Consult with Ate My

Mas cheap ang insuravest plans habang young and healthy ka pa.

Convert some of your expenses into investment.

By saving 100 pesos per day, you can start your personal policy for life insurance with growing investment and savings. 😊

Message me and i-PRUtect na natin ang finances and future mo. 😍

There's a better way to save ✨

Tara usap tayo over coffee, discuss ko sayo how you will start to save with Pru!

May educational fund na ba lahat ng kiddos nyo? 😁 Parents, 'wag papahuli! Be 1 step ahead for the better future ng inyong kids 💕

"𝙈𝙮 𝙥𝙖𝙧𝙚𝙣𝙩𝙨 𝙛𝙖𝙞𝙡𝙚𝙙 𝙩𝙤 𝙙𝙤 𝙞𝙩, 𝙩𝙝𝙞𝙨 𝙩𝙞𝙢𝙚 𝙄 𝙬𝙞𝙡𝙡 𝙣𝙤𝙩 𝙛𝙖𝙞𝙡. 𝙄 𝙬𝙞𝙡𝙡 𝙥𝙧𝙚𝙥𝙖𝙧𝙚."

Marahil isa ka sa mga anak na nagtataguyod sa pamilya at the same time inaalagaan ang mga magulang. It's okay if hindi sila nakapag prepare, baka hindi naintroduce sa kanila ang financial literacy way back then or naintroduce pero hindi tumuloy. 🥺

Sa generation mo, papayag ka bang maulit ang same scenario kapag naging magulang ka nadin sa mga anak mo? Will you be a blessing or a burden to them? You choose and the right time is today!

Simulan mo habang bata ka, simulan mo habang financially capable ka. Dahil kapag dumating ang panahon na may sarili kanang pamilya, hindi kana mauubusan ng dahilan para hindi magsimula.

Ang unang taong mag-aalaga satin kapag tumanda na tayo ay walang iba kundi tayo, ang sarili mo. 👍

Be prepared. Be insured.

ctto.
𝑮𝒆𝒕 𝒊𝒏𝒔𝒖𝒓𝒆𝒅. 𝑮𝒆𝒕 𝑷𝒓𝒐𝒕𝒆𝒄𝒕𝒆𝒅.
𝙎𝙚𝙘𝙪𝙧𝙚 𝙮𝙤𝙪𝙧 𝙛𝙪𝙩𝙪𝙧𝙚 𝙊𝙉𝙇𝙄𝙉𝙀!

Life insurance can never bring a loved one back, but it can make the road afterwards easier for those left behind - your loved ones or the people who depends on your income.

I can help you to get yours. PM me for more details details. :)

"May insurance na ako. Provided na ng company namin"

Dear, nasa tamang company ka na. Pero yung insurance mo, di natin sure kung sapat na. What if may resign ka, iinsure ka pa rin ba nila?

But if wala ka pang insurance, better to get one as early as NOW.
Assess na natin yan? PM ka lang 😉

Insurance pays 😊♥️

Dear YOUNG PROFESSIONALS ‼ Do you want to be insured while investing, This is a 5 in 1 plan contains with critical illness, accident, disabilities , life insurance and the exciting part is INVESTMENT ❤

Ipon para sa retirement of yourself
Ipon para sa education for your children
Ipon para sa critical illness
Ipon para sa future na buong pamilya

🇵🇭 In the Philippines, insurance is still viewed as an expense. Well, it is true that INSURANCE is an EXPENSE, but it's also the ONLY expense that will turn into CASH when you NEED it.

There are more than 100M Filipinos but only 1.39M are insured.

🇺🇸🇨🇦 In US and Canada, more than 90% have insurance.

🇯🇵 In Japan, almost all Japanese have at least 2 insurance policies.

🇸🇬🇭🇰 In Singapore and Hong Kong, people line up in malls so they can get a quote from an Insurance Advisor.

It's about time we learn the importance of having insurance and see the BIGGER PICTURE.

Time for CHANGE.
Time to TAKE CHARGE of our family's future.

Start your own insurance policy now and be secured.

Message me, assist kita. ❤️

Insurance with investment with free cake! Gusto mo yon?

For inquiries, just PM me 😊

📣BANK vs Prulife VUL

Meet Juan and Maria, both 25 yrs old.
Both of them alloted 3000/month for their future. 👦🏻👩🏻‍🦰

Juan puts his money in the BANK while Maria invested on a VUL policy.🏛📊

See the difference?⁉️

Grow your money faster and better by investing to a VUL policy with 8-10% average returns per year.

VUL is an investment + protection for your health and income.💛

Be insured while investing! 💛

Let’s talk 🥰

Hindi natin minsan masabi ang mga accidente sa ating paligid kahit anong ingat natin kapag distain na natin ang maaksidente hindi natin ito maiiwasan. Sa halagang 272 or 616 pesos pwede kanang kumuha ng personal accident mo may maiwan man lamang sa mahal sa buhay if sakaling dumating ang ganitong sakuna sa buhay natin.

Uso na naman ang Degue ngayong tag ulan kaya protect your family sa ating PRU DENGUE MEDCARE PRO

According to JACK MA, Number 1 richest man in Asia and Number 18 richest man in the world.

If you are at least 35 years old and you are still financially broke meaning no savings, you deserve it!

You want to know why there are a lot of poor people? It's because when they see opportunities, they spend their time doubting it.

Most poor people don't want to try new career or new business opportunities because they think of what would other people say if they go for this opportunity. Poor people live their life with fear. Successful people are courageous and brave and love taking calculated risks.

If you're an aspiring entrepreneur, this is a reminder for you.
©

credits to Get Rich Juan

📌 Why choose Pru Life UK?

When it comes to Investment Pru Life UK has the Best Fund Manager in Asia. East Spring Investments, the Best Asset Mannagement House since 2013 and still counting.📈

When it comes to Protection and Fastest Claims for Critical illness,PruLife Uk recently partnered with St.Lukes Medical Center the Leading and highly Respected Healthcare Institution in the Philippines.🏥

That's why Pru Life UK is a company for many Filipinos. Best for life, healthcare and wealth management.⛑⚡️

INDEED WE ARE # 1 INSURANCE COMPANY IN THE PHILIPPINES!!!⭕️

Let me help you. Feel free to send a message 📩

Insure yourself, insure your kids.

For as low as 100 pesos per day, insured na kayo parehas may growing fund pa!

PM me for more details 😊

‼️REMINDER‼️

I was on the phone with one of my client's mom. Client passed away at 28 y/o. It was heart breaking to tell her that the client opted not to continue with his policy anymore and it has already lapsed since 2020.

Coverage was supposed to be 2.6M. Client's mom said if she had known, she would be the one to encourage her son about it.

But no one knew this will happen, no one will.

This is one of the many reasons why we, as Financial Advisors are really keen in reminding our clients to PLEASE NOT FORGET why they got their policies and not let it lapse. Life Insurance cannot prevent death, but it can make sure your loved ones can go on living the dream you have for them.

“ANONG ITSURA NG QUOTE FOR 32M COVERAGE?”

Dahil trending ang ₱32 Million insurance gift ni Tito mo Vince kay Toni Fowler nacurious tuloy ako gawan ng proposal kung magkano aabutin ng ihuhulog ng Tito mo 😂 Napatanong tuloy si Wifey kaya daw ba sa Pru Life ang ₱32Million syempre ako naman ang sagot ko ₱32M? Maliit pa nga yan! 😂

Oh ito na kunwari ako FA ni Ms. Toni ang gagamitin nating plan Insurance plus investment…

Insured: Toni Fowler age 29 yrs old

Insurance benefits
Death benefit: ₱32 Million
Riders: Disability 12Million, Critical illness ₱5Million, Disablement ₱10Million + Waiver of Premium due to TPD

Investment/Fund values (Assuming 6% interest yearly)
After 10 yrs: *₱1.2Million
After 20 yrs: *₱3.6Million

Premium
Yearly: ₱345,290 (lowest premium)
Monthly: ₱28,774
Daily: ₱959

Kayang-kaya hulugan 👍 Congratulations! 🤩👏

CTTO

Sana mabago na ang ganitong mindset ng mga Pinoy. Sana mas pahalagahan natin ang buhay kesa ang mga materyal na bagay. 🙁

📣📣📣Mas mahalaga po ang buhay kaysa sa materyal na bagay!

FAMILY PROTECTION!

Protect and secure the future of your whole family just by saving 300-400 pesos a day. 🤩

**All plans can be customized based on your needs.**

Message me to know your options 🤗

Insurance + Investment Family Bundle 👪

Learn how investing works. PM me for more details 😊

DO NOT SKIP LIFE INSURANCE ❌❌❌

Tayong mga Pinoy ang hilig mag-invest...
Pero ang tanong? Protected ba ang income and investment mo? I mean, pag naaksidente or magkasakit ka hindi ba mauubos ang savings and investment mo?

Try our VUL products, 3 in one na sya, may SAVINGS ka na, may LIFE INSURANCE and INVESTMENT PA.. 💯

Tara Financial Planning Session tayo. 😊

My clients always ask, "bakit Pru Life UK? Anong edge nyo over X, Y and Z company?"

And I answer, "At the end of the day, pare-pareho lang naman kami, we all mitigate financial risks. Ang totoong competitors namin ay Death, Critical Illness, Disability and Accident! Kailangang maunahan namin sila sa'yo. But of course, since we are offering Insurance + Investments, sobrang swerte mo if you get policy with Pru!"

Clients: Bakit naman?

Me: Your hard-earned money will be handled by Asia's BEST. Gusto mo ba sa BETTER lang? 😊

Let me help you achieve financial peace 😊

Just send a message to book a free financial planning.

We can accomplish more when we start doing ✨

You will never know unless you try. ✨

Mahirap lang sa umpisa dahil lahat ay bago sayo, pero don't worry, darating sa time na masasabi mo nalang na "buti nalang tinry ko, kaya ko naman pala."

Happy Wednesday 😌

FREEZE! 🥶

Did you know when someone passes away, the family cannot withdraw the savings on their bank account right away?

The bank freezes 🧊 the account and checks the tax obligations of the depositor.

Then, the family must pay the ESTATE TAX before the savings amount can be released. Make sure you have extra cash and the patience to withstand the wait.

And this is why VUL Life insurance is a great planning tool! 📕

If the Insured passes away, the beneficiaries will not only receive million(s) of the guaranteed sum assured plus the returns of the said investment in the stock market, they don't need to pay extra. It's tax free.

Nothing to lose, so much to gain! If you want to set-up your VUL account, I'd be happy to assist you.📕🤗

Be PRUtected.

Ctto

OFW COMEBACK FUND 🤗

Dear Friends and family, we are offering programs that can help you build your comeback fund, para pag uwi natin ng Pilipinas, meron tayong naka-ready na funds for:

Retirement 🧓
Starting a business 🏪
Pang-bili ng house and lot 🏠
Educational fund for your children 👩‍🎓👨‍🎓

To my OFW friends and fam, let’s plan your COMEBACK FUND now. Let me help you ☺️🤗

Share ko lang, dapat alam mo 'to. :)

Kailan ka magiging ready to get your own Life Insurance with Investment?

Start young and while you're still healthy.

Don't hesitate to message me for FREE financial planning :)

Financially ready ka na ba?

Having a dream is not enough. The
moment you set concrete deadlines and realistic action plans, your dream turns into something tangible - it becomes a goal.

And with those little steps day in and day out, eventually it will become a reality. ✨

Hirap ka bang mag ipon?
Kahit anung gawin mo, ni singko wala talagang natitira.

Gusto mo bang mag invest?
Pero hindi mo alam kung paano at kung saan.

Alam mo ba ang VUL ay isang platform ng SAVINGS na may INVESTMENT at ang maganda INSURED ka pa.

Want to know more? I offer FREE Financial Consultation. 👋

VUL hater ako before at promotor ng BTID.

Dumating pa nga sa point na gusto ko nang i-cancel ang VUL ko (2 years nang binabayaran). I know how to invest in stocks, crypto, and other investment vehicles myself. I also do trading.

Sabi ko nga bakit pa ako kukuha ng VUL kung pede naman ako kumuha ng pure insurance tas ako nalang magpalaki ng pera ko. In a single trade, I can earn the same percentage that a VUL investment funds earn in years.

Pero there's a price to pay: TIME. Kaylangan mong pag-aralan at mag-devote ng time to research dahil mas mawawalan ka ng pera kapag hindi.

Kung mga expert nga natatalo pa rin after devoting years of study and research. Ikaw pa kaya? Siguradong gagawin lang nilang pang-merienda yung pera mo kapag pumasok ka nang walang alam.

After 2 years of research and comparison, narealize ko na kaylangan ko pala siya both. I still invest/trade myself pero pang-balanse ko ang VUL.

⭕️ Sobrang convenient ng VUL when it comes to insurance benefits. Permanent ang high insurance coverage niya.
⭕️ Unlike traditional plans, premiums won't increase while maintaining the amount of benefits. No need to renew (which you can't if you already have medical condition). Trad will be more costly in the future.
⭕️ Maganda ang risk management and historical performance ng fund manager (as far as Pru is concerned)

Kaya depende rin talaga kung paano naipaliwanag sa inyo ng mga agents niyo. If hindi na-highlight kung gaano kaganda ang protection benefits ng VUL at puro investments lang ang iniisip mo, then probably madidisappoint ka talaga.

VUL is great.

CTTO

“Bata pa naman ako, single pa, hindi ko pa kailangan”

Exactly the reasons why it is ideal to be insured now. Bakit?

1. Bata pa naman ako
- your insurance rate works on your age. The younger you start, the cheaper you get it, the more you save.

2. Single pa ako, walang asawa at anak.
- priorities sprout rapidly when you start to have a family. Sa stage na to, hindi mo na maiisip ang sarili mo kasi may pamilya ka nang binuo at inaalaagan.
So why not take your “single” time to focus on your long term needs. YES, long term na tipong kakailangain mo sya sa PANAHONG HINDI MO NA KAYANG KUMAYOD PARA SA SARILI AT PAMILYA MO. Opo, lahat tayo tumatanda,.

3. Hindi ko pa kailangan
- Yes, kaya sya PREPARATION, kasi di naman tayo maiinform kung kailan natin kakailanganin.
Ang pagkakasakit o aksidente ay hindi tulad ng P.A.G.A.S.A na makakapagforecast para makapag handa ka kung may namumuong bagyo. Ikaw, anong magiging Pag-asa mo?

Maraming nagsasabi na bills and priorities make us Adults. Yes True!
Let’s just add this : INSURANCE, INVESTMENTS, SAVINGS and FINANCIAL LITERACY make us one of the wiser ones 🙂

Get a quote and let’s plan your future wealth and Security, together 😊

(Photo) ctto