Money Matters

My insights: No need to follow these in sequence. Do what is beneficial to you.

But of course, there’s always a GENERAL rule…

Pay off first all your utang — if dimo naman pinapaikot yung pera na hiniram mo, bayarin mo muna lalo na kung may interest — if not incurring interest you can consider na pag sabayin sa pag iipon ng emergency fund/paying your insurance/investing/etc

As for me, it’s better din na you DO MANY than focusing only on one (coz we may lose many opportunities)

So for instance, If you have income of 20k per month (NET of bills payment/necessities) & have total of 50k utang (without interest)
👉it’s better to allocate it:
✅Utang: 5k
✅Emergency fund/Savings: 2k
✅Insurance(or w/ investment): 2k
✅Other Investment: 4k
✅Others (including wants): 7k

Than putting all your income of 20k to Utang only.

But of course, it’s only a general rule,
It really depends on scenario & ‘Cost vs benefits’ (both financial & nonfinancial aspects)

How about you? What are your insights re this post? 🤍💛

CLAIM IT! 💯💫

Thriving Tuesday. Affirm YES! 👍🏻💯

On a mission to spread financial literacy 🪄

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Thank you for your continued trust and confidence in us!

Sun Life remains the #1 life insurance company for Filipinos for 11 years in a row. 💛



Source: Insurance Commission’s Unaudited Quarterly Reports on Selected Financial Statistics (QRSFS) as of Dec. 31, 2021

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Life insurance is for EVERYBODY.

You do not buy life insurance because you will die but because SOMEONE HAS TO GO ON LIVING!

And meron itong LIVING BENEFIT na tinatawag in case you outlive being healthy --- dividend earnings, guaranteed cash benefit, endowment benefit are some.

Take time to think and consider getting life insurance before the year ends. I tell you, you'll thank yourself after few years just by getting started. 😇

The best investment you can make when your young is in your future self!

FACT: Kung nasasayang ka ngayon sa paghuhulog ng insurance, mas masasayangan ka in the future sa consequences of not having it 😉🤭

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“𝙒𝙚𝙖𝙡𝙩𝙝 (𝙞𝙣 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙧𝙚𝙖𝙡𝙢) 𝙞𝙨 𝙣𝙤𝙩 𝙗𝙖𝙨𝙚𝙙 𝙥𝙪𝙧𝙚𝙡𝙮 𝙤𝙣 𝙩𝙝𝙚 𝙩𝙖𝙣𝙜𝙞𝙗𝙡𝙚𝙨 𝙩𝙝𝙖𝙩 𝙬𝙚 𝙝𝙖𝙫𝙚, 𝙤𝙧 𝙩𝙝𝙚 𝙘𝙖𝙨𝙝 𝙛𝙡𝙤𝙬𝙨 𝙩𝙝𝙖𝙩 𝙬𝙚 𝙧𝙚𝙘𝙚𝙞𝙫𝙚.

𝙄𝙩 𝙞𝙨 𝙖𝙡𝙨𝙤 𝙗𝙖𝙨𝙚𝙙 𝙤𝙣 𝙝𝙤𝙬 𝙨𝙩𝙧𝙤𝙣𝙜 𝙞𝙨 𝙤𝙪𝙧 𝙛𝙤𝙪𝙣𝙙𝙖𝙩𝙞𝙤𝙣 ;
𝙝𝙤𝙬 𝙢𝙪𝙘𝙝 𝙗𝙖𝙘𝙠 𝙪𝙥𝙨 𝙙𝙤 𝙬𝙚 𝙝𝙖𝙫𝙚 𝙛𝙤𝙧 𝙩𝙝𝙚 𝙛𝙪𝙩𝙪𝙧𝙚 — 𝙗𝙤𝙩𝙝 𝙘𝙚𝙧𝙩𝙖𝙞𝙣𝙩𝙞𝙚𝙨 & 𝙪𝙣𝙘𝙚𝙧𝙩𝙖𝙞𝙣𝙩𝙞𝙚𝙨)”

Jesse Kyle is my former classmate during college. And I saw how kind, genius, creative, courageous, & joyful she is. I genuinely admire her since then!!! 🙌

Now, this insured her life & invested for her future which I'm really proud of!! 𝐒𝐡𝐞 𝐢𝐬 𝐫𝐞𝐚𝐥𝐥𝐲 𝐠𝐫𝐞𝐚𝐭 𝐚𝐭 𝐛𝐚𝐥𝐚𝐧𝐜𝐢𝐧𝐠 𝐡𝐞𝐫 𝐥𝐢𝐟𝐞 🔥

Congratulations Sis!!! Thank you for choosing me as your partner for life! Know that I’m rooting for your success! Lablab 🤍💎

Ps: dami ko fav sa mga IG posts nya 🔥 dati pa ko stalker neto eh 🤣😍

Okay lang mag start ng maliit,
basta we start EARLIER & we stay CONSISTENT,
bongga ang balik in the long run 📈💹✨

Trust me, I am proof of this!! 👆🎁
Pm me if you want to start right now! 💌

Take time to read 📖💭

Fyi.
Btw, soon we will post a series about Credit Cards, Tradings, Financial hacks, and many more!

Money Matters is here not only for insurance purposes but for every practical financial knowledge & goals that you can start anytime to get the REAL FINANCIAL FOUNDATION AND SUCCESS!!!

Do u like that? Then, stay tuned! 💋🤍🔐

FAQ: Covered ba ang family ko sa benefits pag may nangyari din sakanila? 💭🤔

Btw, sa mga insured na, insured na ba kayong lahat sa family? If not, Pm us here in Money Matters 🔐🎁

Money Matters updated their phone number.

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BREAKING: The Philippines’ inflation rate surges to 4.9% in August 2021, from 4% in July 2021.

Story soon on rappler.com/business.

Some reasons why Insurance is Important 🤍🔐

In financial realm, the house na tinitirahan natin is not an investment…
But the money we SAVED o natipid (because of buying instead of renting; buying it earlier at a cheaper price) that was USED to produce INCOME (thru investments/business), is an asset 🤍💰

Syempre iba na ang usapan sa other cases like if bumili ka ng house & lot, tinitirahan mo ngayon, tas may plan kang iparent & ibenta in the future…

Bahay ba ang ngiisang investment mo?

At lahat ng kinita mo andito?

FRIEND ALAM MO BANG BAHAY IS A LIABILITY?

It's our basic need everyone should own but means expences...yes EXPENCES!

Kung nasa subdivision ka need mo bayaran ang HOA fee, my tax ang lupa my property tax ang bahay...my bills kang bayaran need mo imaintain every 10 years etc...

Meaning money is getting out of your pocket walang pumapasok unless na yan ay pinarentahan mo.

Ang gusto ko malaman mo na bukod sa bahay part of your earning invest mo din sa mga income generating investment gaya ng healthcare, Insurance, mutual funds stocks, real estate, at business😉

Wag puro paganda ng bahay Besh kasi d mo yan mabenta kung nangangailangan ka alangan matulog ka sa kalsada...kaya mga tao nababaon sa utang dahil ang bahay kinolateral na ayon d nabayaran ang utang hinila landing sa bangketa.

Be wise...

Be financially literate mga bagay na ito mas maintindihan mo kapag ngaaral ka.

Do you wanna know what product fits with your needs, goals & current situation? Plan with us 📩💛