Ma Luzel Cabales Alvarez

"𝘽𝙐𝙏𝙄 𝙉𝘼 𝙇𝘼𝙉𝙂 𝙄𝙉𝙎𝙐𝙍𝙀𝘿 𝙄𝙉𝙑𝙀𝙎𝙏𝙊𝙍 𝘼𝙆𝙊"
( linyahan ng mga clients ko palagi 🥰 )

Lahat naman tayo ay tatanda.
Ang kinaibahan lang,
👍yung iba ay handa.
👍nag-ipon para sa gagastusin nila.
🥰kumuha ng INSURANCE kasi alam na pagdating ng araw, hindi na ganun katibay ang source of income.
Alam din nila na hindi sapat ang pension lang.
At lahat tayo ay may hangganan ang lakas at buhay.
Ikaw? Handa ka ba sa’yong pag-tanda?
TANDAAN, SA PANAHON NGAYON, LAMANG ANG INSURED.
DM is the Key 📩📩📩📩📩

𝗕𝗲𝘀𝘁 𝗦𝗲𝗹𝗹𝗲𝗿: 𝗙𝗔𝗠𝗜𝗟𝗬 𝗕𝗨𝗡𝗗𝗟𝗘!

𝘽𝙚 𝙘𝙤𝙢𝙢𝙞𝙩𝙩𝙚𝙙 𝙩𝙤 𝙩𝙝𝙚 𝙛𝙪𝙩𝙪𝙧𝙚 𝙤𝙛 𝙮𝙤𝙪𝙧 𝙛𝙖𝙢𝙞𝙡𝙮.
Below is a sample computation not just for you but for your entire family's protection, may kasama pang savings and investments. 🤩

This is a sample of a 𝗩𝗨𝗟 𝗙𝗔𝗠𝗜𝗟𝗬 𝗕𝗨𝗡𝗗𝗟𝗘.
The more you start now, the more withdrawable savings for you and your family members. Peace of mind and financial security achieved!

📩 Message me for financial consultation.

I'm about to sing again, you still have no insurance. 🤭

𝑨𝒏𝒐𝒕𝒉𝒆𝒓 𝑷𝑹𝑼𝒎𝒊𝒔𝒆 𝒅𝒆𝒍𝒊𝒗𝒆𝒓𝒆𝒅 🥺🙏🏻

From a month old policy worth 6,000 pesos to a 2-million peso-legacy. 🫶🏼

𝑰𝒇 𝒕𝒉𝒊𝒔 𝒊𝒔𝒏'𝒕 𝒍𝒐𝒗𝒆, 𝒕𝒉𝒆𝒏 𝑰 𝒅𝒐𝒏'𝒕 𝒌𝒏𝒐𝒘 𝒘𝒉𝒂𝒕 𝒊𝒕 𝒊𝒔. 🥹♥️

Future secured ✅
Educational fund secured ✅

Insure all members of our family. Not just the breadwinners.

1) We dont know who will get sick next.

2) There will be a big financial impact and financial loss regardless of who gets sick.

What's good w/ VUL is that its money anytime. In the form of CLAIMS when something happens. FUND VALUES if nothing happens.

When u get a Pru VUL, you-

1) Insure to be sure- PROTECT
2) Get to save- SAVE
3) Grow ur funds- INVEST

Ano ang lugi mo???

Na magpa insure kana 😍🤩

Sa halagang P100/day pwede ka ng magkaron ng 3M life insurance!

Ano na nga lang ba ang magagawa ng P100 nowadays? Kulang pa pang kape sa labas, or pamasahe papunta sa mall, pambayad ng food sa restaurants? Or pang bili ng cravings mo?

Start saving now so you can reap it later. ❤️

How do we calculate for your monthly premiums?
Age + coverage + health = premium. Mas bata, mas mura, mas malaki coverage.

Message me to know more.

Benefits payments is life insurance + fund values.

7B benefits paid by your #1 life insurance company. January-March 2023.

For every life, for every future ❤️.

This is PROOF that we pay, that life insurance works, that we deliver our promise. ☺️

The same concept of buying a value meal sa mga fast food chains applies to having a VUL.

Kapag bumibili ka ng fastfood, rather than buying everything separately, we go for the combo meals. Una, kasi disocunted yung price at pangalawa, we get to have many things all in one.

In VUL, you can also hit two birds with one stone. Una, grow your money with investment. Pangalawa, you are safe and protected with an insurance plan.

Wanna start your own VUL Plan? MESSAGE ME!

Why PRU PAA policy is one of the best, if not the best VUL plan?

1 Policy, Multiple Benefits!

Benefits of Insurance Protection
Benefits of a Disciplined Savings Program
Benefits of Hassle Free Saving for the future
Benefits of Potential Fund Growth through investment
Benefits of a dedicated Servicing Agent

And that's you! 👊🤩

𝐅𝐀𝐂𝐓: 𝐍𝐚𝐩𝐚𝐤𝐚 𝐦𝐚𝐡𝐚𝐥 𝐦𝐚𝐠𝐤𝐚𝐬𝐚𝐤𝐢𝐭 𝐬𝐚 𝐏𝐢𝐧𝐚𝐬!

"Zel, bata pa ko"
"Zel, healthy ako at malakas na malakas ako"
"Zel, kung sakali naman magkasakit ako, may HMO ako, may SSS, at Philhealth pa ko"
"Zel, may pera naman kami ng pamilya ko"

Bukas kaya healthy ka pa? After 10 years bata ka pa ba? Sa mahal ng hospital bills, enough ba yung HMO, SSS and Philhealth mo to cover medical bills? Yung yaman ba ng family mo di mauubos? Paano pagsabay sabay na?
Life is uncertain. There are things that are inevitable. Ayaw naman natin siguro na kung kailan nandyan na, tsaka palang tayo maghahanap ng solusyon, diba? Siguradong ayaw mo rin maging financial burden sa family mo. 🙂
It's about time na protektahan mo sarili mo, mga inipon at pinaghirapan po lalo na future mo at ng family mo. Wag mo hayaang mawala in one snap lahat nang naipundar mo. 🫰🏻

Consult your trusted life insurance agent now. Consult pa lang naman. Send me a message. 😊

𝐈 𝐚𝐦 𝐚𝐧 𝐈𝐧𝐬𝐮𝐫𝐚𝐧𝐜𝐞 𝐀𝐠𝐞𝐧𝐭 ❤️

I am an insurance agent. I sell insurance plans.
I sell something you don’t need at the moment and
hope that you won’t have to use it in the near future.

I am an insurance agent.
I sell a promise of financial protection
when rough times happen.

I sell plans that provide money when you need it the most...
When you’re struck down by a critical illness...
When you can no longer work because of disability...

And when you are no longer around, a plan that will switch to your place and provide money for food, shelter, clothing, and the things you would want to provide for your family.

I am letting you know.
I am an insurance agent and I am proud of it. 🤩❤️

Ma. Luzel Alvarez
Assistant 𝐔𝐧𝐢𝐭 𝐌𝐚𝐧𝐚𝐠𝐞𝐫
𝐏𝐫𝐮𝐥𝐢𝐟𝐞 𝐔𝐊 | BLACK ORCAS LIA

Why PRU PAA policy is one of the best, if not the best VUL plan?

1 Policy, Multiple Benefits!

Benefits of Insurance Protection
Benefits of a Disciplined Savings Program
Benefits of Hassle Free Saving for the future
Benefits of Potential Fund Growth through investment
Benefits of a dedicated Servicing Agent

Guys, kapag may nag chat po sa inyo na gamit itong account ko at inaalok po kayo ng INSURAVEST PLAN ni Pru Life UK,

Wag ka po mag alala AKO parin po yan, pareply nalang po ha. Salamat! 😊😉

𝙄𝙉𝙎𝙐𝙍𝘼𝙉𝘾𝙀❣️ 𝙃𝙞𝙣𝙙𝙞 𝙢𝙤 𝙥𝙖 𝙣𝙖𝙢𝙖𝙣 𝙩𝙖𝙡𝙖𝙜𝙖 𝙠𝙖𝙞𝙡𝙖𝙣𝙜𝙖𝙣. 𝙋𝙚𝙧𝙤 𝙖𝙣𝙜 𝙩𝙖𝙣𝙤𝙣𝙜 𝙠𝙪𝙣𝙜 𝙠𝙖𝙞𝙡𝙖𝙣𝙜𝙖𝙣𝙞𝙣 𝙢𝙤 𝙣𝙖, 𝙢𝙖𝙠𝙖𝙠𝙪𝙝𝙖 𝙠𝙖 𝙥𝙖 𝙠𝙖𝙮𝙖?

🧯Hindi ka pwedeng kumuha ng 𝗙𝗶𝗿𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 kapag sunog na yung establishment mo.

🚗 Hindi ka pwedeng kumuha ng 𝗖𝗮𝗿 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 kapag nabangga na yung sasakyan mo.

😷 Hindi ka pwedeng kumuha ng 𝗛𝗲𝗮𝗹𝘁𝗵 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 kapag may sakit ka na.

⚰️ At mas lalo namang hindi ka na makakakuha ng 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 kapag kailangan mo na.

Ang 𝗟𝗶𝗳𝗲 𝗜𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, kinukuha talaga siya HABANG DI MO PA ITO KAILANGAN.

𝘿𝙊𝙉’𝙏 𝘿𝙀𝙇𝘼𝙔 𝙔𝙊𝙐𝙍 𝙄𝙉𝙎𝙐𝙍𝘼𝙉𝘾𝙀! 𝙔𝙊𝙐’𝙇𝙇 𝙉𝙀𝙑𝙀𝙍 𝙆𝙉𝙊𝙒 𝙒𝙃𝙀𝙉 𝙔𝙊𝙐’𝙍𝙀 𝙂𝙊𝙉𝙉𝘼 𝙉𝙀𝙀𝘿 𝙄𝙏.

Start yours today !!! Message me for more info 🙋

Ma. Luzel Alvarez
Associate Unit Manager
Financial Advisor
𝐏𝐫𝐮 𝐋𝐢𝐟𝐞 𝐔𝐊

𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 𝗙𝗢𝗥 𝗧𝗛𝗘 𝗪𝗛𝗢𝗟𝗘 𝗙𝗔𝗠𝗜𝗟𝗬?

Pwede pala ‘yon? 𝐘𝐄𝐒!!! ✅

𝐇𝐞𝐚𝐝 𝐨𝐟 𝐭𝐡𝐞 𝐟𝐚𝐦𝐢𝐥𝐲? DAPAT INSURED KA.

𝐖𝐨𝐫𝐤𝐢𝐧𝐠 𝐦𝐨𝐦/𝐇𝐨𝐮𝐬𝐞𝐰𝐢𝐟𝐞? DAPAT INSURED KA.

𝐖𝐨𝐫𝐤𝐢𝐧𝐠 𝐡𝐚𝐫𝐝 𝐟𝐨𝐫 𝐲𝐨𝐮𝐫 𝐜𝐡𝐢𝐥𝐝’𝐬 𝐟𝐮𝐭𝐮𝐫𝐞? INSURED na, may SAVINGS pa si baby.

Life insurance is LOVE assurance for your family. Our family matters the most, so don't settle for less. Make the most out of it! 💖

Message me to get started. We can customize a plan depends on your budget! 🥰

Start your Family Bundle Insuravest plan this 2024! 📩

Tip para sa mas mahimbing na tulog:

Dapat INSURED KA. ☺️

Message mo lang ako, help kita 😊

TRIVIA: Did you know that the father of Queen Elizabeth II and the great grandfather of Prince Harry got a policy for themselves with PRU LIFE UK in 1928?

Yes, royals need insurance too! 😉

Send me a personal message for a free proposal/quotation and let’s start your own investment program with insurance component 😊

𝗣𝗿𝘂 𝗟𝗶𝗳𝗲 𝗨𝗞 𝗶𝘀 # 𝟭 🏆
Based on Insurance Commission's Q1 2024 rankings ✨

It tops all life insurance companies again!​

The Insurance Commission of the Philippines just released the Q1 2024 rankings of Life Insurance Companies based on NBAPE.​

Thank you, dear clients for continuously entrusting your financial security with us ❤️

Beyond grateful to our agency force & employees for demonstrating continued commitment to protecting more Filipino families.

Proud Pru Life UK Financial Advisor here!!! ❤️❤️❤️

#1

FAMILY BUNDLE PACK! 😍

ALAM MO BANG FOR AS LOW AS 6K pwede mo nang proteksyunan ang buong FAMILY?

𝘽𝙀𝙎𝙏 𝙎𝙀𝙇𝙇𝙀𝙍 and 𝘼𝙁𝙁𝙊𝙍𝘿𝘼𝘽𝙇𝙀 plans for you and your 𝙇𝙊𝙑𝙀𝙊𝙉𝙀𝙎!

📌If may mangyari sa lyo, may makukuha ka benefits sa insurance company mo.

📌If walang mangyari sayo, mawiwithdraw mo investments mo.

Feel free to message me to know more ☺️

Inviting my FB friends who are interested to know how to become a Financial Advisor like me!
Listen muna kayo friends. Then decide if you want to take the next step!
Dinner, drinks and entertainment on us!
Join us and have fun! TGIF! 😍😉
Open to college graduates, till age 39yo. 🙂

Did you know that we are estimated to live approximately 28,000 days or 80 years?

𝟬 𝘁𝗼 𝟮𝟬 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱 - No Income (play and study)
𝟮𝟬 𝘁𝗼 𝟰𝟬 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱 - Start earning income (career and family)
𝟰𝟬 𝘁𝗼 𝟲𝟬 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱 - With income (kids tuition, mortgage, car loans, move up career)
𝟲𝟬 𝘁𝗼 𝟴𝟬 𝘆𝗲𝗮𝗿𝘀 𝗼𝗹𝗱 - No income (retirement)

During each stage of our life, these questions may arise:

☑️ I am estimated to have 40 years to work and prepare for my retirement. Have I prepared enough? What if I reach 80 years old or more?

☑️ What if I won’t be able to work until or before I reach age 60 because of disability?

☑️ What if I won’t be able to reach age 40, 50, 60, 70 or 80? What will happen to my family, spouse, or children? Who will feed them? Who will support them?

☑️ What if I get diagnosed with a critical illness, who will financially support my family?

To confront these 𝘂𝗻𝗰𝗲𝗿𝘁𝗮𝗶𝗻𝘁𝗶𝗲𝘀, it's crucial to explore your available options.

Ikaw saan ka na? 🥳 Feel free to connect and message me to discuss your choices today! ❤️

📋 Looking for a career with a purpose?
📋 Tired of working 8-12 hours a day?
📋 Currently employed but looking for additional income?
📋 Recently lost a job and is willing to try a different horizon?

‼️ WE ARE LOOKING FOR YOU ‼️

Applicants must be:
• College graduate (fresh graduates are welcome to join)
• 21-39 years old
• Living in the Philippines

WHAT'S IN IT FOR YOU? 💸
• Work from home set-up
• Unlimited income potential
• Commissions
• Quarterly performance bonuses
• Surprise cash incentives

✈️ Free international trips
⏳ Time flexibility (you can do it part-time)
📚 FREE weekly trainings and seminars

PM me for more details. 🥰

📍 The advantages of starting early with your life insurance.

✅Mas maximize mo ang coverages
✅Mas mura pag mag simula kana ngayon
✅Healthy mas better ( no need medical req)

Dapat handa tayo when rainy days happen.

Let me help you to start up for your Financial Planning. Inquire now! 📩