Ma Luzel Cabales Alvarez
Your Financial Advisor
"๐ฝ๐๐๐ ๐๐ผ ๐๐ผ๐๐ ๐๐๐๐๐๐๐ฟ ๐๐๐๐๐๐๐๐ ๐ผ๐๐"
( linyahan ng mga clients ko palagi ๐ฅฐ )
Lahat naman tayo ay tatanda.
Ang kinaibahan lang,
๐yung iba ay handa.
๐nag-ipon para sa gagastusin nila.
๐ฅฐkumuha ng INSURANCE kasi alam na pagdating ng araw, hindi na ganun katibay ang source of income.
Alam din nila na hindi sapat ang pension lang.
At lahat tayo ay may hangganan ang lakas at buhay.
Ikaw? Handa ka ba saโyong pag-tanda?
TANDAAN, SA PANAHON NGAYON, LAMANG ANG INSURED.
DM is the Key ๐ฉ๐ฉ๐ฉ๐ฉ๐ฉ
๐๐ฒ๐๐ ๐ฆ๐ฒ๐น๐น๐ฒ๐ฟ: ๐๐๐ ๐๐๐ฌ ๐๐จ๐ก๐๐๐!
๐ฝ๐ ๐๐ค๐ข๐ข๐๐ฉ๐ฉ๐๐ ๐ฉ๐ค ๐ฉ๐๐ ๐๐ช๐ฉ๐ช๐ง๐ ๐ค๐ ๐ฎ๐ค๐ช๐ง ๐๐๐ข๐๐ก๐ฎ.
Below is a sample computation not just for you but for your entire family's protection, may kasama pang savings and investments. ๐คฉ
This is a sample of a ๐ฉ๐จ๐ ๐๐๐ ๐๐๐ฌ ๐๐จ๐ก๐๐๐.
The more you start now, the more withdrawable savings for you and your family members. Peace of mind and financial security achieved!
๐ฉ Message me for financial consultation.
I'm about to sing again, you still have no insurance. ๐คญ
๐จ๐๐๐๐๐๐ ๐ท๐น๐ผ๐๐๐๐ ๐
๐๐๐๐๐๐๐๐
๐ฅบ๐๐ป
From a month old policy worth 6,000 pesos to a 2-million peso-legacy. ๐ซถ๐ผ
๐ฐ๐ ๐๐๐๐ ๐๐๐'๐ ๐๐๐๐, ๐๐๐๐ ๐ฐ ๐
๐๐'๐ ๐๐๐๐ ๐๐๐๐ ๐๐ ๐๐. ๐ฅนโฅ๏ธ
Future secured โ
Educational fund secured โ
Insure all members of our family. Not just the breadwinners.
1) We dont know who will get sick next.
2) There will be a big financial impact and financial loss regardless of who gets sick.
What's good w/ VUL is that its money anytime. In the form of CLAIMS when something happens. FUND VALUES if nothing happens.
When u get a Pru VUL, you-
1) Insure to be sure- PROTECT
2) Get to save- SAVE
3) Grow ur funds- INVEST
Ano ang lugi mo???
Na magpa insure kana ๐๐คฉ
Sa halagang P100/day pwede ka ng magkaron ng 3M life insurance!
Ano na nga lang ba ang magagawa ng P100 nowadays? Kulang pa pang kape sa labas, or pamasahe papunta sa mall, pambayad ng food sa restaurants? Or pang bili ng cravings mo?
Start saving now so you can reap it later. โค๏ธ
How do we calculate for your monthly premiums?
Age + coverage + health = premium. Mas bata, mas mura, mas malaki coverage.
Message me to know more.
Benefits payments is life insurance + fund values.
7B benefits paid by your #1 life insurance company. January-March 2023.
For every life, for every future โค๏ธ.
This is PROOF that we pay, that life insurance works, that we deliver our promise. โบ๏ธ
The same concept of buying a value meal sa mga fast food chains applies to having a VUL.
Kapag bumibili ka ng fastfood, rather than buying everything separately, we go for the combo meals. Una, kasi disocunted yung price at pangalawa, we get to have many things all in one.
In VUL, you can also hit two birds with one stone. Una, grow your money with investment. Pangalawa, you are safe and protected with an insurance plan.
Wanna start your own VUL Plan? MESSAGE ME!
Why PRU PAA policy is one of the best, if not the best VUL plan?
1 Policy, Multiple Benefits!
Benefits of Insurance Protection
Benefits of a Disciplined Savings Program
Benefits of Hassle Free Saving for the future
Benefits of Potential Fund Growth through investment
Benefits of a dedicated Servicing Agent
And that's you! ๐๐คฉ
๐
๐๐๐: ๐๐๐ฉ๐๐ค๐ ๐ฆ๐๐ก๐๐ฅ ๐ฆ๐๐ ๐ค๐๐ฌ๐๐ค๐ข๐ญ ๐ฌ๐ ๐๐ข๐ง๐๐ฌ!
"Zel, bata pa ko"
"Zel, healthy ako at malakas na malakas ako"
"Zel, kung sakali naman magkasakit ako, may HMO ako, may SSS, at Philhealth pa ko"
"Zel, may pera naman kami ng pamilya ko"
Bukas kaya healthy ka pa? After 10 years bata ka pa ba? Sa mahal ng hospital bills, enough ba yung HMO, SSS and Philhealth mo to cover medical bills? Yung yaman ba ng family mo di mauubos? Paano pagsabay sabay na?
Life is uncertain. There are things that are inevitable. Ayaw naman natin siguro na kung kailan nandyan na, tsaka palang tayo maghahanap ng solusyon, diba? Siguradong ayaw mo rin maging financial burden sa family mo. ๐
It's about time na protektahan mo sarili mo, mga inipon at pinaghirapan po lalo na future mo at ng family mo. Wag mo hayaang mawala in one snap lahat nang naipundar mo. ๐ซฐ๐ป
Consult your trusted life insurance agent now. Consult pa lang naman. Send me a message. ๐
๐ ๐๐ฆ ๐๐ง ๐๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐๐ ๐๐ง๐ญ โค๏ธ
I am an insurance agent. I sell insurance plans.
I sell something you donโt need at the moment and
hope that you wonโt have to use it in the near future.
I am an insurance agent.
I sell a promise of financial protection
when rough times happen.
I sell plans that provide money when you need it the most...
When youโre struck down by a critical illness...
When you can no longer work because of disability...
And when you are no longer around, a plan that will switch to your place and provide money for food, shelter, clothing, and the things you would want to provide for your family.
I am letting you know.
I am an insurance agent and I am proud of it. ๐คฉโค๏ธ
Ma. Luzel Alvarez
Assistant ๐๐ง๐ข๐ญ ๐๐๐ง๐๐ ๐๐ซ
๐๐ซ๐ฎ๐ฅ๐ข๐๐ ๐๐ | BLACK ORCAS LIA
Why PRU PAA policy is one of the best, if not the best VUL plan?
1 Policy, Multiple Benefits!
Benefits of Insurance Protection
Benefits of a Disciplined Savings Program
Benefits of Hassle Free Saving for the future
Benefits of Potential Fund Growth through investment
Benefits of a dedicated Servicing Agent
Guys, kapag may nag chat po sa inyo na gamit itong account ko at inaalok po kayo ng INSURAVEST PLAN ni Pru Life UK,
Wag ka po mag alala AKO parin po yan, pareply nalang po ha. Salamat! ๐๐
๐๐๐๐๐๐ผ๐๐พ๐โฃ๏ธ ๐๐๐ฃ๐๐ ๐ข๐ค ๐ฅ๐ ๐ฃ๐๐ข๐๐ฃ ๐ฉ๐๐ก๐๐๐ ๐ ๐๐๐ก๐๐ฃ๐๐๐ฃ. ๐๐๐ง๐ค ๐๐ฃ๐ ๐ฉ๐๐ฃ๐ค๐ฃ๐ ๐ ๐ช๐ฃ๐ ๐ ๐๐๐ก๐๐ฃ๐๐๐ฃ๐๐ฃ ๐ข๐ค ๐ฃ๐, ๐ข๐๐ ๐๐ ๐ช๐๐ ๐ ๐ ๐ฅ๐ ๐ ๐๐ฎ๐?
๐งฏHindi ka pwedeng kumuha ng ๐๐ถ๐ฟ๐ฒ ๐ถ๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ kapag sunog na yung establishment mo.
๐ Hindi ka pwedeng kumuha ng ๐๐ฎ๐ฟ ๐๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ kapag nabangga na yung sasakyan mo.
๐ท Hindi ka pwedeng kumuha ng ๐๐ฒ๐ฎ๐น๐๐ต ๐๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ kapag may sakit ka na.
โฐ๏ธ At mas lalo namang hindi ka na makakakuha ng ๐๐ถ๐ณ๐ฒ ๐๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ kapag kailangan mo na.
Ang ๐๐ถ๐ณ๐ฒ ๐๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ, kinukuha talaga siya HABANG DI MO PA ITO KAILANGAN.
๐ฟ๐๐โ๐ ๐ฟ๐๐๐ผ๐ ๐๐๐๐ ๐๐๐๐๐๐ผ๐๐พ๐! ๐๐๐โ๐๐ ๐๐๐๐๐ ๐๐๐๐ ๐๐๐๐ ๐๐๐โ๐๐ ๐๐๐๐๐ผ ๐๐๐๐ฟ ๐๐.
Start yours today !!! Message me for more info ๐
Ma. Luzel Alvarez
Associate Unit Manager
Financial Advisor
๐๐ซ๐ฎ ๐๐ข๐๐ ๐๐
๐๐ก๐ฆ๐จ๐ฅ๐๐ก๐๐ ๐๐ข๐ฅ ๐ง๐๐ ๐ช๐๐ข๐๐ ๐๐๐ ๐๐๐ฌ?
Pwede pala โyon? ๐๐๐!!! โ
๐๐๐๐ ๐จ๐ ๐ญ๐ก๐ ๐๐๐ฆ๐ข๐ฅ๐ฒ? DAPAT INSURED KA.
๐๐จ๐ซ๐ค๐ข๐ง๐ ๐ฆ๐จ๐ฆ/๐๐จ๐ฎ๐ฌ๐๐ฐ๐ข๐๐? DAPAT INSURED KA.
๐๐จ๐ซ๐ค๐ข๐ง๐ ๐ก๐๐ซ๐ ๐๐จ๐ซ ๐ฒ๐จ๐ฎ๐ซ ๐๐ก๐ข๐ฅ๐โ๐ฌ ๐๐ฎ๐ญ๐ฎ๐ซ๐? INSURED na, may SAVINGS pa si baby.
Life insurance is LOVE assurance for your family. Our family matters the most, so don't settle for less. Make the most out of it! ๐
Message me to get started. We can customize a plan depends on your budget! ๐ฅฐ
Start your Family Bundle Insuravest plan this 2024! ๐ฉ
"๐๐ฑ๐๐๐ฅ๐ฅ๐๐ง๐๐ is not being the best; it is doing your best."
Your Trusted Financial Advisor for the month of April is...
๐
๐๐จ๐ฉ 3 ๐๐ง๐ฌ๐ฎ๐ซ๐๐ง๐๐ ๐๐ ๐๐ง๐ญ
๐
๐๐จ๐ฉ 3 ๐๐จ๐ฌ๐ญ ๐๐ง๐ฌ๐ฎ๐ซ๐๐ ๐๐ข๐ฏ๐๐ฌ
Thank you Lord for this opportunity to become an instrument to help others and insured more lives ๐ค
Thank you Clients sa tiwala para po ito sainyo, and sa mga magtitiwala pa wag ng mahiya magmessage ๐ซข
"The future starts today, not tomorrow."
Lets PRUtect it by starting saving today ๐ฅณ
Ma. Luzel Alvarez
๐๐ข๐๐๐ง๐ฌ๐๐ ๐
๐ข๐ง๐๐ง๐๐ข๐๐ฅ ๐๐๐ฏ๐ข๐ฌ๐จ๐ซ
๐ฃ๐ฟ๐ ๐๐ถ๐ณ๐ฒ, ๐จ๐
Tip para sa mas mahimbing na tulog:
Dapat INSURED KA. โบ๏ธ
Message mo lang ako, help kita ๐
TRIVIA: Did you know that the father of Queen Elizabeth II and the great grandfather of Prince Harry got a policy for themselves with PRU LIFE UK in 1928?
Yes, royals need insurance too! ๐
Send me a personal message for a free proposal/quotation and letโs start your own investment program with insurance component ๐
๐ฃ๐ฟ๐ ๐๐ถ๐ณ๐ฒ ๐จ๐ ๐ถ๐ # ๐ญ ๐
Based on Insurance Commission's Q1 2024 rankings โจ
It tops all life insurance companies again!โ
The Insurance Commission of the Philippines just released the Q1 2024 rankings of Life Insurance Companies based on NBAPE.โ
Thank you, dear clients for continuously entrusting your financial security with us โค๏ธ
Beyond grateful to our agency force & employees for demonstrating continued commitment to protecting more Filipino families.
Proud Pru Life UK Financial Advisor here!!! โค๏ธโค๏ธโค๏ธ
#1
FAMILY BUNDLE PACK! ๐
ALAM MO BANG FOR AS LOW AS 6K pwede mo nang proteksyunan ang buong FAMILY?
๐ฝ๐๐๐ ๐๐๐๐๐๐ and ๐ผ๐๐๐๐๐ฟ๐ผ๐ฝ๐๐ plans for you and your ๐๐๐๐๐๐๐๐!
๐If may mangyari sa lyo, may makukuha ka benefits sa insurance company mo.
๐If walang mangyari sayo, mawiwithdraw mo investments mo.
Feel free to message me to know more โบ๏ธ
Inviting my FB friends who are interested to know how to become a Financial Advisor like me!
Listen muna kayo friends. Then decide if you want to take the next step!
Dinner, drinks and entertainment on us!
Join us and have fun! TGIF! ๐๐
Open to college graduates, till age 39yo. ๐
Did you know that we are estimated to live approximately 28,000 days or 80 years?
๐ฌ ๐๐ผ ๐ฎ๐ฌ ๐๐ฒ๐ฎ๐ฟ๐ ๐ผ๐น๐ฑ - No Income (play and study)
๐ฎ๐ฌ ๐๐ผ ๐ฐ๐ฌ ๐๐ฒ๐ฎ๐ฟ๐ ๐ผ๐น๐ฑ - Start earning income (career and family)
๐ฐ๐ฌ ๐๐ผ ๐ฒ๐ฌ ๐๐ฒ๐ฎ๐ฟ๐ ๐ผ๐น๐ฑ - With income (kids tuition, mortgage, car loans, move up career)
๐ฒ๐ฌ ๐๐ผ ๐ด๐ฌ ๐๐ฒ๐ฎ๐ฟ๐ ๐ผ๐น๐ฑ - No income (retirement)
During each stage of our life, these questions may arise:
โ๏ธ I am estimated to have 40 years to work and prepare for my retirement. Have I prepared enough? What if I reach 80 years old or more?
โ๏ธ What if I wonโt be able to work until or before I reach age 60 because of disability?
โ๏ธ What if I wonโt be able to reach age 40, 50, 60, 70 or 80? What will happen to my family, spouse, or children? Who will feed them? Who will support them?
โ๏ธ What if I get diagnosed with a critical illness, who will financially support my family?
To confront these ๐๐ป๐ฐ๐ฒ๐ฟ๐๐ฎ๐ถ๐ป๐๐ถ๐ฒ๐, it's crucial to explore your available options.
Ikaw saan ka na? ๐ฅณ Feel free to connect and message me to discuss your choices today! โค๏ธ
๐ Looking for a career with a purpose?
๐ Tired of working 8-12 hours a day?
๐ Currently employed but looking for additional income?
๐ Recently lost a job and is willing to try a different horizon?
โผ๏ธ WE ARE LOOKING FOR YOU โผ๏ธ
Applicants must be:
โข College graduate (fresh graduates are welcome to join)
โข 21-39 years old
โข Living in the Philippines
WHAT'S IN IT FOR YOU? ๐ธ
โข Work from home set-up
โข Unlimited income potential
โข Commissions
โข Quarterly performance bonuses
โข Surprise cash incentives
โ๏ธ Free international trips
โณ Time flexibility (you can do it part-time)
๐ FREE weekly trainings and seminars
PM me for more details. ๐ฅฐ
๐ The advantages of starting early with your life insurance.
โ
Mas maximize mo ang coverages
โ
Mas mura pag mag simula kana ngayon
โ
Healthy mas better ( no need medical req)
Dapat handa tayo when rainy days happen.
Let me help you to start up for your Financial Planning. Inquire now! ๐ฉ