Money Queen
Welcome to Money Queen! Money Queen is geared to guide Filipinos with proper financial plan and appropriate money management strategy.
We cannot control what happens to us but we can always control how we respond. But even better, we can take action on how we prepare for the worst things that can happen -- like having a life and health insurance before we actually need it.
For your insurance and protection needs, just send us a message!
Just like a slingshot getting pulled before firing, your setbacks are preparing to launch you further than you can ever imagine!
Do you find yourself still struggling to save money even if you have a decent amount of salary? The problem might be in your spending habits or lack of planning.
It's an advantage to learn how to properly save first and spend what's left instead of spending first and saving what's left if there is any at all.
Follow our page for more financial tips and Send us a message for a free online financial planning!
Over-analysis can lead to paralysis! Your destiny is already set but it will never happen if you don't take action.
More people suffer financial problems not because of the lack of money, but because of the lack of knowledge where they put their money into. It always pays to be informed.
The Financial Planning Triangle is a simple tool that most financial planners propose to their clients. At the bottom of the pyramid are financial plans that should be in place regardless of what happens.
Self-education is self-empowerment 💕
Take risk!
If you win, you will be happy. If you lose, you will be wiser.
Still unsure how to make your first investment? Check your options below based on your risk appetite!
For questions and detailed discussions, type RISK down the comments or send us a message directly! We'll be happy to assist you 😊💕
"Look at a man the way he is and he only becomes worse, but look at him as if he were what he could be, then he becomes what he should be."
-Johann Wolfgang von Goethe
How we see ourselves becoming is more important than how we and other people see ourselves now.
Many generations have "survived" with this kind of strategy, only to give birth to more problems that get passed on to the next. Let's change that now by making our goal not just to survive but to thrive.
Life is too short for you to be just watching from the bleachers. You might as well go out on the field and have a great time.
Make something happen today! Happy Monday!
They say information is the new currency and if you invest in enough information, it can take you a long way in life.
If you need to know anything about your finances, send us a message.
In this age, you don't have to carry all the financial responsibilities for your family. That is why insurance exists, not to burden you more but to share the weight you carry with you.
Message us so we can help you get started! 💞☀️
If we manifest in our mind that we already received what we want and be grateful for it, the universe will find a way to make it happen in reality. Just believe and it will happen!
Getting insured doesn't mean you are ready to die. It means you feel safe knowing that when your time comes, you're going to leave a legacy for your loved ones.
All the breakdowns you've been through in 2021 will propel you for all the breakthroughs this 2022. Just keep moving forward!
Nothing worth having comes easy. So be careful of "easy money" opportunities because anything acquired easily can also get lost easily.
Let us help you build a strong financial foundation today.
Always be mindful of what you choose to listen from your environment especially from people because it shapes who you are and what you become. Never let other people's opinion of you become your reality.
A great speaker once said, "When you fall down, try to land on your back because if you can look up, you can get up!" True enough, when you feel down, there's no way but up!
Keep going, your breakthrough is near.
Keeping your money in the bank is like you in your comfort zone— safe but not growing. The first step of investing is learning how to do it right, if you skip it and throw your money into any risky platform, hoping to hit the jackpot, it's not investing but just merely gambling.
Talk to us today so we can teach you how to safely invest and grow your hard-earned money.
Intelligence doesn't only mean having good grades or saying wise words but it also means being able to prepare ahead for any unforeseen circumstances and being open to new ideas that can help adapt to any changes.
Some employees say, "I don't need an extra insurance because I have it from my employer." But the reality is we won't be working forever. Some even lose the ability to work before reaching retirement age. When we lose our job, we also lose the insurance policy from it.
So it's good to have an exit plan especially if we also aim to retire early and enjoy the rest of our life being financially free!
Message us and so we can help you secure your future!
Earlier generations used to keep their cash in a stash for convenience, not knowing that it depreciates due to inflation. It's like money is walking out of their stash everyday without them knowing. On the other hand, some people were having a hard time to save because they are just earning enough and has no extra cash. No matter what is our situation, there will always be a way to get out of it. Every problem has a solution. You just have to be creative enough to find it.
Send us a message today to help you start saving the right way!
Whoever pays your hospital bills (family, lender, or even yourself), time will come that you have to pay them back and that can result to more problems than you already have.
You can avoid that by paying early before you need it and you can even get more than what you pay for. That's what having insurance can do for you!
If you want to know more about how to prepare for the worst and get the best, send us a message today!
"If you fail to plan, you plan to fail." - Benjamin Franklin
A lot of retirees struggle with finances not because they don't have jobs anymore and not even because they don't have children to support them. It's simply a matter of lack of preparation from their early years that resulted in present consequences.
Share with us how and when you want to retire and let us help you plan ahead!
Do you have a planned budgeting rule for your income and expenses? If not, you can try this basic budgeting strategy and you'll be surprised how much your finances will improve!
Share in the comments below your budgeting strategies or message us if you want to plan your finances and change your life!
Statistics say that every average Filipino family is one hospitalization away from getting bankrupt.
So it's always better to get help even if you don't need it yet compared to when it's already too late.
Send us a message and let us help you prepare to protect your families from financial loss!
It's never too late to be part of the 23% and it all starts with getting the right information.
Send us a message to know more about the benefits of getting insured as early as now!
We know it's always worth waiting for your yearly bonus because you can spend it with things that you want NOW. (i.e., gadgets, clothes, etc.)
But when you choose to put your hard earned bonus into an investment that can make it grow after a little while, you can then spend it for the things you want MOST - time and financial freedom.
Don't hesitate to send us a message and let us help you get started in choosing the right investment for you! 🥰
Can the way we think about ourselves and our abilities affect our lives? Definitely.
The way we think about our intellect and talents affects not only how we feel, but also what we achieve, whether we cling to new habits, and if we move on to develop new skills.
Many people have found it useful to comprehend this phenomenon through the binary concept of fixed mindsets and growth mindsets, which was first proposed by psychologist Carol Dweck. You may be able to challenge yourself and take particular measures to develop and achieve more than you previously thought possible if you establish a growth mindset. In this infographic, you can see the differences between a fixed mindset and a growth mindset.
Where do you see yourself, at 98% or at 2%?
Save your money. You'll need twice as much as money in your old age as you think.
Will you have enough money for retirement? Message us for guidance in planning your retirement fund 🥰
Fears when confronted become your path to success.
Most jobs try to entice you with the promise of increased financial wealth. This is the type of wealth that most individuals in our society desire. Understanding the many sorts of wealth is critical. If you weren't aware, you could spend your entire life attempting to obtain financial or social success, only to discover afterwards that you sacrificed other types of wealth in the process.
Your 20s are a time when you're working out your life plan. You're technically an adult, past the innocence of your adolescence but not yet fully immersed in the duties of adulthood. You're full of enthusiasm and possibility as you take the first steps toward your future. But you're also at an age where life's uncertainties and heartbreaks can leave you feeling depressed and exhausted. So, how can you deal with all of these ups and downs and set yourself on the path to a meaningful and satisfying life?
If you are already familiar with the difference between saving and investing, you may now be thinking about what and where to invest. Are you ready?
While the variety of investment available can be overwhelming at times, the truth is that you don't have to be a financial expert to be successful at it.
However, as Warren Buffet puts it, "risk comes from not knowing what you're doing," so knowing the fundamentals is vital.
To avoid the common pitfalls, here are the top five things to think about before you start investing!
If you want to know more about investments in general (i.e. stocks, real estate, etc.), feel free to send us a message and we'll be glad to assist you 🥰
If you're thinking about buying mutual funds or deciding how to invest your hard-earned money, you might be concerned about the many types of mutual funds. If you don't understand the differences between the four funds and how they might help you accumulate wealth, deciding how to allocate your money can be difficult.
Even if you understand the distinctions among them, you must still exercise caution when selecting a fund. Long-term growth, rate of return, and fees associated with each fund should be compared too.
Read on for our breakdown of the four types of mutual funds and the benefits and drawbacks of each.
For assistance on which fund suits you best, feel free to send us a message!
"I’m too busy", "I’m bad at math", and "My expenses are constantly changing…"
You've probably heard or used these excuses before. But the truth is budgeting is necessary even if we don't want to do it.
Why? Do you have an emergency fund to cover unexpected events? Do you have enough money saved in case of another recession or economic crisis?
If not, you should start planning the budget you'll need to get ready.
For guidance in budgeting, kindly send us a message!
Saving money consistently have always been a challenge to some people. This step-by-step guide n how to save money can help you get started through a simple and realistic strategy, so you can achieve your short-, mid-, and long-term savings goals.
For more information, feel free to send us a message!