Severino Tubon, Sun Life Financial Advisor

Severino Tubon, Sun Life Financial Advisor

Life is about finding balance. Life is brighter under the Sun! Seafarer/Engineer/FA/Dad/Husband/Son

12/01/2024

13/11/2023

What kind of Life insurance do you want to know?

A. Life Insurance ( Pure Insurance)
B. Life Insurance with focus on health component.
C. Life Insurance with guaranteed savings.
D. Life Insurance with investment component.
E. Life Insurance with retirement funds
F. Life Insurance with educational funds.
G. All of the above.

08/11/2023

How will you spend your upcoming bonus this month or the succeeding month?

Your hard earned money must be put in your benefit especially your future self. Spoil yourself with lots of funds in your retirement through investment with higher returns so life could be easier for you when you cannot work anymore due to physical aging.

LIFE INSURANCE these days is NOT ABOUT DEATH rather it is about YOU.

You can enjoy your money as long as you want to live life the way it is. And more so, you can even leave a big amount of money when death arrives depending on your coverage.

Life is what you make it.
If you are struggling about financial matters when you retire, I should say it is all because of you!

So better plan now for a brighter tomorrow.
We can plan ahead before we are tempted to spend it carelessly.
CTTO

02/11/2023

S๐˜‚๐—ป ๐—™๐—ถ๐˜ ๐—ฎ๐—ป๐—ฑ ๐—ช๐—ฒ๐—น๐—น ๐—”๐—ฑ๐˜ƒ๐—ฎ๐—ป๐˜๐—ฎ๐—ด๐—ฒ ๐Ÿญ๐Ÿฌ โ˜€๏ธ

๐Ÿ‘‰๐Ÿป ๐˜›๐˜ฉ๐˜ฆ ๐˜ฎ๐˜ฐ๐˜ด๐˜ต ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ณ๐˜ฆ๐˜ฉ๐˜ฆ๐˜ฏ๐˜ด๐˜ช๐˜ท๐˜ฆ ๐˜ฉ๐˜ฆ๐˜ข๐˜ญ๐˜ต๐˜ฉ ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ฐ๐˜ง ๐˜š๐˜ถ๐˜ฏ ๐˜“๐˜ช๐˜ง๐˜ฆ. ๐˜ˆ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ญ๐˜ฆ๐˜ต๐˜ฆ ๐˜ธ๐˜ฆ๐˜ญ๐˜ญ๐˜ฏ๐˜ฆ๐˜ด๐˜ด ๐˜ฑ๐˜ณ๐˜ฐ๐˜ฅ๐˜ถ๐˜ค๐˜ต ๐˜ง๐˜ณ๐˜ฐ๐˜ฎ ๐˜ฑ๐˜ณ๐˜ฆ๐˜ท๐˜ฆ๐˜ฏ๐˜ต๐˜ช๐˜ฐ๐˜ฏ, ๐˜ฅ๐˜ช๐˜ข๐˜จ๐˜ฏ๐˜ฐ๐˜ด๐˜ช๐˜ด, ๐˜ต๐˜ณ๐˜ฆ๐˜ข๐˜ต๐˜ฎ๐˜ฆ๐˜ฏ๐˜ต ๐˜ข๐˜ฏ๐˜ฅ ๐˜ณ๐˜ฆ๐˜ฉ๐˜ข๐˜ฃ๐˜ช๐˜ญ๐˜ช๐˜ต๐˜ข๐˜ต๐˜ช๐˜ฐ๐˜ฏ.

โœ… Life Insurance Coverage up to age 100
โœ… Covers 114 Critical Illnesses
โœ… Palliative Care Benefit
โœ… Cash Dividends and Special Bonuses
โœ… Post Hospital Income benefit
โœ… Hospital Income Benefit
โœ… Specific Cancer Booster Benefit
โœ… Payment Term options, 10, 15 or 20years
โœ… Home Recovery Benefit

โœ… FREE Fitness Classes or Perks from our partner establishment

๐๐ซ๐ž๐ฆ๐ข๐ฎ๐ฆ ๐๐ž๐ฉ๐ž๐ง๐๐ฌ ๐จ๐ง ๐ ๐ž๐ง๐๐ž๐ซ, ๐š๐ ๐ž ๐š๐ง๐ ๐ฌ๐ฆ๐จ๐ค๐ข๐ง๐  ๐ก๐š๐›๐ข๐ญ๐ฌ. โ˜€๏ธโ˜€๏ธโ˜€๏ธโ˜€๏ธโ˜€๏ธ

๐™„๐™‰๐™Œ๐™๐™„๐™๐™€ ๐™‰๐™Š๐™’ โ€ผ๏ธ

Photos from Severino Tubon, Sun Life Financial Advisor's post 02/11/2023

Be Insured online!

Ask me now๐Ÿ™๐Ÿฝ๐Ÿ˜Š

02/11/2023

Ang PAMANA PLAN para sa iyong mga anak, pamangkin or mga apo ๐Ÿฅฐ

May pension na siya hanggang age 100.

๐Ÿ˜SUN SMARTER LIFE ELITE PESO 5/10

Nagbibigay si Sun Life ng 8% GUARANTEED Cash Benefit on 6th year of the policy, and every other year thereafter until age 100.

You read it right! ๐Ÿ‘
Magbibigay si Sunlife ng guaranteed 8% ng face amount on 6th year of the policy kada 2 taon ang pagbigay hanggang tumanda siya until age 100. Diba ang ganda, may pension na sya until he/she reach age 100.

Ano ang PROS ng Sun Smarter Life Elite 5/10:
โœ… Double ang face amount upon death of the insured
โœ… Meron syang GUARANTEED 8% na endowment benefit
โœ… Meron siyang variable dividend3%.
โœ… Great for child's educational fund.
โœ… Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo siya, meron makukuha until age 100.
โœ… Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
โœ… Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap pa rin siya ng pera until age 100
โœ… Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
โœ… Perfect para sa mga taong sigurista
โœ… May paying period na 5 years or 10 years
โœ… Merong Accidental Death, Total Disability Benefit at Critical Illness Benefits

For example if you have
1,000,000 face amount..
8% guaranteed endowment benefit, that is 80,000

Child: 0 year old

6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends
14thโ€ฆ
16th. . .and so on...until 100 years old!

Sample proposal lang to. Pwede pa natin I Customize depende sa budget. Ask me now.

27/10/2023

Newest Sunlife Insurance Plan: 'SUN LEGACY 2' This plan covers you LIFETIME at may 100,000 ka pa na makukuha every year till age 100! 2 Years to pay only! PM me for those interested๐Ÿ˜Š

26/10/2023

Ang harsh mo naman Madam Kakai Bautista๐Ÿ’ช๐Ÿ’ช

26/10/2023

That is why we congratulate and we celebrate kapag approved ang policy. Because not everyone gets the chance.

I have here a declined and postponed applications.

As Life Insurance Advisor nakakalungkot. Paano ko ibabalita sa kanya yan?

Money doesn't buy Life Insurance, good health does. You may be delaying getting insurance, but the older you get the more expensive it is, and the higher the chance you can be declined. Kakasabi mo ng "Not yet ready" hindi ka na tuloy insurable.

Get a Life Insurance while you are healthy!

25/10/2023

Kaibigan baka ikaw na yun? Ou ikaw na nga! Samahan mo ako sa team. Tara pag-usapan natin kung paano magiging additional income mo ang pagiging part-time advisor o baka gusto mo magfull time din?๐Ÿ˜Š
Magaling ka naman at matyaga. Kaya pwede ka din dito.

EXPERIENCE YOUR BEST SELF.
Be a SUNLIFE ADVISOR๐Ÿค

DM mo ako explain ko sayo bakit โ€œEXPERIENCE YOUR BEST SELFโ€ ang pagiging Sun Life Advisor.

Halika, mag-advisor kana, baka naman para sayo din ito

Bright Seaman Goals

03/08/2023

Life insurance with investment (VUL) for female(50 y/o).

Message me for more details.

01/08/2023

Welcome August!

Happy new month. Itโ€™s a new beginning, make the most of it. Set goals, work hard and achieve them. Keep working towards a better future.

31/07/2023

It's payday! Want to start saving money?

The phrase โ€˜pay yourself firstโ€™ is one of the most helpful personal finance tips ever. Your budget will let you know how much you can set aside on a regular basis and when you know the amount, set it aside regularly.

A 20- to 30-percent savings rate is an ideal target.






Ccto Randell Tiongson

29/07/2023
29/07/2023

Mahilig ka bang magpa-budol with your friends, bestie? ๐Ÿ˜…

We are here to remind you to be honest and tell your friends about your financial limitations! Because remember, real friends focus on the friendship.

Here are some tips to celebrate your friendship.
READ MORE โžก https://sunlife.co/dealingwithbigspenders

25/07/2023

Get Insured Online! Quick and Easy!

Sun Maxilink 100

Male 30 y/o non smoker

Php4,5000 per quarter

Benefits:

1)Life insurance until age of 100: Php700,000 plus fund Value plus Php350,000 if cause of death is accident

2.)Dismemberment Benefit until age of 70:
Php350,000 per year

3)36 Critical Illnesses Benefit until age of 70: Php350,000

4)Total disability benefit

5)PROJECTED Fund Value @ age 50: Php543,146

SEVERINO T TUBON JR
Licensed Sun Life Insurance Advisor
[email protected]

24/07/2023

Get Insured Online! Quick and Easy!

Sun Life Assure

Male 40 Years Old Non-Smoker
(Standard rating seafarer)

Php 1,907.13 per quarter only

BENEFITS:

Life Insurance/Critical Illnesses Benefit:Php500,000
Accidental Death Benefits:Php500,000
Total Disability Benefit:Waiver of Premium

Severino Tubon Jr
Licensed SunLife Insurance Advisor
[email protected]

Sun Life Assure

Male 40 Years Old Non-Smoker
Php 1,907.13 per quarter olnly

BENEFITS:

Life Insurance/Critical Illnesses Benefit:Php500,000
Accidental Death Benefits:Php500,000
Total Disability Benefit:Waiver of Premium

24/07/2023

Sun Life Assure

Male 40 Years Old Non-Smoker
Php 1,907.13 per quarter olnly

BENEFITS:

Life Insurance/Critical Illnesses Benefit:Php500,000
Accidental Death Benefits:Php500,000
Total Disability Benefit:Waiver of Premium

19/07/2023

Hello! My name is Sun Smarter Life Elite Peso 10.
You can pay me for 10 years, and I will pay you FOR LIFE, GUARANTEED! ๐Ÿ’›

Client: 35yo, OFW. Same policy. After 6yrs she will be able to get the guaranteed cash benefits equivalent to 8% of her policy face amount.

Imagine, lifetime sya makakatanggap ng guaranteed cash benefits! So, pinagiipunan nya talaga ito kasi hindi nman lifetime na magwowork si client sa ibang bansa. Pagdumating ang araw na mag stop or mag retire na si client, meron siya inaasahan na guaranteed cash benefits sa insurance policy nya that will serve as her retirement fund. ๐Ÿ’ช๐Ÿผ

The best way to invest in life insurance is now. Doing it later will only cost you a lot. Also, we don't know the unforeseen events that may happen. Sabi nga, "Mas mabuti ng sigurado." ๐Ÿ˜‰

Maniwala ka! It's worth it! ๐Ÿ’›

Pm is the key.. ๐Ÿ’› ๐Ÿ™‚

Your Partner for Life,

Lyn Tubon
Unit Manager
Certified Public Accountant
Certified Investment Solicitor
Associate Wealth Planner

19/07/2023

๐—•๐—”๐—ก๐—ž ๐—ฉ๐—ฆ ๐—ฉ๐—จ๐—Ÿ

Ano pinagkaiba pag sa banko ka mag-save vs pag kukuha ka ng VUL or Life insurance? ๐Ÿ˜Š

"๐˜๐˜ฏ ๐˜ค๐˜ข๐˜ด๐˜ฆ ๐˜ฐ๐˜ง ๐˜ฅ๐˜ฆ๐˜ข๐˜ต๐˜ฉ, ๐˜ต๐˜ฉ๐˜ฆ ๐˜ฃ๐˜ข๐˜ฏ๐˜ฌ ๐˜ฑ๐˜ข๐˜บ๐˜ด ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ง๐˜ข๐˜ฎ๐˜ช๐˜ญ๐˜บ ๐˜ธ๐˜ฉ๐˜ข๐˜ต ๐˜บ๐˜ฐ๐˜ถ ๐˜ฉ๐˜ข๐˜ท๐˜ฆ ๐˜ด๐˜ข๐˜ท๐˜ฆ๐˜ฅ, ๐˜ฃ๐˜ถ๐˜ต ๐˜ต๐˜ฉ๐˜ฆ ๐˜ญ๐˜ช๐˜ง๐˜ฆ ๐˜ช๐˜ฏ๐˜ด๐˜ถ๐˜ณ๐˜ข๐˜ฏ๐˜ค๐˜ฆ ๐˜ค๐˜ฐ๐˜ฎ๐˜ฑ๐˜ข๐˜ฏ๐˜บ ๐˜ฑ๐˜ข๐˜บ๐˜ด ๐˜บ๐˜ฐ๐˜ถ๐˜ณ ๐˜ง๐˜ข๐˜ฎ๐˜ช๐˜ญ๐˜บ ๐˜ธ๐˜ฉ๐˜ข๐˜ต ๐˜บ๐˜ฐ๐˜ถ ๐˜ฉ๐˜ข๐˜ท๐˜ฆ ๐˜ช๐˜ฏ๐˜ต๐˜ฆ๐˜ฏ๐˜ฅ๐˜ฆ๐˜ฅ ๐˜ต๐˜ฐ ๐˜ด๐˜ข๐˜ท๐˜ฆ."

Message me for free life stage financial planning session.

19/07/2023

HINDI MO KAILANGAN NG MALAKING HALAGA, PARA MAGING PROTEKTADO.

GET these benefits for 905 pesos monthly!

โœ…1M Life Insurance / Critical Illness Benefit
โœ…1M Accidental Death Benefit

Kung BREADWINNER ka o INAASAHAN ng pamilya, kailangan mo ng LIFE AT HEALTH INSURANCE plan na pwedeng makatulong sa'yo sa oras na kinailangan mo ng malaking halaga sa operasyon, pagpapagamot, at iba pa.

โžก๏ธWAG mo nang hintayin ang problema, BE INSURED with Sun Life Assure today!

19/07/2023

๐— ๐—ข๐—ก๐—˜๐—ฌ ๐— ๐—”๐—ก๐—”๐—š๐—˜๐— ๐—˜๐—ก๐—ง ๐—ง๐—œ๐—ฃ๐—ฆ: ๐Ÿฑ๐Ÿฌ|๐Ÿฏ๐Ÿฌ|๐Ÿฎ๐Ÿฌ R๐˜‚๐—น๐—ฒ ๐—ณ๐—ผ๐—ฟ M๐—ฎ๐—ป๐—ฎ๐—ด๐—ถ๐—ป๐—ด M๐—ผ๐—ป๐—ฒ๐˜†

The basic rule of thumb is to divide your monthly after-tax income into three spending categories:
โœ… ๐Ÿฑ๐Ÿฌ% for needs
โœ… ๐Ÿฏ๐Ÿฌ% for wants and
โœ… ๐Ÿฎ๐Ÿฌ% for savings or paying off debt.

By regularly keeping your expenses balanced across these main spending areas, you can put your money to work more efficiently.

For a free virtual/face to face Financial Consultation; message us
TARA USAP TAYO!

19/07/2023

Gusto mo ba ng Guaranteed Lifetime Passive Income! Yong tipong ayaw mo sa risk sa stock market at iba pang investments pero gusto mo yong mas malaki ang kita kesa bank, ito na ang para sa iyo.

Iba na ang Sigurista!

Interested ka ba to get one for you or for your child? Message me for more details! ๐Ÿ’›
Breakthecycleofdependency

19/07/2023

Sun Smarter Life Elite - a plan that is designed to last a lifetime.

Message me to know more. โ˜บ๏ธ

Severino TUBON Jr
๐Ÿ“ฉ [email protected]

18/07/2023

Want your business to be the top-listed Finance Company in Calamba?
Click here to claim your Sponsored Listing.

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Nuvali
Calamba
4028

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