Lakwatserong Negro From Pru

Just like your daily coffee gives you the energy to power through the day, investing in life insurance gives your loved ones the security and support they need for the future. ☕️💼 Every sip of coffee fuels the present, while every step towards securing a life insurance plan builds a strong foundation for tomorrow. Prioritize their future today, just like you prioritize your daily brew!

Turn your idle savings into a secure future with our latest insurance plan – a smart way to grow and protect your wealth.

Contact me or visit https://www.prulifeuk.com.ph/en/prulink-cash-flow-fund-plus to learn more.

Closing the sale is just the first step—what truly matters is the ongoing support and guidance that follows. As financial advisors, our role extends far beyond the initial transaction. We’re here to provide expert advice, monitor your progress, and adjust strategies as your needs evolve, ensuring your financial plans stay on course for long-term success.

Small wins lead to big milestones! 🌟 Proud to have qualified for one of this year's final sprint events—grateful for the journey, the growth, and the clients who trust me to guide them towards financial success. Here's to celebrating progress, one step at a time! 💼💪

LEARN TO BE SELFISH
You can't pour from an empty cup. So be selfish, fill your cup first and then you can be selfless and pour into others.
- I wished I have realized this sooner as a breadwinner. Don't get me wrong, I love helping and providing for my family and even my friends, but as the years pass by, it seems to be more challenging and draining. I already come at this point that I have to ask myself; ARE THEY WILLING TO POUR MY CUP IF EVER NEEDED?
I've been used to save up little by little then eventually it will be wiped out without even staying for that long in my bank account because I HAD TO and I HAVE TO. But right now, because of the horrors of possibilities in the future and the noise that keeps bothering me in a silent night, I should stop. Stop temporarily and teach my loved ones to face their own struggles. Tough love it is just like what others call it.
I'm proud of myself that I have learned this sooner before reaching 30. I should start pouring and filling my own cup and let my family face their personal ghosts. I can't exorcise their ghosts and mine, simultaneously. I have to do it, one ghost at a time. Focusing on one thing is a lot easier than facing multiple tasks. Multitasking is not for everyone.
Once I filled my cup, I will be more capable of pouring theirs. I wouldn't just provide them with a fish but certainly teach them how to fish in the long run. Short-term sacrifice for a long-term win.

Adulting isn't just about paying bills and chasing dreams—it's also about protecting your future! 🌟 Getting life insurance while you're young means lower rates, more coverage, and peace of mind. Prioritize your life insurance plan today and secure tomorrow for yourself and your loved ones. 💼💖

Secure your future today! 🌟 Life insurance isn’t just a safety net; it’s a promise of peace of mind for you and your loved ones. By investing in a life insurance plan, you ensure financial stability, protect your family’s dreams, and cover unexpected expenses. Don’t wait—make the smart choice to safeguard what matters most. 💼💖

My client’s message is enough to tell how important it is for everyone to get personal insurance plan.

Be financially PRUtected against life uncertainties! PM me for more details and for a plan suited to your needs and budget.

Lakwatserong Negro From Pru

Insurance is like a car’s spare tire, you’ll get to use it at the time you need it the most. ♥️

Be prepared, get insured, get PRUtected 😉❤️

PS. naFlat ang gulong ng service van namin kahapon 😂

Spending your 13th-month pay should be done thoughtfully to make the most of this additional income.

Remember that the specific allocation of your 13th-month pay will depend on your individual financial situation and goals. The key is to strike a balance between covering immediate needs and securing your financial future.

Here are some tips on how to spend your 13th-month pay wisely:

“Insurance? Diba maki-claim lang naman ‘yan pag
patay na ’ko?”

In the past, insurance solely provided death
benefits, offering financial protection to loved ones
left behind.

Today, insurance has evolved into a comprehensive
solution that offers living benefits as well such as
guaranteed cash in case of confinement and
critical illness diagnosis.

Additionally, modern insurance-investment plans
provide cash benefits to support your retirement, your
child's education, and other financial goals.

Curious to learn more? Let's schedule a free
financial planning session!

Achieving financial freedom is not a feat accomplished overnight. To prevent yourself from being overwhelmed, consider undertaking this
step-by-step process to secure financial success.

🔴Define your financial freedom goal
-What do you want to achieve? Make them specific, measurable, attainable, relevant, and time-bound (SMART goals).

🔴Grow your income & manage your expenses
-It involves finding ways to increase your income while managing your expenses effectively.

🔴Reduce Debt
-Debt can be a significant obstacle to financial peace. Develop a strategy to reduce and eliminate your debt.

🔴Build an Emergency Fund
-Aim to save three to six months' worth of living expenses in an easily accessible account. Start small if necessary and gradually build it over time.

🔴Invest for the Future
-Investing is a key strategy for building long-term wealth and achieving financial peace. It's often advisable to seek professional advice from a financial advisor to develop an investment plan that aligns with your objectives.

For free one-on-one financial planning session, send me a message today!

Policy approved!

Thank you for choosing PRU LIFE UK as
your Insurance Provider and placing your trust in
me as your Lifetime Financial
Advisor!

----------------------------------------
Send me a message now to schedule your
free session.

Let's discuss about your unique goals and
aspirations and create a tailor-made
Insurance-Investment plan to help you
achieve them.

Lakwatserong Negro From Pru
Licensed Financial Advisor

magiging kasing dilim ng pic ko ang mundo mo pag dika kumuha ng insurance 😂

PM sa may gusto sakin! 🤣

Thank you Lord 😇🙏
Thank you my dearest clients!

Feeling incredibly blessed.
Big shout-out to my fantastic clients who have put their faith in me as their financial partner – you're the real stars! 🌟🌟🌟

I’m beyond grateful for your trust, and I’ll keep working hard to ensure your financial success continues to soar! 🚀💰

Dental Appointment that turned into 2 closed sales!
Thank you Lord 🙏😇❤️

STORY TIME AGAIN!

Mejo hesitant pako sumama kanina sa mga co-teachers ko para sa dental appointment namin due to what happened yesterday. Buti na lang at nagdecide pa rin akong sumama kasi miss na ako ng dentista mamin (sanaol namimiss)

Hello sa maganda kong Dentista na ngayon ay kliyente ko na dahil kinuha niya na ng EDUCATIONAL PLAN with COMPREHENSIVE HEALTH INSURANCE ang anak niya. Salamat po Doc sa pagtitiis na maayos ang panget kong ngipin 😁 at sa tiwala bilang FA niyo. NGITING tagumpay na naman.

Fast forward, after my dental appointment punta naman ng Taguig para kitain ang isang Tatay na OFW sa Saudi na supposedly dapat kahapon ko pa na-insured. So ayun na nga, I’ve processed his insurance application earlier this afternoon at boom, AUTO ISSUANCE! Salamat po Kuya sa trust at safe flight po bukas sa pagbalik niyo sa Saudi.

Ikaw, kelan mo ipapaayos ang Financial Portfolio mo? DM ka lang. 😉

I’d like to take a moment to express my heartfelt appreciation to all my existing and new clients who have placed their trust in me along with Pru Life UK as their lifetime financial partners.

Your continued trust makes my continued success in this industry and the best possible way to show how grateful I am is to serve you with the best of my capabilities and I will constantly strive for excellence. 😎🥰

Top 1 Agent (Unit Level) - June 2023
Top 2 Agent (Unit Level) - YTD
Top 3 Agent in Case Counts (Unit Level)

Cheers to more milestones to be celebrated with my clients as we journey towards financial well-being.

PM me to experience a top-notch customer service and to have a tailored financial solutions that will meet your evolving needs.

We are thrilled to announce that Pru Life UK has achieved the remarkable feat of being recognized as the NUMBER 1 Life Insurance Company in the Philippines for the first quarter of 2023! 🏆

This prestigious recognition is a testament to our commitment to excellence and the trust bestowed upon us by the Filipino people.

🌐 Source: https://www.insurance.gov.ph/life-1st-quarter-of-2023/0

STORY TIME:

Itong isa sa mga kaklase ko nung HS sa SOM Boystown ay biglang nag PM sakin na ang dami daw nangaalok sa kanya ng insurance kaya ni-chat niya ako that time. Sinabihan niya ang ibang mga ahente na may kakilala na daw siya at AKO nga daw yun! (Keleg much 😂). Pero totoo nakakatuwa at napakasarap sa pakiramdam na naaalala niya pa rin ako kahit ang tagal na naming hindi nagkikita since HS pero mas pinili niyang magtiwala sakin (SANAOL PINIPILI chz) HAHAHA

So ayun na nga, we agreed to talk virtually kasi nasa QP siya tapos ako dto sa Etivac. I have presented him the plans that may be suited to his needs and budget. Last June 29, he decided that he’ll get the Elite10 plan at walang pagaalinlangan na PUMIRMA agad. At ito na nga, naihabol pa kahapon sa cut-off ang issuance ng insurance plan niya.

Isa na namang SEAMAN ang nanigurado para sa future niya at ng pamilya niya.

Ikaw ba? Kelan ka maniniguradong ako ang pipiliin mong FA? kasi ako handang handa piliin ka kahit di ka pinipili ng crush mo 😂

𝙃𝙚𝙡𝙡𝙤 26, 𝙟𝙪𝙨𝙩 𝙬𝙖𝙣𝙣𝙖 𝙖𝙨𝙠: 𝙒𝙝𝙖𝙩 𝙞𝙨 𝙘𝙤𝙢𝙞𝙣𝙜 𝙪𝙥 𝙞𝙣 𝙢𝙮 𝙡𝙞𝙛𝙚?

Did you ever come to a point wherein you're staring blankly in space? Thinking what to do next? Asking yourself if what you're doing right now is really your passion? Calculating where your current savings account could take you?

When I'm alone, I usually think of my childhood years and wishing I can still be a kid. A playful dreamer whose problems were just the school assignments, what games to play and whom to play with. An ingenuous mind who always longs for fun and excitement. Innocent eyes that only see the objects literally without thinking deeply what life is really all about.

But right now, adulting is like a living hell. It sucks because you have to pay for everything. You've been accountable for the things you're innocent about. Things make you feel responsible even if you're not aware how and why it happened. From catching a ball to catching real life problems. Ball which you can easily let go, but with the problems, you can't just escape from it even if it's not really yours. Problems you need to face in behalf of others. Is aging truly this hard? 𝐈𝐬 𝐚𝐝𝐮𝐥𝐭𝐢𝐧𝐠 𝐭𝐡𝐞 𝐩𝐫𝐢𝐜𝐞 𝐰𝐞 𝐡𝐚𝐯𝐞 𝐭𝐨 𝐩𝐚𝐲 𝐟𝐨𝐫 𝐚𝐥𝐥 𝐭𝐡𝐞 𝐲𝐞𝐚𝐫𝐬 𝐰𝐞'𝐯𝐞 𝐛𝐞𝐞𝐧 𝐟𝐫𝐞𝐞 𝐰𝐡𝐞𝐧 𝐰𝐞 𝐰𝐞𝐫𝐞 𝐤𝐢𝐝𝐬?

In childhood, 𝐖𝐀𝐍𝐓𝐒 dominated while in adulitng, it's the 𝐍𝐄𝐄𝐃𝐒. Maybe that's the reason why until this time, we're still having a hard time letting our wants go. Like it's been hinged to our core and yet our needs entail pressure for us to feel it. Do you think it's the other way round if our parents and elders taught us to see things differently since then? Do fortunate ones feel the same way?

How do you feel about your adulting years? Are you doing things out of passion or just because the bills are far more compelling? Is it the same like what you have imagined when you were still dreaming as a kid? Did your parents teach you to save or is it the hard lessons of life?

Anyway, I have tons of questions and I'd like to read your answers or comments below.

#26

LEARN TO BE SELFISH

You can't pour from an empty cup. So be selfish, fill your cup first and then you can be selfless and pour into others.

- I wished I have realized this sooner as a breadwinner. Don't get me wrong, I love helping and providing for my family and even my friends, but as the years pass by, it seems to be more challenging and draining. I already come at this point that I have to ask myself; ARE THEY WILLING TO POUR MY CUP IF EVER NEEDED?

I've been used to save up little by little then eventually it will be wiped out without even staying for that long in my bank account because I HAD TO and I HAVE TO. But right now, because of the horrors of possibilities in the future and the noise that keeps bothering me in a silent night, I should stop. Stop temporarily and teach my loved ones to face their own struggles. Tough love it is just like what others call it.

I'm proud of myself that I have learned this sooner before reaching 30. I should start pouring and filling my own cup and let my family face their personal ghosts. I can't exorcise their ghosts and mine, simultaneously. I have to do it, one ghost at a time. Focusing on one thing is a lot easier than facing multiple tasks. Multitasking is not for everyone.

Once I filled my cup, I will be more capable of pouring theirs. I wouldn't just provide them with a fish but certainly teach them how to fish in the long run. Short-term sacrifice for a long-term win.

BUILDING HER 1ST MILLION WHILE ENJOYING MILLIONS OF LIFE PROTECTION BENEFITS!!! 😎😍✨

My client's ELITE 15 INSURANCE POLICY just turned 1yr last Sept. 10, 2022 and we're both so glad to see how amazing the performance of her investments.

IMAGINE!!! The highest projected fund value after a year was just 11,810.98 but the actual fund value as of Sept 14, 2022 was 21,743.18. Pru Life UK's fund manager, Eastpring Investment, is truly exceptional. 😎😍

Investing is really the best way to make our money work for us instead of us working for money. SAVE and INVEST the WISEST WAY! Become an ELITE POLICY HOLDER of the number 1 insurance company in the country.

How about you? Do you want to start saving and investing your hard earned money?

Just send me a message for free financial wellness 😉

WE ARE THE PEOPLE THAT DO

I had a very productive day today and this made me realize that I am really one of the doers.

A doer of my plotted meetings for my pre-planned goals.
My goals that even go deeper every meeting a client after client. Each one of them has a lot of stories to tell that I can truly relate to and learn from.

A doer of my clients' aspirations as their chosen Financial partner.
Helping my clients realize the financial gaps that they may have and provide them with tailor-fitted solutions with regard to their needs and budget. In return, it helps me to rethink and recalibrate my day-to-day actions. Truly, learning is a two-way process.

As a Pru Life UK Advisor, I teach my clients with my expertise and I get to learn the life lessons from their experiences.

It feels amazing that I learn by teaching others.

How about you? What do you do? And how do you do it?

DASURVVV

Sa mga nagdaang taon na puro pagsubok ang binigay ng panahon, maniwala ka lang na muli kang aahon.

Sa mga buwan na nilamon ka ng lungkot, magpatuloy ka lang matatapos din ang puot.

Sa mga araw na pawang puno ng paghihirap at hinagpis, karapatan mong huminga sa bawat pagpatak ng pawis.

At sa mga oras na hinahamon ka ng bawat desisyon sa buhay, ipagdasal mo lang dahil parte yan ng iyong makabuluhang misyon.

Kapatid, laging mong iisipin na sa mga mahihirap na yugto ng iyong paglalakbay patungo sa tagumpay, DASURVVV mong huminga habang ika'y nabubuhay.

Money as our Chakra

In this materialistic world, it is obviously admitted that MONEY is everyone's chakra. For each aspiration to materialise, we always need that chakra. A spinning wheel of energy that money radiates makes this world operational.

I'll say this based on my personal experiences and everything that I've been observing since I've become part of the manpower. Inadequacy of money makes us focus to the things we're lacking of and abundance of money makes us more lively than usual to the extent that we forget to save some of that energy.

Money is a form of energy. A daily dose of energy that we have and we always use but we can't still master to regulate and control its power.

The energy that somehow overpowers us more often than expected. Sometimes, it gets the better of us. Then, boom! We become miserable.

Just like all the forms of energy we've known, either renewable or nonrenewable, it needs proper conservation. We save energy for future use. The same principle we should apply to our daily chakra - our MONEY.

It may outwit us sometimes but we should resist to it. Always remember that as you save your money, you save your future. Learn how to control and regulate the power it gives off then you'll be good.

Still doesn't know how to control the energy of money?
-Talk to , your trusted financial advisor. 😎

SAKRIPISYO

Ang swerte ko pala. Pinalad pala talaga ako sa trabaho ko. I just realised last night how horrible transportation is here in Metro Manila.

Isipin mo, kakainin ng pagpila at pagbyahe ang 2-3 oras ng araw mo. Sobrang laking kawalan noon, sa totoo lang.

Mga oras na dapat mayroon ka pang ibang makabuhulang bagay na magagawa o kaya naman oras mo na sana 'yon sa pamilya mo.

Nakakalungkot lang na napupunta sa pagod sa pagpila at malala stress ka talaga sa init at traffic.

Saludo sa lahat ng empleyadong pumapasok sa trabaho at araw-araw sumasabak sa reyalidad ng hirap ng buhay habang nalalanghap ang pulusyon at tinitiis ang init ng panahon o kaya naman susulong sa maulang araw.

Kuya, Ate, Nanay, Tatay o baka lahit Lolo at Lola nagtitiis sa sahod na di kayang sabayan ang pagtaas ng presyo ng mga bilihin. Paano na?

Mga bayaning gigising at uuwi ng bahay sa mga oras na natutulog na ang mga anak at mahal sa buhay. Dadampi ang balat sa higaan na iniisip na agad ang pagsubok na haharapin kinabukasan.

Paulit-ulit na gawain pero ang mga oras na nasasayang sa pagko-commute ay di na mauulit.

Totoo, sobrang salamat ako ngayon dahil sa trabahong mayroon ako. Totoong hawak ko ang araw ko maliban sa mga oras na may webinars/meetings o kaya may mga kliyenteng kailangan kitain.

Kung babyahe man, ang mga oras na kakain sa kalsada ay nagagamit pa rin sa pagtatrabaho, actually halos lahat naman ng nagbebenta ngayon nasa social media na kaya ayun making the most of my time while commuting.

Ikaw, anong kwento ng byahe mo ngayong araw?

𝐇𝐚𝐢𝐧 𝐤𝐚𝐧𝐚?
(Nasaan kana?)

Madalas ganito pa rin tanong ko sa sarili makalipas ang ilang taon ng pagtatrabaho at pakikipagsapalaran sa buhay na malayo sa pamilya. Napapaisip kung bakit wala pa rin malaking pagbabago sa buhay ko. Nagtataka kung bakit di pa rin masaya ang buhay kahit sabi naman sakin noon, matapos ko lang ang pag-aaral okay na ako. Napaparinggan ng "matalino ka naman diba pero bakit wala ka pang naaabot?". At ang pinakamasakit ay madalas akong naikukompara sa mga kaedaran kong may mga napatunayan na sa buhay.

Hain kana? Hain na ako? Ang sakit marinig lalo na kung bulong mismo ng utak ko. Tipong hirap makatulog at madalas na binabagabag ng mga bagay-bagay. Swerte ko na lang talaga siguro kasi lumaki akong masaya at masiyahin kaya most of the time nalalagpasan ko at syempre sa tulong ng mga kaibigan ko (dami po nila mahirap isa-isahin lol). Kaya sa mga madalas di makatulog dahil sa overthinking, kapit lang po o kaya chat niyo po ako, pwede akong kausap kahit magdamagan (talking stage at walang label lang ang peg)

Marahil nga wala pa ako sa tugatog ng tagumpay base sa definitions ng success ng iba at kahit sa sarili kong definition, pero HELLO? ang layo ko na rin sa dating ako. Sa dating di kayang bumili kahit isang polo shirt pero ngayon nakakatulong na ako kay Mama pambili ng gamit ng mga kapatid ko. Kaya patuloy lang mga lods, everyday we're getting closer to our dreams (basta kumilos ka ah, wag puro procrastination HAHA)

Di ko man masabing masaya na talaga ako sa ngayon, pero masaya akong nakakatulong sa pamilya ko, masaya akong nakakagala paminsan-minsan at masaya ako sa trabaho ko dahil nakakatulong din sa pamilya ng ibang tao (ganun dapat Besh, IMPACTFUL!) para mas masarap trabahuin. Focus lang tayo sa mga bagay na nagpapasaya satin huwag sa mga paasa parang si crush mo at mga prospects ko sa insurance (jk).

At ito na nga, ako ikukompara sa iba, okay lang may criteria sila eh at di natin kontrol ang pag-iisip ng iba, pero ang pag-iisip ko at ang pag-iisip mo, makokontrol natin yan kasi personal yan. Isipin mo na lang you're 1% better than yourself yesterday. I-kumpara mo na lang ang sarili mo ngayon sa sarili mo kahapon. Kumbaga, kung naka-8 glasses of water ka kahapon, make it 9 today!

Sabi nga sa librong binabasa ko pa rin hanggang ngayon na isinulat ni Sir JAYSON LO:

“𝙎𝙚𝙡𝙛- 𝘿𝙞𝙨𝙘𝙤𝙫𝙚𝙧𝙮 𝙞𝙨 𝙤𝙣𝙚 𝙤𝙛 𝙩𝙝𝙚 𝙟𝙤𝙮𝙨 𝙤𝙛 𝙡𝙞𝙫𝙞𝙣𝙜.”

- So, I'll keep enjoying my life as I discover myself. Let's do this mga Besh, whatever we're going through we'll definitely make it.

Hain kana?
- Nagpapadagos tabi kan maogma kong buhay!
(nagpapatuloy po ng masaya kong buhay!)

Ready is almost always too late.

Oftentimes, we always say to someone or to an opportunity, "Maybe next time, when I'm ready!". We usually tend to say the line because we have a positive mindset, which is good by the way, however, despite of the optimism we have, we can't still guarantee that everything that may come upon is in accord with what we have initially think about.

There are some instances that it's actually the adrenaline that forces us to be ready and to finally do something. It is good in times of adventures. But, not everything in life needs adrenaline, most specifically in our day to day living. For us to be ready, to work on and accomplish something, it needs a habit to be built.

Speaking of habit, let us all strive to continuously execute the good ones and let's do our best to gradually kill our vices. Remember, we become ready because of the habits we have not because we've waited for something good to finally happen. This usually applies when opportunities knock and somehow, it is our way to positively reject those opportunities. You should also ponder that most of the people who succeed are out of their comfort zones and believe it or not, most of them would tell you that they just hopped into the challenges then they're ready.

This somehow correlates with insurance. Don't get me wrong, I know we have different cash flows and liabilities, but when it comes to an insurance plan, it should not be debatable. Don't treat insurance as a distraction to your current budget because it will only be a distraction if you don't have it by the time you'll be needing it. You do not need to wait for salary increase for you to get a policy because I know for sure, it will be your lifestyle that will follow and least to consider getting insured. The moment you receive your first pay check should have have been the time you realise that you're ready to get insured. Why? Because you're already earning. You and your income need protection. That protection you'll get out of your insurance policy also protects your family.

Being ready is almost always too late because we always wait for a good one to happen and yet, it is an uncertainty that hits us. Saddest part is, good things maybe foreseeable but uncertainties are not.

Your LNFP is back!

Ideally, you begin a side hustle when you have a day job that funds your living expenses and will serve as your fallback in case your gig doesn’t turn out well.

But it’s never easy to run your side hustle on top of a 9 to 5 job. You need to have the right mindset, ability to prioritize things, and enough preparation before diving in.

Here are the steps to start your side hustle properly while working a full-time job.