P.A.Properties Online

Nothing beats the feeling of having a roof over your head and the peace that comes with it.

Experience the warmth and security of your new home with us.

Inquire now!

📍Yasmin Townhouse, St Joseph Homes Calamba Phase 2

P.A. Properties Hankyu Hanshin unveils Idesia Lipa Mural which symbolizes Idesia Lipa's collective voice of the community and weaves the fabric of Lipa's story, showcasing its nature, hopes, and dreams.

The mural displays the beautiful view of Mt. Malarayat, complemented by Batangas' famous barako coffee, which represents the region's rich natural heritage.

Commercial Lot For Sale in St.Joseph Windfield
Brgy.Gulod Cabuyao City Laguna.

A new place to start your dream business.

"𝐒𝐀𝐍𝐉𝐎𝐒 𝐒𝐐𝐔𝐀𝐑𝐄 𝐂𝐀𝐁𝐔𝐘𝐀𝐎 𝐂𝐎𝐌𝐌𝐄𝐑𝐂𝐈𝐀𝐋 𝐋𝐎𝐓𝐒"

- With LTS (License to Sell)
- 3 Reservation Documents and Signed Purchase Application Form upon reservation

𝐈𝐭'𝐬 𝐭𝐢𝐦𝐞 𝐭𝐨 𝐠𝐞𝐭 𝐲𝐨𝐮𝐫 𝐁𝐔𝐒𝐈𝐍𝐄𝐒𝐒 𝐮𝐩 !

🏡 PAG-IBIG HOUSING LOAN TIPS 🏡

If kumuha ka ng house sa subdivision through PAG-IBIG, take note of these tips:

➡️Always pay your monthly amortization and monitor it online via virtual pag-ibig website. They don't send monthly bills so pay your monthly amortization diligently para di lumobo utang mo.

➡️Yung binabayaran mo na monthly amortization, naku ang liit lang ng napupunta nyan sa principal. I asked the staff sa pagibig and they told me about the breakdown of my P9,555.34 Monthly Amortization:

P7,166.67-interest
P235.80-Fire
P360-insurance
P1,792.87-Principal 😭

= P9,555.34 total monthly Amortization

Diba ang liit ng kaltas sa principal. Ang laki ng bayad sa interest. 😭

➡️This is how you compute your monthly interest. Bigay ko na example yung amin.

1.6M = principal (total amount ng utang namin)
5.375% = annual interest
divided by 12 months

1.6M x 5.375% ÷ 12 = P7,166.67

➡️That's why, it is highly recommended to pay in advance sa principal mismo if you have extra money para lumiit din ang interest na binabayaran mo. For example, after 5 years, 1M na lang principal mo so 1M x 5.375% ÷ 12 = P4,479.17

➡️Di bababa ang monthly amortization mo BUT because smaller na ang interest, BIGGER na ang kaltas sa principal mo.

➡️If you have extra money and you want to pay in advance, go directly to pag-ibig office and sabihin EXCESS TO PRINCIPAL yung payment mo.

---For example, magbabayad ka ng 50k and
10k ang monthly amortization,
the excess which is 40k will be deducted directly sa principal amount mo. So nakabayad ka na ng monthly Amortization, nabawasan pa principal mo.

➡️Iwasan mag advance payment sa monthly amortization sa bayad centers. Mababa lang nababawas nyan sa principal mo. Bayad ka na lang sa principal.

---For example, if nag bayad ka sa payment centers ng 50k for your monthly amortization, meaning you don't need to pay for 5 months kasi nag advance ka na sa monthly amortization mo. Pero ang liit lang ng kaltas nyan sa principal mo.

➡️You can pay the principal ONLY IN PAG-IBIG OFFICE not in bayad centers.

➡️For example, nakabayad ka na ng monthly mo sa bayad center last April 1 tapos may extra money ka pala before your due date and you want to pay in advance, pwede pa yan. Punta ka ng pagibig office and say you'll pay DIRECT TO PRINCIPAL. Para whole amount na mabayad sa principal.

That's based on my experience and based sa sabi ng staff sa pagibig. If you have other tips, please share it. I hope this can help you guys. We need to be financially literate para di tayo mabaon sa utang. God bless mga kapitbahay. 😁

PRE-SELLING vs RFO

May plano ka na bumili ng Condo or House and Lot pero...

Ano nga ba ang mas maganda mong bilhin?

Bakit nga ba nahihirapan ka magdecide kung PRE-SELLING or RFO ang kukunin mo?

Bakit nga ba hanggang ngayon nangungupahan kapa rin kung pwede ka naman kumuha ng rent to own?

Bakit nga ba hanggang inquire ka lang kung may idea ka naman pero ayaw mo parin simulan?

Bakit nga ba hangang ngayon puro tanong ka lang?

Ilan lamang ito sa mga dahilan pero napakahirap intindihin at unawain kung RFO or PRE-SELLING

1. Gusto mo ng Ready for Occuoancy (RFO) 1-2 months pde na tirahan) pero gusto mo naman hulugan ang Downpayment ang dapat sayo ay PRE-SELLING (under construction 2-3 years bago matirahan)

2. Gusto mo Ready for Occuoancy (RFO) 1-2 months pde na tirahan at mas mataas ang downpayment 10% - 20%, kaso ayaw mo mag cashout or maglabas ng malaking pera dapat sayo ay PRE-SELLING ( under construction 2-3 years bago matirahan at mas mababa ang monthly investment na 15k to 20k.

3. Gusto mo Ready for Occupancy (RFO) 1-2 months puwede na tirahan, pero gusto mo sa pinakataas na floor or malaking lote para maganda ang view hindi kana makapamili ng magandang pwesto pag RFO dapat sayo ay PRE-SELLING, (under construction 2-3 years bago matirahan).

4. Gusto mo Ready for Occupancy (RFO) pero hanggang ngayon ayaw mo pa magpareserve. kung nagpareserve kana at nagbayad ng reservation fee edi sana nasimulan mo na yung buhay na gusto mo.

If you want to get your dream house simulan mo na ngayon habang mababa pa ang halaga.

COMMERCIAL LOTS FOR SALE❗❗❗

NuVista Lipa Commercial Lots‼️

10 Lots Left‼️
Lot area: 120sqm (MAIN ROAD)

Reserve now for only 20,000
Available for Bank and In-house Financing💚

For more inquiries,please send us a message📩

Are you excited to face the new chapter of your life? Here at P.A. Properties, your dream home is within reach. Inquire now!

P.A.Properties Housing in Calamba City, Laguna.
St.Joseph Springfield

📍 Yasmin Townhouse

St.Joseph Springfield

https://www.facebook.com/St.Joseph.Springfield.Official?mibextid=ZbWKwL

☘️YASMIN TOWNHOUSE☘️

P5,000 RESERVATION FEE ❗

St. Joseph Springfield
Calamba, Laguna

📍Located at Brgy. Laguerta, Calamba City, Laguna
✔20 minutes away from iMall Canlubang
✔25 minutes away from Checkpoint Mall & SM City Calamba
✔Near Slex

☘️INNER UNIT☘️
Floor Area: 42 sqm
Lot Area: 36 sqm
☘️END UNIT☘️
Floor Area: 42 sqm
Lot Area: 54 sqm

Features
✔️Living Area
✔️Kitchen
✔️Toilet & Bath
✔️2 Bedrooms

💚 With Complete Amenities

For more information kindly pm me or contact thru this number
0920-979-1608

Are you a stay-at-home mom, a student, or a full-time employee looking for extra income? Do you want financial freedom?

This is the chance you've been waiting for!

𝗪𝗘 𝗔𝗥𝗘 𝗛𝗜𝗥𝗜𝗡𝗚!
✔️ Real Estate Salesperson
✔️ Unit Manager

See the qualifications below

November Step Up Monthly Awarding

🏆 Top 1 Sales Manager Brokers Team of 3rd quarter Star Awards, Month of July to September.

November Step Up Monthly Awarding

🏆 Top 1 Sales Manager Brokers Team of P.A Properties Monthly incentives, Month of September.

November Step Up Monthly Awarding

Monthly BIP incentive of September Sales.

WE ARE CURRENTLY LOOKING FOR :
REAL ESTATE PARTNERS AND REFERRAL PARTNERS.

Location: Calamba City, Cabuyao City, Santa Rosa City, Biñan City, Lipa City, Dasmariñas City, and San Jose Del Monte City.

• Gusto mo bang kumita ng hindi naglalabas ng puhunan?
• Gusto mo ba magkaroon ng Extra Income?
• Gusto mo ba na Kahit nasa bahay ka pwede kang kumita?
• We have licensed mentors to guide you
• Learn, enjoy, and explore the REAL ESTATE industry with us

Refer mo lang lahat ng kilala mo na gusto mag housing loan, mga kaibigan, katrabaho, kamag anak, at kabitbahay. Sa 1 Million na halaga ng bahay may 20k referral commission ka, what about ang kaibigan mo nag avail ng 6 Million house unit may 120k referral commission kana, na wala kang puhon dito.

✅ with or without real estate experience, welcome po kayo dito
✅ Basta may Good moral character pasok ka dito
✅ Willing to undergo training
✅ Work part time / full time
✅ Referral agents are also welcome
✅ Flexible, and you can do this job online
✅ Free Training/seminars

JOIN NOW AND BE PART OF OUR TEAM.

Hiring Hiring!!
PART-TIME OR FULL-TIME AGENT HERE "IDESIA SJDM BULACAN ".

NAGHAHANAP KAMI NG MARAMING TAO NA GUSTO MATUTO MAGBEBENTA NG HOUSE AND LOT AT KUMITA NG MALAKI!
PURE COMMISSION BASE ONLY.

SAN JOSE DEL MONTE BULACAN ONLY

BE A SALESPERSON/REFERRAL AGENT 😊
May pera sa pag rerefer 👌
Pwedeng part-time pwede rin full time.
Gawin nating Negosyo ang Pag gamit ng Cellphone at Facebook mo 😍

Basta Masipag ka Kikita ka dito!
All you need is your MOBILE PHONE / LAPTOP and Internet connection.

☑️ PURE COMMISSION BASED
☑️ NO REGISTRATION FEE
☑️ NO SALES EXPERIENCE REQUIRED

💲 Para sa Extra Income?
💯 Part Time Job?
⌚ Walang Time - in / Time Out?

🚫 Wag ka na magbaka sakali sa mga easy money sa internet! Maging Part Time Real Estate Agent na at kumita sa tamang paraan! Message mo lang ako

Hiring Hiring!!

NAGHAHANAP KAMI NG MARAMING TAO NA GUSTO MATUTO SA REAL ESTATE.

BE A SALESPERSON/REFERRAL AGENT 😊
May pera sa pag rerefer 👌
Pwedeng part time pwede rin full time.
Gawin nating Negosyo ang Pag gamit ng Cellphone at Facebook mo 😍

Basta Masipag ka Kikita ka dito!
All you need is your MOBILE PHONE / LAPTOP and Internet Connection.

☑️ PURE COMMISSION BASED
☑️ NO REGISTRATION FEE
☑️ NO SALES EXPERIENCE REQUIRED

💲 Para sa Extra Income?
💯 Part Time Job?
⌚ Walang Time - in / Time Out?

Location Laguna, Cavite, Batangas, Bulacan and Metro Manila.

🚫 Wag ka na magbaka sakali sa mga easy money sa internet! Maging Part Time Real Estate Agent na at kumita sa tamang paraan! Message mo lang ako

WE ARE CURRENTLY LOOKING FOR :
REAL ESTATE PARTNERS

• Gusto mo bang kumita ng hindi naglalabas ng puhunan?
• Gusto mo ba magkaroon ng Extra Income?
• Gusto mo ba na Kahit nasa bahay ka pwede kang kumita?
• We have licensed mentors to guide you
• Learn, Enjoy and Explore REAL ESTATE Industry with us
✅ Atleast 2nd year College
✅ with or without Real Estate experience, welcome po kayo dito
✅ Basta may Good moral character pasok ka dito
✅ Willing to undergo training
✅ Work part time / full time
✅ Referral agents are also welcome
✅ Flexible and you can do this job online
✅ Free Training/seminars

JOIN NOW AND BE PART OF OUR TEAM.

Be part of our GROWING TEAM !!

We are looking for Real Estate Agents!!

Join us to know more about the Business!!

Qualifications:

-No Experience needed
-Commission Based
-Knowledgeable in all social media platforms
-Creative Thinker
-Eager to SELL and EARN MILLIONS!

If you think you are qualified in the above mentioned!

Register with your Name, Location and Number to save a slot!

𝐇𝐨𝐮𝐬𝐢𝐧𝐠 𝐋𝐨𝐚𝐧 𝐢𝐧 𝐂𝐚𝐯𝐢𝐭𝐞, 𝐋𝐚𝐠𝐮𝐧𝐚 𝐚𝐧𝐝 𝐁𝐚𝐭𝐚𝐧𝐠𝐚𝐬.
𝐇𝐨𝐮𝐬𝐞 𝐚𝐧𝐝 𝐋𝐨𝐭 𝐅𝐨𝐫 𝐒𝐚𝐥𝐞

Refer your Friends, Relatives and Co-worker and to commission referral fee.

Joint Venture Pilipino Developer From Laguna and Japanese Developer from Osaka Japan.
"P.A Properties and Hankyu Hanshin Realty Inc"

"IDESIA"
Ideal Way Of Living

👇PRE-SELLING in Dasmariñas Cavite, Cabuyao Laguna and Lipa Batangas🏠
✅ BIG DISCOUNTS Promo
✅ Low Reservation Promo

🏡 IDESIA CITY
@ Brgy San Agustin 1, Dasmariñas City, Cavite
700-900meters from Robinson Place & SM

📌Available Unit
Aria Model - Townhouse
Talia Model - Single Attached
Gaia Model - Single Detached
Yuri Model - Single Attached
Fuji Model - Single Detached

Unit Range: 3 Million to 7 Million
_______________________________________

🏡IDESIA CABUYAO
@ Brgy. Gulod Cabuyao Laguna
Beside New Cabuyao Hospital

📌Available Units...
Yama Model - Townhouse
Sora Model - Single attached

Unit Range: 2.5 Million to 3.6 Million
________________________________________

🏡IDESIA LIPA
@ Brgy. Inusloban Lipa City, Batangas
Along Bypass road to Balete exit

📌Available Unit...
Aria Model - Townhouse
Talia Model - Single Attached
Gaia Model - Single Detached

Unit Range: 2.8 Million to 6.1 Million
________________________________________

IDESIA CITY City, Cavite

🏡 💕 Yuri and Fuji House Model in Idesia Heights Dasmariñas. Now available for site visit and reservation.

✔Prime location
Nearest Establishments:
-700 meters from Robinson’s Place Dasma
-900 meters from SM City Dasmariñas
-1.1 km from Asia Medic Family Hospital
-3.6 kms from Waltermart Dasmariñas
-4 kms from Lyceum of the Philippines Cavite
-7 kms from De la Salle University Dasmariñas

✔Amenities:
Covered court
Jog path
Children's playground
Indoor gym
Outdoor gym
Clubhouse
Group Activities Area
Swimming pool
Provision for outdoor movie viewing
Idesia Garden
Picnic Area
Pond Area
Leisure Games Area
Reading Area

PRC License & DHSUD ACCREDITED
Project Lts.

️Inquire now😃
Available thru Bank Financing

Book your Tripping with US !

Please provide initial document such as
2 Goverment id, Payslip, Proof of billing