Financial Planning with Reynamer Aribatado

𝗦𝗶𝗺𝗽𝗹𝗲 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗚𝘂𝗶𝗱𝗲:
Track your income and expenses
Create a budget plan
3-6 months emergency fund
Get insured
Put 5-10% into investments (pwedeng stock market local or global man, forex, crypto, commodities, etc)

Ang investing parang pagwo-workout— dapat consistent ka, again 5-10% lang ng income mo.
Maximize compounding interests and learn to take profits
Tumatanda tayo and no one will do it for us.

Kakasahod lang, start ka na mag-set aside.

Choose to be worry-free from possible financial drain due to medical emergencies with Sun Fit and Well Advantage.

Talk to a Sun Life advisor today.

'Ber Season' is the iphone season.

iPhone 16 Pro Max fully paid — walang ipon. Walang problema.

iPhone 16 Pro Max installment — walang ipon. Wala ring problema.

iPhone 16 Pro Max fully paid — at may ipon. Edi mas lalong walang problema.

May pambili o wala, may ipon o wala — eh may kalayaan ang bawat isa sa paggastos ng pera nila. We cannot dictate how they will spend it, we can only influence them.

Galingan lang natin mag-educate, ‘wag mang-guilt trip.

Hindi ibig sabihin na maganda ang career o lumalakas ang business ng kaibigan ninyo eh marami na agad ‘yan sobra.

Hindi ganun ‘yun. Pinapaikot nila ito sa business, pambayad ng bills, needs at wants, nagsusumikap sila para sa mas maginhawang buhay, at mabuo rin ang sarili nilang mga pangarap.

Kung merong sobra ang isang tao— magbibigay ‘yan. Huwag agad isipin na madamot sila.

Kung wala, may dahilan ‘yan at karapatan niyang tumanggi magbigay. At kapag tumanggi—huwag naman kayong magalit. 𝑨𝒈𝒂𝒊𝒏, 𝒊𝒕'𝒔 𝒕𝒉𝒆𝒊𝒓 𝒐𝒘𝒏 𝒉𝒂𝒓𝒅-𝒆𝒂𝒓𝒏𝒆𝒅 𝒎𝒐𝒏𝒆𝒚.

Hindi biro ang kumita ng pera.

Sa mag-asawa, pwede bang si mister lang ang insured?

Una, good job kasi insured si mister.

Kung mawala si mister, may maiiwan sa mga mag-iina niya na financial benefits. Malaking tulong para mamuhay pa rin ng kompotable ang pamilya kahit wala na ang haligi ng tahanan.

Akala ko hindi totoo ‘yung masakit na likod at tuhod. Ngayong nasa 30s na ako— confirmed, titos and titas!😅

Kaya kapag ganitong nakakaramdam ng pananakit ng katawan takbo agad sa coastal dahil dito kami hiyang sa manghihilot.

Hindi pala pwede na cute titos and titas lang tayo forever. 😁

Ganun din sa insurance, hindi tayo habambuhay na malakas.
Kuha na habang hindi pa masakit ang Kasu-kasuan.

If you are in your 30’s, focus on these things:
— Personal development
— Mastery of your skills
— Creating more income
— Saving and investing
— Travelling

Avoid these things:
— Drama
— Negative people
— Spending too much
— Always saying yes

If you do, you will be happier and more successful in your 40’s. Natutunan ko sa mga seasoned at sa sariling buhay.

Hi, folks!
Feeling the hustle and bustle of life and work? Wondering how to strike a balance between career demands and enjoying life's moments?

Here are some helpful tips to help you find that balance!

Have a happy long weekend!☀

Kung naghahanap ka ng maipapamana sa mga anak mo,
pero hindi mo pa afford ang amortization ng lupa o bahay o condo...

one of the cheapest forms is life insurance.

Maraming insurance plans na nasa range ng 2k to 5k only. Depende sa age mo, health, at coverage na gusto mong ipamana sa kanila.

☀️

It’s time to evolve!

Ang pagsi-save ay parang pagwu-work out ng katawan.

Kung gusto mong ma-achieve ang sexy at fit body mo, hindi pwedeng minsanan ka lang mag-training.

Ganun din sa saving. You have to do it consistently. Bawasan ang lumalabas na gastos then add more income.

You are all great. Congratulations! ☀️🎉

Bright congratulations to all Filipino athletes who represented our country with pride at the Olympics!

Thank you for putting up a great fight and showing the world the grit, talent, and perseverance of a Pinoy! 💛

Good morning, folks! ☀️
Today is another Monday, another chance for us to improve, to be better.

Let start the week with this thought-provoking reflection: If you were to stay in the same place whether emotionally, mentally or in terms of personal growth for a decade, would you be happy about it? Most likely, you will not!

There will always be potential growth and transformation in your current situation. Therefore, this could be the right time to think and to consider that CHANGE could lead to a more fulfilling future; to confront fears and embrace possibilities that change can bring.

Eeeeyyyy. 🤙🏻😄

There are 2 major types of employees:

* Tanggap ng sahod, ginastos, work ulit
* Tanggap ng sahod, nag-save ng konti, nag-invest for the future, gumastos for needs & wants, work ulit plus side hustle

Yung pangalawang klase yung nakakapag-retire before 60.

It's a reminder that no matter what challenges or obstacles we face, we have to keep moving forward.

It's all about resilience and the ability to adapt to whatever life throws at us.☀️

You're an inspiration, Carlos Yulo.
Bright congratulations! 🎉☀️

Madalas, one-sit closing ang mga client ko. Kudos sa mga prepared na talaga at naghahanap nalang ng trusted advisor.

Pero nakakahanga rin yung mga client na nakausap kong wala pa silang budget tapos after 1 month or 1 year biglang magmi-message sakin at sasabihing
“Ready na ako mag-invest.”

Kaya hindi tayo tumitigil mag-reach out dahil ang purpose natin ay to add value, makapagtanim ng learning and guide our fellows towards financial literacy. ☀️

Sign na may insurance at investment ang kaibigan mo:

Napapangiti kahit walang kausap. 😁

Buti pa dito Master na tayo. 😅

Salamat po sa lahat ng clients natin!

Asahan niyo na patuloy po tayo na mag-i-spread ng awareness about financial literacy. 🤝

Bago mo mapaniwala ang ibang tao na magiging successful ka, dapat maniwala ka muna sa sarili mo na kaya mo.

Just like happiness, success is an inside job.

BRight morning! ☀️

Kaming mga nasa insurance industry, masaya 'pag may nai-insure na client via online or dahil sa event na pinupuntahan namin.

Pero walang papantay sa saya namin 'pag ang na-insure namin ay mga kaibigan at kapamilya.

Iba ang saya 'pag naprotektahan mo ang mga malalapit sa'yo.

Do you have 1,000,000 sitting in the bank? Pag wala, sige scroll up ka na. Joke. 😅

Pakilala ko lang si Sun Peso Maximizer, an insurance na may FIXED ANNUAL PAYOUT.

For seven years naka-lock in ang capital mo.

Kung nakarating ka dito sa part na ito, thank you!!! 🥹
This is the FINAL TRANCHE of this plan. Get it until the volume lasts.

Live in gratitude. ☀️
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Hindi pa naman pala pasmado, nakapagpa-shoot pa (3 out of 3). 😁

Unit Medallion 10x in a row. 😇☀️

Importante ba 'yung mga recognition na 'yan?

Sagot: Hindi po. This is just a cherry on the cake; however, this is a manifestation of how committed your advisors are in doing their job and delivering their mission.