MY IPON NA AKO

Pagnatuto kanang mag-ipon, 1yr 2yrs masasabi mo sa sarili mo na kaya mo palang mag-ipon, salamat IMG dahil sayo natuto Ako.

The new iphone is out, pero ang promise mong mag-ipon ay luma na.😂

Gusto mo bang matuto paano mag invest sa mga malalaking companies sa Pilipinas?

Pwede ka na maging SHAREHOLDER at PART OWNER!

We suggest to invest INDIRECTLY sa stock market thru Mutual Funds for as low as 1,000 pesos only.😊

START NOW👌👌

Tigilan na ang paghiram ng pera to enjoy something you can't afford.
-Rex Mendoza

Do not save what is left after spending, but spend what is left after saving-Warren Buffet

Hindi lht Ng may brand new car ay RICH Ang iba ay inutang !

The advantages and disadvantage to buy a brand new car!

Be financially Educated...

Joined in our IMG COMMUNITY...ITS FREE JUST DO IT THE MISSION ...

Why most people fail 👇👇👇

Because there are no shortcuts to a place worth going. You need to do it right and put in the work.

The good news is. You can still start and rebuild by building it the right way.

10 Lessons I learned from Joey De Leon√
Ctto: Toni Gonzaga Studio

1. Opportunity knocks once or minsan twice pero ang punto ko, grab it!

2. Mastery, kahit ano man yang ginagawa mo master it! Be the best at it.
When I say mastery kahit tulog ka kaya mong gawin, kahit nakapikit ka master it, grabe yung niya sa trabahong ginagawa niya.

3. Kapalan mo mukha mo, life is a journey at kung mahihiya ka kang wag ka ng umasa na magiging successful ka sa buhay.

4. Keep on pursuing! Upgrade yourself and continue to strive more.

5. Sometimes hurts will lead you to your destiny. (minsan lang, lalo na pag may hugot ka! Haha)

6. Just do your thing, yaan mo yung discouragement na humarang.
"Hangga't may bata may Eat bulaga." Is a good line dahil kahit maraming discouragement idaan mo sa comedy at pagpupursige. (Bars!)

7. Be relatable, "Eat" dahil lunch at "Bulaga" dahil para may gulat kaya nabuo ang "Eat Bulaga!"

8. Don't retire! Keep on working until you die.

9. Tuloy ang pag-aaral, the moment you stop learning is the moment you start dying.

10. Enjoy your life. "A good life is expensive there is something cheaper but it is not life."

Joey's Mantra - Trabaho, Ipon, Travel & Enjoy (TITE) pronounce as Tight!

B-O-N-U-S
📍You are your greatest teacher! Yung iba helped, one thing is for sure you are also the student and whatever your situation is ikaw nagturo at ikaw nag apply noon.

💯❤️

Think like a millionaire. Hustle and save money like you're broke. ✨

THINGS TO AVOID WHILE CHRISTMAS SHOPPING:

1. Extended Warranties

Extended warranties are a waste of money. The odds that you'll actually use them are low, they cause you to pay more for the product, and just because you have one doesn't mean that your potential future problem would be covered by it. Skip them and use your emergency fund to help cover things in the event that an essential item needs to be replaced or repaired.

2. Store credit card discounts

Store credit card discounts are another way to get you to spend more money. People say it's not a big deal, they'll sign up and pay it off immediately to knock a few bucks off of their bill, but if everyone did that, we wouldn't have a credit card debt problem like we have in this country. ALSO, think about it this way... you were about to give them the full amount of money that the item cost, and then the store employee offers you a discount to sign up for a credit card. Why would they do that if they're about to make LESS money on that sale? Because, once they've got you signed up for that card, they know they'll make more money off of you as a customer in the long run. A lot of retailers make more on credit card interest than they do on the sale of merchandise.

3. Buy now, pay later plans

Don't even get me started on this one. Just buy the sweater. Seriously. You don't need to pay for it over 4 months... and if you miss a payment, you'll owe a LOT more.

4. Gift wrapping services

These are expensive. Unless it's free with your purchase, just take it home and wrap it yourself. It adds a personal touch.

5. Overpaying for overnight shipping

Plan ahead or shop in person if you're running behind to avoid crazy shipping costs. It doesn't make any sense to pay half of or even more than the purchase price of an item just to get it to your home on time. Give the post office and your wallet a break on this one.

Credits Dave Ramsey

𝐈𝐍𝐓𝐄𝐑𝐍𝐀𝐓𝐈𝐎𝐍𝐀𝐋 𝐌𝐀𝐑𝐊𝐄𝐓𝐈𝐍𝐆 𝐆𝐑𝐎𝐔𝐏 (𝐈𝐌𝐆)

Para po sa kaalaman ng lahat, ang 𝐈𝐌𝐆 po at 𝐊𝐀𝐈𝐒𝐄𝐑 ay magkaiba.

Ang 𝐈𝐌𝐆 po ay isang 𝐁𝐑𝐎𝐊𝐄𝐑𝐀𝐆𝐄 𝐂𝐎𝐌𝐏𝐀𝐍𝐘 while ang 𝐊𝐀𝐈𝐒𝐄𝐑 po is 𝐇𝐄𝐀𝐋𝐓𝐇 𝐌𝐀𝐈𝐍𝐓𝐄𝐍𝐀𝐍𝐂𝐄 𝐎𝐑𝐆𝐀𝐍𝐈𝐙𝐀𝐓𝐈𝐎𝐍 (𝐇𝐌𝐎) na isa sa mga companies na partnered nang 𝐈𝐌𝐆.

𝐈𝐌𝐆 is a Financial Institution, partnered with top leading companies in the Philippines. Tinuturo po ng IMG ang kahalagahan ng pagkakaroon ng 𝐒𝐎𝐋𝐈𝐃 𝐅𝐈𝐍𝐀𝐍𝐂𝐈𝐀𝐋 𝐅𝐎𝐔𝐍𝐃𝐀𝐓𝐈𝐎𝐍. Gaya ng tamang pag-iipon, pagkakaroon ng protection through 𝐋𝐢𝐟𝐞 and 𝐇𝐞𝐚𝐥𝐭𝐡 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞, paano mo proteksyunan ang 𝐬𝐚𝐯𝐢𝐧𝐠𝐬 mo at kung paano mo palaguin ang pera mo na hindi ka nagtatrabaho para in the future magkaroon ka ng Financial Security.

You don’t invest in 𝐈𝐌𝐆, instead you learn from 𝐈𝐌𝐆.
𝐈𝐌𝐆 membership ay parang discounted 𝐠𝐢𝐟𝐭 𝐜𝐚𝐫𝐝, it helps you save money and reduce your spending. Hindi mo na kailangang dumaan sa mga agents ng mga companies, dahil kapag 𝐈𝐌𝐆 member ka at once nag-invest ka or nag-avail ng mga products ng partner companies ng 𝐈𝐌𝐆, yung fees na para sa agent ay mapupunta na sa’yo. This can be a best way to save money.

To summarize that:
✅𝐈𝐌𝐆 at 𝐊𝐀𝐈𝐒𝐄𝐑 ay hindi pareho
✅ 𝐈𝐌𝐆 is a 𝐁𝐑𝐎𝐊𝐄𝐑𝐀𝐆𝐄 𝐂𝐎𝐌𝐏𝐀𝐍𝐘
✅ 𝐈𝐌𝐆 is a Financial Institution
✅ You don’t Invest in 𝐈𝐌𝐆, You invest in its partnered companies
✅ 𝐈𝐌𝐆 membership is like discounted gift card. (Discounted and free fees)
𝐋𝐞𝐚𝐫𝐧 , 𝐄𝐚𝐫𝐧 𝐒𝐚𝐯𝐞, & 𝐈𝐧𝐯𝐞𝐬𝐭

Just a piece of advice 😊

Once you receive your 13th month Pay or Christmas Bonus. Bayaran mo ang taong nagpautang sayo noong panahong gipit na gipit ka. Ang taong hindi nagdalawang isip na tulungan ka dahil kaibigan ka nya sa hirap man o ginhawa. You promised to pay but you failed and promised again. He/She trusted you and lend his/her hard-earned money for you to survive. It is time for you to do your part.

Save your relationship with the person whom you owed money. Money can be earned anytime, but the trust once broken will leave a permanent mark the rest of your life.

If wala ka naman utang, spend your money wisely. Invest into something your future self will thank you for. Let that money work for you atleast sa loob ng isang taon, may tamang desisyon kang nagawa sa buhay mo. Advance Merry Christmas☺️

Learn with us for free.

Kung di mo kaya itabi ang 20% ng 10,000.
Mas lalong di mo kaya itabi ang 20% ng 100,000.

Ang pag-iipon ay wala sa laki o liit ng kinikita kundi nasa disiplina.

Alamin kung paano makakaipon. .
Attend our Free Online Financial class. Yes free po ito ..

Ito ang isa sa mga dahilan kung bakit maraming tumatagal na mga OFW sa abroad, dahil sa kagustuhan na makaahon ang pamilya sa kahirapan, ipinapadala lahat, kaya lang ang nangyayare, na mi mismanaged ang pera, party dito, kain jan, gala dito, pasyal jan, inom dito, bisyo jan, masakit man aminin, pero base sa mga kakilala, kamag anak ko na OFW ay ganyan na ganyan ang nangyayari sa kanila, kaya ung sinasabi nilang 3-5 yrs lang sila sa abroad? Nagiging 15 yrs or 20 yrs, bakit?

Kasi kapag uuwi sila wala silang madadatnan na naipundar kasi nga na mismanaged, at ang masakit pa, lahat ng ipon puro palabas, gastos dito, gastos doon, at pag naubos ang ipon, babalik ulit sa abroad para makaipon hanggang sa paulit ulit nalang ang cycle na ito.

Sa mga nakaka relate, spend your money wisely, learn to save and invest for the future. ☝🏻🙂💯
👉If you want changes in your life.....just...

MESSAGE US🤗

Someone asked the richest man in the world, Bill Gates, “Is there anyone richer than you in the world ?”

Bill Gates replied, “Yes, there is a person who is richer than me.”

He then narrated a story.

“It was during the time when I wasn’t rich or famous.

“I was at the New York Airport when I saw a newspaper vendor.

“I wanted to buy one newspaper but found that I didn’t have enough change. So I left the idea of buying and returned it to the vendor.

“I told him of not having the change. The vendor said, ‘I am giving you this for free.’ On his insistence I took the newspaper.

“Coincidentally, after two to three months, I landed at the same airport and again I was short of change for a newspaper. The vendor offered me the newspaper again. I refused and said that I can’t take it for I don’t have change today too. He said, ‘You can take it, I am sharing this from my profit, I won’t be at loss.’ I took the newspaper.

“After 19 years I became famous and known by people. Suddenly I remembered that vendor. I began searching for him and after about 1½ months of searching, I found him.

“I asked him, ‘Do you know me?’ He said, ‘Yes, you are Bill Gates.’

“I asked him again, ‘Do you remember once you gave me a newspaper for free?’

“The vendor said, ‘Yes, I remember. I gave you twice.’

“I said, ‘I want to repay the help you had offered me that time. Whatever you want in your life, tell me, I shall fulfill it.’

“The vendor said, ‘Sir, don’t you think that by doing so you won’t be able to match my help?’

“I asked, ‘Why?’

“He said, ‘I had helped you when I was a poor newspaper vendor and you are trying to help me now, when you have become the richest man in the world. How can your help match mine ?’

“That day I realized that the newspaper vendor is richer than I am, because he didn’t wait to become rich to help someone.”

People need to understand that the truly rich are those who possess a rich heart rather than lots of money.

It’s very important to have a rich heart❤️

Ctto

It is still not too late for you if you stop playing a victim and take 100% Responsibility! 😊

Maraming tao nag iipon pero sa huli hindi talaga nakakaipon. Pagkatapos maka-ipon ng isang taon, igagastos lang sa isang araw. Ang iyong ginagawa ay “Save to Spend”
Kailangan mong mag-ipon para palaguin ang perang naipon mo. Ang perang inipon mo sa isang taon, palaguin mo para may balik na pera para sayo araw-araw at ito ang gamitin mo para igastos sa future . “Save to Invest”
Save and invest in income-generating investments like Real estate, Business, Stock Market, Insurance, Healthcare, etc. 👌🏻
Be wise. Don’t work for money, let your money work for you.
Retire early and Enjoy Life.
Join Our financial literacy class. PM me.

If You Lost Your Job Today, How Long Would You Survive?
Imagine this with us..

You’re comfortably working for a company for 25 years. And then one day, your boss comes to you and suddenly tells you…

“This is your last day.”

How disastrous could that be?

Imagine if you lost your job. You lost your source of income.

How can you provide for your family? How can you pay for your bills? With all the responsibilities at hand!

This is the exact thing that happened to this lovely couple Benj and Fely.

Benj is a mechanical engineer while Fely is an industrial engineer. Both of them worked in the semiconductor industry for over 25 years and had senior management positions.

From being managers, supervisors and even director level!

They were earning very well. But they also spent very well. (Gastos dito gastos diyan).

That got them into debts. Can you guess how much?
..a whopping seven figure debts! Oh and not to mention all kinds of loans.

Name it, they had it!

What could have possibly gone wrong? It is this...

Spending their money they even haven’t earned yet.

And that got them into the rat race cycle.

Work hard. Pay bills. Spend. Borrow money. Work hard.

Is this familiar with you?

Money Can Work for You or Against You
“Debt is money working against us”- Benj

It was only later did they realize they were already buried in a quagmire of debt.

This went on and on for more than a decade. There were many sleepless nights!

Could you imagine how stressful and frustrating that was for them?

Fely recalled one night when she was down on her knees. She was desperate that God would take them out of this mess.

Later on, they lost their 6-figure income. Ouch!

All while having two of their children studying in La Salle.

There is Hope. Money Can Work for You.
Fast forward to today…

Benj and Fely are now financially free!

They are holding senior executive vice chairman positions at IMG.

They travel around the Philippines and the world to teach as many Filipinos how to save and invest correctly, and how to get out of bad debts.

They are actively leading a team of financial coaches. When they joined IMG in 2010,
They are now present in more than 23 countries, helping families achieve financial freedom and teaching people how to create wealth for their families.

---

Want to know more about IMG? Check It here: 373642ph.imgcorp.com

Lumipas Ang ilang taon dumaan Ang pandemic Doon ko narealize na mas mahalaga Ang may ipon ka ..para sa panahon na kakailangan mo Ng tulong Wala Kang ibang aasahan kundi Ang sarili molang ..Akala ko dati Hindi ako makakapg ipon..pero dahil sa kagustuhan Kong mabago Ang mindset ko at Ang Buhay ko ..ito ay nagagawa Kuna Ng mahigt Isang taon ..buwan buwan nagagawa ko mag ipon Ng 4412 ..dati Ang inuuna ko ibawas sa sahod ko ay Ang lahat ng expenses ko kaya Wala ng natitira o naitatabi para s future financial ko .pero dahil sa magndang turo Ng IMG COMMUNITY ..nagagawa kunang unahin Ang mag save muna at kung magkano Ang natira .yon Ang pagkakasyahin ko .maraming salamat sa mga nagtuturo Kong papaano magsave at invest Ng tama.. napakaimportante tlaga Lalo sa mga nagtatrabaho na habang Bata pa magtabi para pagtumanda o dumating Ang Uno's walang magiging problma dahil prepared o nakahanda ka .lagi tayong magdasal Dahil walang impossible sa ating panginoon ❤️maraming maraming salamat sa ating panginoon dyos na patuloy na gumagabay sa atin lahat ❤️😍🙏

IMG COMMUNITY

Do not underestimate the power of delayed gratification. Sardinas ang ulam now, may paupahan na later.

Bloopers in stages of Human Development 😂

Queen Elizabeth ... namatay

Fernando Zobel de Ayala ... nagkasakit

Tanong:
.. bakit ako magsisikap na magtagumpay sa buhay kung saan pagkatapos ng lahat lahat tayo ay magkakasakit at mamamatay lang din???

Sagot:

Sila may insurance.
Makaka-afford silang bayaran ang medical cost.
Makapag iwan sila ng pamanang yaman sa pamilya nila.
Kahit anung mangyari, their family has financial peace of mind kahit wala na sila.

Kung aku sayo, while you still can, strive to build that financial peace of mind.

Kelangan nating matuto kung paano umasenso at yumaman hindi para sa materyal na dahilan kundi para sa pag-achieve ng financial peace of mind.

You can change your life by changing your money mindset.

IMG Financial Education is the first step.

May (2) dalawang klaseng tao na nagtitipid

✅ 1st, yung nagtitipid dahil nag iipon, nag iinvest for the future retirement, healthcare, emergency, child education.

✅ 2nd, yung nagtitipid dahil ₱ 700 na lang ang natitira sa ATM at may 6 days pa bago ang next sahod.

Which life do you want for yourself? For your family? ..

When you think about your financial status today...

do you feel at peace, proud, happy and secure?

Or do you feel worried, discouraged, tired, confused, disappointed, pressured, stressed?
..

Good News!!!

We have a solution for those who want to upgrade their financial life.

Start by getting your copy of the book.

Sabi ni Bro. Bo Sanchez,

"Read it, devour it and share it to people who needs financial revolution (change) in their life."