The Brighter Life

SAVE, PLAN & INVEST FOR THE FUTURE. LET'S BREAK THE POVERTY CYCLE (SANDWICH GENERATION)!

“It is the responsibility of the parents to provide for their children and not the other way around. This is the biblical approach,” Lo said, citing Proverbs 13:22 that states: “A good man leaves an inheritance for their children’s children.”

Lo noted the “sandwich generation is the cycle of poverty that is happening in our nation.”

To know more about the basics of financial planning, don't hesistate to message me.

Sandwich generation are composed of the adults who are “sandwiched” between caring for their own families and their parents. https://bit.ly/3qzmmvS | via ONE News

Do you know that we all are experiencing forced retirement....wether it's voluntary or involuntary?

Are you still wondering how to prepare your Retirement Plan?

Let's talk today so I can give clarity on what options you have to consider when doing your retirement plan.

Sincerely,

Your Trusted License Financial Advisor!

4 MAIN REASONS why we should buy INSURANCE when we are still YOUNG! ☀️👇

Insure your life today. Message us anytime.

"I'm too young to buy life insurance... I'll buy it when I'm ready..."

If you ever have this thought, then this post is for you!

Growing up, you are told you are too young to do so many things, from driving a car, owning a phone to traveling alone or making some decision on your life... you count it.

Now, in your 20s, you think yet again that you are too young to buy life insurance. You probably believe it’s for old people. But listen, you ARE old enough. If you are old enough to worry about your loved ones, start living on your own, dating, marriage or have kids, then you are also OLD enough to buy life insurance for yourself.

Here are 𝟒 𝐫𝐞𝐚𝐬𝐨𝐧𝐬 𝐰𝐡𝐲 𝐲𝐨𝐮 𝐬𝐡𝐨𝐮𝐥𝐝 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫 𝐛𝐮𝐲𝐢𝐧𝐠 𝐥𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐧𝐨𝐰, when you are still young & healthy rather than later:

𝟏. 𝐘𝐨𝐮 𝐜𝐚𝐧 𝐠𝐞𝐭 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐰𝐢𝐭𝐡 𝐚 𝐥𝐨𝐰𝐞𝐫 𝐩𝐫𝐞𝐦𝐢𝐮𝐦 𝐚𝐧𝐝 𝐛𝐞𝐭𝐭𝐞𝐫 𝐜𝐨𝐯𝐞𝐫𝐚𝐠𝐞
Age & health condition are crucial amongst the several other factors that affect how much you pay for life insurance. Generally, the younger and healthier you are, the lower your premiums will be. You can use online life insurance premium calculators to estimate your coverage costs and get a better insight on this.

𝟐. 𝐓𝐡𝐞 𝐞𝐚𝐫𝐥𝐢𝐞𝐫 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐜𝐨𝐯𝐞𝐫𝐞𝐝, 𝐭𝐡𝐞 𝐦𝐨𝐫𝐞 𝐩𝐞𝐚𝐜𝐞 𝐨𝐟 𝐦𝐢𝐧𝐝 𝐲𝐨𝐮 𝐠𝐞𝐭
There is actually something money can’t buy, that is an insurance policy. Insurance is purchased with 2 things, health, and age. That's why, buying life insurance early will give you the peace of mind to focus on things that more important in your life rather than living with the fear of losing everything you have suddenly.

𝟑. 𝐁𝐚𝐧𝐤 𝐛𝐚𝐥𝐚𝐧𝐜𝐞 𝐦𝐚𝐢𝐧𝐭𝐚𝐢𝐧𝐞𝐝
Your medical bills are not likely to deplete your bank balance if you have an effective insurance plan in place.

𝟒. 𝐈𝐭 𝐜𝐚𝐧 𝐜𝐫𝐞𝐚𝐭𝐞 𝐚 𝐥𝐞𝐠𝐚𝐜𝐲
In your 20s or early 30s, you may not have had a chance to build significant assets. Life insurance can replace what you would have accumulated over a lifetime of work and saving so you have something to pass on to your loved ones when you are not there anymore. Additionally, you might be “passing on” things to your family that you’d prefer not to—like debts and liabilities.

== 𝐇𝐞𝐫𝐞 𝐢𝐬 𝐰𝐡𝐚𝐭 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐝𝐨 ==
✅𝐀𝐬𝐤 𝐲𝐨𝐮𝐫𝐬𝐞𝐥𝐟 𝐢𝐟 𝐲𝐨𝐮 𝐡𝐚𝐯𝐞 𝐞𝐧𝐨𝐮𝐠𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 - If you are not sure, talk to an advisor to find out about it.
✅𝐈𝐟 𝐲𝐨𝐮 𝐝𝐨𝐧’𝐭 𝐡𝐚𝐯𝐞 𝐚𝐧𝐲 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞, 𝐜𝐡𝐞𝐜𝐤 𝐰𝐢𝐭𝐡 𝐡𝐢𝐦/𝐡𝐞𝐫 𝐢𝐟 𝐲𝐨𝐮 𝐜𝐚𝐧 𝐬𝐭𝐢𝐥𝐥 𝐩𝐮𝐫𝐜𝐡𝐚𝐬𝐞 𝐢𝐭 𝐰𝐢𝐭𝐡 𝐲𝐨𝐮𝐫 𝐜𝐮𝐫𝐫𝐞𝐧𝐭 𝐚𝐠𝐞 𝐚𝐧𝐝 𝐡𝐞𝐚𝐥𝐭𝐡 𝐜𝐨𝐧𝐝𝐢𝐭𝐢𝐨𝐧𝐬 - At least make sure you can still buy insurance.
✅𝐈𝐟 𝐲𝐨𝐮 𝐚𝐫𝐞 𝐟𝐮𝐥𝐥𝐲 𝐜𝐨𝐯𝐞𝐫𝐞𝐝 𝐠𝐫𝐞𝐚𝐭 - Spend time finding out if the people you care about are fully covered, if not advise them to and be their guide.
✅𝐈𝐟 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐭𝐫𝐲 𝐭𝐨 𝐟𝐢𝐠𝐮𝐫𝐞 𝐨𝐮𝐭 𝐡𝐨𝐰 𝐦𝐮𝐜𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 - Ask your advisor to send you a copy of the “𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐏𝐥𝐚𝐧𝐧𝐢𝐧𝐠 𝐁𝐨𝐨𝐤”. Read it to find out more about insurance yourself.

Remember, insurance serves to give you and your loved one’s peace of mind. Get yourself covered as early as you can, 𝐛𝐞𝐜𝐚𝐮𝐬𝐞 𝐩𝐫𝐞𝐦𝐢𝐮𝐦𝐬 𝐰𝐢𝐥𝐥 𝐨𝐧𝐥𝐲 𝐠𝐞𝐭 𝐦𝐨𝐫𝐞 𝐞𝐱𝐩𝐞𝐧𝐬𝐢𝐯𝐞 across time. ⠀
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Every professional financial advisor knows that premiums will ONLY get more expensive across time, that is why some are rushing to meet you during this period of time!

Here is a reminder that Life Insurance is intended to safeguard your family financially when an unfortunate event occurs. It gives them time to recover from the emotional struggle of losing you.
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Message us today to understand how you can get sufficient life insurance for yourself and your family! 😊

Ctto: Dr. Sanjay

Here is a reminder that Life Insurance is intended to safeguard your family financially when an unfortunate event occurs. It gives them time to recover from the emotional struggle of losing you.
⠀
Speak to a financial advisor today to understand how you can get sufficient life insurance for yourself and your family! 😊
⠀

Are you wondering what's the BEST GIFT of LOVE you could offer to your LOVED ONES?

I advocate getting insurance first over investments if you have people depending on you. Are you an OFW supporting a family back home? Are you the breadwinner of your family? If you are, then life insurance is vital for you. You are your own greatest asset, and if something unfortunate happens to you, what will happen to your dependents – your children, your spouse, your aging parents?

Ctto

I advocate getting insurance first over investments if you have people depending on you. Are you an OFW supporting a family back home? Are you the breadwinner of your family? If you are, then life insurance is vital for you. You are your own greatest asset, and if something unfortunate happens to you, what will happen to your dependents – your children, your spouse, your aging parents?

GET INSURED FOR AS LOW AS PHP 2K PER MONTH!

WHY IS LIFE INSURANCE IMPORTANT? LET’S LOOK AT FIVE KEY REASONS.

1. PROTECTION FOR YOU AND YOUR FAMILY
Your family depends on your financial support to enjoy a decent standard of living, which is why insurance is especially important once you start a family. It means the people who matter most in your life may be protected from financial hardship if the unexpected happens.

2. REDUCE STRESS DURING DIFFICULT TIMES
None of us know what lies around the corner. Unforeseen tragedies such as illness, injury or permanent disability, even death – can leave you and your family facing tremendous emotional stress, and even grief. With insurance in place, you or your family’s financial stress will be reduced, and you can focus on recovery and rebuilding your lives.

3. TO ENJOY FINANCIAL SECURITY
No matter what your financial position is today, an unexpected event can see it all unravel very quickly. Insurance offers a payout so that if there is an unforeseen event you and your family can hopefully continue to move forward.

4. PEACE OF MIND
No amount of money can replace your health and well-being – or the role you play in your family. But you can at least have peace of mind knowing that if anything happened to you, your family’s financial security is assisted by insurance.

5. A LEGACY TO LEAVE BEHIND
A lump sum death benefit can secure the financial future for your children and protect their standard of living.

Insure you life today! Talk to a Sun Life Financial advisor today. Just message us anytime.

Are you wondering to have a BEST GIFT for your loved ones? A gift that will help them prepare for their future savings, education, and retirement fund?

Get Insured today with SUN SMARTER LIFE ELITE PESO 10 of Sun Life.

•A participating LIMITED-PAY whole life plan with coverage up to age 100.

•Pay your premiums regularly on an annual, semi-annual, or quarterly basis. You may also opt for a shorter guaranteed payment period of only 5 or 10 years. Or even LUMP-SUM payment to save more on your premiums.

•This plan pays ANTICIPATED/GUARANTEED endowment benefit of 8% of the face amount starting at the end of the 6th year and every two years thereafter up to Age 100.

•It also has savings component such as Guaranteed Cash Value that you can use for future needs and Cash Dividends earning up to 3.6%.

Start while they are young. Give them a GIFT that last a LIFETIME.

Message us to know more about the plan.

SIGN UP ONLINE TODAY!

💛💛💛

Are you looking for a new PURPOSEFUL and REWARDING career this year?!

Be ONE OF OUR SUCCESSFUL FINANCIAL ADVISORS today and SHINE with us!

Hurry up, there are 10 more slots to go.

Send us a message now and embrace the BRIGHTER LIFE! :)

Are you ready to future-proof your life? Get some tips from celebrities on how to invest in yourself to invest for your future!

Celeb Tips for Future-proofing your Life | ABS-CBN Entertainment Invest in yourself, invest in your future. Iñigo Pascual, Enchong Dee, Matteo Guidicelli, Piolo Pascual, and Charo Santos-Concio shares tried-and-tested tips on growing your money and preparing for the future.

Why YOU need to be INSURED now?

⚠️If you don’t want to see your loved ones take a huge financial hit when something bad happens or when you’re not there for them anymore… then you should transfer that risk by getting insured, so you and your loved ones have peace of mind.

Ask yourself, how much can you AFFORD to pay every month to guarantee that your family will have enough CASH to live the life you want them to? I want you to think about this…

Message me today so I can give recommendations on how to manage your potential unexpected risks in the future! 🙏

Insure your life today :)

Ctto Dr. Sanjay Tolani.

The BEST motivation why you need to be INSURED.

Get INSURED now.

Message me anytime.

Ctto.

Why you need to be insured?

☑️ It's A Lifetime Protection for your Loved Ones.
☑️ It's More Affordable than you think
☑️ It Provides Peace of mind.
☑️ It will secure Your Families' Future.
☑️ It's A Part of Wealth Planning.
☑️ Helps You to Deal with Debts
☑️ Helps You to Achieve Long Term Goals.
☑️ It's A Good Way For YOU To Leave A Legacy.

Give yourself the best gift you can have this 2021. Start today.

Get INSURED online now!

Message us anytime.

Have a blessed and fruitful Sunday to everyone.

Why BREADWINNERS need LIFE INSURANCE?

Insure your life today.

Message us anytime.

Ctto: The finance geek II l

Are you planning to have a happy Retirement?

Talk to trusted Financial Advisor now. Get INSURED and invest for the future.

Message us now.

Ctto: Dr. Sanjay Tolani.

Bright Sunday everyone. 💛💛💛

Nothing wrong with spending on wants. What's wrong is if it cripples your savings. So save regularly but don't forget to enjoy what you earn.

Now it's easier to send The Brighter Life a message.

As your TRUSTED Financial Advisor, I want to share this to you. Bakit mo kailangan ng Life Insurance? 👇

Insure your life today.

Message us now and we will process it online.

Ctto: DR. Sanjay Tolani

I hope it is not too late 😑😔

Insure your life today and prepare for the future.

Talk to a trusted Financial Advisor.

Message us anytime and lets process your application ONLINE.

Ctto: Dr. Sanjay Tolani

What do you think?

Ctto: Dr. Sanjay Tolani

Just listen! 💛💛💛

Ctto: CFO PESO SENSE

Why you need to be insured as a BREADWINER?

Insure your life today. Mesaage us.

CTTO of the pic.

Are you thinking an invest where you can spend some portion of your 13th month and bonus? One of the best gifts you can give to yourself and to your loved ones? Get a Plan now and prepare for the future because you deserve the best for you!

“Avail a Life Insurance plan that will give you more than 13 times of your 13th Month when something happens to you. A Life Insurance plan that will give you more than 13 times of your Bonus in case nothing happens to you. – CTTO”

Good News! Application now is ONLINE! You can avail now a Life Insurance with Investment without leaving the comfort of your home. Process is very easy, convenient, less hassle and safe.
Message us now.

Bright News: Sun Life remains to be the most trusted life insurance brand, according to the latest Campaign Asia survey of the Top 100 Brands in the Philippines. 🌞 For more information about this news, read more at https://bit.ly/trustsunlife

Ctto: Sun Life PH

When you're working in corporate, there are times that you might wonder: "What if I try freelancing instead?" Freelancing has a lot of benefits, and one of them is earning as much as the number of projects that you can take. But then, it could also have a lot of challenges. Here's a guide that we put together to help you find success in freelancing once you are ready for this path: https://bit.ly/maximizeyourearningsasafreelancer

Life insurance is a great investment. But before getting one, it's important to look into some things about it. Start off with doing research on the different plans and their benefits. Then look into the key factors to consider like your budget, beneficiaries, and personal goals.

If you're the type who like to first explore on your own, you can check our different life insurance solutions here: https://www.sunlife.com.ph/PH/Insurance?vgnLocale=en_CA