Joy Navato: Sun Life Financial Advisor

Bakit umaawra ang beshy ko? 😂🤸‍♀️🤸‍♀️🤸‍♀️

I'm so happy that I was able to save and secure you against life uncertainties. Thank you bi for letting me to be your partner for life 💛 Peace of mind well delivered. 🌞

Kung gusto natin ng PEACE OF MIND, mag-ipon at invest tayo para sa future. Huwag kung ano ano pinag aadd to cart nyo jan na mga bagay at luho na hindi naman kailangan. Know your long term needs & goals. Remember planning ahead is better than one day too late 💛

Daming Clients nagtatanong ng bagong Investments plan ni Sunlife This is Called Sun Wealth prime.

This is a Pure investments no risk but Guaranteed 4% payout every year.

-No Medical Needed
-0-70yrs old
-with 2.2million Insurance coverage (Kung wala pang Insurance Parents mo because of their old age you can consider this)

-Can use to cover estate taxes kung gusto mo din iprotect ang Properties and Assets mo.

-Limited time only
-One time payment
-Guaranteed Return of Capital after 7years Plus the 4% annual payout.

For those Clients na may money na natutulog sa bank,This is the Best investments for you
500k minimum investments.
So if you have 1million its a guaranteed 280,000 Returns🤗D yan kaya ng banko lang💯
Message me for more infos.

Congratulations beh! Dahil ikaw ang breadwinner sa inyo deserve mo talaga na insured ka ✨️ So happy sa mga frienny ko na ganito mag-isip at gumagawa agad ng aksyon to save for their future. 💛 Hindi tayo forever bata. Use your time wisely ✔️ 83 pesos per day protected ka na & your money works for you.

25 yrs old from Bulacan got secured yesterday! 83 pesos per day lang yan besh. ✨️

Grabe sila nagdedecide na magpainsured mga single ladies pa tapos kayo wala pa din balak? 😅👻 Ilang taon paba ang sasayangin nyo mga besh? 🥲 kilos kilos na. Save for your future.

A Student & a House helper from Caloocan received their first Yellow Folder (Policy Contract) from ✨️🌞 1st step to a Brighter Life Under the Sun. Congratulations 🙌🥳

If you are not planning ahead para mo na din pinahirapan ang sarili mo at ng pamilya in the future kapag nagkasakit ka or hindi ka na pwede magwork. ‼️tandaan hindi lahat insurable. Lalo na kapag may sakit kana & lahat tayo dadating sa point na magkakasakit kapag tanda na or kahit bata kapa no one knows. Ano iaaasa mo sa pamilya mo o mga anak mo lahat? Kaya mo magwork now at malakas ka pa. Kumuha ka ng insurance for yourself. Savings is not enough. Invest!

Policy delivery to Bicol! Congrats sa inyo 🌞💛 Have a Brighter Life under the Sun 🙌

Yey! #2 tayo sa buong branch 🙌😍 Maraming salamat sa tiwala nyo mga mahal kong client 🌞 promise to be your partner for lifetime 💛

𝗣𝗵𝗽 𝟰𝟬𝟬,𝟬𝟬𝟬 𝗣𝗔𝗬 𝗢𝗨𝗧 𝗙𝗥𝗢𝗠 𝗦𝗨𝗡 𝗟𝗜𝗙𝗘
(EVERY 2 YEARS)!

Client is so happy to have received this check. This is 𝗦𝗨𝗡 𝗦𝗠𝗔𝗥𝗧𝗘𝗥 𝗟𝗜𝗙𝗘 𝗘𝗟𝗜𝗧𝗘 𝗣𝗟𝗔𝗡.

It’s a 10 years to pay plan and on the 6th year up to age 100 may makukuha na syang P400,000 every 2 years and thereafter 𝗙𝗢𝗥 𝗟𝗜𝗙𝗘!

It is like a giving tree that gives and gives and gives...

Feel free to message me if you want this plan for yourself. 🤩

Source: Tetchie Carpio

Buti pa si tatay, Insured na‼️😍

TRICYCLE DRIVER, MAY LIFE INSURANCE 💛

Kinaya ni Tatay Agner na isang tricycle driver ang magkaroon ng life insurance sa SunLife.
Ikaw pa kaya? 🤔

Si tatay Agner ay isang tricycle driver, nagtatabi ng P70 sa bawat araw ng pamamasada niya para sa kanyang insurance.

"Ayaw kong maging pabigat ako sa aking mga anak at mga apo kung sakaling may mangyari sa akin, lalo na lagi akong nasa kalsada upang maghanap buhay. Kailangan kong paghandaan ang mga bagay bagay lalo na sa aking pagtanda".
- Tatay Agner, Tricycle Driver

Kinaya ni Tatay Agner! Marahil kaya mo rin, kailangan lang ng determinasyon at sakripisyo para makamit ito. Kaya mo din yan‼️🤗

ctto

Kung interesado ka, tara pag usapan natin! 📩

Naalala mo nung kumuha ka ng first car mo na 15K monthly, yung cellphone plan mo na 3,000 per month at yung refrigerator mo na kinuha na 4,000 monthly.

Ang mindset mo kakayanin mo. Kaya kinakaya mo. ❤️

Yung life insurance na 50-100 pesos a day - ang mindset mo ang mahal. Kaya until now hindi ka pa din insured.

Sometimes it's not about the right amount, it's about the right mindset. 😊

LET'S TALK!
Joy Navato 💛 | Your Partner For Life

Ctto.

7 yrs old from Bicol yey! 🥳 Sobrang swerte mo sa mama mo kasi pinaghahandaan na nya ang future mo. Congrats! Educational plan unlocked 🔐 Your child deserves the best education 🥰🙌

As low as 84 pesos per day insured kana with Critical Illness Benefit & Hospitalization na 💯 Congratulations & Welcome to a Brighter Life under the SUN 🌞 Thank you for trusting me as your financial Advisor ☺️

Oh pak! Sana all na lang talaga. 18yrs old/female, may Life insurance with Investment na agad. 💛 Student from Caloocan City! Oh pak may pang retirement fund na agad na iniipon or pang-business fund. ️1 future/life saved again. Thank you Lord for this career madami akong natutulungan na mabago ang buhay nila 💛 Welcome to a Brighter Life under the Sun porky! 😘

Congrats po! 🥳 52 yrs old, house helper from Caloocan ✨️ Yey! May pang retirement na. Life Insurance with Investment as low as 1k per month ☺️ Ikaw kelan mo balak magsimula aber? Hindi pa huli ang lahat. Mag plano kana din for your retirement para mas malaki laki hindi puro work tapos wala plano for the future. You deserve to be insured 💛

The PROS and CONS of an Active & Lapsed Insurance Policy:

PROS of Active Insurance 🙂

1. POLICY IS IN-FORCE - meaning kahit ano mangyari sayo, covered ka pa din nito.

2. PEACE OF MIND - panatag ang isip mo na di maghihirap ang pamilya mo pag tinawag ka na ni Lord.

3. BRIGHTER FUTURE - ang insurance ay hindi insurance lamang, may living benefit ito na magagamit sa pagtanda mo.

4. BENEFITS - ma-eenjoy mo ang living benefit while you are still alive.

5. LESS FEAR - di ka takot sa mga posibleng mangyari gaya ng aksidente sa daan, biglaang sakit o pag nakalimutan mo lang talaga huminga ng mga 20mins (peace✌)

CONS of a Lapsed Insurance Policy 😢

1. NO BENEFITS - Di mo na magagamit ang ano mang benefits ng insurance na kinuha mo.

2. FEAR AND WORRY - sa buhay, maraming pwedeng mangyari na di inaasahan. Alam nyo na un siguro. Di na kailangan isa isahin pa.

3. BURDEN TO YOUR FAMILY - eto ang masakit lalo na kung ikaw ang inaasahan sa pamilya nyo at lalo na din kung may anak kang binubuhay. Paano na sila?

4. NO COMFORT IN THE FUTURE - pag may kilala ka na di nila na-enjoy ang retirement years nila, magiging kagaya mo sila.

5. LOSS OF MONEY - Sayang ang binayad mo kung di mo lang din tatapusin. Wag "Ningas Kugon".

Think and reflect, kaibigan. 💡

Seryosong Usapan muna! ☺️Just want to add value to you🤗

[MRI FOR BANK LOANS]
Are you currently planning on getting your dream house? Here’s what you need to know! 💡

Every individual who applies for a Home Loan MUST have a Life Insurance Plan.

Ano ba ung MRI? Simple lang, if the paying person dies, MRI (Insurance) pays the remaining bank loan.

YES— Banks do offer MRI as well.
BUT— if you prefer na may maiiwan sa iyong family in case God calls you earlier, you might want to check Sun Life plans.

Example: Yung recent client ko na kumuha ng House & Lot worth Php 4M and acquired a Sun Life plan to use as MRI for a requirement on his bank loan. If God calls him with just Php 2M loan left, the remaining Php 2M will be given to his chosen beneficiaries.

ADDITIONAL: He chose a VUL plan because dual purpose — in case he outlives the loan terms, he can enjoy the investments as a preparation for his Retirement.

Cool no? Isa lang ito sa maraming benefits na a Life Insurance can provide ✨

Hihi cutieeee ng mg kiddos 😍❤️ Policy delivered‼️ Ngiting milyonarya si tina hehe. Ohh diba ang ganda ng smile nila, ramdam nya ata na milyonarya na sya pagdating nya ng 18yrs old. (Sana all) My 6 yrs old client from QC, insurance with investment (educational plan)

Baby girl, smile smile muna kayo ni brother mo dyan. Di mo pa to naiintindihan sa ngayon pero paglaki mo ipapakita ko tong picture natin. Saka ko iexplain kung anong meron sa dilaw na folder na yan 💛 Sobrang swerte nyo sa parents nyo ✨️🥳

✨️ Life Insurance
✨️ Savings
✨️ Investment
✨️ Educational Plan

Ang gandaaa mo 😍 Thank you clients & Sun life for this 💛✨️

Magsi reply po kayo 😂 Wag iwas ng iwas sa insurance ✌️

A house helper from Caloocan. Grabe sila naiisipan magpa-insured tapos yung iba na mas malaki ang sinasahod laging pagiisipan ang sagot at saka na? Hehe. 😅 Congrats po for securing your life to Sun Life ✨️

We are not into a selling, Financial advisor are really a lifesavers 💛 We are reaching out to you kasi alam namin na kailangan mo kami. Ayaw namin maubos ang lahat ng pinaghirapan nyo maipundar, we want to save you & your family when life uncertainties happen ✨️

Sa mga OFW dyan. Pwedeng pwede nyo kuhaan ang mga mahal nyo sa buhay na andito sa pinas ❤️

IT IS BEST TO BE READY WHEN YOU ARE ABLE! It is best to NEVER PUT OFF INSURANCE lalo na sa mga seafarers and OFWs natin na kaya naman ang premiums, IT DOES NOT HAVE TO BE BIG AMOUNTS it has to be an AMOUNT YOU THINK YOU DESERVE its an amount na sinasabi mo sa sarili mong "Eto self gift ko to sayo, na kahit anong mangyari di mo kelangan mag hirap o mag hanap ng tulong pinansyal kasi pinaghandaan ko na"

MONEY COME AND GOES. ang dali ubusin ng pera ang dali naman din humanap ng pera pero kung UNABLE TO WORK KA NA para san pa ang bahay, sasakyan, lupa, at mga luho mo? diba lahat rin sila sa malamang ay mawawala rin ng paunti unti.

PROTECT WHAT YOU EARN BY GETTING INSURED. GET INSURED BECAUSE YOUR HARDWORKING SELF DESERVES TO BE PROTECTED!
This is not only for seafarers this is applicable to everyone. LIFE WILL HIT YOU WHEN YOU LEAST EXPECT IT BETTER BE READY than SORRY. 😥🤷‍♀️