒆𝒏𝒕𝒆 𝒂𝒏𝒈 𝒑𝒂𝒈𝒌𝒂𝒌𝒂𝒃𝒂𝒔𝒂 𝒎𝒐 𝒏𝒊𝒕𝒐... 𝒑𝒂𝒖𝒔𝒆, 𝒑𝒓𝒂𝒚 𝒂𝒏𝒅 𝒍𝒊𝒔𝒕𝒆𝒏 𝒕𝒐 𝑮𝒐𝒅’𝒔 𝒎𝒆𝒔𝒔𝒂𝒈𝒆 𝒇𝒐𝒓 𝐲𝐨𝐮!

𝐂𝐭𝐭𝐨: 𝐔𝐌 𝐀𝐥𝐥𝐚𝐧 𝐃𝐢𝐨𝐧𝐞𝐥𝐚

You can change your life while changing the life of others. Its about your choice!😊

Make a Bright Choice Today!💪

Let life insurance be part of your bucket list and life resolution
Ngayon na nagtataasan ang mga presyo ng bilihin
Isipin mo paano kapag turn na ng future mo

It is a matter of mindset

Ctto

Sun Life ASSURE (a 5-year term renewable plan) is a packaged life insurance with critical illness plan perfect for:
• Starting professionals
• First time buyers of insurance
• Breadwinners
who are looking for a more budget-friendly option.

Message me to know more about this plan

Magkano ang per night sa OKADA, COD or Solaire?

Alam mo ba mas mahal accomodation sa Hospital Rooms?

Naalala ko nung nagka Covid si Jeff last year, wala pa kami makita hospital na tatanggap sa kanya. Talaga naman kahit 25k/night pa yan papatulan ko mabuhay lang si jeff.

Ang hirap talaga magkasakit at lalong mahirap kung problema mo pa kung san mo kukunin pera para gumaling ka.

Kaya nga beshy, insure your precious life for the sake of those you love.

Talk to your trusted financial advisor, Ako Yun!

Help kita mag plano. Mag suggest lang naman ako. Walang pilitan.

Ctto Ms Arianne

Bkit sobrang eager naming Financial Consultants makipag meet and set ng appointments sa clients?

Because Life Insurance is only for Healthy People who will be needing it when they are no longer Healthy.

Critically ill people can't have Life Insurance 😭

Disabled people can't have Life Insurance😭

A very Old person can't apply for a Life Insurance 😭

A Dying person can't be Insured Anymore😭

So when a Life Insurance Advisor is approaching you when you are Healthy, it means he/she is Racing against these Life Uncertainties

We are repeesenting you to a Life Insurance Company. Taking the risk of providing income/money when you need it most 😇

If you are Healthy, Invest in it, Insure yourself.

Send me a message for a FREE consultation.

𝗦𝗔𝗗 𝗡𝗲𝘄𝘀…

Hindi masamang mag-invest sa maraming bagay pero sana bigyan din natin ng pansin ang kumuha ng Life Insurance para pag dumating ang 𝗦𝗔𝗗 𝗘𝘃𝗲𝗻𝘁𝘀 (𝗦𝗶𝗰𝗸𝗻𝗲𝘀𝘀-𝗔𝗰𝗰𝗶𝗱𝗲𝗻𝘁-𝗗𝗲𝗮𝘁𝗵) sa buhay natin, hindi basta basta mauubos ang naipon sa investment.

𝗪𝗵𝗮𝘁 𝗶𝘀 𝗹𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲?
-Life insurance plans protect your family from experiencing financial burden in case of disability or death. Insurance is by itself already an effective tool for dealing with the financial impact of the various uncertainties in life. Now, it can also serve as a vehicle for accelerating your ability to reach your goals.

PS: Posting this as a reminder. Yes, people will say “NO” to us, but in reality, they say “NO to their family and their security.” I hope you get yours while you are able, heathy, working and young. You might be declining insurance companies for now, but insurance companies might decline your application once you are no longer insurable.

If you think INSURANCE is an expense, THINK AGAIN.



CTTO

Ang pagkuha ng life insurance plan ay pwedeng according to your budget muna o pwedeng according to your needed coverage. Hindi ito one-size-fits all. All you have to do is ask and talk to a Financial Advisor, to me FOR FREE!

You can never imagine what life insurance could offer you and your family. Insurance serves the living and gives comfort to those left behind.

Imagine...
- Pag nagkasakit ka, may insurance na tutulong sayo.
- Pag naaksidente ka, may magaassist sayo.
- Pag nawala ka ng biglaan, may maiiwan ka sa pamilya mo.
- Mabuhay ka man ng matagal at hindi magkasakit, milyon ang makukuha mo.

Bakit? Bakit hindi tayo bukas sa ganitong mga bagay? Tayong mga Pilipino lang ang pag inofferan ng insurance, kita agad ang hinahanap. O kaya nagagalit kasi bakit daw parang pinapatay ng maaga o hinihiling na magkasakit. O kaya iniisip na pangmayaman lang ang insurance. Hindi naman po.

📌Mas madaling gumaling pag may pera ka pampagamot.
📌Mas makakaahon sa hirap ang pamilya pag naiwan natin silang may pamana.
📌Maipagpapatuloy ang buhay ng mga naiwan ng mas madali.

Message me so we can schedule a financial needs analysis and know the right plan and budget for you.
Message me to learn more!

Christine Joy Caguitla
Sunlife Licensed Financial Advisor

Nasa Italy ang client🥰iba ang may protection talaga🥰
Kahit nasa abroad ang client ang bilis ng claims kay Sun Life. Yung mabasa ko ang chat ng client ko na nareceived na nya today her Critical Illness Benefit, sobrang napakafulfilling sa isang Financial Advisor tulad ko. Dahil wala dito sa Pinas ang client ko, converted to Euro and CIB claim nya. Kaya’t huwag mabahala, invest in the number 1 life insurance company, SUN LIFE will help you to achieve your financial goals, protect your family, income, estate and health. Kaya sa lahat ng working abroad/OFW’s tandaan po natin, HEALTH IS THE ULTIMATE WEALTH, kayat dapat nating iprioritize ang ating health, Hindi habambuhay OFW ka at healthy ka, kaya ngayon pa lang simulan na natin isecure ka habang nasa PINAS ka pa. Huwag po nating hayaang aalis ka ng ating bansa na walang kasiguruhan at walang tamang proteksiyon. Kayat ngayon pa lang usap na tayo tulungan kita, Joy will assist you.

cto : UM jheylo

Please take time to read! ⚠️⚠️⚠️

May KOTSE ka ba? 🚗🚙

If meron... Please lang, kahit Personal Accident coverage kumuha ka!
And pls lang, siguraduhin mo naman mas mahal sa kotse ang coverage mo 😓

Based on a true story:😢😢😢

Scenario: CAR ACCIDENT

Passengers of the said vehicle :
> Parents (Mother and Father)
>Children ( 5 year old son and 2 year old daugther)

Father died while mother survived but critical and stayed in the hospital for almost 2 months.

Children survived with minor injuries.

Father : No insurance (Bread Winner)
Mother: No insurance (Plain House Wife)
Children :No insurance/ No educational plan
CAR : INSURED (still under mortgage)

The questions are:

1. Who will shoulder for the funeral expenses of the father?

2. Who will shoulder for the hospital bills of the mother?

3. Who will give income to the family knowing the bread winner died?

4. Could kids still continue living the life they used to live ?

5. Could kids still continue go to school?

These are some of the things we do not realize first. Mas protected pa ang kotse kaysa sa pamilya or mga mahal sa buhay.

Will the car save the family’s future? Of course NO! Can the car pay for the hospital bills and education of the children? NO!

Learn to do the math and start having financial planning. Huwag ibuhos lahat sa material na bagay. Wala nang mas mahalaga pa sa mundo kaysa sa buhay at kinabukasan ng mga mahal mo sa buhay.

Protection should come first before investment. It’s sad knowing this family’s story. If only the parents were informed enough. 😢

Only Life insurance can create wealth overnight at the time you need it the most. No investment can give your families MILLIONS OF PESOS in case you depart early.

Have it now while you do not need it yet. Because the moment you need it you can never have it.

Ctto

Ang VUL insurance ay parang kotse.

Hindi aandar ang kotse (protection) kung walang gas (premium).

Kada paandar ng kotse, nababawasan ang gas. Ayaw mong mabasa ng ulan, covered ka ng kotse. Ayaw mong makipagsiksikan sa public transpo, safe ka sa loob ng kotse. Ayaw mong mainitan at pagpawisan, buksan mo lang ang aircon ng kotse (comfortable living), babawas din yon sa gas. (insurance charges)

Ngayon yung ibang portion ng gas(premium) mo, ay sa 'fund value' naman ma-aallocate (gas reserve) para makapunta sa destinasyon (pangarap/goal) mo ng worry-free.

Kung gusto mong mas tumagal ang andar ng kotse mo at kung gusto mong mas malayo ang marating ng pangarap/goal mo... regular ka dapat magdagdag ng gas (premium payment or top up).

Naubusan ka bigla ng pang-gas? tapos huminto ka muna sa paghayad? Ayos lang din naman.

Hindi agad titigil ang andar ng makina. (covered ka pa din) May reserve gas ka remember??

Kaya lang...babagal na ang takbo (hahanap ka ng pang-karga ulet sa daan) at apektado na rin ang mararating ng kotse mo, dahil sa fund value (reserba) ito kukuha para mapanatili ang andar ng makina (or coverage mo).

At kapag dumating ang oras na naubos na ang gas reserve, hihinto na din ang andar ng kotse (protection) mo. Kaya wag mong hahayaang maubos ang fund value, kasi ito rin ang buhay ng policy mo.

Ayaw mo naman masayang ang pera na pinambili mo ng kotse at gas tama ba?

Ganon din ang insurance. 😉

Ctto (Kuya Kim Advisor)

If you are the breadwinner in your family, most probably, you are the income generator and income provider of the family. This also means that they are dependent on you. 🥰

Supposed with your income, you are able to provide a comfortable or luxurious lifestyle to your family. What do you think will happen if you are unexpectedly taken out of the picture? Of course, your income will also be taken away from them. 😬

If you don’t have a Life Insurance policy, first, the lifestyle they are currently enjoying might be taken away from them as well. Second, they might have a hard time to adjust and cope up with your loss.🙏🏻

On the other hand, if you have a Life Insurance policy, your family, through life insurance, might be able to continue and sustain the lifestyle you have worked so hard to give to them. Also, they can focus more on adjusting with your absence.🤗👍🏻👍🏻👍🏻

Ctto

INSURED NA KO SA COMPANY 🙂

That's GREAT! Napakagandang benefit nyan ng employer mo sa'yo. Bihira ang companies na willing magspend ng expense para sa Insurance ng employees nila.

Ang kaso, covered ka nyan habang EMPLOYED KA NILA. The moment na umalis ka sa kumpanya, wala na yang benefit mo na yan. Unless, habangbuhay ka magtatrabaho sa kanila? May peace of mind ka buong employment years mo.

Ayaw mo naman magtrabaho habang buhay, diba? Kaya iba pa din ang may personal insurance ka. START mo na habang bata at healthy ka.

"Kaso medyo matanda na yata ako para dyan"
— Kahit higher age ka na, pwede ka pa din kumuha ng Insurance. Sadyang mas mababa lang ang premium syempre pag nagsimula ka ng mas bata ang edad mo 🙂

Hindi sapat na isang magulang lang ang Insured. Dapat meron ang bawat isa. Dahil hindi naman sigurado kung sino ang mauuna at maiiwan mag-alaga ng pamilya. Ok?

In case you didn’t know, Insurance premium becomes more expensive on your next birthday. ☺️

BAKIT?

Kasi naka based sa edad ng tao ang insurance. The older you get, the higher insurance premium is.


3 Facts about life insurance:
✅Mas mahal ang life insurance habang tumatanda ka.
✅Hindi lahat ng tao insurable.
✅Pinaka maganda pagkuha ng Life Insurance ay habang hindi mo ito kailangan.
Dahil baka pag kailangan mo na hindi na pwede.

Tara pag-usapan na natin yan bago ka magbirthday this 2022! 👨‍💻👋

Thank you Lord.
Thank you dear clients.
Thank you my ever supportive family.
Mas sisipagan.
Mas gagalingan.
Mas aagahan at aagapan.

Mabilis ang bawat sandali, bilis ng panahon…
Tama ‘to, mare-realize mo n lng matanda ka na!
It’s a choice, not a destiny!

Tama naman na unahin ntn ang ating mga anak,
pero paghandaan din ntn ang ating pagtanda.

Have insurance and investment.
Insurance para secured ang mga anak,
Investment para sa iyong bukas.

PM me now so we can start yours.

credit to the rightful owner of the picture

Get insured TODAY!☝
Kaya kami nangungulit kasi alam namin healthy ka pa at insurable pa☺️
You can start small kung tight pa budget. Lalo na sa mga breadwinners.

"ONE DECISION CAN CHANGE YOUR LIFE FOREVER"

✔ SUN FIT AND WELL ADVANTAGE
(THE MOST COMPREHENSIVE HEALTH INSURANCE PLAN)

WHAT YOU'RE GETTING:

✅ SPECIAL ACCESS TO WELLNESS
-Once you avail Sun Fit and Well life insurance, you are automatically a GoWell GOLD member. GoWell is a wellness advocacy program of Sun Life where you can receive health and wellness contents, invites to community workouts, receive perks and privileges, and have the opportunity to meet like-minded individuals who also promote healthy living.

✅ COMPREHENSIVE CRITICAL ILLNESS BENEFIT
-Sun Fit and Well health insurance provide coverage from 64 Major Critical Illnesses, 34 Minor Critical Illnesses and 16 Specific Cancer for a total of 114 critical illnesses. Specific Cancer Booster benefit gives an additional 50% of the Face Amount to the insured in the case of diagnosis of cancer-related illness.

✅HOSPITALIZATION BENEFIT
-In case of diagnosis from the critical illnesses, you can claim 0.125% of the Face Amount for Hospital Income Benefit (HIB) which will be multiplied by the number of days you’ve been confined. You also get a fixed amount of Post Hospitalization Benefit to be used for follow up check-ups.

✅HOME RECOVERY BENEFIT
-This is an additional fund that you can claim upon discharge which is equivalent to 50% of HIB multiplied also by the number of days you’ve been confined. In worst case scenario where insured becomes terminally ill, having a life expectancy of 6 months or less, a Palliative Care Benefit of 10% of the Face Amount will be given additionally to the insured. It is somehow a way of relieving the pain and stress caused by the illness.

✅LIFE INSURANCE COVERAGE
-Sun Fit and Well insurance also provide a guaranteed life insurance coverage until age 100 in case no major critical illness claim has been made from the plan. It will be equivalent to the original face amount plus cash benefits, less minor critical illness claims if there’s any.

✅GUARANTEED CASH BENEFIT
-For eight consecutive years starting at age 65, you have the option to get 5% of the original Face Amount in advance which serves as your guaranteed steady income during retirement. Aside from that, Special Paid Up Bonuses* at the end of premium paying period and Annual Dividend earnings* are available for withdrawal anytime. You also have the option to just leave it with Sun Life to accumulate.

✅LIMITED PAYING PERIOD
-Unlike any other plans that you need to pay for the plan forever, with SUN Fit and Well insurance, you only have to pay it for a limited period of time. You have the option to pay for it in:
*10 years
*15 years
*20 years

*Take note, these are guaranteed paying periods.
Sun life will never require you to pay beyond those years.

For more Information regarding this Opportunity,
Send me a Message ✔

ctto

Hi OFW friends!

*Isa akong OFW, kailangan ko ba ng Life Insurance???

Kabayan! May plano ka bang mag-bakasyon sa Pinas? O nandito ka na ngayon sa Pinas? O pauwi ka na ulit? Or excited ka na lumipad?

Wait lang! Sandale! Hehe 😁

If you are an OFW, I guess it is safe to assume na breadwinner ka ng family mo. But take note, you are not just an ordinary breadwinner. You sacrificed being away from your family for extended periods to provide good life for them. And it is only right that these sacrifices pay off.

Paano? Well, you should carefully plan your finances. And yes, it is a must to include life insurance on your financial planning.

Alalahanin mo, nag-ibang bansa ka upang makatulong sa pinansyal ng pamilya mo? 'Yang goal mo ba na 'yan ay magbabago kapag nawala ka na o kapag nagkasakit ka na at hindi na makapagtrabaho? Hanggang kailan mo planong magtrabaho sa malayo? Diyan papasok ang VUL/ Life Insurance.
(Life Insurance with Investment)

VUL/Insurance is having money when you need it the most.
VUL/Insurance is your income protection.
VUL/Insurance is your children's education.
VUL/Insurance is your retirement fund.

Hindi ka habang buhay na magtatrabaho.

“Aalis na insured. Uuwing may ipon.”

Kaya habang nandito ka sa Pinas message mo lang ako, let's plan your future! 😊

Good News:
Starting July 1 , we (SUN LIFE) Financial Advisors are
accepting POLITICIANS and their immediate relative to apply for insurance.
Take advantage of this, PM me for an appointment.