Marianne Rondera - Financial Advisor
Life is full of surprises and uncertainties. Let's break the "bahala na" culture and know more about
We are one with Sun Life! π
Grind more!
Client: Baka naman mahal yan?
Baka hindi ko afford.
Baka hindi ko kaya.
Letβs end your βbakaβ today. Let me help you prepare for unexpected expenses in the future. Hanap tayo ng plan na pasok sa budget mo. Just send me a message today so that we could talk about it. π©
Face to face or online. Usap tayo.π»
Kaya mo! Kaya natin! Para sa ating sarili at mga mahal sa buhay!β€οΈ
Wishing you a successful Monday! God bless!
Buying insurance is a significant investment, and youβll want to invest wisely. So here are some tips to consider before making a decision:
Tip #1 - DECIDE HOW LONG COVERAGE YOU NEED.
Life insurance is designed to either last a certain period or a lifetime. If you only need insurance for a specific period, then consider the term. If, however, you need life insurance for as long as you live, consider permanent coverage.
Tip #2 - CALCULATE HOW MUCH LIFE INSURANCE YOU NEED.
You may talk to a financial advisor to help you calculate how much you will need.
Tip #3 - THINK ABOUT OTHER OBJECTIVES.
Ask yourself, "What are your financial goals?", "What do you like to achieve?"
Tip #4 - NAME A BENEFICIARY.
Your life insurance beneficiary is the person or entity who will receive the proceeds of your life insurance policy.
Tip #5 - TALK WITH A TRUSTED ADVISOR.
You need the help of an advisor to help you understand your insurance plan better.
If you need an expert, I can help. Send me a message for a free consultation.
Have a great Saturday everyone!
Paunti-unti, makakausad ka. Kaya mo. Kinaya mo. Kakayanin pa sa tulong at awa ng Dios. π
Kahit mahirap, kahit malayo pa, alalahanin mo na malayo na ang naabot mo. 'Wag kang susuko.πͺ
Thank you so much, my dear clients! Mas pagbubutihin pa. πͺ
π
Don't be afraid of failures. Use it as a learning tool to improve and be the best. Chase success without being afraid to fail. πͺπΌ
Keep on grinding!
π―
You have no idea how happy and fulfilled we are whenever we get to insure our friends - our closest and true friends. It's not just because we closed a sale, but it's more of that "achievement unlocked" feeling that these people we care about, finally appreciate the value of what we do.
Dear facebook friends, take time to listen to your Life Insurance Agent friends. They want nothing but to help, guide and protect you from uncertainties of life while you strive and reach for your goals.
The least thing we would want to happen is to receive a news informing us that a friend is in the middle of adversity and that same friend is the one who ignored us in the past.
Celebrate small wins. Enjoy din natin yun. ππββοΈπ
Mas mabuti pang focus tayo para mapaunlad pa ang ating sarili at makapagsimula ng ibang sources of income. Pls check this new online webinar: https://rfr.bz/f4i9gqj
Nothing can be compared to a role of a mother. To all mothers in the world, your priceless love towards your family deserves to be acknowledged everyday. May the Lord God guide you in all that you do. Sending hugs and love. π₯°
Everyday can be a mother's day. Napakadakila ng mga Ina para sa atin, hindi isang araw lang.β€
-BES
Thank you, my dear clients for trusting me as your financial advisor!
Just want to share my achievement this May for being the top 3 in App Submission. Salamat sa Dios!
Did you know?! π£
Be wise with your money.β¨
This 2022, one of your new year's resolutions should be to get out of debt by avoiding more debt.
Debt is like an anchor that prevents you to do the things that you love to do. Be financially independent by being debt-free.
Have a successful day today everyone!
Follow my social media pages for more tips like this:
Facebook:
Instagram:
If you still don't have insurance, then this is the best time to have one now.
2022 is the year of opportunities and wealth. Start your journey of financial independence this year. I can help.
Simply send me a message for a free financial consultation.
Your Financial Advisor,
Marianne β¨
What more can you ask for?ππ
Here are some money lessons from Team Kramer that might also work for us. β¨
Interested in saving tips? Message us now.π
Keep on going!πͺπͺπͺ
Choose to support. β¨
A slack hand causes poverty, but the hand of the diligent makes rich. β¨
Proverbs 10:4
πππ
π’ Today's Reminder :
π "Walang napakagandang buhay kundi yung lagi mong pag-asa ay ang magagawa ng Dios."
π» BES says ππ
Life is brighter when you are insured. βοΈ
Get a customized plan today.
β
No savings is too small. Save regulary. β¨
π "Nakita mo lang na masama ang ginawa niya, pero hindi mo alam yung puso niya."
π BES says π₯°
Get insured today!π
Who says only rich people can own life insurance?
The truth is, everybody can. Remember, no savings is too small.β¨
How? Just send me a message or leave a comment below. π
-to a brighter future πͺ
It may seem difficult but nothing is impossible with perseverance and full trust in what God can do. An endless thanks to my ever-wise clients. To God be the glory! π
To your saving journey,
The power of delaying gratification β¨
You can never go wrong with Insurance. β¨
Hi, dear clients (and future ones)! I am sharing with you this award. Thank you for choosing Sun Life. Cheers to more years of partnership.πβοΈ
Yung iPhone, hinuhulugan.
Yung load, ginagastusan.
Yung lotto, tinatayaan.
Yung birthday, pinaghahandaan.
Yung handa sa fiesta, ipinapangutang.
Yung panigarilyo, pinaglalaanan.
Yung pagkain sa labas, nabu-budgetan.
Yung bayad sa Netflix, hindi nahirapan.
Yung utang sa bombay, nababayaran.
Yung bayad sa Shopee at Lazada, napaghahandaan.
Pero bakit ang retirement fund, AYAW PAG-IPUNAN?
Mostly, ito ang common mistakes ng karamihan dahil ang retirement daw ay malayo pa, kaya saka nalang paghandaan.
Laging tandaan: "THE BEST TIME TO
PREPARE IS WHEN YOU DON'T NEED IT. "
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Gusto mo ba ng sulit at sigurado?
Meron kmi nyan!
Sun Smarter Life Elite Peso 10
Ito ay 10 year payment whole life insurance na merong GUARANTEED Cash Value and merong Guaranteed Anticipated Endowment Benefit.
Nagbibigay si Sun Life ng 8% GUARANTEED Cash Benefit on 6th year of the policy, and every 2 year thereafter until age 100.
Tandaan!
Magbibigay si Sunlife ng guaranteed 8% ng face amount on 6th year of the policy kada 2 taon ang pagbigay hanggang tumanda ka until age 100. Diba ang ganda, may pension ka until you reach age 100.
β
Double ang face amount upon death of the insured
β
Meron syang GUARANTEED 8% na endowment benefit
β
Meron kang dividend (not guaranteed, projected 3%)
β
Great for child's educational fund from 0 to 10 years old
β
Ikaw ang bahalang ilipat sa anak mo ang cash benefit, until magka-apo ka, meron kang makukuha until age 100.
β
Depende sa laki ng face amount ang laki ng 8% endowment benefit na makukuha
β
Meron waiver of premium kapag namatay ang nagbabayad ng policy, ibig sabihin secured ang education ng bata kahit mawala ka sa mundo ng hindi inaasahan (God forbid), makakatanggap siya ng pera until age 100
β
Okay siya sa taong may hesitations sa VUL, kung hindi sila comfortable iinvest sa stocks ang pera nila
β
Perfect para sa mga taong sigurista
β
May paying period na 5 years or 10 years
β
Merong Accidental Death at Total Disability Benefit
πππ
For example if you have
1,000,000 face amount..
8% is 80,000
Child: 0 year old
6th year : 80,000 + dividends
8th year: 80,000 + dividends
10th year: 80,000 + dividends
12th year: 80,000 + dividends until 100 years old π π π
Eh paano kung 2,000,000 face amount
8% is 160,000 + dividend on the 6th year, 2 years thereafter until age 100 π π π
*** The lowest face amount allowed is Php 200,000
***Pwede mong ipunin ang pera and leave it to accumulate
***Kahit saan pwede mong paggamitan ang pera (House & Lot, Travel Goals, Kidsβ Education, Retirement, etc.) Itβs YOUR money π
*** You can use the money as pension
Want to know more?
Send me a messageπ
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PAY ME FOR 10 YRS AND I'LL PAY YOU FOR LIFE! π
Pay for 10 years and get insured until age 100, whatβs more interesting is starting on the 6th year you will be receiving PHP 80,000 guaranteed cash benefit every two years until age 100.
You will also receive dividends on the first year of your policy until age 100!
Basically a lifetime! π
Send me a message and GET A FREE QUOTE TODAY!
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For 10 years and counting, our clients made us the #1 life insurer in the country. But our legacy lies in being a dependable partner of Filipinos and their families - now and beyond lifetimes.
Allow us to share this tribute to the lifetime partnerships we have nurtured with Filipinos and their families: http://bit.ly/MgaKwentongKaakbay