Honeylyn Privado, Licensed Financial Advisor

Financial Goal: Tapusin mo ang 2023 ng walang bad loan o utang sa tao.

Start your 2024 without baggages.

What's scarier than growing old? 🤔🤔

Let me share this advice with you...

Set boundaries.

Hey, Breadwinners. Do you agree that a human being can alter his life by altering his attitude? 😊

If yes, please type "Agree" on the comment section below.

Waking up everyday is a blessing! Do you agree? 😇♥️

Would you insure the golden eggs or the Goose?
What would you choose?

Health Protection ba ang hanap mo?
Just like an HMO, but this is a comprehensive plan.
Sun Fit and Well is the perfect one for your Health Protection needs.

It covers you from Illness Prevention, Diagnosis, Treatment, Rehabilitation and other benefits.

Benefits:
- Life Insurance
- Guaranteed Cash Benefit
- Cash Bonus and Dividends
- Limited payment period
(Available for 10-15 yrs to pay).
-Protection until age 100.

Message me for more details.
Email: [email protected]
09777182058 | FB: Honey Privado

In order for us to achieve success in life, Kelangan natin ng sipag at tyaga. 😊

We are #1 in MDRT.

It’s official: Sun Life is the #1 life insurer with the most Million Dollar Round Table (MDRT) Members in 2022!

MDRT is an independent association of the leading life insurance and financial service professionals from companies worldwide, taking pride in the highest standards of ethics, knowledge, service, and productivity of its members. And based on 2021 production, Sun Life stands out from the rest. ☀️

Congratulations to all our 2022 MDRT Members! Continue to shine as a trusted .



Source: https://imdrt.org/rankings/2022/top100.php

Today is the best time to get insured.

Why?

Habang healthy ka at may kakayanan ka pa to pay the premium, kumuha kna ng Life Insurance.

Hindi tayo healthy habang buhay, garantisado at 💯 percent na magkakasakit tayo in the future.

Hindi tayo habang buhay may trabaho to pay for our medical expense.

Baka by the time na gusto mo na kumuha ng Life Insurance, ma decline application mo kasi hindi kna healthy. 🥺

"𝙋𝙖𝙜𝙠𝙖𝙠𝙖𝙠𝙞𝙩𝙖𝙖𝙣 𝙡𝙖𝙣𝙜 𝙖𝙠𝙤 𝙣𝙮𝙖𝙣..."

Yan ang madalas na sinasabi natin kapag merong ahente na nag ooffer ng insurance sa atin.

Honestly, mas nasasabi pa natin ito kapag kakilala natin yung ahente na nangungulit sa atin.

𝗣𝗲𝗿𝗼 𝗮𝗹𝗮𝗺 𝗺𝗼 𝗯𝗮 𝗸𝘂𝗻𝗴 𝗯𝗮𝗸𝗶𝘁 𝗸𝗮 𝗻𝘆𝗮 𝗸𝗶𝗻𝘂𝗸𝘂𝗹𝗶𝘁?

On a financial advisor's perspective, tuloy ang aming trabaho kahit ang kapamilya/kaibigan/kamag anak/kakilala namin ay hindi namin naconvince kumuha ng insurance. Walang mawawala sa amin.

𝗣𝗲𝗿𝗼 𝘀𝗮𝘆𝗼, 𝗮𝘁 𝘀𝗮 𝗳𝗮𝗺𝗶𝗹𝘆 𝗺𝗼, 𝗠𝗘𝗥𝗢𝗡.

Kaya kami nangungulit dahil ayaw namin mangyari sa inyo ito. ⬇

Believe me, 𝗺𝗮𝘀𝗮𝗸𝗶𝘁 𝘆𝗮𝗻.
Ctto:

BE CAREFUL OF WHO YOU LISTEN TO.

Besh, I just want to let you know na yung mga tao na nagsasabi na hindi worth it ang pagkuha ng Life/Health Insurance, building Investment and Savings, Sila yung mga tao na no knowledge in building safety net.

Sila din yung mga taong hindi tutulong sayo in case of emergencies, hospital bills, even in your final expense in case na you're taken out of the picture. 🥺

Naghahanap ka ba ng best gift for your Mom?
Do you know that Life Insurance is the best gift that you can give to your loved ones?

Kaya ano pang hinihintay mo? Let's plan your family's future today.

"You become what you think about most of the time."

Honeylyn Privado, Licensed Financial Advisor now takes appointments on their Page.

I just wanna share something that will help you to understand more how VUL works! 💛

Proposal's Projected Fund Value (2018) vs. Current Fund Value (2022)

Dahil VUL nga ito, small part sa binabayaran ni client quarterly ay napupunta sa investment. At that time, ang projected fund value nya by the end of 3rd year is around 49K at 8% interest rate. Dun lang tayo sa gitna para wala masyadong expectations, baka masaktan lang tayo pag todong todo magexpect (alam na alam mo yan 🤪 ).
Yung market kasi very volatile so depende talaga sa status ng market, pwedeng lower than 8% or more than that ang kitain ng investment.

Fast forward to March 2022, by this time 3 years and 5 months na yung policy ni client. By this time, nasa 58K na yung current fund value nya. Dahil ndi naman tayo nagexpect masyado, tsaka tinamaan pa ng pandemic for 2 years. Nakakahappy lang sa pakiramdam na makitang more than 8% yung earning ng pera nya. Ndi na masama diba?
Yung sa investment portion, I'd like to think of it na nagtatabi ka ng pera pero instead na sa banko dun sa mo itatabi sa isang financial institution na makakapagbigay ng mas malaking interest. That way, you make your money works for you. Ang kagandahan ng VUL, it hits 2 birds with one stone. Insured ka na, may investments ka pa. 😉
Kung gusto mo ng more details about this or to find what's the best Sunlife product for your current life stage, message ka lang. 💛
Ctto: NIFTY Advisor

GETTING INSURANCE or NOT doesn't make a change that you still have to pay if you get sick, encounter accidents and even if you die!

The question is, Who will pay for you?

A. Your hard earned money.
B. Your family.
C. Debts/Loans
D. Insurance Company
E. Whatever happens, happens/ Bahala na si Batman mindset.

Choose wisely Guys. Let me know your answer/ thoughts!

Please type your answer in my chat box! 🤗

Be ready this coming new year to start your journey to prosperity. Let Sun Life Asset Management show you how! Join our webinar on Dec 3 and learn the basics of investing in mutual funds.

Visit https://bit.ly/MF101-Dec3 to register.
For more info, e-mail [email protected]

Tips on How to spend your 13th Month pay in a Brighter way! ✨💛

1. Pay off debts.
2.Build your Emergency Fund
3. Get Life Insurance
4. Invest in Stocks/ Mutual Funds.
5. Invest in Yourself
6. Start a Small Business

Sun ICU Protect! 💛

Life is always bound to teach us something new. Always be open to life's learnings. 🌞

As a saying goes, no goal is to big. You just need to break them down into smaller ones to achieve them step by step. Hit us with reacts if you agree! 😉 Happy Friday!

When you're in a sink or swim situation, one decision can make or break your finances. Avoid making lapses in judgment by joining tomorrow's our Plan Your Life with your Partner for Life with Wealth coach Chinkee Tan from 9-10am.

LAST DAY TO REGISTER 🚨
https://bit.ly/planpartner2

A Link to Join the event will be sent to registrants.

Yung iPhone, hinuhulugan.

Yung load, ginagastusan.

Yung lotto, tinatayaan.

Yung birthday, pinaghahandaan.

Yung handa sa fiesta, ipinapangutang.

Yung panigarilyo, pinaglalaanan.

Yung pagkain sa labas, nabu-budgetan.

Yung bayad sa Netflix, hindi nahirapan.

Yung utang sa bombay, nababayaran.

Yung bayad sa Shopee at Lazada, napaghahandaan.

Pero bakit ang retirement fund, AYAW PAG-IPUNAN?

Mostly, ito ang common mistakes ng karamihan dahil ang retirement daw ay malayo pa, kaya saka nalang paghandaan.

Laging tandaan: " THE BEST TIME TO PREPARE IS WHEN YOU DON'T NEED IT. "

Ctto: The Bright Moneyger

Check out the Ito Ang Araw Nat1n advertorial on today’s INQUIRER.net and Philippine Star. We talk about being the #1 life insurer and how we share this victory with our clients.

Grow your Love with Sun Life. 💛💛💛

What Life Insurance can do?