Medical HMO Philippines

Pacific Cross is the only Non-Life Company offering Medical Insurance and HMO in the Philippines from age 0 to 100.

Core Benefits include:
✅No-cash-outlay with accredited providers or via reimbursement if your preferred provider is not accredited
✅1M Maximum Benefit Limit per year (higher plans can cover up to 5M MBL per year)
✅In-Patient Coverage
✅Emergency Coverage
✅Auto-immune Coverage*
✅Mental Health Care Benefit
✅Annual Physical Exam
✅Elective Surgery Coverage
✅Companion Allowance
✅Sports Coverage
✅Free child coverage*
✅Personal Accidental Death Benefit
✅Emergency Ambulance Use
✅Travel+ Insurance
✅Emergency Overseas Coverage
✅Coverage for Pre-Existing Conditions*
*subject to terms and conditions

Optional Benefits include:
📌Out-patient benefit (including physiotherapist/chiropractor fees, medicines, and drug prescription costs)
📌Dental benefits (including denture costs due to accidents)
📌Additional Personal Accident Benefit

Send a message to know more! 💙

With the rising costs of hospitalization, your savings may not be enough. Now, more than ever, it is important to be prepared and get the medical protection you deserve especially when you need it most. We cover from 0-100 years old. If you wish to know more about our plans- Please message us NOW!
free quotation proposal | face to face meeting | Zoom | Viber
Apply now!

Have you ever encountered a medical emergency? Did it leave you wondering about the coverage you had? Look no further! With our extensive coverage, ranging from 0-100 years old and reaching every corner of the globe - plus, top major hospitals being accredited with no cash outlay - you never have to worry about medical emergencies again. Try now and enjoy peace of mind!

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Medical costs are one of the most pressing concerns in today’s times. When your family’s health is at stake, we know you need a sensible medical plan that will give you the best care possible. We offer you value-packed medical plans specifically designed to give you superior medical coverage:
✅ NO AGE LIMIT ( 0-100 YEARS)
✅ Optional Benefits: OUTPATIENT includes MEDICINES,,DENTAL AND VISION.
✅Coverage Up to PHP1,500,000 Maximum Benefit Limit for: Hospitalization,Surgery,Emergency and More..
✅Worldwide Coverage and Accredited to TOP MAJOR HOSPITALS ( ST.LUKES QC &BGC, ASIAN, TMC, MAKATI MED. CHINESE GEN and More..)
✅ No worries for Non- Accredited you can Refund your medical expenses.
✅Payment accept CREDIT CARD FOR Regular INSTALLMENT or straight. ( BDO,METROBANK,EASTWEST & BPI). Other banks are also accepted.
✅Includes TRAVEL INSURANCE and PERSONAL ACCIDENT coverage.

Pacific Cross is in every step of the way

Should you wish to discuss further, Please send a message now.

When illness strikes, your current healthcare plan may not be enough. With Pacific Cross, you have a strong ally to help you carry the financial burden of expensive medical treatment.
• Comprehensive medical benefits
• Up to USD 2M Coverage
• Coverage for Infants up to Senior Citizens
• Flexible Availment Options (No-cash-out or Reimburse)
• Coverage for COVID-19, including vaccines*
• Additional superior coverage on top of your existing HMO.
*Coverage offer valid until further notice.
Get in touch with us today. For more information, send me a direct message via Facebook

With the rising costs of hospitalization, your current HMO plan may not be enough. Now, more than ever, it is important to be prepared and get the medical protection you deserve especially when you need it most. FlexiShield is perfect for Individuals and Families who are already covered with a first layer HMO plan and are looking into getting additional medical protection that they can depend on should they exhaust their HMO coverage. Talk to us today.

Pacific Cross is the only Non-Life Company offering Medical Insurance and HMO in the Philippines from age 0 to 100.

Core Benefits include:
✅No-cash-outlay with accredited providers or via reimbursement if your preferred provider is not accredited
✅500K Maximum Benefit Limit per year (higher plans can cover up to 1.5M MBL per year)
✅In-Patient Coverage
✅Emergency Coverage
✅Auto-immune Coverage*
✅Mental Health Care Benefit
✅Annual Physical Exam
✅Elective Surgery Coverage
✅Companion Allowance
✅Sports Coverage
✅Free child coverage*
✅Personal Accidental Death Benefit
✅Emergency Ambulance Use
✅Travel+ Insurance
✅Emergency Overseas Coverage
✅Coverage for Pre-Existing Conditions*
*subject to terms and conditions

Optional Benefits include:
📌Out-patient benefit (including physiotherapist/chiropractor fees, medicines, and drug prescription costs)
📌Dental benefits (including denture costs due to accidents)
📌Additional Personal Accident Benefit

Send a message to know more! 💙

Cheers to all hardworking people out there! Let Pacific Cross help you ensure that your workforce gets health coverage that will secure their peace of mind as they lead happy and productive lives. Give them comprehensive benefits with our value-packed Healthcare Plans for groups.

Available Healthcare Group Package:
👉SME - at least 3 to 9 employees
👉Medium - 10 to 19 employees.
👉 Corporate- 20 and Up employees.

Benefits:
👉INPATIENT
👉OUTPATIENT
👉LABORATORY/ DIAGNOSTIC / THERAPEUTIC PROCEDURE and More...
👉EMERGENCY
👉APE
👉PREVENTIVE HEALTHCARE
👉UNLI-TELECONSULTATION BY KONSULTAMD
👉 ACCESS TO TOP ACCREDITED HOSPITALS NATIONWIDE.
👉PRE - EXISTING CONDITIONS ARE COVERED
👉WORLDWIDE EMERGENCY COVERAGE
👉OPTIONAL BENEFIT - DENTAL/ FINANCIAL ASSISTANCE/ GROUP LIFE PLAN

Get in touch with us now!

Pacific Cross is always to help you get faster and easier quality healthcare access, especially amidst today's challenging times. In partnership with KonsultaMD, you can enjoy unlimited medical consultations whenever and wherever.
Join our valued circle of clients, so you, too, can enjoy this safer access to healthcare right in the comfort of your own home!