Bien Isaac Corvite - Financial Advisor

We use our umbrella as our protection from scorching heat from the sun or for the unexpected rain. What if we forgot our umbrella. We will fully feel its impact. Wherein we could get sick. And if we get sick it will be much hassle for our medical bills.

Umbrella is like our Life Insurance. It is our protection if some unexpected events happen to us. It is better to be prutected than to be sorry.

You were given a chance to borrow money. What would you choose? Good debt or bad debt? Before you choose i will help you to decide.

Remember OKAY LANG MANGUTANG pero alamin mo muna kung saan mo gagamitin ang pera na uutangin mo. Uutang ka ba to fund your business or uutang ka ba to maintain your lavish lifestyle?

There is what you call good debt wherein you borrow money to make more money. This is what you call investing. You can invest your money in putting up your own business or buying shares of stocks at a company of your choice.

On the other hand there is what you call bad debt wherein you borrow money but do not expect something in return to pay off the debt. We can relate to our impulsive use of credit card, to buy goods and services without planning in advance.

REMEMBER your goal in borrowing money should benefit you and not be burdensome.

If you want to have a 1on1 talk with me you can book me at
https://calendly.com/plukbienisaac

Did you know?

"Your parents are not your emergency fund, your children are not your retirement fund, build your OWN wealth."

It is better to plan ahead than to suffer later. There are many uncertainties that we can't predict in our lives. But we can guarantee that if that uncertainty happens, we are prepared.

Isa ka bang magulang o nagbabalak pa lang mag kaanak na nag mamahal sa kanila?

May goodnews ako sa inyo. Meron tayong paraan upang mapag patuloy ng ating mga anak ang kanilang mga pangarap kahit na wala na tayo.

To know more, send me a message.

We see VUL as simple as Insurance plus Investment. But if we broaden our view with VUL it has many purposes.

“If you fail to plan then you plan to fail.” -Benjamin Franklin

Have you thought about your retirement? Would it be living in luxurious life style or living poor? It’s your choice. Make it happen.

You may not need Life Insurance now but at the time that you need it. You can no longer have it.

You may not need life insurance today, but the moment that you need it you may no longer avail it.

"Ayaw mo kumuha ng Life Insurance kasi di ka naman yayaman dito?"

Yes, I would agree with you. You might have investments that can generate income in short term period. You might have a business that can sustain your standard of living. But life insurance can prevent you from becoming poor due to high hospitalization. In addition, life insurance can augment your funds to prevent bankruptcy of your business.

I understand na marami ka pang gastusin. Lahat tayo ay may pinag kakagastusan. Lahat tayo may binabayaran. But do you think our expenses will stop once SICKNESS, ACCIDENT, and DISABILITY happens to us?

Our expenses will never stop and additional medical expenses will pile up. And that’s what we are trying to avoid. Kaya mag pa insure ka na habang insurable ka pa.

Bes, ayaw mo pang kumuha ng life insurance because madami ka pang bills na binabayaran?

-Bes remind kita ang bills natin ay hindi tumitigil. Ang bayarin ba natin sa kuryente, tubig, pag kain ay tumitigil ba? Titigil din ba ang mga bayarin pag nag kasakit ka? No! Hindi titigil ito kahit magkasakit tayo kundi dadagdag pa sa sakit sa ulo natin ang mga hospital bills.

Ayaw mo pang kumuha ng life insurance because bata ka pa?

- Bes, i know someone who was diagnosed of cancer at age 24. I know someone who met a fatal accident at age 20. I know someone who was highblood and diabetic at age 18. I know someone who was robbed of her life at age 16. Bes, you will never know the future.

What I’m offering to you is a peace of mind that anything happens to you, you know for sure that you are financially equipped.

Ever wondered how your friends business grew so successful? Or how your brother’s investment grew? Or admired someone on their financial success.

The common thing with them is that they started planting early on to see the full potential of their investment.

Bes, the best gift that we can give to our partner, loved ones and family is having financial security.

I'd like to congratulate my clients and those who have their own life insurance coverage already. Time is the main key to peace of mind and its best taken soonest.

Cheers to 2020!
Cheers to our mistakes!
Cheers to our failures!
Cheers for the plans that we sought but failed!
Cheers to all of us that are struggling but keeps on fighting.

As we welcome 2021 we accept the challenges that we face. Let's continue to live on for there is a bright future awaiting for us.

IT'S OFFICIAL‼‼‼

AMAZING!
We are now officially the NUMBER 1 Life Insurance company in the PHILIPPINES .Really a challenging year yet our company made it to the top. Congratulations Prulife! 👏👏👏

Thank you to all our dear clients! ❤ 2 more weeks before this year ends! Papahuli ka pa ba? Be insured!

Investment is like planting a seed that will eventually grow into a tree. The more that we take care of that seed the more it will constantly grow.

It is like our investment we start small, take care of it by doing top-ups and investing it in the right funds, eventually, that small investment that you start will grow. Remember it requires a lot of patience and understanding.

We are usually asked, "Is it important to save?" But the real question is "Where are you saving?" Most of us would agree that the return on investment is a more important metric for evaluating the efficiency of an investment. But those investment returns that we are expecting would be easily wiped out by S.A.D (Sickness, Accident, Disability) events in our life.

By having your own Pru Life Uk savings plan you can protect your income from the financial loss that might incur in the event of S.A.D happens.

Drop me a message to have your own customized plan.

Dito makikita natin kung ano ang namimiss out natin if idedelay natin ang pag kuha ng sarili nating proteksyon with investment. The more we delay the expensive it gets. Kaya have your own plan habang maaga pa. Just send me a PM to know more and lets discuss kung ano nga ba ang nababagay sayong plan.

Life Insurance has different purposes. Let's set a meeting to discuss what's your top priority.

Saan kayo dito?

Saang social class nabibilang ang pamilya mo base sa income class bracket ng gobyerno?

BASAHIN: https://bit.ly/32FdiJT

A D V E N T U R E

Naranasan mo na ba tuwing mag b-browse ka sa iyong social media ay nakita mo ang post ng iyong mga kaibigan, kamag anak, katrabaho o kaya'y artista at napatanong, "anong meron sa kanila? bakit ang successful naman nila? Sana ganun din ako. Sana maging katulad nila ako."

Full of "Sana" and "What if's" comes into my mind. Then I unconsciously develop this thinking that I am nothing cause I can't do anything that they can do. Lots of excuses, lots of self doubt and self pity.

Then i remember one of our coaches saying, "after you graduate you will have your own destination. You will have your own adventure. Mag kakahiwalay hiwalay kayo but just enjoy life. Darating din kayo sa destinasyon ninyo. You will definitely encounter trials along the way trust the process". These words begin to reverberate in my mind and strongly impacted me.

His words keep coming back exactlycas he said, "Just enjoy your "adventure"; just keep walking; don't stop until you master the process. And, remember life is like driving your own car. His message continues to awaken me, "You pick up your own pace and you don't rush things. You don't compare yourself with other drivers. Somehow, sometime later, you will encounter rough roads down the process that you need to slow down too as you pass through."

"Why did I become a Financial Advisor?"

The picture shows it all. This is the reason why I wanted to become a financial advisor of Pru Life UK - it is for my family. My dad's stroke last March 2015 was devastating. It drained our savings and our debts skyrocketed. It caused chaos within our family

Anger started to surge within me and I started asking myself "Why did this happen to us? Why should this hit our family so hard? Do we deserve this?" Many questions keep on coming to my mind. I started to get angry with my family for not preparing financially to avoid this misfortune. Questions like why should this event make me become part of the Sandwich Generation and couldn't enjoy my hard- earned income became bothersome. I asked myself why should this happen to us at all. But one day I came to my senses.

Acceptance. I need to accept the fact that it happened already to us. With the help of our Almighty God I forgive my family and myself on what happened. I need to keep moving forward and support my family no matter what.

Agenda. It became now my agenda to promote and propagate financial literacy among fellow Filipinos. Early financial planning is necessary to avoid indebtedness and the personal experience I had from this incident.

My job is to ask you about life insurance. Please don't make it my job to tell your family you didn't have any.

Are you prepared if something happens to you? Can your family sustain your standard of living in case something happens? PRUtect yourself while it is not too late.