Financial Coaching with Nomer

LOOKING FOR EDUCATIONAL FUND THIS 2023?

𝐓𝐢𝐦𝐞 𝐢𝐬 𝐌𝐨𝐧𝐞𝐲! ⏰

It’s not going to be tomorrow, next month or next year . 𝐍𝐎𝗪 is the best time para makapag invest ng maganda for your kid’s future!

Want the BEST plan for your kids?

Let me help you achieve that! Just message me to avail! 🙂

Nomer Regio Rivamonte
Licensed Financial Advisor
09486740659

PANG MALAKASAN TO

Usapang SUN SMARTER Life ELITE Peso 10 and VUL 🙂

Ano ang Sun Smarter Life Elite Peso 10?
Ito ay 10 year payment whole life insurance na merong GUARANTEED Cash Value and merong Guaranteed Anticipated Endowment Benefit.

Nagbibigay si Sun Life ng 8% GUARANTEED Cash Benefit on 6th year of the policy, and every other year thereafter until age 100.

Ano daw?
Magbibigay si Sunlife ng guaranteed 8% ng face amount on 6th year of the policy kada 2 taon ang pagbigay hanggang tumanda ka until age 100. Diba ang ganda, may pension ka until you reach age 100.

Ano ang PROS ng Sun Smarter Life Elite 5/10:
✅ Double ang face amount upon death of the insured
✅ Meron syang GUARANTEED 8% na endowment benefit
✅ Meron kang dividend (not guaranteed, projected 3%)
✅ Great for child's educational fund from 0 to 10 years old
✅ Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo ka, meron kang makukuha until age 100.
✅ Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
✅ Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap siya ng pera until age 100
✅ Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
✅ Perfect para sa mga taong sigurista
✅ May paying period na 5 years or 10 years
✅ Merong Accidental Death at Total Disability Benefit

Eh anu-ano naman ang CONS nito:
▪️ Pwede sya sa mga taong merong budget na 6K or more per month para sa plan nila
▪️ Hindi ka naghahawak ng shares ng top companies sa pilipinas (shareholder)
▪️ Hindi ka naka-invest sa stocks, money market, bonds, etc.

🙂 🙂 🙂
For example if you have
1,000,000 face amount..
8% is 80,000

Child: 0 year old

6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends until 100 years old 🙂 🙂 🙂
Just do the math 😊

Eh paano kung 2,000,000 face amount
8% is 160,000 + dividend on the 6th year, 2 years thereafter until age 100 🙂 🙂 🙂

*** The lowest face amount allowed is Php 200,000
***Pwede mong ipunin ang pera and leave it to accumulate
***Kahit saan pwede mong paggamitan ang pera (House & Lot, Travel Goals, Kids’ Education, Retirement, etc.) It’s YOUR money 🙂
*** You can use the money as pension

Eh paano naman ang VUL:
✅ Perfect for maliit/ sakto lang ang budget, it's an affordable plan for everyone (Depending on your capabilities and needs, talk to me know more)
✅ Flexible ang payment period
✅Okay sa long term investing
✅ Mas affordable kesa sa Elite 🙂

Happy Learning! 🙏🙏🙏

May naipon ka na ba para sa Education Fund ng anak mo? Simulan mo na sa halagang 799 pesos per month.

Now is the time to get Life Insurance!

Sunlife offers a 3-in-1 plan!
An affordable investment-linked life insurance plan that enables you to build an education fund for your child’s future.

This will help meet your child’s school expenses and secure your family’s future no matter what happens.

Here’s what you will get…
✅ Lifetime Insurance Coverage
✅ Professional Fund Management for Future Needs
✅ Manageable Premium Payments

We also have 4-in-1 and 5-in-1 plans for those who are looking for health protection!

Send me a message for a FREE QUOTE NOW!

Buti pa si tatay, Insured na‼️😍

TRICYCLE DRIVER, MAY LIFE INSURANCE 💛

Kinaya ni Tatay Agner na isang tricycle driver ang magkaroon ng life insurance sa SunLife.
Ikaw pa kaya? 🤔

Si tatay Agner ay isang tricycle driver, nagtatabi ng P70 sa bawat araw ng pamamasada niya para sa kanyang insurance.

"Ayaw kong maging pabigat ako sa aking mga anak at mga apo kung sakaling may mangyari sa akin, lalo na lagi akong nasa kalsada upang maghanap buhay. Kailangan kong paghandaan ang mga bagay bagay lalo na sa aking pagtanda".
- Tatay Agner, Tricycle Driver

Kinaya ni Tatay Agner! Marahil kaya mo rin, kailangan lang ng determinasyon at sakripisyo para makamit ito. Kaya mo din yan‼️🤗

ctto

Kung interesado ka, tara pag usapan natin! 📩

Lahat ng breadwinner gusto ng bright future.

But some does not necessarily strive for a luxurious life. Most of the time, gusto lang nilang magkaroon ng komportableng buhay--yung magkaroon ng sariling bahay, magawa yung pangarap nila dahil di sila mahahadlangan ng kakulangan ng pera, at higit sa lahat:

Yung may masasandalan for emergencies.

We can start small. Take one step that will secure our future.

As a breadwinner, we understand na hindi instant ang pag-angat. But while we're on the process, it's better to have a safety net and emergency fund in case something happens to us.

🟡Get insured and grow your finances. To find the right plan for you, message us for a FREE quote.

The best birthday and christmas gift is to insure yourself and your whole family. 😊💯

Message me for free proposal. 📩

Simulan na natin yan, bago magtapos ang 2022
Invest your hard earned money wisely.🫰

127 𝙮𝙚𝙖𝙧𝙨 𝙣𝙖 𝙨𝙞 𝙎𝙪𝙣 𝙇𝙞𝙛𝙚🌞🥰
𝙋𝙧𝙤𝙪𝙙 𝙘𝙡𝙞𝙚𝙣𝙩 𝙞𝙨 𝙢𝙖𝙣𝙤𝙣𝙜, 40 𝙮𝙚𝙖𝙧𝙨 𝙣𝙖.

I met si manong sa McDo he said galing sya abroad and umuwi sya pra ipagamot mother nya who needs an operation. He said happy sya kz my Sunlife policy sya na kinuha nya mga 1970's pa dw yata, btw naka Sunlife shirt ako kaya nalaman nya tga Sunlife ako. Napilitan lng dw sya nun una pero tinuloy nya na din tapusin.

And now hindi sya makapaniwala at ang laki makukuha nya pera sa Sunlife. Hind dw nya expect gnun kalaki. Sobra pa dw para sa operation ng mother nya kaya may full allowance na dn dw si mother nya as long as she lives. Wala na dw sya masyado problemahin para kay mother nya.

Kaya sa mga nagsasabi baka magsara lang company nyo pg mgclaim na. I myself witnessed a happy and satisfied client of Sunlife na more than 40yrs na ang policy nya. Old logo pa nga un sa knya nya. And he said maganda yan industry nyo madami kau matutulungan kaya ituloy tuloy mo lng. Such an inspiring words from a stranger.😊

It makes me feel more proud to be a Sunlifer. With Sunlife, life is truly brighter.

Sa mga in doubt pa sa insurance and investment, do talk sa mga advisor and listen what plans will fit you and your goal. And someday you will also thank yourself and your advisor for taking it.

Post of a fellow co-advisor



ctto The Bright Gen PH

Planning to have your first life insurance 𝗕𝗨𝗧
👉 Little to no knowledge about life insurance
👉 Limited budget but wanted to be insured

Worry no more because with SUN LIFE we can protect you without hurting your budget!

𝐒𝐔𝐍 𝐋𝐈𝐅𝐄 𝐀𝐒𝐒𝐔𝐑𝐄
☀️ Term Insurance Plan (meaning limited yung paying years)
☀️ Renewable every 5 years at tumataas yung premium every time mag rerenew
☀️ With Critical Illness Benefit that 𝐜𝐨𝐯𝐞𝐫 𝟑𝟔 𝐂𝐫𝐢𝐭𝐢𝐜𝐚𝐥 𝐈𝐥𝐥𝐧𝐞𝐬𝐬𝐞𝐬
☀️ Total Disability Benefit
☀️ Accidental Death Benefit

Secure your future NOW! 💛
DM me to get a custom plan✨

𝐀 𝐒𝐀𝐌𝐏𝐋𝐄 𝐂𝐎𝐌𝐏𝐔𝐓𝐀𝐓𝐈𝐎𝐍

You saving ₱40,000 a year for illness.
You got sick.
You have ₱40,000 as 𝐇𝐞𝐚𝐥𝐭𝐡 𝐅𝐮𝐧𝐝.

VS

You saving ₱40,000 a year for illness.
Put it in SUN FIT AND WELL.
You got sick.
You have ₱1,000,000 as 𝐇𝐞𝐚𝐥𝐭𝐡 𝐅𝐮𝐧𝐝.
—————————————————
Balang araw sisingilin tayo ng karamdaman. Ano ang ipambabayad natin? Ipon natin? Properties?

“𝐌𝐚𝐠-𝐢𝐢𝐩𝐨𝐧 𝐤𝐚 𝐧𝐚 𝐥𝐚𝐧𝐠 𝐝𝐢𝐧 𝐧𝐚𝐦𝐚𝐧. 𝐌𝐚𝐠-𝐢𝐩𝐨𝐧 𝐧𝐚 𝐧𝐠 𝐭𝐚𝐦𝐚.”

VUL can ensure your children's education!!

Here's how:

If you passed away, your family will receive the claim proceeds and this can be set aside and used for your child's education.

If you remain safe and healthy, which we are praying for, you can continue working, saving and investing for your child's education and your investment can be used for your child's education.

If you are the payor, on your child is the insured, you may attached a waiver for the payor so that if the payor dies or becomes disabled, the life insurance company can waive all future premiums of the policy. This will ensure that your fund value will continue to grow.

If you are the insured, you may attached a disability and critical illness waiver so that if you become disabled or critically ill, the life insurance company can waive all future premiums of the policy. This will ensure that your fund value will continue to grow.

To know more, message us or your friendly financial advisor!

KAPAG ALL CAPS TALAGA MAG TYPE MAGKAKAPERA BUKAS. 😘

The best PAMANA gift to your child ---- Sun Smarter Life Elite 10! 🌞

Give your baby a LIFETIME GUARANTEED CASH until age 100!

☀️Receive guaranteed cash benefit starting at the end of 6th year and every other year through out your lifetime ( up to age 100 )!!!

☀️With guaranteed Life insurance coverage up to age 100!

☀️Earn dividends which you can use to increase insurance coverage, pay for future premiums, receive in cash or just leave with Sun Life to earn interest!

☀️Pay for only 10 years!

Sigurista kaba? Takot ka mag-invest? Or kung may investment ka na and naghahanap ka kung saan mo pa iaallocate yung funds mo.

Insurance+guaranteed cash pay out for the rest of your Life ba kamo? Yup! Mag-Elite ka na!

Pamana for Life. 🤗💰☀️💯

Wanna check out this plan? Pwede din na pang-Educ Fund ng anak mo. We can insure your child as early as age 0.

👇Sample illustration is for 0 year old baby. Send me a message if you want to know more 😀




Credits to the rightful owner

Financial Intelligence is a must. ❤

Even if you will be given instantly around 10 million cash, if you don't know how to handle it well, pwedeng mapunta lang din yan sa wala. Financial literacy is key! 🥰

These Sun Life plans I have😍

Dear Future self, I will work hard for you. Soon you will thank me for this bright decision I made while still young and healthy 🤗

SUN WEALTH PRIME 7 is BACK!!

Last month yung threashold na 1Billion, wala pang 2 weeks ubos agad slot!

Instead of putting your excess fund in bank, why not put it here!! GUARANTEED Annual Pay-out, mas mataas pa sa Bank ang interest!

OFFERED FOR A LIMITED TIME ONLY!!!

Sun Wealth Prime! 💛 Our NEWEST PRODUCT for conservative investors 😊

✅ Guaranteed Annual Payout of 4% of your premium for seven years
✅ Get back 100% of your premium after 7 years (para ka lang nagtabi sa bank pero 4% annually ang interest)
✅ Hassle-Free application (no medical requirement)
✅ One-Time Payment only
✅ 7 years guaranteed life insurance protection equivalent to 110% of your premium

Send me a message for more details. 💛

Always plan ahead!
No one will do it for you!
Start while you can!

Y-ou
O-nly
L-eave
O-nce

Kaya dapat let us enjoy and maximize our time but do not forget that..

Y-ou
A-lso
G-row
O-ld

Dapat pinaghahandaan din natin ang ating pagtanda. No one will do it other than YOU😉

Ang pagsisi lagi nasa huli..