Kate Lazaro - Your Financial Planner

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Ay naiba na agad. Ibang video ata 'yung napanood ko.

"Me too mama!"

"Mama kasi, I'm sowww hungry na mama."

Hindi pagiging o.a. na parang maliit na ibon ang pag-secure agad-agad ng future. Kaya ano pa ang hinihintay niyo, gets na agad! ☺️

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Just by setting aside 1500/month you can already give your family a guaranteed million-peso worth of pamana funds na pambili ng chicken nuggets plus hospitalization coverage. Message us NOW. 📨

Please DM me for inquiries: https://www.facebook.com/LeeHarvey911

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We hope everyone is following their financial advisor’s lead in terms of financial matters. But here in TGFI you can also learn on your own pace.

Interested to learn more about Financial Literacy? Explore lifelong learning with us!

Join us here: tgfiph.com/premium

“It’s always better to start 5 years early than 1 day too late.”

Many people DON’T realize that insurance only gets MORE EXPENSIVE over time. Not only that but bad things do happen to everyone. Therefore insurance is to help REDUCE the IMPACT of these bad days...

If your family has not been covered, I suggest you spend time talking to your financial advisors to find out more about it!

== To all financial advisors ==
If you are reading this: please share this with clients who you believe need to read this. Please do not hesitate to reach out to clients you care about to get them covered because we all know premiums are just going to keep increasing.

Give them the future they deserve! ❤️

Remember, securing your future will help secure their future too!

Education expense is not a surprise expense. Take action as soon as possible!

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Try our Elite 10 product:
10 years to pay educational plan for 9,500/month
Projected withdrawable fund at year 10: P1.5 million pesos
Projected withdrawable fund at year 20: P3.4 million pesos

Planning to secure your child's future? Message me directy at: https://www.facebook.com/LeeHarvey911

ANOTHER POLICY DELIVERED!! 💛🎉

Thank you so much for choosing me as your financial partner!

A college friend, a breadwinner who choose to plan ahead and secure his future for his loveones.

Congratulations again on your policy, Kuya!

Your partner for life,

𝗣𝗥𝗘𝗖𝗜𝗢𝗨𝗦 𝗞𝗔𝗧𝗘 𝗟𝗔𝗭𝗔𝗥𝗢
𝙇𝙞𝙘𝙚𝙣𝙨𝙚𝙙 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝘼𝙙𝙫𝙞𝙨𝙤𝙧
𝙎𝙐𝙉 𝙇𝙄𝙁𝙀 𝙁𝙄𝙉𝘼𝙉𝘾𝙄𝘼𝙇𝙎 - 𝗕𝗟𝗜𝗧𝗭 𝗙𝗜𝗡𝗔𝗡𝗖𝗜𝗔𝗟𝗦

Thank you Sun Life! 🌞

Cheers to more years of brighter life with you. 🌞

Ready get set....

Kung may Financial Goals ka na gusto mo din ma-achieve, i-work out mo na yan!
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If you are the provider of the family, you always have to be equipped with your best armor to be prepared of S.A.D events. The insurance will help you in times of need.

For inquiries,

Precious Kate Lazaro
Licensed Financial Advisor
BLITZ - Sun Life Financials

You can't always buy insurance.
Age and health condition always matters when it comes to buying insurance.
If you're not healthy, you can't avail of it anymore.

It was expensive for you but how about medical expenses? We pay for insurance so insurance will pay for our medical bills.

This is why, if you are a breadwinner you need to have a plan to secure your future.

Freedom is common to everyone but it is a luxury for some. For breadwinners who are fighting and surviving every day, a big salute. ♥

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Una-unahan lang talaga 'yan e.

Either mauna kang makipagusap sa FA mo o mauna kang magkasakit.

Di man lang umabot sa contestability period. 😔

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There are no shortcuts to being financially independent.

✨It's always been about the long game and not the short game.

📣 https://elmads.com/?p=243 - Budgeting Strategies for Everyone

📣 https://elmads.com/?p=339 - Saving Money for Safety & Security

📣 https://elmads.com/?p=3523 - Budgeting & Prioritization

📣 https://elmads.com/?p=10351 - Achieving Financial Harmony in a Marriage with Unequal Incomes

📣 https://elmads.com/?p=3075 - Debt is not Good, nor Evil

📣 https://elmads.com/?p=3077 - Debt Free Journey

📣 https://elmads.com/?p=484 - Basic Financial Planning "Part 1"

📣 https://elmads.com/?p=11809 - Your Financial CEO: Managing Free Cash Flow for a Wealthier Tomorrow

May nagtanong:
"Paano maka-claim ng insurance kung nalunod ay kinain ng pating ang katawan?"

Sagot:
Kung walang patay na katawan, hindi sure na patay, kaya legally, "missing" lang siya. Hindi maka-claim ng life insurance kung "missing" lang.

Kailangan ma-declare na legally dead o may presumptive death.

Sa Pilipinas, may waiting period na two to four years , tapos mag-petition sa korte para ideclare na may presumptive death.

-- 4 years kapag nawala lang (halimbawa hindi na lang umuwi)
-- 2 years kung nawala while in danger of death (kinain ng pating at walang naiwan na remains, nawala sa gyera, nahulog sa eroplano, etc )

Sabi at article 41 ng Family Code
"In case of disappearance where there is danger of death under the circumstances set forth in the provisions of Article 391 of the Civil Code, an absence of only two years shall be sufficient."

Pag presumed dead, pwede na mag-claim ng life insurance.



Maraming videos sa ating Coach Bobet channel sa Youtube
https://www.youtube.com/c/CoachBobet

Subscribe and click on the notification button!

Recent Sun Life client story:
One client paid around P7k++ premiums pa lang, and unfortunately passed away.
The family received P753,000++ worth of insurance benefits. WOW. Full details in my stories.

The power of insurance! 💯💛

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Nobody ever knows what tomorrow will bring. You may choose to open your own business or want to ensure that your children will be able to achieve their dreams. To help you meet all your financial goals, you need to do one simple thing – invest in insurance. 🔐

If you're still not sure whether a life insurance is a good investment, here are 10 reasons why having an insurance policy will help you with all your needs:

👉 𝙄𝙩 𝙝𝙚𝙡𝙥𝙨 𝙮𝙤𝙪 𝙥𝙡𝙖𝙣 𝙛𝙤𝙧 𝙧𝙚𝙩𝙞𝙧𝙚𝙢𝙚𝙣𝙩. Several insurance providers have tailor-made retirement plans that you can invest in–the earlier you purchase one of these plans, the more money you will have to enjoy once you decide to retire.

👉 𝙄𝙩 𝙘𝙖𝙣 𝙝𝙚𝙡𝙥 𝙩𝙖𝙠𝙚 𝙘𝙖𝙧𝙚 𝙤𝙛 𝙮𝙤𝙪𝙧 𝙗𝙪𝙨𝙞𝙣𝙚𝙨𝙨. If you run your own company, then you should definitely invest in a term plan. This short-term cover option has incredibly low premiums but offers a generous pay out in case anything were to happen to you. The sum will help your business partner settle all your accounts.

👉 𝙄𝙩 𝙘𝙖𝙣 𝙝𝙚𝙡𝙥 𝙮𝙤𝙪 𝙛𝙪𝙡𝙛𝙞𝙡 𝙡𝙤𝙣𝙜-𝙩𝙚𝙧𝙢 𝙥𝙡𝙖𝙣𝙨. Depending on the insurance plan you choose, you can invest small amounts that will accumulate over time to help you purchase your dream home or start up that business you've always dreamed about.

👉𝙄𝙩 𝙞𝙨𝙣'𝙩 𝙩𝙤𝙤 𝙚𝙭𝙥𝙚𝙣𝙨𝙞𝙫𝙚. The earlier you start your insurance policy, the more it will benefit you. As a young individual who is in great health, your premiums are likely to be lower, while the insurance cover will be higher.

👉 𝙄𝙩 𝙬𝙞𝙡𝙡 𝙝𝙚𝙡𝙥 𝙮𝙤𝙪𝙧 𝙛𝙖𝙢𝙞𝙡𝙮 𝙥𝙖𝙮 𝙤𝙛𝙛 𝙙𝙚𝙗𝙩𝙨. If anything were to happen to you, your family may have to deal with a car loan, or a credit card bill, or other types of loans. The payout from a life insurance policy can help your loved ones repay these debts.

👉 𝙄𝙩 𝙨𝙚𝙧𝙫𝙚𝙨 𝙖𝙨 𝙖 𝙨𝙖𝙫𝙞𝙣𝙜 𝙩𝙤𝙤𝙡. You should look at your insurance policy as your very own piggy bank. Apart from keeping a part of your salary safe, many policies will also allow you to borrow money against your insurance – which can help at times when you need to liquidate assets.

👉 𝙄𝙩 𝙥𝙧𝙤𝙫𝙞𝙙𝙚𝙨 𝙖 𝙛𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡 𝙨𝙖𝙛𝙚𝙩𝙮 𝙣𝙚𝙩. As an earning member of your family, your loss will not only hurt your family emotionally, but also financially. If you have a good life cover, your family will have a financial safety net to help them through their grief.

👉 𝙄𝙩 𝙞𝙨 𝙘𝙪𝙨𝙩𝙤𝙢𝙞𝙯𝙖𝙗𝙡𝙚. Depending on the kind of provider and policy you choose, you may be able to customize your plan to include any personal health problems or major illnesses. This offers you and your family greater protection.

👉 𝙄𝙩 𝙝𝙚𝙡𝙥𝙨 𝙮𝙤𝙪 𝙨𝙖𝙫𝙚 𝙤𝙣 𝙩𝙖𝙭𝙚𝙨. If nothing else, you should purchase insurance simply because you can get tax deductions on the premiums you pay.

👉 𝙄𝙩 𝙤𝙛𝙛𝙚𝙧𝙨 𝙢𝙚𝙣𝙩𝙖𝙡 𝙥𝙚𝙖𝙘𝙚. When you have insurance on your side, you know that you've done whatever you can to secure the financial future of your family.



https://www.hdfclife.com/

Looking for an affordable yet lots of benefits - health plan?

Message me now. 📩📩

Let's plan your future! 💛

PRECIOUS KATE LAZARO
Licensed Financial Advisor

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DO NOT SKIP LIFE INSURANCE

Tayong mga pilipino ang hilig mag-invest...
Pero ang tanong? Protected ba ang income and investment mo?

I mean, pag naaksidente or magkasakit ka ndi ba mauubos ang savings and investment mo?

Try our VUL products, 2 in one na sya, may LIFE INSURANCE and INVESTMENT NA.. ©️

Let's plan your future now!

Message me now. 📩📩

PRECIOUS KATE LAZARO
Licensed Financial Advisor

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Inflation Kills Your Savings, Don't Ghost That Financial Adviser Just Yet Why savings alone may not be wise.

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Let's not wait for the right time. Instead, let's start now and work for the bright future we deserve. ✨

Helpful Tips for you! 💯