Budget Friendly House and Lot

FOR SALE❗️Brand New 2 Storey House and Lot

Location: Divine Homes, Lahug, Cebu City

Floor area: 86 sq.m
Lot area: 63 sq.m
3 Bedrooms
2 Toilet and Bath
1 Spacious Car Garage
with Clean and Dirty Kitchen

Price: 6.5M ALL IN PRICE(transfer charges included)

👀 Here‼️

𝗖𝗹𝗶𝗲𝗻𝘁: Dili lang ko mokuhag balay ug yuta Kay naa man mi balay sa Probinsya

𝗠𝗲: Unya ma'am imong mga anak or pag umangkon mag college ari man kaha sa Cebu City? Kada adlaw sila uli sa Probinsya? ☺

𝗥𝗲𝗮𝗹𝗶𝘁𝘆😕: Yes sa karun okay pa nato nga walay balay or condo sa city kay atong mga anak gagmay pa. What if mo college na sila? What if kung manrabaho na sila? Asa man sila puyo? Mangabang/Rent?

🤔Sure kaha ta ana nga time nga barato pa ang abangan nga karun gane naa na sa 15K-20K?

Even Ang abangan nagkamahal‼️‼️‼️

Unya sugot raka pohun moabang 25K-30K unya bisan doorknob dili maimuha?

BE WISE. WHY RENT IF YOU CAN OWN??🔥

Nganu dili manka mo 𝗜𝗡𝗩𝗘𝗦𝗧 karun para pohun secure na imong pamilya? Naka 𝗦𝗔𝗩𝗘 paka kay barato pa🏠👨‍👩‍👧‍👦

𝗜𝗡𝗩𝗘𝗦𝗧 𝗪𝗛𝗜𝗟𝗘 𝗬𝗢𝗨 𝗖𝗔𝗡, 𝗜𝗡𝗩𝗘𝗦𝗧 𝗙𝗢𝗥 𝗧𝗛𝗘 𝗙𝗨𝗧𝗨𝗥𝗘❤️❤️

𝗛𝗨𝗥𝗥𝗬! 𝗖𝗢𝗡𝗧𝗔𝗖𝗧 𝗠𝗘 𝗡𝗢𝗪. 𝗜 𝗖𝗔𝗡 𝗛𝗘𝗟𝗣 𝗬𝗢𝗨. 💁‍♀️

Rediscover your next premium lot investment at Foressa Mountain Town.🍃💚

✅Just 1 hour along Transcentral Highway from Cebu City.
List of Amenities:
✅ Town Center
✅ Destination Cafe
✅ Foressa Lodge
✅ Hiking and Biking Trails

📍Reservation Fee of Php50,000.00

Project Name : Foressa Mountain Town
Location: Balamban, Cebu

LOT DETAILS
Block 1 Lot 5
Street Name : Primrose Avenue
Lot Area : 447 sq.m

SAMPLE COMPUTATION
Total List Price (TLP): Php6,904,030.00
Transfer Charges : Php308,215.00
Reservation Fee : Php50,000.00
20% Equity/Down Payment : Php1,330,806.00 payable up to 24 months at 55,450/month
80% Balance Loanable Through Bank Financing
Php5,523,224.00

PAYMENT TERMS
98% Spot Cash payment, 2% Balance upon Title Availability(with max 20% Discount)
10% spread over 24 months; 90% Unionbank Financing
20% spread over 24 months; 80% Bank Financing

AMENITIES
Gated Entrance
Greenbelts
Camp Grounds
Hike Trails

ACCESSIBILITY
550 m Cambagocboc Elementary School
6.6 km Gaisano Town Center
7.8 km Police Station
7.8 km Public Market
8 km District Hospital
9.4 km Cebu Technological University
13 km Cebu Normal University
14 km University of San Jose Recoletos

The most AFFORDABLE and SALEABLE Preselling House and Lot in Casili, Consolacion, Cebu for as low as 12k/month equity 😱

Move on JUNE to DECEMBER❗❗❗

Project Name: Robin's Lane Subdivision Casili
Location: Casili, Consolacion, Cebu

HOUSE DETAILS
2-Storey Townhouse Type
3 Bedrooms
2 Toilet and Bath
Car Garage
Lot Area: 56 sq.m
Floor Area: 71.02 sq.m

SAMPLE COMPUTATION
Total Contract Price (TCP): Php4,987,500.00
Early Reservation Discount : Php997,500.00
Total Discounted Price : Php3,990,000.00
Reservation Fee: Php 30,000.00
Equity / Down payment: Php246,000.00 less Reservation Fee (payable up to 18 months)
For as low as 12,000/month
Balance Loanable Through Bank Financing Php3,744,000.00
Estimated Monthly Amortization:
20years @ 29,027/month

FREEBIES AND PROMOS
FREE Transfer Charges
FREE Move-in Fees
FREE Wardrobe Cabinets in every room
FREE Kitchen Cabinet
FREE Mandaue Foam Home Card
FREE Water and Electricity Connection
LED Downlight for every room

NEAREST ESTABLISHMENT
SM Consolacion
Mendero Hospital
City Mall Consolacion
Fooda Consolacion
San Narciso Parish - Consolacion
SM Consolacion
Consolacion Central School

Don't wait to save 2million pesos to buy a house and lot in spot cash.

🧏𝐈𝐠𝐨 𝐤𝐚 𝐦𝐚𝐤𝐚 𝐭𝐢𝐠𝐮𝐦 𝐚𝐧𝐚 𝐭𝐚𝐠 𝟒.𝟓𝐦𝐢𝐥𝐥𝐢𝐨𝐧 𝐩𝐞𝐬𝐨𝐬 𝐧𝐚 𝐚𝐧𝐠 𝐛𝐚𝐥𝐚𝐲.

Always remember every YEAR prices of house & lot will double, nagka mahal ang value wala nagka barato:

1st year: 2million
3rd year: 3million
6th year: 4.5million

Ayaw pag duha2 kay BUYING a HOUSE TODAY is the RIGHT DECISION for your FAMILY! 😊

🧏Ayaw ug hulat nga mkaingon kang maypag nikuha ko sa una Kay barato pa🤦🏻‍♀️

For your Real Estate property needs pls visit our page...
https://web.facebook.com/affordablepropertiesincebuph

BEACH RESORT FOR SALE IN GINATILAN CEBU! 🏝️🏖🏡
Island Life Beach Resort
Location: Ginatilan, Cebu

Area:
📌 280 sq.m more or less
📌Tax Declaration only

Income Generating

INCLUSION

Developed land with
3 Air-conditioned Rooms
1 kitchen with utensils with Refrigerator
1 Bar with Chiller
1 Front Desk area
2 Comfort Rooms
Includes Appliances &
Mattresses

This is an all in package, selling everything what's in the resort.

The place is also very near to Waterfalls Destinations here in the south of Cebu namely

Inambakan Falls
Fern Valley Falls
Dao Falls
Binalayan Falls
Aguinid Falls

And 30 minutes away from the famous Oslob Whaleshark Watching.

SELLING PRICE
Php6.5 M
Buyer to shoulder the taxes and transfer charges

Elegant Beach house with pool for Sale in Carmen Cebu!

4 Level House with Roofdeck

Location: Puente Carmen
Lot area:151sqm
Floor area: 342.90sq. m

Basement 2 : -laundry area with pump room.
-hallway going to the beach stairs

Basement 1- guest room with bathroom
-maids room with bathroom
-storage area, can be convertible to a room
-powder room
- pool area

Ground floor: living, dining and kitchen

First floor:
Masters bedroom with walk in closet and bathroom
- Office space outside master bedroom
Rooftop

With gate and cctv

Price: 22M Buyer to shoulder Bir Taxes and Transfer Charges.

Note: Fully furnished except for the memorable furnitures( outdoor) and other items

Ania Ang pinakabarato na Yuta DATA-DATA.
Developed, ready to build and naa na LTS.

As low as 6,833/month 😍😍😍

Res. Fee: 10,000
Available Cutting: 50sqm, 100sqm
Residential and Commercial Lots available

LTS no: 032796
Developed by Hedland

With Swimming Pool and Clubhouse😍

Send a message now, I'll be happy to assist you.

A.) Requirements sa Pag ibig Housing Loan:

1.) 2 valid ID's
2.) Latest 3 months payslip
3.) Certificate of Employment/ITR
or Job Contract for OFW
or Business Permit/ITR for Business owners
4.) Proof of Billing
5.)6pcs 1x1 ID picture white background
6.)PSA Birth Certificate and/or Marriage Contract (for couple BUYERS)
7. )If abroad ang Buyer need SPA (Special Power of Attorney) naa ray form ang Pag ibig or Developer for HMDF Loan, dayon ato e send sa BUYER thru fb/email, e print sa BUYER ug ipa notarize niya sa Philippine Embassy sa iyang home country dayon ipadala sa Pilipinas ang original copy. Pwede ra ni to follow...

B.) 2 ra ang requirement para ma approve si BUYER sa loan:
👉1. No foreclosed housing loan si BUYER
👉2. Kaabot iyahang monthly income/sweldo sa required salary sa house loan

🤔What if dili kaabot ang sweldo sa BUYER sa required salary sa house loan?
👍Magkinahanglan si BUYER og CO- BORROWER para ma approve ang loan up to 2 Co-buyers👍🏻

CTTO

✔️Reasons why real estate is a smart investment:

1. Positive cash flow.

You get a regular income stream through real estate investments, and oftentimes, your yield is higher than what you would make from stock dividends.

2. Hedge on inflation.

Real estate investments have shown the highest correlation to inflation relative to other assets such as corporate bonds and Treasury notes. When inflation occurs, the price of real estate will also rise.

3. Multiply asset value.

A benefit of investing in real estate, including commercial properties, is that you can place debt on your asset. That way you can acquire more assets without necessarily having to put up the cash to pay for them.

4. Capitalize on physical assets.

When you purchase rental properties, you are investing in something with meaningful value. The land where the property is built on has value, as does the building itself.

5. Tax Benefits.

Real estate owners get unlimited mortgage interest deductions that protect a portion of the cash flow generated and paid to investors.

6. Appreciation of asset value.

Over time, inflation will continue to increase, thereby reducing the value of the dollar. But with income-producing real estate, the value of your asset also increases while the income derived from your property (from rentals) also goes up.

Finally, owning a beautiful piece of property is always a source of pride for anyone. When you have a property in a great location, you’re certain that it will make money for you, regardless of whether you rent it out or live in it and re-sell sometime in the future.

We’ve seen a lot of people make costly mistakes buying things like a sports car or a boat. They brag about it until eventually they realize how expensive it is to maintain their “investment” and when they try to sell it, they can’t even get back the amount they paid for it. But with real estate, the value of your property will continue to grow over the years.

Frequently Asked Questions with regards to PAG-IBIG Housing Loan:
1. Naa ko'y Pag-ibig sauna pero wala nako napadayon. Pwede ko makakuha ug balay?
YES, pwede kaayo! Ato lang ipadayon ang imong contribution. Dapat muabot ug 24 months imong contribution aron qualified ka to apply for a housing loan nga affordable.
2. Dili pako member sa Pag-ibig, unsaon pagpamember? Makakuha na dayon ko'g balay?
YES, pwede kaayo! 2 ka pamaage makapemember ka:
2.1 Magsugo ka sa imong pamilya o paryente.
2.2 Go to https://www.pagibigfundservices.com/pubreg/starter_page.aspx
Para makaapply dayon ka ug housing loan, bayare ang 24months nga required number of contributions, ug dapat magbayad na ka ana ug monthly or pwedi pud lumpsum payment with minimum contribution of 200 per month (P4800)pwedi na kaloan!
3. Dawbe, wala man ko diha sa Pinas, pero gusto nako makakuha ug balay, unsaon man na?
YES, pwede kaayo! Mag-assign lang ka ug membro sa imong pamilya, o paryente, nga mao'y imong masaligan pagpadala ug kuarta ug pag follow up sa imong mga required documents. Siya imong himoon sa gitawag nga "Attorney-In-Fact". Mag-fill-up lang ta ug papel nga ipprovide sa imong house agent/Broker nga mao ang "SPA" or Special Power of Attorney. Kana nga documento magpamatood nga legal nimong gisaligan ang imong "Attoney-in-Fact" nga mao'y morepresentar nimo sa pagkuha sa balay in your behalf. E-mail na sa imoha ang SPA, ipaprint diha sa kung asa ka nga lugar, fill-up-pan, ug panotaryohan or ipa-Red Ribbon sa consul sa embassy sa Pilipinas diha sa kung asa ka nahimotang nga lugar.
Note: Pwede ra na nimo buhaton ang pagpa-Red Ribbon inig human na nimo ug PARESERVE sa balay nga imong gusto kay basin: 1: Mahutdan ka sa balay ug limited usahay ang mga promo UG 2. Ang SPA Format sa Developer pinasahe kay sa kanang gipahimo lang. So pili na sa balay nga swak sa imong budget.
4. Dugay nako member sa Pag-ibig, pero wala ko kahibalo kung pila na akong contribution. Unsaon?
Yes, Pwede kaayo! Magsugo lang ta pagpakuha sa MSVS or Members Status Verification Slip.
Or go to https://www.pagibigfundservices.com para macheck nimo imong contribution.
5. Nakakuha nakog balay sauna and nagkamulo pakog bayad karon, pwede ko makakuha ug isa pa para investment, akong parentahan pohon?
YES. Pwede kaayo! Kung kaya pa sa imong income.
Tip: 1 socialized/lowcost house dapat naa kay 10k (conservative requirement) nga sweldo kada bulan. Kung mokuha kag duha, dapat naa sa 17-20k ang imong sweldo. Kung gusto paka'g more, edi wow! Basta kaya sa bulsa.

For more questions, don't hesitate to ask!
Send me a message 📩

📣Pre-Selling Fully furnished 1Bedroom Unit Type‼️
➡️Le Menda Residence
➡️Plazaville Subd., Veterans Drive, Busay, Cebu City

UNIT DETAILS
1 Bedroom Unit
Fully Furnished
Toilet and Bath
Floor Area : 31.55 sq.m

INCLUSION
-Home theater system with 40” smart TV
-TV stand
-Split AC unit
-Wardrobe
– Dresser
-Bed w/ bedside table
-Window-type AC
–6 cu.ft. refrigerator
–Dining set
COMPLETE FURNISHING
– Living, Dining, Kitchen, Entertainment, Bedroom
FIXTURES
-Smoke detectors
-Intercom system
-Sprinklers
-Range hood
-Shower enclosure
-Vanity
-Water heater
-Kitchen cabinets
SAMPLE COMPUTATION
Total Contract Price (TCP): Php4,827,092.00
Reservation Fee : Php50,000.00
15% Equity/Downpayment : Php674,063.00 payable up to 30 months @22,468/month
85% Balance Loanable Through Bank/Pag-ibig/In-house Financing
Php4,103,028.00
Estimated Bank Monthly Amortization:
20years @31,810 /month

GREAT AMENITIES
Game Room and Movie Theatre
GYM/Fitness 2G
Salon
Laundry shop
Convenience Store
Infinity and Kiddie Pool
Barbecue area
Daycare Center
Coffee Shop
Common Toilet
BUILDING UTILITIES
24/7 hour Security
Smoke detectors and sprinklers
2 Standby back up power
Water Treatment Facility
Garbage chute
24 hours shuttle service