Coach Joyce A. Santos, AFP

Kung sakaling ikaw ay magiging member ng IMG,
Ang pinakamahalagang benefits ay tuluy-tuloy na financial education para malaman mo ang tamang paraan ng pagiipon, pagiinvenvest at proper protection sa iyong pamilya at mga pinaghirapan sa tulong ng mahigit 60 IMG membership benefits

Share ko lang muna sayo ang 3 magagandang IMG Benefits:

✔️ Manila Bankers Life 100 K to 300 K Personal Accident Insurance: Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100, 000 para sa kanila diba? Mas malaki ang coverage ng OFW at covered kahit saang bansa ka man naroon.

✔️ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may P 1,000 mutual fund initial investment ka na agad sa malalaking company tulad ng Jollibee, SM, BDO at iba pa
Ito ang laging problema ng marami, “ Paano nga ba makapag-umpisa?” Now wala ng problema!, pwede mo itong dagdagan minimum P20 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.
Ngayon pwede ka nang maginvest sa mga paborito mong kumpanya sa Stock Market

✔️ Fidelity Life Memorial Service Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50, 000 death benefit coverage, pwede gamitin sa Funeral Service pwede rin gawing cash pangdagdag sa burial kung sakaling meron ka nang ibang memorial service.

Ang 3 benefits na ito ang gusto ng karamihan bakit sila nagmemember sa IMG ang makaipon at magkaroon mg protection sa hindi inaasahang pangyayari.

Mahal mo ba ang iyong pamilya? at ang iyong sarili ?

Be part of IMG.
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Namamahalan ka ba sa LIFE INSURANCE?

INTRODUCING!

Multiple Option Super Term 18 (M.O.S.T. 18) 3.0 from IMG, in partnership with Manila Bankers Life Insurance Corporation.

Alam mo ba mas mahal pa ang insurance ng kotse mo kesa sa life insurance na ito.

For age 30, for as low as 7,188 pesos PER YEAR eto na mga included benefits.

💙 1 Million Life Insurance
💙 1 Million Accidental Death Benefit
💙 500k Terminal Illness
💙 300k Critical Illness

Meron din itong nakabukod na feature para sa investment (Premium Deposit Fund) na nag e-earn ng interest every year that never goes negative kahit bagsak ang stock market. Pwede ka ding mag withdraw in case of emergency sa iyong investment na walang loan charge.

Super affordable with maximum coverage.
Message us now for a free quote 😊

Kaiser is a HEALTHCARE, INSURANCE + INVESTMENT.
It is the answer to two of our life's biggest questions:
"What if I die too soon? Or what if I live too long?"

Below are sample pre-computed amounts:
PLAN K50 - P 2,941 monthly / P 8,529 quarterly / P 15,882 semi-annually / P 29,411 annually
TERM INSURANCE BENEFIT: P225,500
TOTAL CASH VALUE ON THE 20th YEAR: P583,084

PLAN K75 - P4,412 monthly / P12,794 quarterly / P23,823 semi-annually / P44,116 annually
TERM INSURANCE BENEFIT: P337,500
TOTAL CASH VALUE ON THE 20th YEAR: P874,626

PLAN K100 - P5,582 monthly / P17,058 quarterly / P31,764 semi-annually / P58,821 annually
TERM INSURANCE BENEFIT: P450,000
​TOTAL CASH VALUE ON THE 20th YEAR: P1,166,168.

PLAN K125 - P7,353 monthly / P21,323 quarterly / P39,704 semi-annually / P73,527 annually
TERM INSURANCE BENEFIT: P562,500
TOTAL CASH VALUE ON THE 20th YEAR: P1,457,710.

"Time is precious and regret is always at the end. Take control of your future while you can."
Be Healthy and Insured while investing!
Act Now, secure your future!
If not now, when? kung wala ka nang oras? If not this, what else out there?
Message me for further details.

Pili ka best kung alin ang suit for you,,

KAISER IS THE BEST investment to START!

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"
KAISER IS THE BEST investment to START!

ANO BA ANG KAISER LONGTERM HEALTHCARE?

Ang Kaiser Longterm healthcare ay 3 in 1.
Meron healthcare + insurance + investment.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung shorterm HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya naeexpire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang guaranteed Long-term care bonus (cash) sa maturity.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may nangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

• Sinu ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap.

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag"

Need a long term healthcare investment?



Need a long term healthcare investment?

Start your KAISER Longterm Healthcare now! (Healthcare + Insurance + Investment )

Just PM me

We are not in the business of convincing people rather we are in the business of educating people.

You don't convince children on the benefits of saving, rather you educate them.

Same with adults, we don't need to convince them on the benefits of having more emergency funds/money versus having less/no emergency savings/money.

We just have to educated everyone on how to have savings for a specific future need or necessity like saving for old age (retirement plan), saving for medical bills (healthcare plan), saving for kids schooling (education plan) and securing family inheritance/legacy (life insurance).

The responsible people will grasp the concepts, execute an action plan because they understand the importance of financial education.

Financial education is the key.

Financial education is not selling so "no convincing skill" needed.

The IMG Community educates, mentors, coaches, and guide people on making better financial decisions.

✍️ Jess Faller

💚

Why get and own a Kaiser Long-term care plan?
Because it's a 3-in-1 savings program that solves our 3 major financial needs.

Mutual Funds Investment - In case we live too long
Life Insurance - In case we die too soon
Long-term Healthcare - when we get sick especially during retirement years

Amazingly, you can avail yourself of this kind of savings program for as low P88 per day*** FOR ONLY 7 YEARS and you are already covered lifetime as long as you have funds! 😍

Send us a message…
Free quotation below👇👇👇
https://108234ph.imgcorp.com/quote/kaiser

***Prices vary by Age and Kaiser Plan






Ultimate Kaiser Longterm Healthcare

Come and visit us at IMG San Jose Del Monte Bulacan financial center!

See you!

If there is anyone dependent on your income, may it be your parents, children or relatives, you need life insurance.

Know the right insurance suitable for you and your family.

For more information, message me for a one one product presentation.

SA MGA NAGTATANONG KUNG ANO AT SINO BA SI IMG?

Si IMG ay isang PREFERRED MEMBERSHIP Platform sa Financial Industry ~ kung saan kapag mag-enrol ka as lifetime preferred member, ay may mga BENEFITS ka na makukuha o magagamit.

📊 Kasama sa mga benepisyo at pribilehiyo mo (bilang miyembro) ang Big DISCOUNT and/or Commissions sa mga Financial Products na kinuha mo or Services na ginamit mo, tulad ng:

□ Real Estate Properties (house/condo)
□ Car Purchase (any brand, any model)
□ Business Ownership Program

□ Direct Stock Market Investment | Mutual Fund Investment
□ Life Insurance | Non-Life Insurance
□ LongTerm HealthCare (Investment x HealthCare x Insurance) |

□ Asset Preservation Service
□ Memorial Conscierge Service
□ ShortTerm HealthCare (Traditional HMO), etc.

Ang mga Discounts and/or Commissions mo ay ibinibigay ng mga Partner-Providers ni IMG. Ilan sa mga corporate brokerage partners ay: SM DEV'T CORP, AYALA LAND, SUNLIFE ASSET MGMT, KAISER INTERNATIONAL, PHILAM LIFE, EVEREST MEMORIAL, APS (of iMax), GLOBE, INFORMATICS, ABACUS SECURITIES, QBE, MAPFRE, MAA, etc.

📊 Dahil sa preferred membership mo sa IMG, magagawa mo na:

□ Have direct access to financial products/services (no need to pass thru traditional agents or brokers)
□ Get big discounts
□ Be entitled to commissions from the investment or service that you avail.
□ Get more choices and advantages
□ Become financially educated

Sa IMG, You can DO IT YOURSELF. You can LEARN and EARN!

Alamin kung papano huwag mahiyang magmessage at willing po ako na iguide at iassist po kayo.







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NEGOSYO in the FINANCIAL INDUSTRY na ang puhunan ay 6,000 pesos? Totoo ba ito? Sa True po. MATAGAL ko na po itong kinukuda sa Facebook. Kaya sa mga nakinig, nagsimula at ginawa ang NEGOSYO. Congratulations po sa inyo. 🥂👏🏻👏🏻👏🏻💙💚 and Congratulations again po because YOU 👉🏼 are part of something BIG!. Nakapag-ipon ng tama, may investment at may DAGDAG NA KITA. NAKAPAGTRAVEL pa sa IBANG BANSA. Samantala, para naman po sa hanggang ngayon ay nagmumuni muni, at nag-aanalyze pa rin, sa totoo lang po, binibigyan ko na po kayo ng TAMANG DIREKSYON. ‘wag na po Lumiko at baka maligaw pa. Para naman po sa nagbabalak at gusto na magsimula, MAG-USAP NA PO TAYO o KAUSAPIN na ang kilala niyong IMG MEMBER, dahil siguradong-sigurado po ako na matutulungan nila kayo. ✅😉💯 ‘Wag na kayong ano diyan, START NA! ‘wag nang magpateka-teka. Tuturuan at Tutulungan kita.

Credit to Ms. Arma Avendaño Bacar


Kampeon

When you receive your 13th month pay, don’t spend it all in one go. Budget and plan it, and if you can, share it. Aside from saving a part of the money, below are 10 things you can do with your 13th month pay:

READ: http://www.randelltiongson.com/10-things-to-do-with-your-13th-month-pay

EDUCATIONAL FUNDS for your kids?? I got you ☺️
Save up for your child's college tuition today as a Mutual Fund/Stock Market Investor.
You will have your own login to your online portal wherein you can top up your savings anytime for as low as P20.
You can also create multiple sub-accounts if you have more than one child.
Payment methods through over the counter bank deposits, online bank transfers and remittances, Palawan express bills payment facility, BDO Bills Payment.

Send us a message
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Isang beses lang ako sa
Isang taon dumating,
At sa pag dating ko
Palagi mo nalang akong
Ipinag tutulakan.
Pinamimigay mo ako
ng walang pag aalinlangan.
Hiling ko naman ako ay
Iyong alagaan.
Darating ang panahon,
di na tayo muling magkikita.
At sa mga oras na ito,
Alam Kong di pa man ako
dumarating.
May plano ka na para sa akin.
Hangad ko ang pag unlad mo
Sa tulong ko balang araw.

Nagmamahal,
13th Monthpay

cto: Faith L. Puno

@highlight

Did you know that you can become a shareholder of Jollibee and other blue chip corporations through the Stock Market and Mutual Funds?

Many thought that being an investor is only for the wealthy, when in fact everybody can own shares from these big companies through IMG and Rampver Financials.

- Get your own online portal wherein you can monitor the performance of your investments on a regular basis

- You can create sub-accounts for your various goals like kid's college education, retirement funds, travel funds, emergency funds, etc

- You can top up for as low as P20 through various online payment platforms

Our IMG community is happy to help you with the basic education of stock market and mutual funds investing. You're invited to a FREE financial literacy class for more details.

Send a message to learn more:

Question : Why Kaiser is the best investment for you and your family?

Answer : Because it's 3 in 1 Plan.

📌 Healthcare - Someone will catch you when you get sick . No worries for hospital bills.
📌 Insurance- In case something happens in Holder there will be instant money left in the family. They are not difficult to move on in life even if you are gone.
📌 Investment - If the LORD has blessed you with a long life, you already have money to expect , You will no longer depend on your children . You are living in interest already.

In KAISER this is the answer to our 3 IF'S in Life ..

Like building a house, build it from the ground para matibay.

✅ -- Ang una mong binubuo dahil sa ikaw ang money machine ng iyong pamilya at mahal ang magkasakit.

✅ -- Proteksyunan mo ang iyong pamilya dahil mahal mo sila at hindi mo sila iiwananang luhaan.

✅ -- Kung kaya mong mamuhay na walang binabayarang utang. Hinding hindi ka kukulangin sa kinikita mong sahod buwan buwan.

✅ -- Dahil ang emergency ay hindi nagpapaalam kung kailan sya darating. Kusa itong dumarating sa buhay ng tao. Halimbawa nalang sa panahon ng tag ulan o bagyo meron kang funds na gagalawin at para hindi mo na kailangang mangutang pa.

✅ -- Masarap mamuhay kung ang mga pinaghirapan mo ay nakakatulong sayo lalo na sa panahon ng iyong pagre-retiro.

credits to the owner
Learn more>> https://108234ph.imgcorp.com/linkbio

𝗜𝗳 𝘆𝗼𝘂 𝗮𝗿𝗲 𝟯𝟬 𝗮𝗻𝗱 𝘆𝗼𝘂 𝘄𝗮𝗻𝘁 𝘁𝗼 𝗵𝗮𝘃𝗲 𝗮𝘁 𝗹𝗲𝗮𝘀𝘁 𝟭 𝗺𝗶𝗹𝗹𝗶𝗼𝗻 𝘄𝗵𝗲𝗻 𝘆𝗼𝘂 𝘁𝘂𝗿𝗻 𝟱𝟬, 𝘆𝗼𝘂 𝗵𝗮𝘃𝗲 𝘁𝘄𝗼 𝗼𝗽𝘁𝗶𝗼𝗻𝘀 𝘁𝗼 𝗱𝗼 𝗶𝘁.

1) Save P196/day for 14 years.
2) Save P196/day for 𝟳 𝘆𝗲𝗮𝗿𝘀.

Option 2, saving for a shorter time, is definitely the better option.
How to do this? Get Ultimate Kaiser Health Builder, 𝙩𝙝𝙚 𝙤𝙣𝙡𝙮 𝙇𝙤𝙣𝙜-𝙏𝙚𝙧𝙢 𝙃𝙚𝙖𝙡𝙩𝙝𝙘𝙖𝙧𝙚 𝙥𝙡𝙖𝙣 (𝙃𝙈𝙊) 𝙞𝙣 𝙩𝙝𝙚 𝙋𝙝𝙞𝙡𝙞𝙥𝙥𝙞𝙣𝙚𝙨, today.

The 𝙐𝙡𝙩𝙞𝙢𝙖𝙩𝙚 𝙆𝙖𝙞𝙨𝙚𝙧 𝙃𝙚𝙖𝙡𝙩𝙝 𝘽𝙪𝙞𝙡𝙙𝙚𝙧 is a 3in1 Long-Term Healthcare plan that provides 𝙝𝙤𝙨𝙥𝙞𝙩𝙖𝙡𝙞𝙯𝙖𝙩𝙞𝙤𝙣, 𝙞𝙣𝙨𝙪𝙧𝙖𝙣𝙘𝙚, and 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩.

While growing your investment to reach your financial goals, you are also prepared for hospitalization costs in case you get sick, and your loved ones are protected in case you suddenly pass away.

Reaching your financial goals doesn't have to take to long, complicated, and expensive.

Message me to learn more about the Ultimate Kaiser Health Builder Plan.

That's why we continue to spread FINANCIAL EDUCATION.

✅You will decide to retire early base on your Investment that you have. Because you have "Money working for you"(PASSIVE INCOME).

✅Base on your Building a Solid Financial Foundation status that you have.

✅Don't waste your money to spend in liabilities. Think twice or thrice if you spend money more on Assets or Liabilities.

✅Learn How to Save and Invest your money while you are working and while you are young.
Once you retire, you stop making Active Income.

✅Learn How to Diversified your funds.

Which status do you want,
Financially Secured or Financially Broke?

Joyce Santos
Financial Educator

Attend Online Financial Class or visit us at IMG San Jose Del Monte Bulacan Financial center.

Covered ka ba ng Life Insurance Policy? Kung OO, Very good ka!
Ang tanong ngayon, magkano ang binabayaran mong premium? at magkano ang coverage nito?

May kilala kase ako nagbabayad siya ng 30,000 pesos annually and ang coverage niya ay 500K Insurance.

Pero Alam niyo, may alam ako na Life Insurance na may magandang coverage, kung ikaw ay 30 years old ngayon, meron insurance na 5,000 +++ lang kada taon, tama po! 5k plus annually pero ang coverage mo ay 1Million pesos.

(Ang Premium ay nagbabago depende po sa age ha). Kaya nga mas maganda na habang bata kumuha na ng Insurance para mura lng ang premium.

Kaya nga mas maganda ang BTID (Buy Term Invest the Difference).
Gusto niyo bang matutunan ito? I can share with you this Great News! Save and Invest your money Wisely. 👍💙

Usap na tayo ha?

𝑻𝒉𝒆 𝑩𝒆𝒔𝒕 𝑮𝒊𝒇𝒕 𝑭𝒐𝒓 𝒀𝒐𝒖𝒓𝒔𝒆𝒍𝒇 𝒕𝒉𝒊𝒔 𝑪𝒉𝒓𝒊𝒔𝒕𝒎𝒂𝒔 𝒊𝒔 𝑯𝒂𝒗𝒊𝒏𝒈 𝑷𝒆𝒂𝒄𝒆 𝒐𝒇 𝑴𝒊𝒏𝒅 𝒂𝒏𝒅 𝑭𝒊𝒏𝒂𝒏𝒄𝒊𝒂𝒍 𝑭𝒓𝒆𝒆𝒅𝒐𝒎
Kapag nagpamember ka sa IMG, sa Membership Fee na P6,000.00 pesos (PH Code). Tama po ganyan lang kamura, pero ito ang lahat na iyong makukuha.
👉IMG Portal: digital access kung saan makikita ang lahat ng mga membership benefits mo:
👉IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits
👉 Soldivo Mutual Fund Investment: Pagka-member mo pa lang may P 1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, “ Paano nga ba makapag-umpisa?” Now wala ng problema!, pwede mo itong dagdagan minimum P 500 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.
👉 Manila Bankers Life 100 K Personal Accident Insurance: Nakainsured ka na agad!, sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100, 000 para sa kanila diba?
👉 Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!
👉Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision.
👉 Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P 50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.
👉24 Hours Memorial Concierge Services: Ang pinakamasakit sa lahat ay ang pagdadalamhati, kasama na pagiintindi sa gastos, tuliro sa pagaasikaso sa Memorial Service, pero hindi na ngayon dahil kay Everest sila na lahat ang bahala magasikaso sa pianakamalapitmna serbisyo sa lugar basta miyembro ng Philippine Mortuary Association, pwede isettle ang gastos, awas sa investments, insurance proceeds ng miyembro sa negotiable na halaga.






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Get Rich Slowly

A solid foundation takes time to build. Trees don't grow big overnight. Avoid get-rich-quick impulses. Hot stocks and rising real estate markets can sound appealing. But one wrong pick can set you back big time from your savings goal.

Investing is not gambling. You must understand how money works, have a plan, and stay disciplined with your action plan until you reach your goal.

(From the book The Secret to Saving and Build Your Future)

Want a copy of the book? PM me.

Mutual Fund 101

It is professionally managed.

Rather than choosing, buying, and selling stocks or bonds yourself, you have a skilled fund manager doing it for you.

When you buy shares of funds, you're pooling your money with other investors. And managers use this pool of money to buy the stocks or bonds that end up forming one portfolio. ♥️

Want to learn more? PM me is the 🔑.

Why get and own a Kaiser Long-term care plan?
Because it's a 3-in-1 savings program that solves our 3 major financial needs.

Mutual Funds Investment - In case we live too long
Life Insurance - In case we die to soon
Long-term Healthcare - when we get sick especially during retirement years

Amazingly, you can avail this kind of savings program for as low P88 per day*** FOR ONLY 7 YEARS and you are already covered lifetime as long as you have funds! 😍

Send us a message, free quotation below.

https://108234ph.imgcorp.com/quote/kaiser

***Prices vary by Age and Kaiser Plan

IMG San Jose Del Monte Bulacan financial Center invites you for an IMG Faststart Training. This is open to all members.

Dont miss this event to be led by our builder and mentor EVC Cecille Manuel tomorrow at 2pm.

See you tomorrow!

WHY DO WE ALWAYS SHARE THE IMPORTANCE OF HEALTHCARE AND LIFE PROTECTION?

Because only 3 can happen to us. Are you ready for situations like this?
✓ 1. Early Death (Die Too Soon)
Solution: INSURANCE PROTECTION or Income replacement for those you will leave especially if your children are still small.
✓ 2. Life Long (Live Too Long)
Solution: SAVINGS & INVESTMENT so you can have a source even if you don't have income.
✓ 3. Got sick
Solution: HEALTHCARE (short term & long term) sometimes you can't go to school and get out of the hospital without a fund.
Now, if this happens to you, are you ready?
WE are ready because we have KAISER 3 in 1 and what I mentioned above is KAISER's answer.

If you think you need this too.. message me so I can assist you how can you avail this.






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Year 2021, sa hindi inaasahan isa sa member ng IMG na naka based sa Israel ay ang naaksidente at naging sanhi ng kanyang pagkamatay.

Naging member sa IMG sa halagang $175 ( Wala pang 10K) ang beneficiary ay nakatanggap ng 750,000 pesos bilang IMG membership coverage.

Nakabayad ng kanyang Kaiser ng mahigit isang taon at nakatangap ang beneficiary ng 900,000 pesos.

Nagjoin kami sa IMG at kumuha ng Kaiser hindi para gumastos, Kundi para makatipid at makaipon. Higit sa lahat para sa iiwanan mong pamilya at mga obligasyon ano man ang mangyari.

Takot ka sa Insurance? Mas nakakatakot pag walang Insurance. Pwedeng mabaon ang pamilya mo sa utang.





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Kung kinakapos sa PERA, mas kailangan natin ng FINANCIAL EDUCATION.

Hindi rason na wala pa tayong pera para hindi na matuto. Mas maganda nga e na habang wala pa ay financially literate na tayo para kapag may hawak na, alam na natin kung paano ito mapalago at maalagaan.

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Relate ba tayo sa trending “may iphone pero walang ipon”

Hindi sa nakikialam pero kailangan na natin magbago... ang ipon it should be yesterday pero dahil hindi nagawa … must be NOW na!

Kaso hindi eh 🤭

𝐀𝐍𝐎 𝐏𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐆𝐀 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆 𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄?
Sa 𝗣𝗵𝗶𝗹𝗵𝗲𝗮𝗹𝘁𝗵 hanggang 60 years old tayo magrerenew pero sa 𝗞𝗔𝗜𝗦𝗘𝗥, 7years ka lang mag-iipon. Mabuhay ka man hanggang 100 years old may healthcare ka pa rin.
𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.
𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘𝗦 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥:
✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang huhulugan at covered ka na WHILE PAYING PERIOD PALANG.
✅𝗗𝗜𝗥𝗘𝗖𝗧 𝗙𝗥𝗢𝗠 𝗧𝗛𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗬. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.
✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.
✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG check-up.
✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.
✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang 𝟴𝟱% na binayad mo on your maturity date. So making it like 𝗖𝗢𝗦𝗧 𝗙𝗥𝗘𝗘.
✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.
𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 𝖭𝖺𝗆𝖾 𝗂𝗇 𝖧𝖾𝖺𝗅𝗍𝗁𝖼𝖺𝗋𝖾.
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𝐀𝐍𝐎 𝐏𝐀 𝐁𝐀 𝐀𝐍𝐆 𝐌𝐆𝐀 𝐁𝐄𝐍𝐄𝐏𝐈𝐒𝐘𝐎 𝐍𝐆 𝐊𝐀𝐈𝐒𝐄𝐑 𝐋𝐎𝐍𝐆 𝐓𝐄𝐑𝐌 𝐇𝐄𝐀𝐋𝐓𝐇𝐂𝐀𝐑𝐄?

Sa 𝗣𝗵𝗶𝗹𝗵𝗲𝗮𝗹𝘁𝗵 hanggang 60 years old tayo magrerenew pero sa 𝗞𝗔𝗜𝗦𝗘𝗥, 7years ka lang mag-iipon. Mabuhay ka man hanggang 100 years old may healthcare ka pa rin.

𝟯-𝗶𝗻-𝟭 𝗦𝗮𝘃𝗶𝗻𝗴𝘀 𝗣𝗹𝗮𝗻 kaya may peace of mind ka. May 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 + 𝗧𝗘𝗥𝗠 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 + 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝐓 ka na.

𝗔𝗗𝗩𝗔𝗡𝗧𝗔𝗚𝗘𝗦 𝗡𝗚 𝗞𝗔𝗜𝗦𝗘𝗥:
✅𝗩𝗘𝗥𝗬 𝗔𝗙𝗙𝗢𝗥𝗗𝗔𝗕𝗟𝗘. 7 years mo lang huhulugan at covered ka na WHILE PAYING PERIOD PALANG.
✅𝗗𝗜𝗥𝗘𝗖𝗧 𝗙𝗥𝗢𝗠 𝗧𝗛𝗘 𝗖𝗢𝗠𝗣𝗔𝗡𝗬. Mura kasi walang ahente dahil ikaw mismo ang ahente sa sarili mo kaya makakamura ka.
✅𝗥𝗢𝗢𝗠 𝗔𝗖𝗖𝗢𝗠𝗠𝗢𝗗𝗔𝗧𝗜𝗢𝗡. Sagot ang hospital bills mo including room accommodation kahit ilang buwan kapa. Uuwi kang may ngiti sa labi at walang iniisip na utang.
✅𝗙𝗥𝗘𝗘 𝗔𝗡𝗡𝗨𝗔𝗟 𝗣𝗛𝗬𝗦𝗜𝗖𝗔𝗟 𝗔𝗡𝗗 𝗗𝗘𝗡𝗧𝗔𝗟 𝗖𝗛𝗘𝗖𝗞 𝗨𝗣. After ng 1 year na pagbabayad entitled ka na sa LIBRENG check-up.
✅𝗙𝗜𝗫𝗘𝗗 𝗣𝗥𝗘𝗠𝗜𝗨𝗠 𝗔𝗠𝗢𝗨𝗡𝗧. The day na pag-sign mo ng policy mo sa KAISER, kung ilan ang amount na nakalagay, yun lang din ang babayaran hanggang 7 years. Hindi na siya madadagdagan.
✅𝗟𝗢𝗡𝗚 𝗧𝗘𝗥𝗠 𝗖𝗔𝗥𝗘 𝗕𝗢𝗡𝗨𝗦. Kapag di mo nagamit ang policy mo while paying period, ibabalik sayo ang 𝟴𝟱% na binayad mo on your maturity date. So making it like 𝗖𝗢𝗦𝗧 𝗙𝗥𝗘𝗘.
✅𝗢𝗡𝗟𝗜𝗡𝗘 𝗔𝗖𝗖𝗢𝗨𝗡𝗧. Meron kang sarili mong account kung saan mamomonitor mo ang payment mo.

𝗞𝗔𝗜𝗦𝗘𝗥 𝗜𝗡𝗧𝗘𝗥𝗡𝗔𝗧𝗜𝗢𝗡𝗔𝗟 𝗛𝗘𝗔𝗟𝗧𝗛𝗚𝗥𝗢𝗨𝗣 𝗜𝗡𝗖. 𝖳𝗁𝖾 𝖥𝗂𝗋𝗌𝗍 𝖭𝖺𝗆𝖾 𝗂𝗇 𝖧𝖾𝖺𝗅𝗍𝗁𝖼𝖺𝗋𝖾.

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