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Having children who gives voluntarily is a blessing, do not make it a burden for them.
As Elon Musk once said, "My children didn't choose to be born. I choose to have children. They owe me nothing. I owe them everything."
No one is responsible for your own life except you. Let us break the cycle of dependency.
To every breadwinner in the family, as much as we want to help our family with the blessings that we have, sometimes what was supposed to be a blessing to them became a curse or a burden.
May you help your family willingly, without robbing yourself of your own future and your children's future.
And... May you find a partner that your future children can be proud of. They can't choose their parents, do it as a favor for them. Until then, always choose to become a better version of yourself. ๐ค
To all of us, may we be blessed so much that our pockets overflows to bless our parents a life that they deserve without hurting our own and our children's future. ๐
Saving money is not an option or suggestion; it is your Christian duty (Proverbs 6:6-8; 30:25).
WATCH THE FULL VIDEO HERE:
https://youtu.be/cE-AGTnB8v0
Huwag mong hayaan na mapunta lang sa gamutan o pagpapa-ospital yung pinaghirapan mong ipon.
Protect your wealth. Protect your health.
Get a health insurance! PM is the key! ๐
๐ก
Baka kung kailan pa-retire ka na, doon pa binawi ang mga naipundar at naipon mo. Hindi ka naman siguro nagpuyat at nagpagod sa loob ng deka-dekadang pagtatrabaho para lang ibayad sa pagpapagamot ang lahat.
Baka mag-back to zero ka niyan. ๐ฒ
Paghandaan mo na ito habang maaga pa.
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Looking for an additional retirement plan?
Message us here. ๐ฉ
Zoom to zoom campaign:
"Ma'am, let me educate you lang po ha. 3 years ka nang undecided. 'Yung premium niyo mas mataas na kaysa sa expectation niyo sa mismong plan."
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Doon tayo sa mga willing magpa-educate. I hope ma-convert na natin ang mga undecided to get insured na rin.
Tsert. ๐ฅณ
Always do things based on where you see yourself in the next 10 years. Donโt spend time, energy and money on things that donโt matter.
โ๏ธThere is enough for everyone to be successful, happy, and generous.
โ๏ธWhen you are happy for others you are giving of your true happiness from within.
โ๏ธBe genuinely happy for others, and watch what happens in your life.
(Be so focused on watering your grass that you donโt have time to check if someone elseโs is greener.-unknown)
๐ฏ
Thank you for your continued trust and confidence in us!
Sun Life remains the #1 life insurance company for Filipinos for 11 years in a row. ๐
Source: Insurance Commissionโs Unaudited Quarterly Reports on Selected Financial Statistics (QRSFS) as of Dec. 31, 2021
Savings, Investments, Insuranceโฆ you need all of them.
๐ NFG, where can I learn everything that you teach about money? ๐
They're all in one place. Just head on to howtoyolowisely . com ๐ You can get the full curriculum there, too. โจ
A little bit of savings goes a long way right now.
What tips would you add to the list?
If you can't afford it, Don't buy it!
๐ฅScenario: Just imagine...
A loved one got ill, now in the hospital, about to get the different lab test & medication...๐ง
The bills are piling up by the day... ๐ธ
Advice: Don't get overwhelmed by the situation. Don't let the worries sink in. ๐ช
Learn to step back for a while and ask yourself - "if this happens to me, will my family be emotionally and financially prepared for the cost???"โ
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In life...๐
We hope for the best. ๐ช
We prepare for the worst.โ
Learn how to invest the right way.
Savings need to be protected from inflation & put somewhere (low risk 'investment') that at least keeps pace with inflation.
Kahit nagse-save eh ka pero lower than inflation rate ang annual interest rate nung savings mo, talo ka padin.
Remember that this also depends on which Baby Step you're on. Choosing between saving money and investing money comes AFTER you've completed the first few Baby Steps.
If you're just getting started with Baby Step 1, you don't need to invest yet, even if you wish you could. The priority at the beginning of your Baby Step journey should be to get your $1,000 starter emergency fund saved so you can knock out debt in Baby Step 2.
If you have FINISHED paying off debt and have your full 3-6 months of expenses saved for Baby Step 3, you can then move on to Baby Step 4. This is where you invest 15% of your income toward retirement. Baby Steps 4, 5, and 6 are done at the same time, but in order. Once you've put 15% of your income toward retirement investing, you can decide how much you want to also put toward Baby Step 5, which is saving for your kids college. Then, you put extra money toward paying off your home early for Baby Step 6. During this more stable time in your financial journey, you're able to make decisions about saving vs. investing. You've freed yourself up to do some extra saving in sinking funds for things you'll need within the next few years, and once your home is paid off, you can make some fun investing decisions for your long-term goals.
Remember to take things one step at a time, it really works, and you CAN do it.
People who win with money are people who have a plan.
Tara, pag-usapan at pag-planuhan natin ang insurance mo!
Having an insurance is a commitment and a major decision to make. It must be personalized!
๐๐ฒ๐ ๐บ๐ฒ ๐ต๐ฒ๐น๐ฝ ๐๐ผ๐ ๐ฒ๐
๐ฝ๐น๐ผ๐ฟ๐ฒ ๐๐ผ๐๐ฟ ๐ฑ๐ถ๐ณ๐ณ๐ฒ๐ฟ๐ฒ๐ป๐ ๐น๐ถ๐ณ๐ฒ ๐ถ๐ป๐๐๐ฟ๐ฎ๐ป๐ฐ๐ฒ ๐๐ผ๐น๐๐๐ถ๐ผ๐ป๐. ๐ฆ๐ฒ๐ป๐ฑ ๐บ๐ฒ ๐ฎ ๐บ๐ฒ๐๐๐ฎ๐ด๐ฒ ๐ฎ๐ป๐ฑ ๐๐ฐ๐ต๐ฒ๐ฑ๐๐น๐ฒ ๐ฎ๐ป ๐ผ๐ป๐น๐ถ๐ป๐ฒ ๐ณ๐ถ๐ป๐ฎ๐ป๐ฐ๐ถ๐ฎ๐น ๐ฝ๐น๐ฎ๐ป๐ป๐ถ๐ป๐ด ๐๐ฒ๐๐๐ถ๐ผ๐ป ๐๐ผ๐ฑ๐ฎ๐!
- Cash Flow Management
- Insurance Planning
- Healthcare Financing
- Retirement Planning
- Child Education Funding
is something that robs a lot of people of hope. According to Hal Lindsey, โMan can live about forty days without food, about three days without water, about eight minutes without airโฆbut only for one second without hope.โ Simply put, debt puts a peso sign on how much of your future you spent in the past.
It is about how you deal and manage your money. ๐ฏ
Interested to know more about how you can reach your financial goals? Explore lifelong learning with us ๐ค
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