Rita Lopez: License Financial Advisor

10 FINANCIAL ADVICE from Chinkee Tan

1. Huwag kang bumili nang mamahaling cellphone. Dahil laging may bagong lalabas na new model na mas higit pa sa nabili mo. 📱

2. Huwag kang mangungutang para lang may maipagyabang. Kung mangungutang ka man, gamitin mong puhunan sa negosyo para lumago 💼

3. Huwag kang masilaw sa mga naka-sale o free delivery. Kahit gaano pa kamura yan, sayang lang kung itatambak mo at hindi mo magagamit.

4. Huwag kang bumili ng bagay na hindi mo pa afford. Pag-ipunan mo ito hanggang sa kaya mo nang bayaran in cash. Sayang ang interes kung ipapangutang mo lang 👔

5. Ipunin mo ang pera kahit pabarya-barya. Kapag pinagsama-sama mo yan malaki ang maiipon mo kaysa wala. Tandaan na walang isang libo kung kulang ng piso. ⌚

6. Huwag kang mamasyal kung ipapangutang mo lang. Pag-ipunan mo muna ang travel fund. Mahirap mamasyal nang may inaalalang utang dahil hindi ka mag-eenjoy. 👙

7. Huwag ka munang bibili ng kotse kung hindi mo ito pagkakakitaan. Lalo na kung wala kang parking space. Tandaan na nagde-depreciate ang value nito pagtagal🚗

8. Huwag kang bibili nang bahay kung hindi mo pa afford bayaran. Dapat ay may budget ka pa rin sa mga appliances at iba pang expenses. Maraming bayarin bukod sa bahay 🏫

9. Needs = Mga bagay na kailangan mo para mabuhay nang maayos. Wants = Mga bagay na kahit wala ang mga ito ay mabubuhay ka naman. Kaya laging unahin ang needs over wants.

10. Tandaan na hindi masama kung ikaw ay maging Kuripot dahil ang pera mo ay hindi pinupulot 🗂️

CCTO Idol Chinkee Tan 😊

Successful Client Revisit❤️

Congratulations for continuing your Sun Life Insurance. As Breadwinners of the family it's our responsibility to protect our spouse and children for any uncertainties.💯

Reviewing our Sun Life Insurance is to remind us that this is not a waste of money.

Just setting aside P75/day this 24 yrs old father has a total of 2.8M benefits in Sun Life.

Good job daddy to your wife and child.👏

That includes:🫰

📍Life Insurance :700k
📍Total Disability Benefit: 242k
📍Accidental Death, Dismemberment and Disability Benefit: 350k
📍Critical Illness : 250k
📍Hospitalization Allowance : 1M
📍Savings after 10yrs :262k

Total of P2,804,000

Feel free to message me🫶

Sabi nung client namin; iniisip ko nga mga anak ko. Anung plan ang pwede sa kanila?

Gusto nio po yung 𝙋𝙖𝙢𝙖𝙣𝙖 𝙋𝙡𝙖𝙣?
Client: Sounds interesting… anu yun?
Me: May Guaranteed po na 8% 𝙋𝘼𝙔𝙊𝙐𝙏𝙎 𝙁𝙊𝙍 𝙇𝙄𝙁𝙀 at may 𝘿𝙞𝙫𝙞𝙙𝙚𝙣𝙙𝙨 𝙥𝙖𝙣𝙜 𝙪𝙥 𝙩𝙤 4% 𝙔𝙚𝙖𝙧𝙡𝙮.
Client: Hala ang ganda for Kids! 😯Gusto ko yan!💛

Palagi mong tatandaan na mahal ka ng Parents mo. Tell mo sa nanay mo o sa lola mo na kuhaan ka ng Elite. 🤗 This plan is for 3rd Generation Plan. For Parents, for the Child and for Child’s family in the future. Walang talo. 😊

Message me now 🥰

"𝗪𝗵𝗮𝘁'𝘀 𝘁𝗵𝗲 𝗯𝗲𝘀𝘁 𝘄𝗮𝘆 𝘁𝗼 𝗽𝗿𝗼𝘃𝗶𝗱𝗲 𝗳𝗼𝗿 𝗺𝘆 𝗳𝗮𝗺𝗶𝗹𝘆 𝘂𝗻𝗱𝗲𝗿 𝗮𝗻𝘆 𝗰𝗶𝗿𝗰𝘂𝗺𝘀𝘁𝗮𝗻𝗰𝗲𝘀?"

If your family depends on you for financial support; to enjoy a decent standard of living, then please spend 2 minutes of your time reading this.

𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 is the key to you being able to focus on the important things in life because it will ensure financial security for you and your family, should anything unfortunate happen.

If you're unclear about which insurance is important.
I have a very simple structure to it. It all boils down to 4 Insurance Products:

✅ 𝗟𝗜𝗙𝗘 𝗖𝗢𝗩𝗘𝗥𝗔𝗚𝗘 - This product is specifically designed to protect your beneficiaries financially when you are not there anymore.

✅ 𝗜𝗡𝗖𝗢𝗠𝗘 𝗣𝗥𝗢𝗧𝗘𝗖𝗧𝗜𝗢𝗡 - If you are unable to work due to illness, the insurance company will compensate for your loss of income.

✅ 𝗥𝗘𝗧𝗜𝗥𝗘𝗠𝗘𝗡𝗧 𝗣𝗟𝗔𝗡𝗡𝗜𝗡𝗚 - A proper retirement plan is to ensure that you receive a consistent flow of income when you retire.

✅ 𝗘𝗗𝗨𝗖𝗔𝗧𝗜𝗢𝗡 𝗣𝗟𝗔𝗡𝗡𝗜𝗡𝗚 - This is a great way to grow your money across time so when your kids are old enough to go to college, they will be able to leverage on this sum of money.

Once you have all these in place, it provides you and your family peace of mind. These are the best gifts for you and your family during the holiday season!

Remember, 𝘁𝗵𝗲 𝗯𝗲𝘀𝘁 𝘁𝗶𝗺𝗲 𝘁𝗼 𝗯𝘂𝘆 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 𝘄𝗮𝘀 𝘆𝗲𝘀𝘁𝗲𝗿𝗱𝗮𝘆. It is always better to start early and be prepared in case something happens.

Message me to know more ✨✨✨

Sa mga nakapag first salary ng January hindi pa ba kayo mag papa Insured?🤨

Ano na ??
Platinum ulit si Sun Life among the rest.😏

🙄
🫢
😌
🤗

✨ PLATINUM ✨

YES! Sun Life bags highest honor in trusted brand awards 😮😮😮

For the fourth year in a row, Sun Life of Canada (Philippines) Inc. was bestowed the highest honor in the Trusted Brand Awards, bagging the Platinum Award in the Life Insurance category 👏👏👏

🔑 If you are looking for the BEST Insurance and Fund Management company for your financial security, Be a Sun Lifer soon. Let me help you today. DM me now.

Sources: https://www.manilatimes.net/.../sun-life-bags.../1841427
https://www.trustedbrands.asia/phili.../showcase/sunlife.asp

Hello! My name is Sun Smarter Life Elite Peso 10.
You can pay me for 10 years, and I will pay you FOR LIFE GUARANTEED! 💛

Client: 35yo, OFW. Same policy. After 6yrs she will be able also to get the guaranteed cash benefits equivalent to 8% of her policy face amount. Imagine, lifetime sya makakatanggap ng guaranteed cash benefits until age 100!! So, pinagiipunan nya tlaga ito kasi hindi nman lifetime na magwwork si client sa ibang bansa. Pagdumating ang araw na mag stop or mag retire na si client, meron siya inaasahan na guaranteed cash benefits sa insurance policy nya na will serve as her retirement fund. 💪🏼

The best way to invest in life insurance is now. Doing it later will only cost you a lot. Also, we don't know the unforeseen events that may happen. Sabi nga, "Mas mabuti ng sigurado." 😉

Maniwala ka! It's worth it! 💛

Send me a message for a free consultation. 💛 🙂

2023 Cedar Branch Strategic Sales Planning

Welcome to all future clients this year.❤️

Do you want to have partner for Life?🫶

Nothing comes easy. But anything is possible, especially when you have a . 💛

Doon lang tayo sa totoo....
Mamili ka na🤨

Huwag ka lang umasa sa SSS dapat kumpleto yan, Insurance, Investment, Savings, Business at etc....💯

Sa isang malubhang sakit lang ubos ang pinag hirapan mo. Huwag mo na hayaan pag pasa pasahan ka.😳

Kaya mag pa Insured ka na.😌
Darating ang araw mag reretire ka din.🧓🧑‍🦳

Client: Hindi ako naniniwala sa Insurance.

Me: Mr. Client diba may kotse ka?

Client: Yes

Me: May spare tire kang dala?

Client: Yes

Me: Bakit ka may dala?

Client: Baka ma-flatan ako eh.

Me: Alam mo kailan ka maf-flatan?

Client: Hindi.

Me: Gusto mong ma-flatan gulong?

Client: Syempre hindi!

Me: Kapag na-flatan ka, anong mas gusto mo, may spare tire ka or wala?

Client: Syempre meron.

Me: Parang ganun lang ang insurance. Hindi mo pa gustong mawala. Hindi mo rin gustong magkasakit, ma-disabled, ma-aksidente at ma-confine. Pero kasi hindi natin alam kung kelan yang mga yan mangyayari eh. At kung sakaling mangyari ang isa sa mga yan anong mas gusto mo? Handa ka o Hindi?

Client: Syempre yung handa ako.

Me: Oh halika pumirma ka dito ✍ nanggigigil ako sayo!🤣🤣🤣

Kidding aside, ang moral lesson is dapat Insured ka tulad ng car mo. That's being prudent and wise. 👌

Nung bumili ka ng condo sure ka na protected. 🤨

Dapat ganun din si owner. Yun ang gamit ng Insurance 100% protected.💯

Insurance is Life Saver.

It saves money.
It saves emergencies.
It saves family.
It saves " YOU"

Naalala mo nung kumuha ka ng first car mo na 20K monthly, yung cellphone plan mo na 3,000 per month, yung refrigerator mo na kinuha na 4,000 monthly, yung tv mo at washing machine na 5000 monthly.

Ang mindset mo kakayanin mo.
Kaya natapos at kinakaya mo. 💛

Yung life insurance na 50-100 pesos a day - ang mindset mo ang mahal. Kaya until now hindi ka pa rin insured.

I feel you! Nung 28yo ako, ang mahal din ng tingin ko sa 2,000 monthly. Ayun, hinayaan ko mag-lapse!

Ngayong 30 na ko, mas tumaas na ang premium payment kasi nga tumatanda na ako.

Pero so far ay di pa ko nagkakaron ng late payment kasi nag-iba na yung mindset ko sa pagbabayad ng insurance. Syempre, nakita ko na rin ang importansya nito!

Iilan lang po sila sa mga clients ko naka 1yr , 2yrs at 3yrs na pero patuloy na may protection at nag iipon para sa future nila.

Kaya tama yung sinasabi nila na, “mindset ba, mindset!” ☺️☀️💛

©️Pinay Budgeteer

Actually may point nmn, pero baka makatulong din sa'yo to 😊

One of my prospects say this to me “May insurance naman ako sa current company ko eh.”

This is one of the reasons bakit hindi PRIORITY ng ibang employed ang kumuha ng personal protection plan.

But:
❌What if, si employee becomes critically ill and exceeded his HMO limit? Will the company cover their entire hospital bills?

❌What if, an illness or an accident prevents the employee from fulfilling his work? Will they still be able to keep his job?

❌What if, an employee resigns or got laid off? Are they still qualified for the company benefits?

❌What if, the company provided benefit is minimal coverage only? Will it be enough to cover the needs and secure their family’s future?

So paano na, bes? 🤔

✅This is why we NEED to get our PERSONAL protection plan.

✅Because we will not be an employee forever. 💯

𝘾𝙝𝙤𝙤𝙨𝙚 𝙩𝙤 𝙗𝙚 𝙋𝙧𝙤𝙩𝙚𝙘𝙩𝙚𝙙 𝙖𝙣𝙙 𝙁𝙞𝙣𝙖𝙣𝙘𝙞𝙖𝙡𝙡𝙮 𝙋𝙧𝙚𝙥𝙖𝙧𝙚𝙙!

(ctto)

Protect your life.❤️

Alarming.🤔

State-run PhilHealth's actuarial life wouldn’t extend beyond 2027 even with funding from two government agencies, its officer-in-charge warned.

READ: inq.news/PhilHealth-2027

You must save for your retirement when you are still young.💯

We hold on together😍

https://m.facebook.com/story.php?story_fbid=113434461496353&id=103278855845247

Doon ka sa numero uno.😌

Pagdating sa insurance don tayo sa sigurado. #1

Aminin natin. Aminin natin na hindi enough ang SSS for retirement. Aminin natin na hindi enough ang PHILHEALTH kapag nag karoon ng emergencies.

Mas maging advance ka mag plano sa buhay.

Paano ka ba mag handa para sa kinabukasan???

Bought these grocery items about 2 months apart. Check out how the price has increased in just a short time!

Since the food items are increasing at a faster rate due to , I have been cooking more at home and eating less in reataurants. Preparing food at home and eating less outside can help you offset the rising cost of living.

CTTO Randell Tiongson

𝐒𝐇𝐎𝐔𝐓𝐎𝐔𝐓 𝐓𝐎 𝐀𝐋𝐋 𝐁𝐑𝐄𝐀𝐃𝐖𝐈𝐍𝐍𝐄𝐑𝐒

𝐖𝐡𝐲 𝐝𝐨 𝐲𝐨𝐮 𝐧𝐞𝐞𝐝 𝐥𝐢𝐟𝐞 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞?
Kasi kaya ka nagta-trabaho dahil sa pagmamahal mo sa pamilya mo, you are providing their needs and wants. At kung dumating man ang oras na mawala na tayo sa picture, tuloy-tuloy pa rin ang income na pino-provide mo thru life insurance.

𝐁𝐚𝐤𝐢𝐭 𝐦𝐨 𝐧𝐚𝐦𝐚𝐧 𝐤𝐚𝐢𝐥𝐚𝐧𝐠𝐚𝐧 𝐧𝐠 𝐡𝐞𝐚𝐥𝐭𝐡 𝐢𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞?
Dahil ang sakit pwedeng dumapo sa kahit sino at sa di inaasahang oras. Kung sakaling ikaw yun, sino ang inaasahan mong tutulong sa’yo to pay for the hospital bills kung ikaw lang ang nagta-trabaho sa pamilya mo? Paano kung di kasya ang ipon mo? Paano ka pa makakapag-trabaho? Yung health insurance ang tutulong sayo.

𝐒𝐞𝐩𝐭 𝟎𝟏 𝐧𝐚, 𝐛𝐚𝐤𝐚 𝐲𝐨𝐮 𝐰𝐚𝐧𝐭 𝐭𝐨 𝐦𝐚𝐤𝐞 𝐚 𝐛𝐫𝐢𝐠𝐡𝐭 𝐦𝐨𝐯𝐞 𝐭𝐨𝐝𝐚𝐲! ☀️

ctto : Terence and Lizette

Thank you for choosing Sun Life protection Sir.❤️❤️❤️

A breadwinner is deserve to be Insured 🥰

What is your "Intensions"?

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CONGRUENCY is the key.❤️

Do this and you will achieve possible VS impossible. From, bronze, silver and I am now gold medallion awardee.

🥉 President's Month "Bronze Medallion
🥈 Love Month "Silver Medallion
🥇 Summer Campaign "Gold Medallion

Despite of being a full time mom, a business woman, a student and having a different side hustles. I still manage to be on track.🥰

It is always fulfilling to acknowledge all of your hard work and be able to help clients to build a better financial foundation thru Sun Life Plans.😌

Thank you to all of my clients that invested time, effort, trust and believing in me.
Thank you to all of you.❤️

Delayed gratification works until you fulfill all your dreams in life.😊 Go forward lng.❤️