Our Wake up Call

Looking for a long term relationship with benefits? Uy libre ako!! PM mo lang ako turuan kita paano ang tamang pag-iinvest. Start now whether you're ready or not. Get yourself a mutual fund investment.

Ako na lang ang ka-date mo ngayon Valentines ❤

📸 Rampver Financials

Our Wake up Call now takes appointments on their Page.

The NEWEST and one of the best updates❗Kahit mga anak below 18 y/o pwede na rin makapag-INVEST sa sub account❗Ano pang hinihintay mo? Tara! 🙋🏻‍♂️ INVEST NA❗

True leader is a person whose actions inspire others to dream,learn and do more and achieve more.True leaders act with integrity, value people and help them to realise their potential.They are approachable and calm people who work hard and help to create more leaders.They believe in the service to the society.

"Hindi lahat ng panahon ikaw ay malakas at may trabaho, Think about what if something happen to you right now...kailan ka pa mag sisimulang mag ipon para sa sarili mo?
GUSTO MO BA MATUTO PAANO MAG INVEST IN THE RIGHT WAY?
DM MO AKO I GUIDE KITA...
Attend to our free webinar online and . :)

PAANO NGA BA MAG RETIRE NG MAS MAAGA???

Jane Caudilla 30 yrs old - Isang manufacturing staff, attended Financial Literacy Seminar at IMG Sta Rosa. Today she learned how money works 😊

At her 50's may pera na mag ta-trabaho para sa kanya. Sa edad na yan she can retire and she can enjoy life.

I encourage you to attend our free financial class.

LEARN, EARN, ENJOY & SHARE !!!

May dalawang klase ng Income –
ACTIVE INCOME and PASSIVE INCOME

Ang ACTIVE INCOME ay income na kinkita kapag nagta-trabaho, kinakailangang magpawis at magbanat ng buto.

Ang PASSIVE INCOME naman ay income na kinikita kahit hindi nagta-trabaho.
May anim na klase ng passive income – rental income, interest income, dividend income, capital gains, royalties at pension.

Rent
Ang rental income ay ang perang nakokolekta bilang kapalit ng paggamit sa isang ari-arian. Ang pinakasikat na rental income ay ang paupahan ng tirahan tulad ng condo, apartments, dormitory at boarding houses.
Maari ding pa-rentahan ang iba pang ari-arian tulad ng sasakyan at mga kagamitan sa negosyo o equipment.

Interest
Ang interest income naman ay kinikita kapag nagpapautang at kapag naglalagay tayo ng savings deposit sa bangko. Hinihiram ang pera sa loob ng nakatakdang panahon at babayaran ng ito ng interest bilang kapalit.

Dividend
Ang shares of stock sa korporasyon at share capital sa kooperatiba ay kumikita ng dividend. Kapag nag-invest sa isang negosyo at ang usapan ay magkakaroon ng paghahati-hati ng kita o profit sharing, maari din itong ituring na dividend.

Capital Gain
Ang capital gain ay ang kita sa pagbebenta ng ari-arian o ng investment. Halimbawa, ang lupang binili ng PhP1 million at naibenta ng PhP1.5 million sa loob ng isang taon ay kumita ng capital gains na PhP500,000.
Maari ding kumita ng capital gains kapag nagbenta ng shares of stock sa korporasyon, share capital sa kooperatibe, mutual funds at unit investment trust funds.

Royalty
Ang royalty ay income na binabayad sa isang taong may legal na pagmamay-ari ng copyright, patent, franchise o ari-arian ng mga gustong gumamit ng mga ito para pagkakitaan.

Halimbawa, ang mga manunulat o author ay karaniwang nakakatanggap ng royalty sa kanilang librong isinulat.

Pension
Ang pension ay regular na income na matatanggap pagdating ng retirement age. Ito ay galing sa kontribusyon ng employee (at kadalasan may counterpart ang employer) sa isang investment fund noong nagta-trabaho pa siya.

Ang Social Security System o SSS ay isang uri ng pension, Maari ding kumuha ng mga pension plans sa pribadong organisasyon.

Magsimula nang maaga

Masarap kumita ng passive income. Kaya habang maaga, gamitin ang active income para makabuo ng passive income.

Hangga’t makakaya, iwasang gastusin lahat ang active income.

Hangga’t maari, i-invest muna ito para magkaroon ng passive income. Kung ako sa inyo, pagtutuunan ko ng pansin ang anim na paraan ng pagkakaroon ng passive income.

After a long years of your services in the company, you will retire too.
So plan for your Future, SSS is not enough to sustain your lifestyle today and tomorrow.

Gusto mo pa ng iba pang kaalaman sali ka sa IMG. Sa IMG we educate and we care. 😊👍

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___________________________________________

Attend our FREE webinar via zoom
MESSAGE me for details.

Be A Campaigner, click and register here
https://99459ph.30m2030.com/share

Get started ❗Take Action ❗
https://99459ph.imgcorp.com/

Stay safe and healthy every1,God bless us all!!

🙌Masakit na katotohnan. Yung saka na ay maging sayang😭

📌Ilang kwento pa ba ang gusto mo marinig, nagplano noon na kukuha ng PROTECTION, hindi tinuloy sapagkat breadwinner ay nanatiling seenzone, nagduda, pinaniwalaang mas maiging sa banko mag-ipon, may ngyari na di inaasahan, pamilya ay biglang naiwan😭

📌napakinggan ang konsepto ng KAISER noon, 👉pinagtawanan
👉sinabihang scam,
pero sa panahong kailangan, gusto kumuha ng biglaan, subalit sakit ay malala na hindi na pde pagbigyan😭

SAGOT NOON👇👇
1. SAKA NA‼️
2. MAy sss na ako d ko kailangan yang kaiser na yan
3.Pag- iisipan ko muna‼️
3. Sabihin ko muna sa asawa ko‼️
4. Kapag lumaki na ang sahod ko‼️

Ang tanong⁉️ may ngyari bang pagbabago sa pagiging NEGATIVE mo‼️

💥Know your priorities.
💥Decide for your self and for your Family
💥Take action now before it’s too late.

NOW YOU’RE HEALTHY‼️
BUKAS⁉️🤷‍♀️🤷‍♀️🤷‍♀️

You want to learn more just message me📱






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💌Tayong mga Pilipino mahilig tayo mag excuse para lang hindi maka pag attend ng seminar. Akala natin ang pagtanggi natin sa nag invite sa atin ok lang, pero ang hindi natin alam yung sarili pala natin ang ating tinanggihan ng opportunity.

🥰Kasi yung nag invite sa atin wala namang mawawala sa kanya. Nag umpisa na siya mag build ng kanyang solid financial foundation.

🤔Tayo na iniinvite ang maraming mawawala.

💘1. Hindi natin alam kung paano mag invest ng tama, kaya yung iba na scam.

💘2. Walang healthcare at insurance. Mayron cguro pero under insured.

💘3. Mangungutang kung may financial shortage, kasi nakaugalian na natin ang mangutang.

💘4. Walang emergency fund.

💘5. O kaya pag aralin ang mga anak at gawing retirement fund, not thinking na ang mga anak ay magkaka pamilya din at hindi cgurado na makakatulong.

🙎Darating ang araw na mag reretiro ka rin at magiging memories nalang din ang lahat at maaalala mo ako dahil madalas mong nababasa ang mga post ko o baka na kausap kita pero hindi ka nakikinig, seen mo lang ako o pinagduduhan mo ang inoffer ko. Tandaan mo ang pamilya mo ang beneficiaries mo at ikaw ang makikinabang nito hindi ako.

👉Tandaan natin walang tao ngayon na hindi magkakasakit🥲
👉https://99459ph.imgcorp.com/quote/kaiser





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FROM SCARCITY TO ABUNDANCE MENTALITY:

Truly, all the financial learnings I have learned from attending the courses, seminars and meetings IMG endowed us has developed in me an abundance mindset. The power of positive thinking and declaration attracts blessings and opportunities to anyone who has this mindset.

Only the brave and the bold deserve the world. We louldy proclaim and declare the we will reach our financial literacy movement to educate 30 million Filipinos by the year 2030.

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__________________________________________

The Best Community, with Amazing Benefits
https://99459ph.imgcorp.com/

Join our FINANCIAL LITERACY movement
https://99459ph.30m2030.com/share

Attend our FREE financial literacy class for details Message me

Forever grateful...

Mahirap talaga isipin ang katanungan na to. Dahil sa panahon ngayon kahit sarili mo nang ANAK kaya ka nang talikuran, pabayaan at ituring na di ka ka kilala.

Kaya habang malakas pa tayo, tirhan ang para sa sarili natin.

Mag ipon para may gamitin sa pagtanda
at wag i asa sa mga anak🥰

Saving Future Retirement ..
KAISER 3in1 ang kasagutan
no more worries😊😍💞

30MFinancially Educated by 2030

✍📖Learn, Earn.and.Save invest
💕💞💕💞💕💞

Pag naglagay ka ng pera sa bangko depositor ang tawag sa'yo. Si bangko i-invest ang pera mo sa financial vehicle like mutual funds, kikita ng 12% ang pera mo at bibigyan lang ni bangko ng 1% na interest ang pera mo.

Naisip mo ba kung nasaan ang 11%? Yung pera mo nag tatrabaho para sa bangko. Kaya ano naisip mo? Tama na mas magandang ikaw na mismo ang mag invest ng pera mo sa Mutual Fund.

Depositors don't make money, investors do.

Interested ka ba malaman on how to invest in mutual funds?
Gusto mo mag-invest pero hindi mo alam kung paano? saan? para kanino? at para saan?

Ito na ang chance mo. Start mo sa sarili mo. Invest your precious Time⌚ for you to know HOW.

Bee a Shareholder now!
ARAL MUNA BAGO MAG-INVEST.

Attend our Free Financial Literacy Webinar. Message me 😊

Disclaimer:
All Mutual Funds are sold by Rampver Financials, IMG does not sell mutual funds, Rampver is a product provider and partner of IMG.

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Tayong mga Pilipino mahilig tayo mag excuse para lang hindi maka pag attend ng seminar. Akala natin ang pagtanggi natin sa nag invite sa atin ok lang, pero ang hindi natin alam yung sarili pala natin ang ating tinanggihan ng opportunity.

Kasi yung nag invite sa atin wala namang mawawala sa kanya. Nag umpisa na siya mag build ng kanyang solid financial foundation.

Tayo na iniinvite ang maraming mawawala.

1. Hindi natin alam kung paano mag invest ng tama, kaya yung iba na scam.

2. Walang healthcare at insurance. Mayron cguro pero under insured.

3. Mangungutang kung may financial shortage, kasi nakaugalian na natin ang mangutang.

4. Walang emergency fund.

5. O kaya pag aralin ang mga anak at gawing retirement fund, not thinking na ang mga anak ay magkaka pamilya din at hindi cgurado na makakatulong.

Darating ang araw na mag reretiro ka rin at magiging memories nalang din ang lahat at maaalala mo ako dahil madalas mong nababasa ang mga post ko o baka na kausap kita pero hindi ka nakikinig, seen mo lang ako o pinagduduhan mo ang inoffer ko. Tandaan mo ang pamilya mo ang beneficiaries mo at ikaw ang makikinabang nito hindi ako.

Tandaan natin walang tao ngayon na hindi magkakasakit🥲

Sa panahon ngayon.. Hindi Lahat ng Kakausapin mo maiintindihan kung ano ginagawa mo, ang karaniwan ma-eencounter mo:

1. Wala pa akong Pera
2. Pag ipunan ko pa
3. Ayaw ng Asawa ko
4. Scam Yan
5. Di ko Yan Linya
6. Balikan mo ko pag kumita ka na
7. Busy ako, wala akong TIME
8. Pag iisipan ko pa
9. SEEN mode!!

Pero may mga tao naman na.

1. Gusto ko yan, Turuan mo ko
2. Gagawan ko ng Paraan para makapag umpisa.
3. Turuan mo ko Kasi pagod na pagod na Ako mag TRABAHO Walang akong ipon ..

araw araw papasok ng maaga, Uuwi ng Gabi nilaan mo BUONG buhay mo sa TRABAHO, Tapos uutusan ka pa ng BOSS mo..tapos pag OT walang BAYAD !
Araw-araw stress ka ...

Araw araw papasok kahit bumabagyo at bumabaha, TAPOS ANG BABA NG SWELDO, Hindi worth it sa Pagod mo.

4. Lumalaki na mga anak ko wala
pa rin akong naiipon.. resibo lng marami.
5. Gusto ko ng EXTRA INCOME.

🔴 Iba iba ang pag-iisip ng mga tao, hindi man lahat mapa-Yes mo, pero sure ako may mag-YES dyan.✅

🔴 Ako kahit sino kausapin ko dyan, okay lang sakin. Ang mahalaga maparating ko ang BLESSINGS na nararanasan ko ngayon at naging blessing din ako sa ibang tao.😍

❤️...Always Be a BLESSING to others.
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"Hindi ko itataya ang career na pinaghirapan ko for 30 years now, to be in a company that is not trusted. IMG is a company headed by great mentors who's mission is to help people at malaking bagay yun sa akin to serve people and be an instrument to bless others." - Boy Abunda

If you imagine yourself 5 years from now, what do you see? Success or failure?

If you see yourself successful, join IMG now.

If failure, join IMG now. You will see the new version of yourself 5 years from now.

IF YOU WANT TO BE RICH, YOU NEED TO BE FINANCIALLY LITERATE.
___________________________________________
Paano ka maging successful sa IMG Business mo?

Be part of our financial literacy campaign. Join our Team. Be an IMG member now to reach your financial goals!

Financial knowledge does not go away, it stays with you and it evolves with you. No one can take it from you. Get EDUCATED so you can jump in on the next opportunity. Be prepared, get ready, opportunities like this don’t come often.

IMG is one of the leading financial institutions in the world. 1998 was the birth of IMG in the Philippines and was registered in the SEC in 2002.

Historically, IMG system started in America and Canada way back 1977. It is aligned with a world financial organization called World Financial Group.

Huwag n nating hayaan n mangyari sa atin ang nakikita nating sitwasyon ng mga retiree n walang naipon dahil hindi inisip ang Sarili noong sila ay malakas pa at may trabaho.

Hindi masamang bayaran ang Sarili kahit maliit n halaga lamang. Dahil ang maliit n halaga pag naipon at nailagay sa tamang "vehicle" sure yan n lalago at mag gogrow para sa iyo.

Tapusin ang kahirapan. Gawin mong motivation ang sitwasyon mo/sarili mo para Ikaw nmn ay yumaman 10-20 yrs from now.

Huwag nating hayaan n lamunin tayo ng negative n mindset dapat positive lng palagi.

Pm me, let's talk..

Our Wake up Call updated their phone number.

Think About This! 😏
Sa panahon na ito, hindi mo maiisip mag-ipon
o kaya mahirap mag-ipon (eh, kasi . . .)
pero mas mahirap tumanda na WALANG ipon.

Anuman ang estado mo sa buhay ngayon
kung walang paghahanda ay sya ring aanihin mo.
Habang buhay ka, ang pangangailangan mo ay patuloy
Subalit ang kalakasan mo ay hindi pang habang panahon.

Bago maging huli ang lahat, matuto paano paghandaan sa yong pagtanda o matupad ang pangarap.
Makinig sa aming webinar tungkol sa kaperahan
https://99459ph.imgcorp.com/financialcoaching-sevcbenj/


"Preparation is a vital key to living your dreams."

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Let your money work for you😍

Si IMG ay hindi Investment company or nagbebenta ng investment, kundi nagtuturo bakit need mo mag invest at saan ka pwede mag invest para kumita ang iyong pera hindi sa pagrerecruit at pagbebenta. Your money can work harder for you. Matutong mag invest by using your money to earn more money. Dahil hindi habang buhay may sweldo tayo at lakas magtrabaho.

Ngayong may pandemic, marami sa atin ang hindi handa. Kaya marami kang ma realize sa buhay. Wala itong pagkaka iba sa sitwasyon na:

1. Bigla kang tinangal sa trabaho, no work no pay
2. Retired kana, no work no pay.
3. Bigla kang nagkasakit. No work, no pay
4. Biglang nagsara ang kompanyang tinatrabahuan mo. No work, no pay

Tapos di ka handa,

- Wala kang ipon.
- May pinagpapaaral kapa.
- May kapamilya kang kelangan ng medical attention.
- May mga utang na kelangan bayaran.
- May Pamilyang umaasa sayo.
- May pinapakain, ginagatas at dina diaper.
- May buwanang bayarin (tubig, kuryente, etc.)

At walang sustento na inaasahan sa gobyerno. Dito mo ma realize na sana may Fallback ka,

- emergency fund
- savings
- Business
- investment
- passive income
- pensions
- profit share
- dividends

Na kahit wala ang active income mo ay mabububay ka padin at di ma apektuhan ang lifestyle mo at ng pamilya mo.

It's time to be more open minded in other opportunities. Basta makakatulong sayo at pwedeng magbigay kahit barya2ng kita sayo.

Ngayon nakita mo at na realize mo na ang hirap pala kapag umaasa ka lang sa single source of income lang.

- Hindi pala pwedeng umasa kalang sa lakas mo.
- Hindi rin pala assurance na lifetime na ang trabaho at pinagkakakitaan mo ngayon.
-Hindi mo rin pala pwede asahan sa lahat ng pagkakataon ang mga kapamilya, kaibigan, at kakilala mo.
-Hindi rin assurance na may tulong na darating sayo galing sa gobyerno.

Baguhin na natin ang nakasanayan at tanggapin na ang katotohanan.

Join us in IMG.
You deserve more..

Sa Mutual Funds pwede kang mag-simula sa halagang P1,000 ngunit mas maraming benefits kapag mag-sisimula ka bilang isang IMG Associate Member :D

BEE-informed. Learn to invest the right way and the legal way .
BEE-financially literate
BEE-an investor

PM me how :)
https://99459PH.imgcorp.com

Disclaimer: IMG does not sell mutual funds. All mutual funds are sold by Rampver Financials.

Sa ₱5,500 mo,

Automatic investor ka na agad sa mga kilalang kumpanya Tru IMG SOLDIVO STRATEGIC FUND.

But wait there's more...
meron ka pang 48 BENEFITS to enjoy!

LET YOUR MONEY WORK FOR YOU!

Mag ipon para sa iyong dreams and goals gaya ng :

✅Building for your Kids College Education Fund
✅Dream House Fund ✅Retirement Fund, at
✅Iba pang financial goals thru this investment.

Financial literacy is the key!
Aral muna bago mag invest Ma'am/Sir to fully understand the process.

Reality Talk:

Ok lng na nagpapaganda at nagpapagwapo ka basta sabayan mong mg invest at mag ipon para sa future.

Mahirap kasi na puro ka lang pagpapaganda at pag papagwapo kaso wala ka namang iniipon sige waldas ka ... cge ka 10 yrs from now di ka na maganda at gwapo wala ka png makain masakit un diba 😂 ....

Hindi habang buhay marami pumupuri sau at naghahabol na mahalin ka. Pero tandaan mo kukulubot din ang iyong balat at kung wala kang ipon instead amoy safeguard ka maging amoy panghi pa kanalang. 🤔

When mo simulan mag save pag matanda knb o ngayong kaya mo pa mag trabaho.

Isip isip din hwag puro LIBOG, WALWAL, YABANG.

Tara sabayan mo nalang yan ng pag aaral pinansiyal message me lang para m assosts kita.

Be part of our 20M2030 Campaign.Register lang dito sa link na ito.
https://99459ph.30m2030.com/home/30M2030/optin.php

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My Maids Are Now Richer Than Many
Managers!

Eight years ago, I taught my Maids how to invest in the Stock Market. People laughed at me when I told them what I was doing.

“That’s too much for them,” one friend told me. “They can’t handle that. It’s better to teach them how to put their money in the bank.”

But who’s laughing now?

One of my maids has P1,471,874 in her Stock Market account.
My other maid has P1,053,521 in her account.

And here’s a fact: My Maids are now richer than many Managers.
I’m not kidding.

You see, I talk to a lot of Managers when I give corporate seminars.
Many of them have Zero savings and are buried in debt.

My maids? They’re confident that they’ll have P10 Million when they retire.

- Bro BO SANCHEZ

You know the Secrets of Bro Bo's maids?

▶️ they religiously set aside 20% of their salary each month.
▶️ they build the DISCIPLINE
▶️ they practice CONSISTENCY to save each month.
▶️ and they have a MENTOR to guide and coach them in their SAVING and INVESTING journey.

Nakaya namin. Kaya mo rin.

If you want to be rich, You need to be financially literate.

You may learn with us for Free join our community of Savers and Investors👇

CTTO 😇

Must Read!!!

Doctor ? Lawyer? Accountant? Nurse? Teacher? Engineer? Seaman? or OFW ka ba?

If you die can you transfer your profession? Your income?

What is wrong with IMG and many are chosen to be the advocate of its mission? 🤔.

These are the 5 Reasons why IMG is good.

1. Ownership
2. Vesting Rights
3. Walang Boss, No Quota and Time Pressure
4. Permanent Position (No Demotion)
5. System Driven

1. - Business is IMG myself. I'm not an employee. My boss is my own. I will follow how I do it. But there are still coaches who will guide me, lifetime until I become successful. Income is unlimited. Depends on what I'm going to go.

2. - Because Business is mine, I can let my principal beneficiary inherit what my efforts have gone to. Or if the LORD will take me, my principal beneficiary will automatically get the income that I have monthly. If I'm a CEO MARKETING DIRECTOR now, CEO MARKETING DIRECTOR will also be my principal beneficiary, if I disappear. How many coaches I taught they are team of my principal beneficiary, whether I'm dead or alive, my efforts will not be wasted. Because I inherited the business that I worked hard for.

3. , , and - Because business is my own and I am the Boss. No one will give Quota to me but myself. If I want to earn money I will move. If I want to relax first you can also. I can go to school everyday. I hold my time. You can also not go to school. Everything depends on me because it's ′′ Ownership ".

4. - Who will demote me if I am the Boss of my own Business? Even if I don't show up for 10 years. If I'm a CEO MARKETING DIRECTOR. Even though I don't have production, I am still a CEO MARKETING DIRECTOR and I still have Passive Income. My position is permanent unless I make it against IMG's rules. Unlike if you are an employee, once you resign or die, you will be replaced immediately with a new employee.

5. - Aside from what I said in number 1 to 4, there are still more reasons why I can say IMG's system is good. Just don't quit here, by default you will still be rich. Your income is compounded. You can be promoted (sometimes by default) and be successful no matter what your background is. Whether you are a high school graduate, no job, got off work, lost in business, you are open in IMG. It's not in your salary; it's in your savings and investment. Business is the key to succeed in life.

In IMG, you will just help. You will just share information. At the end it will help your family and your future generations.

Since I started IMG, I can't count what the company has done to me. If you are in a business of helping people, God will really bless your business. ❤️🙏

Switch Now to IMG and get a back up career in IMG, because I saw and learned that IMG taught us how to manage our salary every month. And teach us on how to invest our money for a right management and IMG is the great community that can change our lives. 😊

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Repost from Mem Fely Santiago

Attend our free financial class via zoom
Message me will happy to assist you ❤️


You may register here below thw link for our campaign.👇👇👇👇
https://99459ph.30m2030.com/optin

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Nakukulitan kana ba sa MGA posts ko?
Yes,ikaw po na nagbabasa 😊✌️naiinis kana po ba?
Kasi paulit ulit akong nagpapaalala na mag ipon ka!
Hihihi....Ako nalang ba nakikita mo SA newsfeed mo palagi?

Kahit ignore mo Ako palagi at seenzone kalang,d parin Ako susuko💪💪💪at d mapapagod....
Alam mo ba Kung anong reason KO kaibigan?
I know times come,mabibigyan mo din Ako Ng pansin at attention...
At sasabihin friend,how to join?😊O dba?

I will never give up to share what I have been LEARned about financial literacy because I truly believe na Malaki ANG maitutulong nito sa pagbabago ng financial life mo.

Maaring gusto mo rin Ito Pero TAKOT Kang sumubok.Dahil gusto mo Yung KLASENG KITAAN na biglang bulusok na D MO Alam na bigla lang ang usok🔥🔥🔥perang isunubok napunta lang sa usok ✌️(na scam).

Dito Kay IMG,no worries Kasi mission ay D pansarili.Hangad mi IMG,lahat ay panalo at walang D magwawagi(no family left behind)
Hanapin ang kaibigan NA aakayin ka Sa Tamang daan,direksiyon mo'y tungo sa magandang kinabukasan.
Ituturo saiyo MAGBUILD up iyong future life (believe ka na ba?O..Tara na).

Paano pahalagahan perang Pinaghirapan at paghandahan iyong kinabukasan.

Kung ikaw ay tinamaan wag Nang magdalawang isip SA akin ay ipaalam dahil Handa AKONG ika'y tulungan😊






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Kung gusto mong maging sugarol, sumama ka sa mga tao na ang bisyo ay magsugal.

Kung gusto mong maging gastador, sumama ka sa mga tao na mahilig gumastos sa mga walang kwentang mga bagay.

Kung gusto mong maging chismoso/chismosa, sumama ka sa mga taong mahilig pag usapan ang buhay ng iba.

Pero kung gusto mong umasenso sa buhay, limitahan mo ang pagsama sa mga tao na yan...sumama ka sa mga taong mahilig mag-ipon, mag-invest at mag-business. 🙂

“If you want to be financially successful, ang unahin ang pagbili ng bahay at kotse for personal use is not a wise idea” -what people say

This has been a debate to many but please empty your cup for now.

Bakit nga ba issue ito sa maraming success gurus like Robert Kiyosaki and many more. (I also agree with them)

First and foremost. Im not against buying a house and car for personal use.

In fact, Im very happy for those people. Kasi achievement yan ng buhay. Maraming tao they aspire to have those yet ikaw nagawa mo na. Pangarap ko din yan. Magkaroon ng bahay at kotse. Its a normal dream to every Filipinos. Specially OFWs.

So what then is the issue?

The issue is buying a house for personal use though it provides shelter and comfort does not mean an asset sa iyong cashflow.

And the car that you bought na utang also eats in your cashflow.

What does it mean?

Since you are paying for these things, nagsusuffer ang iyong income where you can buy great investment opportunities in the market. If hindi naman super urgently needed ang sariling bahay at kotse where we can still manage what we have at the moment, then It is wise to invest first our hard earned money to grow or potentially generate a passive income. Kasi once mag grow ang pera mo, buying this things becomes easier and less stressful.

You can invest in many things. You can diversify in stocks, unit trusts property for passive income and more.

Last year, if you have invested your money in stocks sa pinas and even unit trusts, you should have managed to earn a very decent return. If you are lucky with your picks, you may have double, triple or more your money in a year’s time.

Why? Maraming companies ang naapektuhan during this pandemic, most of their market value dropped so much in price that you can call it a bargain. Its like super sale sa pagiinvest. If meron mang silver-lining na dala ng pandemic, this is one of those.

Just think of this for a minute…

It is not bad to buy those things we aspire in life. Pangarap natin yan eh. So its good.

But what if you can but those things for free or at a discount?

How do i mean?

Remember what i said awhile ago where you invest your money and use the interest earned to buy what you want in life? How good is that db?

Nabili mo na ang gusto mo while your capital remained intact.

I have talked to some successful people along the way and maybe that’s where they got the saying-

“Rich people buy luxury last.”

Maybe because they invest their money with discipline and patience until they achieve their goal. Then luxury follows naturally.

Once achieved na ang desired goal based on timeline and purpose. Then comes buying the things we want and do in life.

Thinking about this things for me makes really sense. Buying the things that can be delayed should come later then invest the money for the time being to grow further to buy a comfortable future. The one we deserve. I believe we all deserve great and wonderful future. But it only comes to people who are willing to sacrifice.

How about you? Do you the same thing?
Invest your money then buy the thing you want for free?

I hope this experience of mine talking to people makes sense sayo.

All the best and keep safe friends!

Ctto