Killian - The Financial Savvy

To all my client na may business, ito lagi yung question ko:

1. Can we guarantee na lagi tayong malakas to run the business?

2. Can we guarantee na malakas ang kita ng business mo forever?

3. Ano yung gusto mo maiwan sa mga mahal mo kung sakaling bigla kang tumagos sa pader, este if you are taken out of the picture?

𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐩𝐫𝐨𝐭𝐞𝐜𝐭𝐬 𝐭𝐡𝐞 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬𝐨𝐰𝐧𝐞𝐫𝐬, 𝐭𝐡𝐞𝐢𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬
𝐚𝐧𝐝 𝐭𝐡𝐞𝐢𝐫 𝐥𝐨𝐯𝐞𝐝 𝐨𝐧𝐞𝐬.

"Wives sometimes object to life insurance. Widows never do."

Had a client (seaman) once. Offered him a coverage of around P2,000,000. Ok na sa kanya. Kaso tanungin pa daw c misis. Ayun, tinanong. Ayaw ni misis. Gastos lng daw. So d natuloy.

Fast forward. Husband met an accident. Wife immediately called. Natuloy ba kumuha c hubby ng insurance?

In my mind: “pano matuloy eh pinigilan mo.” But I just replied. “No ma’am, d po sya natuloy.”

Ikaw misis, pipigilan mo pa ba? Remember, ikaw beneficiary nyan. Decide before it’s too late.

CTTO

"If you can't afford it, don't buy it." Simple as that. 😉

Mas mayaman ka ba kay Kris Aquino?

Hindi mo malalaman ang halaga ng health care hanggang hindi mo naeexperience na ang mahal magkasakit at magpagamot. 😞
Bigyan mo ng pansin ang health care.

Be prepared, hwag puro gala at shopping.
Instead, mag shopping ka ng maraming HMO at Insurance para di ka maging gipit sa buhay!

What if we expire too soon?
What if we get sick?
What if we live too long?

I can help you! Kailangan natin maging ready at prepared!

Instead of looking at life insurance as an addition to your already overwhelming expenses, consider it an investment in your family’s future.

Life insurance isn’t what it used to be. Today, the right type of life insurance can offer benefits while you are still living, giving you an opportunity to invest in your future while you are still here to enjoy it.

✈️OFW DIARIES ✈️

Isa akong OFW, kailangan ko ba ng insurance?

If you are an OFW, I guess it is safe to assume na breadwinner ka ng family mo. But take note, you are not just an ordinary breadwinner. You sacrificed being away from your family for extended periods to provide good life for them.

And it is only right that these sacrifices pay off. Paano? Well, you should carefully plan your finances. And yes, it is a must to include life insurance on your financial planning.

Alalahanin mo, nangibang bansa ka upang makatulong sa pinansyal ng pamilya mo?

'Yang goal mo ba na 'yan ay magbabago kapag nawala ka na o kapag nagkasakit ka na at hindi na makapagtrabaho?

Hanggang kailan mo planong magtrabaho sa malayo? Dyan papasok ang insurance.

Insurance is having money when you need it the most.
Insurance is your income protection.
Insurance is your children's education.
Insurance is your retirement fund.

Let's plan your future!

send me a message NOW!

Expressing gratitude to AIA Philippines and VIG Financial Advisors for this recognition, even though I couldn't attend our monthly meeting in person. It's an honor to present this acknowledgment, recognizing the dedication throughout the last quarter.

Looking forward to making 2024 even better after a successful 2023!

As a Financial Advisor, my goal is to teach more Filipinos about the importance of saving, protecting, and growing their hard-earned money. I want to grow myself by keeping updated with investment markets so I can also share this with my clients. I'm really excited in my Financial Advisor journey!

How about you? What excites you about your chosen profession?

Merry Christmas Everyone. 🎄

💯💯💯

Goals. 🏆

Madami dyan 20k ang monthly income, pero may savings at investments. Yung iba naman, kahit more than 100k na ang monthly salary, hirap sa finances kasi mas malaki pa ang expenses.

Minsan, wala yan sa laki or liit eh,
sa discipline and budgetting, yan besh 😉

𝗧𝗵𝗶𝘀 𝘁𝗶𝗺𝗲, 𝗺𝗮𝗸𝗲 𝘆𝗼𝘂𝗿 𝟭𝟯𝘁𝗵 𝗺𝗼𝗻𝘁𝗵 𝗯𝗼𝗻𝘂𝘀 𝗰𝗼𝘂𝗻𝘁❗

No matter how challenging, set aside a small portion of it for your emergency funds, insurance, and if possible, investment as well.

𝗬𝗼𝘂𝗿 𝘀𝗮𝗹𝗮𝗿𝘆 𝗶𝘀 𝘁𝗲𝗺𝗽𝗼𝗿𝗮𝗿𝘆. 𝗜𝗳 𝘆𝗼𝘂 𝗻𝗲𝗴𝗹𝗲𝗰𝘁 𝘀𝗮𝘃𝗶𝗻𝗴, 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗮𝗻𝗱 𝗶𝗻𝘃𝗲𝘀𝘁𝗶𝗻𝗴 𝘁𝗼𝗱𝗮𝘆, 𝘄𝗵𝗮𝘁 𝘄𝗶𝗹𝗹 𝗵𝗮𝗽𝗽𝗲𝗻 𝘁𝗼 𝘆𝗼𝘂𝗿 𝗽𝗲𝗿𝗺𝗮𝗻𝗲𝗻𝘁 𝗻𝗲𝗲𝗱𝘀 𝘁𝗼𝗺𝗼𝗿𝗿𝗼𝘄?

Send me a message and let me help you learn more about our insurance with investment programs! 🤗

Papalapit na naman ang Christmas season. And as the season starts to heat up, you may find your stress level rising as you search for that perfect gift for the people you love.

One gift that many people overlook but has long-term benefits is life insurance. Life insurance is a great way to protect your loved one's future insurability and start them on a path toward financial responsibility.

Here are some additional reasons why you may want to consider giving the gift of life insurance this year!

🌟 Success Story Alert! 📢

Meet my valued client, Ms. Gracias, Manager of one of the biggest Telco company in the country.📱💼 Her journey to financial security and well-being is nothing short of inspiring!

Ms. Gracias recently took a significant step forward by securing a comprehensive pamana and health plan worth a remarkable ₱8.2 million. 🏥💰 Plus, she's set his sights on a golden retirement with a plan valued at ₱6.4 million. 🌅💸

Her dedication to her own financial future sets a shining example for all of us. Here's to her unwavering commitment and the bright path ahead! 🌠 Let's all learn from Ms. Gracias story and invest in our own prosperous tomorrows. 🚀💪

(By the way I just met Ms. Gracias via online through my fb postings.)

Know the difference between Life and Health Insurance and HMO (health Maintenance Orgaization). Which protection is more beneficial to you?

Congratulations to a OFW who purchased a health plan worth P4,080,000 (including all the benefits) for only 4k per month and pag dating ng retirement age he has option to convert it to retirement fund.

Tama nga naman sya na hindi habang buhay malakas ka at makakapag ibang bansa ka. As an OFW aalis sya ng INSURED uuwi siyang may IPON.

Congrats Sir for taking an action in securing your health and your future.

Get your own health plan now while still you are able and healthy.

🌟 Breaking Boundaries 🌟

Today, I'm thrilled to share a truly inspiring story that underscores the importance of financial security and peace of mind. A dedicated public attorney, someone who has tirelessly served the community, has just taken a significant step towards securing their future.

They've invested in a comprehensive life insurance plan that not only provides financial protection but also includes an HMO and a savings component. This choice reflects their commitment to holistic well-being and a brighter tomorrow.

It's a powerful reminder that life insurance isn't just for a select few; it's for anyone who wants to protect their loved ones and build a better future. If a public attorney can prioritize their financial security, so can you.

Let's celebrate this incredible choice and remember that we all have the potential to achieve financial peace. 💪🏥💰

Thank you Atty. Piedad for trusting me as your Lifetime Financial Planner.👍

Looking for reliable medical insurance options?
Look no further Choose AIA Med-Assist and safeguard your health and finances with confidence. 😉

As a financial advisor of AIA Philippines formerly known as Philam life, I recommend AIA Med-Assist for these reasons:

✨Comprehensive Coverage✨

AIA Med Assist offers comprehensive medical insurance coverage, including hospitalization surgical expenses, diagnostic tests, and more. It provides financial protection against unexpected medical expenses, giving you peace of mind in case of illness or injury.

✨Affordable Premiums✨

AIA Med Assist offers competitive premiums that are tailored to your budget and needs. As a financial advisor, I can help you choose plan that fits your financial goals and lifestyle without breaking the bank.

✨Cashless Medical Services✨

With AIA Med-Assist you can enjoy cashless medical services at a wide network of hospitals and clinics, making it convenient and hassle-free to access quality healthcare when you need it the most.

✨Additional Benefits✨

AIA Med-Assist also offers additional benefits such as wellness programs and emergency assistance services, providing you with holistic healthcare coverage and support.

✨Trusted Brand✨

AIA is globally recognized and trusted insurance provider with a strong presence in the Philippines. Choosing AIA Med-Assist means choosing a reputable and reliable insurance option for your healthcare needs.
Don't leave your health and finances to chance.

Every day we invest time in our present, but how often do we think of our future?

Planning for retirement isn't just about counting pennies for tomorrow, it's about envisioning and ensuring a life of comfort, freedom, and peace of mind. Because the decisions we make today will shape the stories we tell in our golden years.

Why plan for retirement? For a future filled with memories, not financial worries. 🌟

Life Insurance is not just a paper or contract,
It may possibly change your life and your loved ones lives.

Would you agree with me na mahalaga ang pera, yes?!

Kaya nga tayo nagtatrabaho at minsan OT OT pa di ba?! Madalas nga kahit weekend trabaho pa rin dahil nga kailangan natin ito...

Pero kung mahalaga ito, may time ba tayo para pagaralan paano ito pagalawin o palaguin?!

Hhhmmmm...

Kung hindi natin alam how money works eh baka habang buhay we will work for money na lang and eventually tayo na ang pinapagalaw nito at nagiging sunodsunuran dito 🙁

This coming Friday at exactly 6:55pm, with the help of our speaker, the Youngest Agency Manager of AIA Philippines, nationwide and the Author of Empleyado to Milyonaryo, Mentor Roy Ventura...

You will discover how money works at kung paano mo maiwasan na maging alipin nito at ikaw ang siyang maging amo. 💪

Send me a PM and I will send to you the exclusive zoom id 🙂

Tara, pagaralan natin kung paano mapagalaw at mapasunod ang pera para hindi tayo ang sunodsunuran dito! 😉

Don’t let your hospital bill add to your worries! AIA Health Cover will help you focus on your recovery.

Get a health card bundled with Life insurance and Investment.

Sakto 'to sa mga FREELANCERS, we offer individual plans. Hindi mo man magamit ang card, may funds naman na growing thru the years at insured ka pa!

✅ 500k Coverage per year.. (also available in 1M, 2M, 4M coverage)
With Critical Illness Coverage
✅ Covers Inpatient care, ER leading to confinement
✅ Life insurance benefit
✅ Hospital Income Benefit
✅ Waiver of Premium
✅ Issue age: 0-55 years old

PM me, I am glad to assist!

AIA PHILIPINES
(Formerly AIA PHILAM LIFE)

PLEASE...

If someone message you regarding insurance, pakinggan mo muna.

30minutes lang mawawala sa’yo kaysa naman mamoroblema ka paghahanap ng malaking halaga pag nangailangan kana.

Alam ko 3,000 might be a big amount pero kung hindi mo afford ang 3,000/month, what more pa ang 300,000 pang paopera...

Wala pong naghirap sa pagkuha ng insurance, pero napakaraming naghirap dahil wala nito.

Kaya please, message mo yung kilala mo Financial Advisor o Insurance Agent dahil hindi aksidente na nabasa mo ‘to.

𝐂𝐑𝐄𝐀𝐓𝐄 𝐓𝐇𝐄 𝐅𝐔𝐓𝐔𝐑𝐄 𝐘𝐎𝐔 𝐖𝐀𝐍𝐓
Now's the time to give your children a secure future.

𝐀𝐈𝐀 𝐀+ 𝐒𝐈𝐆𝐍𝐀𝐓𝐔𝐑𝐄 𝐅𝐄𝐀𝐓𝐔𝐑𝐄𝐒 𝐀𝐍𝐃 𝐁𝐄𝐍𝐄𝐅𝐈𝐓𝐒 👇😊
✅ 𝙂𝙐𝘼𝙍𝘼𝙉𝙏𝙀𝙀𝘿 𝙇𝙄𝙁𝙀 𝙄𝙉𝙎𝙐𝙍𝘼𝙉𝘾𝙀 𝘾𝙊𝙑𝙀𝙍𝘼𝙂𝙀 - If an unexpected event happens resulting in the death of the Insured, the Life Insurance Benefit equal to 200% Face Amount will be provided to the beneficiary/ies.

✅ 𝙂𝙐𝘼𝙍𝘼𝙉𝙏𝙀𝙀𝘿 𝘾𝘼𝙎𝙃 𝙋𝘼𝙔𝙊𝙐𝙏𝙎 - receive Guaranteed Cash Payouts equal to 10% of Face Amount starting at the end of the 6th policy year anniversary and every other year until policy maturity, if the Insured is alive.

✅ 𝘼𝘿𝘿𝙄𝙏𝙄𝙊𝙉𝘼𝙇 𝘿𝙄𝙑𝙄𝘿𝙀𝙉𝘿 𝙋𝘼𝙔𝙊𝙐𝙏𝙎 - your plan may earn dividends that you may choose to receive in cash or leave with the Company to accumulate at interest

✅ 𝙂𝙐𝘼𝙍𝘼𝙉𝙏𝙀𝙀𝘿 𝙈𝘼𝙏𝙐𝙍𝙄𝙏𝙔 𝘽𝙀𝙉𝙀𝙁𝙄𝙏 - a Maturity Benefit equal to 200% of Face Amount will be provided upon the Insured’s attainment of age 100.

✅ 𝙋𝘼𝙔𝙊𝙍’𝙎 𝙏𝙀𝙍𝙈 𝘽𝙀𝙉𝙀𝙁𝙄𝙏 - if an unexpected event resulting in death of the Policy Owner happens before reaching age 80, the coverage of Face Amount will be provided to the beneficiary/ies.

✅ 𝙋𝘼𝙔𝙊𝙍’𝙎 𝘽𝙀𝙉𝙀𝙁𝙄𝙏 𝙊𝙉 𝘿𝙀𝘼𝙏𝙃 𝘼𝙉𝘿 𝘿𝙄𝙎𝘼𝘽𝙄𝙇𝙄𝙏𝙔 - if an unexpected event resulting in death or total and permanent of the Policy Owner happens, the Company will continue to pay the succeeding Premiums and the Insured will continue to be covered.

Ikaw, anong plano mo para sa future ng anak mo?
Usap tayo ☕🤝

CONGRATULATIONS to us awardees for the 1st half of 2023🎉🎉🎉

IMAGINE 🤔🤔🤔 a fund that pays you Php100K every 2 years FOR THE REST OF YOUR LIFE!

Where can you use this?
👨‍🎓 Education Fund to pay for tuition in Grade School, High School, Senior High, College, and even Post Graduate Studies
✈️ Travel Fund for your family to create lasting memories
🏝️ A taste of Retirement even before you Retire

Introducing AIA A+ Signature, an endowment plan (not a VUL) that gives guaranteed payouts, guaranteed life insurance coverage, in guaranteed payment options of 5, 10, or 20 years!

How much are you willing to save for your future self and your family??

Send us a message today 📲

Education of your kids is an EXPECTED event kaya kailangan pinaghahandaan at hindi bahala na si Batman! 😅

Kailangan GARANTISADO at SIGURADO!

Show your love to your kids with the newest AIA guaranteed plan that will give them a guaranteed cash payouts starting 6th year of the plan and every two years until LIFETIME! ♾

PM me for more details. 📩🤝