Mindful Spender

It's been days since I added this layer to my meditation - reading quotations in the app "The Stoics." I didn't feel that I get much inspiration from it until I wrote a page in my journal. It gave me something to meditate on besides the bible, outside my own ideas. It brought me into a more mature way of appreciation. Thinking that what I'm reading are the words of philosophers and great personas, make me feel priviledged.
Here's something to replace your "Carpe diem."

Do something extraordinary today that you'll think that what you did loved to happen!
Have a good one!

Start being more open about how you feel.

If you’re hurting, give yourself the necessary space and time to hurt, but be open about it. Talk to those closest to you. Tell them the truth about how you feel. Let them listen. The simple act of getting things off your chest and into the open is your first step toward feeling good again.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start working toward 24 your goals every single day.

Remember, the journey of a thousand miles begins with one step. Whatever it is you dream about, start taking small, logical steps every day to make it happen. Get out there and DO something! The harder you work the luckier you will become. While many of us decide at some point during the course of our lives that we want to answer our calling, only an astute few of us actually work on it. By ‘working on it,’ I mean consistently devoting oneself to the end result.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start accepting things when they are less than perfect.

Remember, ‘perfect’ is the enemy of ‘good.’ One of the biggest challenges for people who want to improve themselves and improve the world is learning to accept things as they are. Sometimes it’s better to accept and appreciate the world as it is, and people as they are, rather than trying to make everything and everyone conform to an impossible ideal. No, you shouldn’t accept a life of mediocrity, but learn to love and value things when they are less than perfect.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start noticing the beauty of small moments.

Instead of waiting for the big things to happen – marriage, kids, big promotion, winning the lottery – find happiness in the small things that happen every day. Little things like having a quiet cup of coffee in the early morning, or the delicious taste and smell of a homemade meal, or the pleasure of sharing something you enjoy with someone else, or holding hands with your partner. Noticing these small pleasures on a daily basis makes a big difference in the quality of your life.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start being attentive to your stress level and take short breaks.

Slow down. Breathe. Give yourself permission to pause, regroup and move forward with clarity and purpose. When you’re at your busiest, a brief recess can rejuvenate your mind and increase your productivity. These short breaks will help you regain your sanity and reflect on your recent actions so you can be sure they’re in line with your goals.

- Marc and Angel Hack Life - Practical Tips for Productive Living

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Hint: The ritual before a grand event

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Hint: A necessity at all times

Your goal is to get your dream house 5 or 10 years from now. And here you are saving even the cents of your money. That's fine, you're being desperate. Desperation is a good thing. It sets you to a headstart towards your goals.

I'd tell you what I suggest. Make the most of that desperation and invest your money in a VUL plan!

VUL (Variable Universal Life) is a plan that will give you both insurance with up to a maximum coverage and its benefits, and investment. Emphasis on the investment part as most of the premium you pay go to different types of investment markets like bonds, equity, stocks, etc. It might grow your money up to 10 times of the actual savings that you put in the bank.
VUL plan can be used for saving Emergency fund, Education fund, Retirement fund, or as pure savings for your goals.
Start saving atleast PHP1,500.00 per month for your dream house in a VUL plan!

Reminder!!!
Take time to check on yourself.You are important too. You matter too. 🌻

The goals that actually happen have deadlines.

"Your dreams are in your hands. Now bring them to life." 👊

At what age do you plan to retire? But that's not the real question here. It's "when will you be ready to retire?"

VUL (Variable Universal Life) is a plan that will give you both insurance with up to 1M pesos coverage and its benefits, and investment. Emphasis on the investment part as most of the premium you pay go to different types of investment markets like bonds, equity, stocks, etc. It might grow your money up to 10 times of the actual savings that you put in the bank.

VUL plan can be used for saving Emergency fund, Education fund, and Retirement fund.

Start saving atleast PHP1,500.00 per month for your retirement in a VUL plan! Your money says "if you save me today, I will save you tomorrow."

Hard truth, I know. But let’s face it. No one will love you as much as you love yourself.

No one will consistently tell you that you’re enough, except you. No one will be as patient to your flaws, as yourself. No one will build a retirement fund for you in time that you want to. No one will make your lifestyle healthy especially when you’re all grown up, except you.

We all want to live comfortably when we retire. Without worrying if your future children or grandchildren will/can support you. Plus, with the amount that you accummulated at that time, you might be able to give inheritance to them.

How much do you love your future self?

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Hint: Life stage when backpain starts

Start listening to your own inner voice.

If it helps, discuss your ideas with those closest to you, but give yourself enough room to follow your own intuition. Be true to yourself. Say what you need to say. Do what you know in your heart is right.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start helping those around you.

Care about people. Guide them if you know a better way. The more you help others, the more they will want to help you. Love and kindness begets love and kindness. And so on and so forth.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start forgiving yourself and others.

We’ve all been hurt by our own decisions and by others. And while the pain of these experiences is normal, sometimes it lingers for too long. We relive the pain over and over and have a hard time letting go. Forgiveness is the remedy. It doesn’t mean you’re erasing the past, or forgetting what happened. It means you’re letting go of the resentment and pain, and instead choosing to learn from the incident and move on with your life.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start looking for the silver lining in tough situations.

When things are hard, and you feel down, take a few deep breaths and look for the silver lining – the small glimmers of hope. Remind yourself that you can and will grow stronger from these hard times. And remain conscious of your blessings and victories – all the things in your life that are right. Focus on what you have, not on what you haven’t.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start cheering for other people’s victories.

Start noticing what you like about others and tell them. Having an appreciation for how amazing the people around you are leads to good places – productive, fulfilling, peaceful places. So be happy for those who are making progress. Cheer for their victories. Be thankful for their blessings, openly. What goes around comes around, and sooner or later the people you’re cheering for will start cheering for you.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Choose your HARD 🤔

Ano nga ba ang mas kailangan mo?? 🤔

Choose wisely‼️

Start competing against an earlier version of yourself.

Be inspired by others, appreciate others, learn from others, but know that compet- ing against them is a waste of time. You are in competition with one person and one person only – yourself. You are competing to be the best you can be. Aim to break your own personal records.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start giving new people you meet a chance.

It sounds harsh, but you cannot keep every friend you’ve ever made. People and priorities change. As some relationships fade others will grow. Appreciate the possibility of new relationships as you naturally let go of old ones that no longer work. Trust your judgment. Embrace new relation- ships, knowing that you are entering into unfamiliar territory. Be ready to learn, be ready for a challenge, and be ready to meet someone that might just change your life forever.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start entering new relationships for the right reasons.

Enter new relationships with dependable, honest people who reflect the person you are and the person you want to be. Choose friends you are proud to know, people you admire, who show you love and respect – people who reciprocate your kindness and commitment. And pay attention to what people do, because a person’s actions are much more important than their words or how others represent them.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start believing that you’re ready for the next step.

You are ready! Think about it. You have everything you need right now to take the next small, realistic step forward. So embrace the opportunities that come your way, and accept the challenges – they’re gifts that will help you to grow.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start giving your ideas and dreams a chance.

In life, it’s rarely about getting a chance; it’s about taking a chance. You’ll never be 100% sure it will work, but you can always be 100% sure doing nothing won’t work. Most of the time you just have to go for it! And no matter how it turns out, it always ends up just the way it should be. Either you succeed or you learn something. Win-Win.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start creating your own happiness.

If you are waiting for someone else to make you happy, you’re missing out. Smile because you can. Choose happiness. Be the change you want to see in the world. Be happy with who you are now, and let your positivity inspire your journey into tomorrow. Happiness is often found when and where you decide to seek it. If you look for happiness within the opportunities you have, you will eventually find it. But if you constantly look for something else, unfortunately, you’ll find that too.

- Marc and Angel Hack Life - Practical Tips for Productive Living

Start enjoying the things you already have.

The problem with many of us is that we think we’ll be happy when we reach a certain level in life – a level we see others operating at – your boss with her corner office, that friend of a friend who owns a mansion on the beach, etc. Unfortunately, it takes awhile before you get there, and when you get there you’ll likely have a new destination in mind. You’ll end up spending your whole life working toward something new without ever stopping to enjoy the things you have now. So take a quiet moment every morning when you first awake to appreciate where you are and what you already have.

- Marc and Angel Hack Life - Practical Tips for Productive Living