Compass to a Brighter Life Videos

No matter how big or small our salary is, we must save so we will have something to use in case of emergency 😊 Mahirap mastress nang dahil sa money. Let us be good stewards :) #compasstoabrighterlife

THINGS YOU NEED TO KNOW ABOUT VUL PLAN

At last, you're now nearing the age of retirement. Siguro excited ka nang mag-travel, mag relax sa bahay with a peace of mind, magkaroon ng quality time with your grandchildren, and more. In spite of this, marami pa ring workers ang takot mag retire. Paano mo nga ba masasabi na talagang ready ka na for retirement?

Top 8 Misconceptions Surrounding Life Insurance With all the technicalities and rules surrounding life insurance, it becomes tricky and really hard to understand. Ito rin ang isa sa rason kung bakit napakaraming Pilipino pa rin ang hindi naniniwala sa insurance. Lucky for you, we will discuss the 8 Misconceptions about Insurance para malinawan tayong lahat.

Do you know the cost of getting seriously sick here in the Philippines? Is your HMO card enough to cover all the expenses? Unfortunately, (84%) Eighty-four percent of Filipinos are not financially prepared for medical costs in case they are diagnosed with critical illnesses. (Philstar) Let us talk about the ways to prepare for a sudden diagnosis of critical illness? #compasstoabrighterlife

Many young Filipino professionals and entrepreneurs think that they don't need insurance yet because they are still young and healthy. Well, the time to think about insuring yourself is NOW. Check the reasons why. #compasstoabrighterlife

HMO vs Critical Illness Benefit
Did you know that SOME employers provide HMO as part of their employees' benefits but with no critical illness insurance? HMO benefits are limited to inpatient/outpatient services. Depending on your coverage, it provides up to Php 250k maximum benefit, and it can cover you up to 65 years old only. It can help you with regular checkups and minor illnesses. What happens if you, unfortunately, got a critical illness? A 2019 research conducted by Philcare, a local health maintenance organization (HMO) provider, concluded that the cost of getting sick in the Philippines is unendurable to most Filipinos. Read on to familiarize yourself with different healthcare expenses. Leading causes of death in the Philippines 1. Heart diseases Treating a sudden heart attack cost around P980,000 locally. 2. Hypertension As reported by the World Health Organization (WHO), 14 million Filipinos suffer from hypertension. The price of the most affordable maintenance medicine starts at P1,600. 3. Stroke Treating a patient who suffered from stroke costs starts at P1.8 million. 4. Pneumonia Treating lung cancer in the Philippines costs roughly about P2.78 million. 5. Breast cancer roughly Breast Cancer treatment ranges from surgery to radiation therapy starts at around P440,000. 6. Kidney diseases Kidney dialysis cost in the Philippines ranges from P195,000 to P440,000. Is there a way to ease the financial burden of a critical illness? Yes, allotting a portion of your earning enables you to save a contingency fund if such diseases arise. Get critical illness insurance so that you can prepare for the financial struggles you might face when you become critically ill. You have worked hard to build your entire financial world. With this, you have to take care of the worst-case to avoid the risk of flipping it upside down in an instant due to critical illness. You can reach me out for the critical illness insurance that you can afford. Just send me a direct message: Joy Argete Ca

5 Lies About Life Insurance
5 Lies About Life Insurance That People Believed and That Prevent Them From Getting: Lie #1 - I'm too YOUNG. Truth #1 - The earlier you buy, the cheaper it becomes. Lie #2 - It is only for the RICH. Truth #2 - Life insurance is for everyone. Lie #3 - I will get when I have more money. Truth #3 - It will prevent you from getting into financial debt. Lie #4 - It is to costly or just an expense Truth #4 - It will save you a lot of money Lie #5 - I do not need it now Truth #5 - You need it NOW

Iba pa rin ang mayroon kang Financial Freedom
Iba pa rin ang mayroong Financial Freedom! Nakakagaan ng buhay! Make sense?

Sandwich Generation
❌ Are you part of the "Sandwich Generation"? First of all, ano nga ba ito at tignan kung kasama ka dito. Continue reading below. 👇 . SANDWICH GENERATION ay ang mga tao na naiipit sa pagsuporta sa kanilang mga magulang at pag-aalaga sa sariling pamilya. . Pwede rin dito yung mga breadwinners na maagang naipasa sa kanila ang mga responsibilidad ng kanilang mga magulang katulad ng pagpapaaral sa kapatid, pagbabayad ng mga bayarin, pagbili ng pang-araw-araw na pagkain at iba pa. . But don't get me wrong, walang masama sa pagtulong sa magulang. You're fine if kinakaya mo naman. But for some of us, supporting two generations is such a burden specially if it doesn't only drain you physically, financially, but also mentally. . Madalas ako manood ng show ni Willie Revillame before, kadalasan pag bata yung contestant tas magsasalita na yung magulang nya, ito lagi sinasabi nila: "anak mag-aral ka mabuti para matulungan mo kami." . Dear parents, alam nyo ba gaano kabigat yun para sa anak ninyo? Yung tipong parang pinapasa nyo na sa kanila yung responsibilidad ninyo sa murang edad nila. . This will cause too much stress sa kanila sa tuwing nagkakamali sila, kapag may subject sila na nabagsak, o kapag di sila natatanggap sa pinag-aplayang work. Kasi, they should be starting out in building their own dreams pero nahihila sila responsibilidad na itinatak nyo sa isipan nila. . Okay, if di ka pa rin maka-relate, maybe wala ka sa sandwich generation. Congratulations to you. Pero kung pareho tayo ng hugot, continue reading.. . Nandito na tayo sa point na wala na tayong magagawa kung di suportahan ang ating mga magulang kasabay ng pag-aalaga sa ating sariling pamilya. Yes, hindi ito madali lalo na if nagkakasakit na sila. May mga pagkakataon na kailangan nating i-sacrifice yung savings natin para mapagamot sila. May time din na may gusto ang anak mo pero mas kailangan ito ng magulang mo. . Para sa mga wala pang anak, madalas naiipit tayo sa pagitan ng pag-abot ng ating mga pan

Ito Ang Araw Mo to set your goals! Each day that the sun rises is another chance to seize the day! #SunLifePH #SunLifeItoAngArawMo #SunLifePartnerForLife #compasstoabrighterlife

Motivational Video
I'M GOING TO WIN - Best Self Discipline Motivational Speech If you clicked on this video, that’s one step forward. Finish what you started no matter how long ago that was. #compasstoabrighterlife

Scam Tip #6
Scam Tip #6 Choose a partner you completely trust. This means that you do a comprehensive research and background check or character of the company they represent. It helps if you knew the company has been around for a long time with a very good track record because a bright partner is trustworthy. One that has a proven track record and stayed regardless of the market condition. #compasstoabrighter life #brigherlifeph #SLAMtheSCAM

Scam Tip #5
Scam Tip #5 Choose a partner that's honest and transparent about the risk involved in the investment they are offering. After all, you are giving them control over your hard-earned money because a bright partner is honest in its dealings with everyone. No exemption! #compasstoabrighterlife #brigherlifeph #SLAMtheSCAM

Scam Tip #4
Scam Tip #4 Choose a partner that's grounded in reality. Is there a sense of how much your investment can earn overtime? Check the past performance of legitimate investments and the offer. Because a bright partner is grounded and realistic on how much your money grows. No overpromising, please! #compasstoabrighter life #brigherlifeph #SLAMtheSCAM

Scam Tip #3
Scam Tip #3 Choose a partner that has integrity because a bright partner values integrity in doing business. Ones look after your interest, doesn't make false promises, and puts principles over any personal gainst. #compasstoabrighter life #brigherlifeph #SLAMtheSCAM

Scam Tip #2
Scam Tip #2 Choose a partner that is registered with proper authorities. Make sure that it has fulfilled all requirements to sell investment products because a bright partner is a registered entity with complete legal requirements. #compasstoabrighter life #brigherlifeph #SLAMtheSCAM

Scam Tip #1
Scam Tip #1 You worked hard. You have to protect your hard-earned money. Here's tip number 1: Choose a partner that has a physical address. One reflected on their license and their business address because a bright partner has a legitimate brick-and-mortar office. #compasstoabrighterlife #brighterlifeph

How VUL works?
HOW VUL WORKS? With VUL, insured ka na automatically nakakapag-invest at save ka. Watch the video to learn more! To get started with your insurance+investment plan, leave a comment. #compasstoabrighterlife

Jack Ma
"If you want to be successful, learn from the other's people's mistakes! Don't learn from the successful stories! Learn from the mistakes of the other people. No matter how smart you are, you will encounter this mistakes. You learn from mistakes, not because you will be able to avoid mistakes. When these mistakes come, [when] these suffers come, you learn how to deal with it, how to face it." - Jack Ma Your navigational guide to financial success! #compasstoabrighterlife