Mandaue Cebu Properties for Rent/Sale by Ericka Salazar

🏙FOR SALE - 2 Bedroom condo in Banilad, Mandaue City, Cebu w/ only Php 20k DP! ✨

📌Status: Ready for occupancy
Only Php 10,000 Reservation fee + Php 10,000 equity (one time)
Estimated Pag IBIG monthly amortization: as low as Php 20K+/month
Required income: as low as Php 57k+/month

See to appreciate. For inquiries about any property/project, please send me a message or contact +639560396067 via Viber/WhatsApp 😊

You may also check my website for other listings: https://realestatebyericka.dazle.site

“When you think real estate, think ERICKA”

BANK, PAG-IBIG & IN HOUSE FINANCING - What’s the difference? ✨

Buying a home is a significant investment, and choosing the right financing option is crucial. In the Philippines, there are three primary financing options: bank financing, Pag-IBIG financing, and in-house financing. Here are the differences among them:

BANK FINANCING
It is a housing loan or home loan provided by banks or financial institutions to borrowers for the purchase of a property. The loan amount, interest rate, and repayment terms depend on the borrower's creditworthiness and the bank's policies. Bank financing has slightly lower interest rates compared to in-house financing, and the repayment terms can range from 5 to 30 years. However, the application process can be lengthy, and the requirements can be strict.

PAG-IBIG FINANCING
It is a government-backed housing loan program offered by the Home Development Mutual Fund (HDMF) or Pag-IBIG Fund. It is designed to help Filipinos acquire affordable homes. The loan amount, interest rate, and repayment terms depend on the borrower's monthly income and the property's value. Pag-IBIG financing has lower interest rates compared to bank financing, and the repayment terms can range from 5 to 30 years. However, the application process can be complicated, and the requirements can be strict.

IN-HOUSE FINANCING
It is a loan provided directly by the property developer or subdivision. It is easier and faster to process than bank financing or Pag-IBIG financing. The loan amount, interest rate, and repayment terms depend on the developer's policies. In-house financing has higher interest rates compared to bank financing and Pag-IBIG financing, and the repayment terms can range from 5 to 10 years. However, it is a good option for those who have been rejected for a bank's home loan application or Pag-IBIG financing. In summary, the best financing option depends on your financial situation and needs. Bank financing is ideal for those who have a good credit score and can provide the necessary requirements. Pag-IBIG financing is suitable for those who have a low to moderate income and want to acquire an affordable home. In-house financing is a good option for those who prefer to transact directly with the property developer or have been rejected for a bank's home loan application or Pag-IBIG financing.

🏙FOR SALE CONDO: Meet IPI Center: Rockwell's new convenient address at the heart of Cebu City.✨

The latest and first mixed-use development of Rockwell in the city, IPI Center has two office towers, a retail space, and a residential tower with only 12 units per floor, offering ST up to 3-BR. Everything you need is just within one convenient address.

Please message me to schedule a site tour or a Zoom appointment! Be part of Rockwell's thriving community in Cebu.

Ericka Salazar, Real Estate Agent
Viber/WhatsApp: +639560396067

🏙Grab your Mandani Bay Studio Unit for as low as Php 17k/month✨

Have your staycation at my auntie’s place 😊 Book here 👇

Rental unit in Mandaue City · ★5.0 · 1 bedroom · 2 beds · 1 bath Coastal Inspired 1Bedroom Condo

Take advantage of the FREE APPLIANCES promo of the following projects now 🏡✨

✅ The Preston subdivision in Liloan, Cebu (pre-selling and RFO house and lot)
✅ Acropolis Subdivision in Talamban, Cebu City (pre-selling house and lot)
✅ Midpoint Residences in Mandaue City, Cebu (RFO 1 BR and 2 BR condos)
✅ Mactan Plains Residences in Mactan, Cebu (pre-selling Studio condos)

For inquiries about any property/project, please send me a message or contact +639560396067 via Viber/WhatsApp 😊

You may also check my website for other listings: https://realestatebyericka.dazle.site

“When you think real estate, think ERICKA”

📈Price increase alert!✨

Secure your dream home with Deca Projects before prices soar! Act now to take advantage of the current rates before the impending price increase on January 15, 2024. Your future home awaits – seize the opportunity!

🏙Ready for occupancy 2 Bedroom Condo for sale in Mandaue City, Cebu. Only Php 20K Cash-out. Remaining balance through Pag IBIG financing. Inquire now 😊✨

‼️ NEW LISTING ‼️
Fully Furnished 1 Bedroom Unit with Parking for Rent in Mandaue City
📍The Midpoint Residences, A.S. Fortuna St., Banilad, Mandaue City Cebu, PH
📌Unit Details
1 Bedroom Condo Unit
* 25.77 Sqm
* Fully furnished
Parking
* 12.50 sqm
📌Nearby Establishments
*Oakridge Business Park
*Cebu Home Builders
*AA BBQ
*Peace Church
*Country Mall
*University of Cebu
*University of San Carlos - Talamban Campus
📌Amenities
*Swimming Pool
*Fitness Gym
*Small basketball court
*Chapel/meditation area
*Individual mailboxes
*Centralized garbage collection area with segregated garbage chutes
📌Rental Rate and Terms
* At least 1 year rental term
* 1 Bedroom Unit - Php 25,000 including condo dues
* Parking Unit - Php 5,000 including condo dues
* 2 months advance and 1 month deposit
* Required mode of payment: Post Dated Checks
https://www.rent.ph/.../fully-furnished-1-bedroom-unit...
☎️ For more info about this unit or if you want to list your property with me, please feel free to contact me through:
Globe/WhatsApp/Viber/Telegram/IMO: 09560396067
Email: [email protected]
Instagram:
FB Business Page: fb.com/realestatebyericka
Messenger: m.me/realestatebyericka1
👩‍💼Ma. Ericka Danielle Salazar
Sales Director at Filipino Homes
PRC and DHSUD Accredited Real Estate Salesperson
PRC Accreditation No. 16157
DHSUD Registration No. R7-A-10/21-6799
“When you think real estate, think ERICKA”

‼️ NEW LISTING ‼️
Fully Furnished 1 Bedroom Unit with Parking for Rent in Mandaue City
📍The Midpoint Residences, A.S. Fortuna St., Banilad, Mandaue City Cebu, PH
📌Unit Details
1 Bedroom Condo Unit
* 25.77 Sqm
* Fully furnished
Parking
* 12.50 sqm
📌Nearby Establishments
*Oakridge Business Park
*Cebu Home Builders
*AA BBQ
*Peace Church
*Country Mall
*University of Cebu
*University of San Carlos - Talamban Campus
📌Amenities
*Swimming Pool
*Fitness Gym
*Small basketball court
*Chapel/meditation area
*Individual mailboxes
*Centralized garbage collection area with segregated garbage chutes
📌Rental Rate and Terms
* At least 1 year rental term
* 1 Bedroom Unit - Php 25,000 including condo dues
* Parking Unit - Php 5,000 including condo dues
* 2 months advance and 1 month deposit
* Required mode of payment: Post Dated Checks
https://www.rent.ph/.../fully-furnished-1-bedroom-unit...
☎️ For more info about this unit or if you want to list your property with me, please feel free to contact me through:
Globe/WhatsApp/Viber/Telegram/IMO: 09560396067
Email: [email protected]
Instagram:
FB Business Page: fb.com/realestatebyericka
Messenger: m.me/realestatebyericka1
👩‍💼Ma. Ericka Danielle Salazar
Sales Director at Filipino Homes
PRC and DHSUD Accredited Real Estate Salesperson
PRC Accreditation No. 16157
DHSUD Registration No. R7-A-10/21-6799
“When you think real estate, think ERICKA”