Dess Morelos - Financial Advisor - AXA Phils.

AXA Trivia For Today! 🩵🩵🩵

Kapag na APPROVED ang application mo sa AXA Philippines, kahit Day One pa lang at kung may nangyari sayo, GUARANTEED na ang Life Coverage mo (example 1Million ang coverage mo)

Imagine, nagbayad ka ng MALIIT NA HALAGA, pero ang kapalit na maiiwan at ipapamana mo sa anak mo or sa pamilya mo ay MALAKI!

Kaya kung may trabaho ka ngayon at ikaw ang inaasahan ng pamilya mo, i SECURE mo din ang sarili mo, hindi lang para sayo, kundi para sa mga mahal mo sa buhay.

Ito ang magandang ipapamana mo sa mga mahal mo sa buhay at hindi ang
1. sama ng loob o kaya
2. UTANG

Sa panahon ngayon iba na ang SEGURISTA!

Get Insured now! It's your choice, my choice. It's MY LIFE CHOICE
Message me for more information.

Che Guevarra
Licensed Financial Advisor
AXA Philippines

Practicing healthy habits starts at home. Teach the foundation of a well-balanced meal to your kids to help combat top critical illnesses such as heart attack, stroke, and cancer. Double your protection by ensuring you and your kids have the right plan.

Know more about AXA Health Start: https://bit.ly/axahs01

Lets talk about this .. ask me how ..


Dess Morelos
Dess P. Morelos

When you buy insurance, make sure you get a policy that you need, one you can afford, from a reputable company, and from an advisor you trust.

Discover the significance of safeguarding your income. Here are 4 key points on "Income Protection: How Disability Insurance Enhances Financial Security":

1. Understanding Disability Insurance
A lifeline when illness or injury prevents you from working. With Short-Term and Long-Term Disability options, you can ensure a consistent income stream regardless of the duration of your recovery.

2. Why Disability Insurance is Crucial
Accidents and illnesses are unpredictable. Instead of draining savings or relying on minimal government support, disability insurance provides a reliable source of income, helping cover living costs and medical bills.

3. The Benefits of Disability Insurance
Beyond income replacement, some policies offer support for rehabilitation, therapy, and vocational training, while also allowing customization, like cost-of-living adjustments, to match your unique needs.

4. Choosing the Right Policy:
Disability coverage varies. By understanding policy details, you can optimize premium costs, select an appropriate coverage amount, and ensure the duration matches potential recovery periods.

Stay prepared and safeguard your financial future with disability insurance. Reach out to a financial advisor to navigate the best options for you and your loved ones. 🛡️

Ask me how ... 🥰

The concept of life insurance is to make sure that your family is secure and protected in case something unfortunate occurs to you.

Life insurance provides financial protection against various risks such as accidents, health issues, disability and even death. It helps us to ensure that your loved ones are well taken care of and will still have access to the necessary resources without having to struggle financially in case something unfortunate happens to you.

To know your options, talk to a licensed insurance advisor now.

Thank you AXA Philippines for this recognition. 🥰

To all my client, thank you for your trust .

Thank you for this opportunity

Yay .. thank you for your trust ...

No Nonsense!

Keeping a healthy weight and limiting exposure to vices can help a lot in preventing stroke. 🏃

But should you be diagnosed with it or other major and minor critical illnesses, AXA Health Start has you covered, providing a lump sum to take care of your medical expenses. Get a quote now at: https://bit.ly/axahealthplan23

The only product you can't buy when you need it --- Life insurance.

When we think of taking care of our family, we often focus on the here and now. But what about when we're no longer around? Life insurance provides the silent assurance that, even in your absence, everything will be taken care of.

It's never too late to start. Speak to a financial advisor today to understand how you can embark on this journey to protect your loved ones.

Thank you to my Axa Alphamily for this recognition 😊

Some people don't know the importance of life insurance.
Some people see it as another bill, the smart ones see it as a generational wealth while protecting those they love. it's crazy how your car insurance is mandatory but protecting your spouse and children is optional. - Keishorne Scott

So true. Have you thought to yourself, “What would happen to my family financially if something happened to me?” Life insurance is a simple and affordable way to answer that question.

Before buying life insurance, it is important to determine if you need one or not. Life insurance should be purchased because of the need to manage life’s risks, primarily against untimely death and serious physical breakdown.

We all have big dreams for our children: how do you help your kids achieve it? Share this post to manifest! 🎓

Empower them to achieve their potential. Give them a chance to enter their dream school with AXA MyLifeChoice for Education, helping protect their future. Learn more here: https://bit.ly/MLCEduc23

Kwentong Lapsation. 🫣😬

Yung mga taong nagsasabi sayo na di mo kakailanganin ng insurance, tingin mo ba matutulungan ka nila kapag dumating ang panahon na kakailanganin mo na ng pangbayad sa ospital?

Yun ang silbi ng insurance mo. Sa panahon na nagkasakit o naaksidente ka, siya naman ang sasalo sayo at sa pamilya mo.

Secured 1 Family. 😍

Get your insurance now and be financial ready in case of life uncertainties.

AskMeHow

Get yourself insured as early as possible. Do not procrastinate. The longer you wait and delay it, the more costly it could be for you. 😊

Message us for more details!

The market is always changing - but there are ways to help you preserve, and even diversify your investments! Here are some ways to improve your investment strategy during times of uncertainty.

AXA has a variety of VUL funds depending on your goals and your risk appetite. Get in touch with us to know more: https://bit.ly/philsaxainvestment

Make your move to secure your wealth without foregoing life’s indulgences. Plus, get regular payouts from your investment with AXA Asset Master with the GAIN Fund. Click here to learn more https://bit.ly/axagainfund2

𝗪𝗵𝘆 𝗶𝘀 𝗶𝘁 "𝗻𝗼𝘁 𝗼𝗸𝗮𝘆" 𝘁𝗼 𝗗𝗘𝗟𝗔𝗬 𝗴𝗲𝘁𝘁𝗶𝗻𝗴 𝘆𝗼𝘂𝗿 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲?

1. 𝗜𝘁 𝗴𝗲𝘁𝘀 𝗺𝗼𝗿𝗲 𝗲𝘅𝗽𝗲𝗻𝘀𝗶𝘃𝗲.

Age and good health are the most important factors in determining your premium cost. The younger you are and the healthier you are, the lower your premiums could be.

As we age, our risks of being unhealthy due to different factors increase and as a result, premiums could get even way higher. If you really want to save money, go get it early as now.

2. 𝗬𝗼𝘂 𝗺𝗶𝗴𝗵𝘁 𝗵𝗮𝘃𝗲 𝗮 𝗹𝗲𝘀𝘀𝗲𝗿 𝗰𝗵𝗮𝗻𝗰𝗲 𝗼𝗳 𝗮𝗽𝗽𝗿𝗼𝘃𝗮𝗹.

Insurance companies would still make sure that you are in good health or at least still insurable before they insure you since they will be giving millions in contract in case something unfortunate were to happen to you.

However, as we get older, our health also deteriorates. This is the reason why usually for older individuals, insurance companies require them to undergo certain medical examinations and procedures first before they get their applications approved.

Remember, we are buying insurance not only with our money but with our health. Regardless of how much premium you could pay for you to be insured, it is not enough. If you are no longer healthy and insurable, insurance companies might even reject and decline you.

3. 𝗬𝗼𝘂 𝗺𝗶𝗴𝗵𝘁 𝗻𝗲𝘃𝗲𝗿 𝗴𝗲𝘁 𝗮 𝗰𝗵𝗮𝗻𝗰𝗲 𝘁𝗼 𝗯𝗲 𝗶𝗻𝘀𝘂𝗿𝗲𝗱 𝗮𝗻𝘆𝗺𝗼𝗿𝗲.

Life is always unpredictable. Everyday, a lot of things could really happen such as accident, disability, hospitalization, being diagnosed with a critical illness or even death. Unfortunately, we do not know when these unforeseen things would happen. This is the reason why we should prepare ahead so that if one of these uncontrollable events were to happen to us, we are financially ready and prepared.

The same thing why buildings have fire extinguishers. Building owners are required to have fire extinguishers in their buildings so that if a fire breaks out, we have something that can terminate the fire. If a fire breaks out, we are more confident that we can handle it because we have fire a extinguisher ready to be used anytime. Imagine this, you can no longer have time to buy a fire extinguisher if your building is already burning down.

Make sure to not delay your insurance and get is as early as now.

Message me for more details!

Are you financially prepared if you are stricken with a critical illness today?

the cost of Medical expenses can further increase years from now.

so it's better to be prepared five years earlier than five minutes too late.

Be insured now!

Message me to know more!

AXA Global Health Access Get worldwide care

Health Care Access - Most Affordable and Comprehensive Medical Insurance Plan.

✅Higher Coverage 500k Annual Benefit Limit (higher benefit means better coverage)
✅With INPATIENT, Outpatient , and Emergency Coverage already up to 500k unlike other HMO who has limited benefits.
✅Covers all Doctors Fee, Surgeon Fee and other fees, unlike other usual HMO who has limited coverage and inner limits.
✅Higher Room and Board coverage of up to 4500/day
(Local HMO is just 1000-1500/day, you will pay the remaining. In the end, mas mapapagastos ka.)
✅With Life and Accident Insurance (50,000-100,000)
✅With Dental Benefit (Extraction, cleaning, pasta, brace adjustment)
✅Emergency Benefit (accident or non accident) with ambulance coverage
✅24/7 Unlimited Teleconsultation via My Pocket Doctor. (very useful and convenient, can request prescription, lab test request, and medical certificate for free)
✅Guaranteed Renewable until age 75(regardless if the client had a critical illness or has higher claims. )
For local HMO, they have the right to not renew the plan if the client has major claims already.
✅Premiums increases base on age, not on claims (mas economical and practical)
✅Can avail treatment even from non accredited clinics via reimbursement.
✅With Longevity Health Fund (Cashback fund starting on the 5th year)
✅Pre and Post Hospitalization Benefit ( covers up to 500k ABL for Outpatient lab test and treatment related to confinement within 90 days before confinement or 90 days after confinement)
✅With Annual Physical Exam + FBS , ECG, and Total Cholesterol
✅With Affordable Critical Illness Lump Sum Cash Benefit Rider
✅Inflation Shield design / Annual Benefit Limit Booster - increment of ABL by 10% every 3 yrs to make sure you can avail the best Health care through the years

Best and sulit HMO Plan ever✅