Severino Tubon, Sun Life Financial Advisor
Life is about finding balance. Life is brighter under the Sun! Seafarer/Engineer/FA/Dad/Husband/Son
What kind of Life insurance do you want to know?
A. Life Insurance ( Pure Insurance)
B. Life Insurance with focus on health component.
C. Life Insurance with guaranteed savings.
D. Life Insurance with investment component.
E. Life Insurance with retirement funds
F. Life Insurance with educational funds.
G. All of the above.
How will you spend your upcoming bonus this month or the succeeding month?
Your hard earned money must be put in your benefit especially your future self. Spoil yourself with lots of funds in your retirement through investment with higher returns so life could be easier for you when you cannot work anymore due to physical aging.
LIFE INSURANCE these days is NOT ABOUT DEATH rather it is about YOU.
You can enjoy your money as long as you want to live life the way it is. And more so, you can even leave a big amount of money when death arrives depending on your coverage.
Life is what you make it.
If you are struggling about financial matters when you retire, I should say it is all because of you!
So better plan now for a brighter tomorrow.
We can plan ahead before we are tempted to spend it carelessly.
CTTO
S๐๐ป ๐๐ถ๐ ๐ฎ๐ป๐ฑ ๐ช๐ฒ๐น๐น ๐๐ฑ๐๐ฎ๐ป๐๐ฎ๐ด๐ฒ ๐ญ๐ฌ โ๏ธ
๐๐ป ๐๐ฉ๐ฆ ๐ฎ๐ฐ๐ด๐ต ๐ค๐ฐ๐ฎ๐ฑ๐ณ๐ฆ๐ฉ๐ฆ๐ฏ๐ด๐ช๐ท๐ฆ ๐ฉ๐ฆ๐ข๐ญ๐ต๐ฉ ๐ช๐ฏ๐ด๐ถ๐ณ๐ข๐ฏ๐ค๐ฆ ๐ฐ๐ง ๐๐ถ๐ฏ ๐๐ช๐ง๐ฆ. ๐ ๐ค๐ฐ๐ฎ๐ฑ๐ญ๐ฆ๐ต๐ฆ ๐ธ๐ฆ๐ญ๐ญ๐ฏ๐ฆ๐ด๐ด ๐ฑ๐ณ๐ฐ๐ฅ๐ถ๐ค๐ต ๐ง๐ณ๐ฐ๐ฎ ๐ฑ๐ณ๐ฆ๐ท๐ฆ๐ฏ๐ต๐ช๐ฐ๐ฏ, ๐ฅ๐ช๐ข๐จ๐ฏ๐ฐ๐ด๐ช๐ด, ๐ต๐ณ๐ฆ๐ข๐ต๐ฎ๐ฆ๐ฏ๐ต ๐ข๐ฏ๐ฅ ๐ณ๐ฆ๐ฉ๐ข๐ฃ๐ช๐ญ๐ช๐ต๐ข๐ต๐ช๐ฐ๐ฏ.
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Life Insurance Coverage up to age 100
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Covers 114 Critical Illnesses
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Palliative Care Benefit
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Cash Dividends and Special Bonuses
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Post Hospital Income benefit
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Hospital Income Benefit
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Specific Cancer Booster Benefit
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Payment Term options, 10, 15 or 20years
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Home Recovery Benefit
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FREE Fitness Classes or Perks from our partner establishment
๐๐ซ๐๐ฆ๐ข๐ฎ๐ฆ ๐๐๐ฉ๐๐ง๐๐ฌ ๐จ๐ง ๐ ๐๐ง๐๐๐ซ, ๐๐ ๐ ๐๐ง๐ ๐ฌ๐ฆ๐จ๐ค๐ข๐ง๐ ๐ก๐๐๐ข๐ญ๐ฌ. โ๏ธโ๏ธโ๏ธโ๏ธโ๏ธ
๐๐๐๐๐๐๐ ๐๐๐ โผ๏ธ
Be Insured online!
Ask me now๐๐ฝ๐
Ang PAMANA PLAN para sa iyong mga anak, pamangkin or mga apo ๐ฅฐ
May pension na siya hanggang age 100.
๐SUN SMARTER LIFE ELITE PESO 5/10
Nagbibigay si Sun Life ng 8% GUARANTEED Cash Benefit on 6th year of the policy, and every other year thereafter until age 100.
You read it right! ๐
Magbibigay si Sunlife ng guaranteed 8% ng face amount on 6th year of the policy kada 2 taon ang pagbigay hanggang tumanda siya until age 100. Diba ang ganda, may pension na sya until he/she reach age 100.
Ano ang PROS ng Sun Smarter Life Elite 5/10:
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Double ang face amount upon death of the insured
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Meron syang GUARANTEED 8% na endowment benefit
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Meron siyang variable dividend3%.
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Great for child's educational fund.
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Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo siya, meron makukuha until age 100.
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Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
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Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap pa rin siya ng pera until age 100
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Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
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Perfect para sa mga taong sigurista
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May paying period na 5 years or 10 years
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Merong Accidental Death, Total Disability Benefit at Critical Illness Benefits
For example if you have
1,000,000 face amount..
8% guaranteed endowment benefit, that is 80,000
Child: 0 year old
6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends
14thโฆ
16th. . .and so on...until 100 years old!
Sample proposal lang to. Pwede pa natin I Customize depende sa budget. Ask me now.
Newest Sunlife Insurance Plan: 'SUN LEGACY 2' This plan covers you LIFETIME at may 100,000 ka pa na makukuha every year till age 100! 2 Years to pay only! PM me for those interested๐
Ang harsh mo naman Madam Kakai Bautista๐ช๐ช
That is why we congratulate and we celebrate kapag approved ang policy. Because not everyone gets the chance.
I have here a declined and postponed applications.
As Life Insurance Advisor nakakalungkot. Paano ko ibabalita sa kanya yan?
Money doesn't buy Life Insurance, good health does. You may be delaying getting insurance, but the older you get the more expensive it is, and the higher the chance you can be declined. Kakasabi mo ng "Not yet ready" hindi ka na tuloy insurable.
Get a Life Insurance while you are healthy!
Kaibigan baka ikaw na yun? Ou ikaw na nga! Samahan mo ako sa team. Tara pag-usapan natin kung paano magiging additional income mo ang pagiging part-time advisor o baka gusto mo magfull time din?๐
Magaling ka naman at matyaga. Kaya pwede ka din dito.
EXPERIENCE YOUR BEST SELF.
Be a SUNLIFE ADVISOR๐ค
DM mo ako explain ko sayo bakit โEXPERIENCE YOUR BEST SELFโ ang pagiging Sun Life Advisor.
Halika, mag-advisor kana, baka naman para sayo din ito
Bright Seaman Goals
Life insurance with investment (VUL) for female(50 y/o).
Message me for more details.
Welcome August!
Happy new month. Itโs a new beginning, make the most of it. Set goals, work hard and achieve them. Keep working towards a better future.
It's payday! Want to start saving money?
The phrase โpay yourself firstโ is one of the most helpful personal finance tips ever. Your budget will let you know how much you can set aside on a regular basis and when you know the amount, set it aside regularly.
A 20- to 30-percent savings rate is an ideal target.
Ccto Randell Tiongson
Mahilig ka bang magpa-budol with your friends, bestie? ๐
We are here to remind you to be honest and tell your friends about your financial limitations! Because remember, real friends focus on the friendship.
Here are some tips to celebrate your friendship.
READ MORE โก https://sunlife.co/dealingwithbigspenders
Get Insured Online! Quick and Easy!
Sun Maxilink 100
Male 30 y/o non smoker
Php4,5000 per quarter
Benefits:
1)Life insurance until age of 100: Php700,000 plus fund Value plus Php350,000 if cause of death is accident
2.)Dismemberment Benefit until age of 70:
Php350,000 per year
3)36 Critical Illnesses Benefit until age of 70: Php350,000
4)Total disability benefit
5)PROJECTED Fund Value @ age 50: Php543,146
SEVERINO T TUBON JR
Licensed Sun Life Insurance Advisor
[email protected]
Get Insured Online! Quick and Easy!
Sun Life Assure
Male 40 Years Old Non-Smoker
(Standard rating seafarer)
Php 1,907.13 per quarter only
BENEFITS:
Life Insurance/Critical Illnesses Benefit:Php500,000
Accidental Death Benefits:Php500,000
Total Disability Benefit:Waiver of Premium
Severino Tubon Jr
Licensed SunLife Insurance Advisor
[email protected]
Sun Life Assure
Male 40 Years Old Non-Smoker
Php 1,907.13 per quarter olnly
BENEFITS:
Life Insurance/Critical Illnesses Benefit:Php500,000
Accidental Death Benefits:Php500,000
Total Disability Benefit:Waiver of Premium
Sun Life Assure
Male 40 Years Old Non-Smoker
Php 1,907.13 per quarter olnly
BENEFITS:
Life Insurance/Critical Illnesses Benefit:Php500,000
Accidental Death Benefits:Php500,000
Total Disability Benefit:Waiver of Premium
Hello! My name is Sun Smarter Life Elite Peso 10.
You can pay me for 10 years, and I will pay you FOR LIFE, GUARANTEED! ๐
Client: 35yo, OFW. Same policy. After 6yrs she will be able to get the guaranteed cash benefits equivalent to 8% of her policy face amount.
Imagine, lifetime sya makakatanggap ng guaranteed cash benefits! So, pinagiipunan nya talaga ito kasi hindi nman lifetime na magwowork si client sa ibang bansa. Pagdumating ang araw na mag stop or mag retire na si client, meron siya inaasahan na guaranteed cash benefits sa insurance policy nya that will serve as her retirement fund. ๐ช๐ผ
The best way to invest in life insurance is now. Doing it later will only cost you a lot. Also, we don't know the unforeseen events that may happen. Sabi nga, "Mas mabuti ng sigurado." ๐
Maniwala ka! It's worth it! ๐
Pm is the key.. ๐ ๐
Your Partner for Life,
Lyn Tubon
Unit Manager
Certified Public Accountant
Certified Investment Solicitor
Associate Wealth Planner
๐๐๐ก๐ ๐ฉ๐ฆ ๐ฉ๐จ๐
Ano pinagkaiba pag sa banko ka mag-save vs pag kukuha ka ng VUL or Life insurance? ๐
"๐๐ฏ ๐ค๐ข๐ด๐ฆ ๐ฐ๐ง ๐ฅ๐ฆ๐ข๐ต๐ฉ, ๐ต๐ฉ๐ฆ ๐ฃ๐ข๐ฏ๐ฌ ๐ฑ๐ข๐บ๐ด ๐บ๐ฐ๐ถ๐ณ ๐ง๐ข๐ฎ๐ช๐ญ๐บ ๐ธ๐ฉ๐ข๐ต ๐บ๐ฐ๐ถ ๐ฉ๐ข๐ท๐ฆ ๐ด๐ข๐ท๐ฆ๐ฅ, ๐ฃ๐ถ๐ต ๐ต๐ฉ๐ฆ ๐ญ๐ช๐ง๐ฆ ๐ช๐ฏ๐ด๐ถ๐ณ๐ข๐ฏ๐ค๐ฆ ๐ค๐ฐ๐ฎ๐ฑ๐ข๐ฏ๐บ ๐ฑ๐ข๐บ๐ด ๐บ๐ฐ๐ถ๐ณ ๐ง๐ข๐ฎ๐ช๐ญ๐บ ๐ธ๐ฉ๐ข๐ต ๐บ๐ฐ๐ถ ๐ฉ๐ข๐ท๐ฆ ๐ช๐ฏ๐ต๐ฆ๐ฏ๐ฅ๐ฆ๐ฅ ๐ต๐ฐ ๐ด๐ข๐ท๐ฆ."
Message me for free life stage financial planning session.
HINDI MO KAILANGAN NG MALAKING HALAGA, PARA MAGING PROTEKTADO.
GET these benefits for 905 pesos monthly!
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1M Life Insurance / Critical Illness Benefit
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1M Accidental Death Benefit
Kung BREADWINNER ka o INAASAHAN ng pamilya, kailangan mo ng LIFE AT HEALTH INSURANCE plan na pwedeng makatulong sa'yo sa oras na kinailangan mo ng malaking halaga sa operasyon, pagpapagamot, at iba pa.
โก๏ธWAG mo nang hintayin ang problema, BE INSURED with Sun Life Assure today!
๐ ๐ข๐ก๐๐ฌ ๐ ๐๐ก๐๐๐๐ ๐๐ก๐ง ๐ง๐๐ฃ๐ฆ: ๐ฑ๐ฌ|๐ฏ๐ฌ|๐ฎ๐ฌ R๐๐น๐ฒ ๐ณ๐ผ๐ฟ M๐ฎ๐ป๐ฎ๐ด๐ถ๐ป๐ด M๐ผ๐ป๐ฒ๐
The basic rule of thumb is to divide your monthly after-tax income into three spending categories:
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๐ฑ๐ฌ% for needs
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๐ฏ๐ฌ% for wants and
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๐ฎ๐ฌ% for savings or paying off debt.
By regularly keeping your expenses balanced across these main spending areas, you can put your money to work more efficiently.
For a free virtual/face to face Financial Consultation; message us
TARA USAP TAYO!
Gusto mo ba ng Guaranteed Lifetime Passive Income! Yong tipong ayaw mo sa risk sa stock market at iba pang investments pero gusto mo yong mas malaki ang kita kesa bank, ito na ang para sa iyo.
Iba na ang Sigurista!
Interested ka ba to get one for you or for your child? Message me for more details! ๐
Breakthecycleofdependency
Sun Smarter Life Elite - a plan that is designed to last a lifetime.
Message me to know more. โบ๏ธ
Severino TUBON Jr
๐ฉ [email protected]
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Calamba
4028
3rd Floor Margimel Building Halang
Calamba, 4027
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