Jeanette Yabut - Financial Advisor at Sun Life Philippines - Tarlac City

Worth Reposting
After listening to a radio program discussing SSS and insurance benefits, here's a few things that I realized:
1. Listeners have mixed opinions about insurance. Majority of negative comments arise from their experience (or as they heard) that you pay and you pay, then you get nothing. Either companies are gone, or company does not pay, or agents are gone.
2. Some listeners really know the value of insurance. Explaining that you pay less than 5% of your proposed benefit. You dont pray that you will use the benefit, but its always better to be prepared than to be sorry.
3. Some people are more focused on the premiums that has to be paid, rather than the benefit that would be received. They cringe on paying 300 per month for a 1M coverage.
Wow. A lot of people really need financial education. People really need to be more practical.
As long as you are earning, there is no reason not to protect that income. A lot of us say that we dont need life insurance.
But here's a simple fact.
Car insurance is not needed if you dont have a car. House insurance is not needed if you dont have a house.
Life insurance is always needed as long as you are alive.

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4 Reasons Why Planning for Retirement is important:

1. SSS is not enough - It will not sustain your medical bills and you will need to downgrade your lifestyle if you will depend on SSS alone.

2. INFLATION - Your Php100 right now will have lesser value in the future. Php20.00 coin na lang ngayon. 😱

3. KIDS are not our retirement fund - They will build and take care of their own family, too. Do not pass the burden to them. 👍

4. WE LIVE LONGER- Imagine retiring at the age of 60 with no income then living until the age of 80, that's 20 years worth of expenses. 60 years old too far to imagine right? How about taking a vacation for a month with no SALARY? 🤔

Do not just depend on your company's retirement benefit. Get your own back up plan.

PM me for a free Financial Consultation.

Let me help with your New Year's Resolution. 🎉🎉🎉


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This scene was taken from the movie “I Can Only Imagine”. It tells the life of Bart Millard, frontman of the group Mercy Me, and how he was able to write the song “I Can Only Imagine”, the best selling Christian song of all time.

Get a life insurance so that whatever may happen to you (as a parent), your child or children will be able to continue their dreams. May it be with their education, forming a band, having their own business, etc.

We also recommend you to watch the movie “I Can Only Imagine”. 🙂

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If you can’t afford to take a huge financial hit when something bad happens, then you should transfer that risk by getting insured so you have peace of mind.

Speak to a financial advisor today so you know how to manage your potential unexpected risks in the future!

This is what a retirement plan is for. If you don't want to suffer the same fate he did, save up for your retirement now. Let me help you with that. I'm just a message away 😊

Credits to Kapamilya Online World

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💡I remember a client once asked me: Trusted po ba ang Sunlife?

Sabi ko nalang: ma'am Social Security System (SSS) has entrusted the country's retirement fund into Sunlife Mutual Fund. It's up to you if mag doubt ka po. Then I showed her this news and she googled it and said:

Okay I'll take your offer, where do I sign? 😉

💡Mabilis naman pala kausap si ma'am. 🤗

✅Sunlife of Canada Phils., Inc. has been in service to the Filipinos for more than 125 years. This is the so called TRUST.

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👉🏻 Jeanette Yabut
📲 09233188590
Licensed Financial Advisor

Whew! This Covid 19 pandemic will stay with us for a while, only God knows til when. You'll never know if and when you'll get the virus or not !
Face masks and shields are not enough to protect yourself and your family whenever that happens.

How would you like to have PEACE OF MIND that whatever happens, you or your family will not be financially burdened. How about a health insurance protection that provides hospitalization benefits and still get a return of your total premiums paid on the tenth year of the policy.

Just say YES !

At age 25: "No, not my priority."
At age 40: No, Im tied up...."

Do not wait until it is TOO late.

WHAT'S MY FAVORITE SUN LIFE PRODUCT?
▪️Without a doubt --- Sun Smarter Life Elite Peso 10
🔥Here are my 7 Compelling Reasons:
1. CRISIS PROOF Lifetime Guaranteed Cash Benefits
▪️Makakatanggap ka ng pera hanggang 100yrs old regardless kung anong sitwasyon ng ekonomiya
2. Earn DIVIDENDS Yearly
▪️Makakatanggap ka ng pera kapag nagdeklara ang kumpanya na merong dibidendo
3. Multi Generational Benefits
▪️Hanggang sa apo mo ay makakaranas ng benipisyo
4. Future Ready Credit
▪️Pwede ka umutang sa panahon na kaylangan mo ng pera sa maliit na interest na siguradong aprubado
5. Future MRI For Housing Loan
▪️Pwede mo gamitin kung maglo-loan ka ng bahay
6. Multi-Purpose Fund
▪️Pwde mo ipang regalo, gamiting wedding fund, kung bibili ka ng kotse, kung mag tatayo ka ng business, kung bibili ka ng property at iba pa
7. LEGACY Gift For A Lifetime
▪️Hindi makakalimutan ng pamilya mo ang pangalan mo at nagawa mo para sa kanila 💛
Ask me How!
For those who are interested to know more about it kindly send me a pm.

Did you know Insurance is in love as you age? 👵🏻🧓🏻
That's why it's better to take while you're still young and not feel any pain, cheaper and more affordable! Don't excuse me, next year you'll grow old again, NOW you start!
👩🏻‍💻 Send me a message for quotation and free consultation

Parents we are not immortals and that's a fact.
Understand that in our absence our kids has to go on living.
How are they going to go on with their lives when you're not yet around?
Protect them from life's uncertainties.
Yes, our Life Insurance/s cannot get our life back again but IT WILL NOT LET OUR DREAMS FOR OUR KIDS DIE WITH US.
We can't be immortals but WE CAN IMMORTALIZE OUR LOVE for them.
If you're a parent and you're not yet insured, message me coz you can be insured ONLINE NOW. I am conducting free Financial Planning via ZOOM or FB.

INSURANCE?⚠️

A scary reality but not uncommon.

What if something happens to the breadwinner? Who will take care of the family? Are they protected financially?

Get insured and achieve sufficient financial security.

How much is enough?

Talk to a Financial Advisor today.

Sharing is caring ⁠— and we believe that we can learn a lot from each other's experiences. What are the money issues that you have always wanted to tackle? Leave them in the comment box so we can all give feedbacks and help one another. 💛

Affordable Life insurance, that can protect your Family 📷:)

Kung gusto mo ng coverage at very minimal cost, get TERM INSURANCE.

The cheapest form of life insurance and perfect for those who would like to start the BTID financial strategy.

Do you want to get your own Term Insurance Policy now?

The good thing we can apply it ONLINE, Just send me a message 📷

Para sa mga nag ask ng questions like "Sa age ko ba pwede pa ko sa VUL na 2,500/month."

and i always say yes pwede, sa Retirement benefit madalas nagkakaiba.

Here's a sample illustration for you guys.
Same Benefits and premium, Different Age.

If you're goal is for your retirement you might want to consider this 5-in-1 benefit for only 2,500/month.

📌Insurance Coverage of P1M
📌Accidental Death benefit of P500k
📌Total Disability Waiver of the Premium
📌Critical Illness benefit of P1M
📌Retirement Fund
_______________________

👉Life and Health Insurance with Investments
👉Projected benefits is not guaranteed, depende sa performance ng market.
👉DONT GET VUL if gusto mo yung pera mo money gain lang o money gain agad in less than 7-10 years. VUL is still Insurance Policy bonus niya ang investments. Get this one if long term goal mo like, Retirement, Educ fund, or more than 7-10 years.

Sabi nga, "The earlier the better."

Do you want to get your own VUL Policy now? The good thing we can apply it online, message me 📩

Note: for PH residents only

ctto : Wise In Money

Sun MaxiLink Prime is a 10-year payment variable unit linked (VUL) insurance plan that gives you coverage until age 88. With this product, you can now enjoy your lifetime while securing your finances and maximizing your money's potential to earn through your investment funds.

You can also attach useful benefits to gain additional coverage for critical illness, hospital income, accidents and disability.

May insurance ka na, may investments ka pa and covered ka pa until 88 y/o! Take note that VUL can be adjusted based on your budget that makes it affordable. Itake advantage na natin yung mas mura habang bata pa tayo. 😉

Interested to have one? Don't hesitate to send me a message. 💛

Contact # : 09233288590

“COVID-19 Killed Him Before He Signs Our Policy Contract.” -

by: Coro Martin Rfc Rep

This is my proposed client since 2018. He was the one who approached me that he wanted to get a plan because he is a breadwinner and he wanted to secure the future of his family especially his baby girl. We met and had a discussion until we found out that he needed : Education for her child, Income Protection ( life insurance ) and Critical Illness.

I provided him a program which was specifically for education. It’s the one which has a contingent benefits which guarantees an education assistance on elementary, high-school, senior high-school and college especially in case of his death or disability, and another program was specifically tailored for men-related illness which has a guaranteed monthly pay-out incase if his death until to a certain age. He really loved the programs and really liked it. He told me that he would wait for his regularization and there he would sign the plan and told me to make a follow up on January 2019.

January 2019, I called him and made a follow up but he told me that he acquired a car and it’s mortgage is quite high because he got it on a shorter period. He said he’s gonna study his budget ( though I know that something is really wrong in his cashflow ). We chat and exchanged messages on messenger until he said that he would start on December 2019 as his birthday gift to himself and Christmas gift to his beloved family.

December 2019, I called him again. He told me that he wouldn’t be available because he had a lot of parties to join then they would spend half of the month to his province. I had my best objection handling that I could, but it was of no use. He definitely lost his interest on the risk management side because he earned well. He said, please make a follow up on January 2020.

January 2020, I called him many times but he didn’t answer. I chat him but he only read my messages, no response at all. I had so many events last January to February 2020 until COVID quarantined us last March.

COVID didn’t just quarantine him, COVID killed him last May 2020 leaving his fulltime housewife and beloved child in pain and in burden. Knowing this, it makes me feel sad, I could be an instrument to his family to continue a life with less burden when it comes to finances. If only I could deliver his monthly pay out check as income replacement and if only deliver his annual education benefit for his child until age 21.

To my fellow Registered Financial Consultants and Financial Advisers, we may feel bad, insulted and belittled sometimes, BUT please always make a follow up to your prospects and also tho those lapsed policies and most specially to our active clients. No matter how bad we feel.

To our prospects, we don’t beg for you to sign a policy contract, BUT I hope you do before our competitors ( death, illness, disability and aging ) will arrive.

Save as EARLY as you can.
Invest as EARLY and as MUCH as you can.
Insured as EARLY as you can.

>>> These ways, we can truly build an amazing FUTURE 💛

Walang masama if maniniwala.. walang masama kung magsasakripisyo sa una.. BECAUSE later on, when you believe and sacrifice, indeed, there will be a and 💛💛💛

Ask me HOW to be like Piolo Pascual who is one of the people that trusted Sun Life and now a Pensionado in his 40s..

7 reasons why you should include getting SUN Fit and Well health insurance:

✅ 1. SPECIAL ACCESS TO WELLNESS 🧘‍♂️⛹️‍♂️🚴‍♀️🏊‍♂️💆‍♀️
You receive health and wellness contents, invites to community workouts, receive perks and privileges.

✅2. COMPREHENSIVE CRITICAL ILLNESS BENEFIT 🚑🏨💊🏩🌡🔬🏥
Get you covered from 64 Major Critical Illnesses, 34 Minor Critical Illnesses and 16 Specific Cancer for a total of 114 critical illnesses!

✅3. HOSPITALIZATION BENEFIT 🏨🛏🛌🏩
Get a daily Hospital Income Benefit (HIB) plus, post Hospitalization Benefit to be used for follow up check-ups.

✅ 4. HOME RECOVERY BENEFIT 👨‍⚕️🏠🏡🙏♿️
This is an additional fund that you can claim upon discharge.

A Palliative Care Benefit of 10% of the Face Amount will be given when terminally ill.

✅ 5. LIFE INSURANCE COVERAGE 🤝👨‍👩‍👧‍👦💰🗂💵
It provides a guaranteed life insurance coverage until age 100!

✅ 6. GUARANTEED CASH BENEFIT 📊📈💸💵🎯
For eight consecutive years starting at age 65, you have the option to get 5% of the original Face Amount in advance which serves as your guaranteed steady income during retirement.

✅ 7. LIMITED PAYING PERIOD ⏱⏳🕰⏰⏳
You only have to pay for a limited period of time and you already get lifetime coverage! You have the option to pay for it in:
* 10 years
* 15 years
* 20 years

Take note, these are guaranteed paying periods. Sun life will never require you to pay beyond those years.

So there you have it!

The 7 Major Reasons Why You Should Get SUN Fit and Well Insurance TODAY!

Inquire now 👇👇👇👇👇

Photo credits: Sun Life Philippines

ang VUL? 🤔

Variable Universal Life Insurance or is an with a living benefit & a death benefit ✨

☀️ A living benefit that act as your & savings for your life milestone or for your child's future
☀️ This can be a way for you to save especially if you're working quite long, yet your savings is still as low as the first time you started
☀️ A death benefit that can your family in any unforeseen event in case something happened to you.
☀️ VUL is while you're younger & still healthy

To summarize: Sa VUL, "May ivestment ka na, may protection ka pa!" 💖😊🥇

how to do both

spending for our parents and saving for our own retirement

by: Randell Tiongson

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As with all life insurance products, a VUL (variable universal life insurance) can be used to cover for unexpected financial consequences. Its main difference with traditional life insurance is that this insurance has an investment component. Here are some of the things that you can use your VUL for.

If you really love your family adequate life insurance is a must for you!

Sometimes one second changes life forever.

VUL is PROTECTION, SAVINGS, and INVESTMENT in ONE!

When you invest, it is best you do it as early as possible as the longer you delay, the more opportunity you lose.

Want to learn more how you too can benefit from VUL and investing?

Send us a message and let's start a conversation. 🙂

Jeanette Yabut
Financial Advisor

*illustration shows projection values only which dependent on market performance
*emphasis on the trend of annual premium and projected benefit versus age.

DO NOT TRUST ME when I tell you about the value of life insurance. Instead...

🙅🏽‍♂️🙅🏻Talk to a widow who was left behind with nothing to help take care of the family.

📚Talk to a child who was forced to stop schooling for lack of resources.

💉💊Talk to a family who had a member go through critical illness and had to swallow their pride and borrow money from everyone they know.

Do NOT Trust Me, instead, trust them. 😔

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