Variable Life Insurance by Prulife Uk

Noon, ang face mask sobrang mura. Di pinapansin, walang bumibili. Last March may nabili ako na 5 pcs for Php 15.00 only. A box of 50 nasa Php 200+ lang.

Ngayong may Covid19 na, a box of 50 pcs can cost Php 600 to P 1,000. But people BUY it kasi they realized na kelangan na nila.

Parang ganun din ang Life Insurance. Ngayon na bata pa tayo at malusog, di tayo bibili. Di natin yan papansinin kasi feeling natin di naman natin kelangan.

Pero ang pagkakasakit, aksidente and pagkamatay, parang Covid lang din, unexpected.

Paano pag dumating yung panahon na mangyari ang isa jan, makakabili ka pa kaya ng insurance para matulungan ka at maprotektahan?

Okay lang sana kung pwede pa bumili kahit mahal tulad ng masks na kelangan natin ngayon. Eh paano kung hindi na pwede dahil out of stock na parang mask, paano ka ngayon?

Yung na-realize mo na kelangan mo pala pero di ka nakabili nung una pa...

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This covid-19 scare really is making a big impact on everyone especially my loved ones but no matter the fear it causes we are assured that our family is protected with an insurance which has a complete set of benefits and I am also proud to say that I have a lot of clients that have peace of mind because they got plans with me 💪🏻

In this time of anxiety and panic let us remember that still the most powerful weapon we have against covid-19 is our loving and generous God who listens to us through our prayers 😇😇😇 So let us continue to ask for His guidance that He may send His miraculous healing grace so that we can overcome this trial soonest 🙏🏻🙏🏻🙏🏻

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Maximize the power of your savings account. Instead of putting it all in your bank savings account, reallocate some of it and open your Pru Life UK Savings program. Make your money work for you.

PM me to explore your options.😊

Talk to the

❤
Which one will you choose?

FYI. PRE-NEED COMPANY PO ANG CAP, HINDI SIYA LIFE INSURANCE.

Magkaiba po ang pre-need company at life insurance company. Kung ang dahilan kung bakit ayaw mo sa life insurance ay dahil takot kang masayang ang pera mo at mauwi sa wala ang investment mo, inuulit ko lang po, magkaiba ang life insurance company sa pre-need company. Hindi life insurance ang pre-need plan.

Sa katunayan, marami itong pagkakaiba.

1. Bago magsara ang ilan sa mga pre-need companies noon, ang mga ito ay nasa regulasyon ng Securities and Exchange Commission (SEC) habang ang mga life insurance company naman ay nasa regulasyon ng Insurance Commission (IC).

2. Ang mga pre need companies ay local, habang karamihan naman ng mga insurance companies ay international at kilala sa buong mundo.

3. Ang mga pre-need companies ay nag ooffer ng open ended plans. Ipapromise nila na sila ang magbabayad ng tuition fee, pension o memorial services, etc. mo in the future. (But promises are meant to be broken.. Jk 😅) habang ang life insurance naman ay may guaranteed face amount, non guaranteed dividends o fund value ng iyong investment.

4. Kadalasan, ang pangalan ng mga pre need companies ay nagtatapos sa “plan” habang ang pangalan ng insurance companies ay nagtatapos naman sa “life”.
Halimbawa:
Pre need: College Assurance Plan, Pacific Plans, PhilPlans
Life Insurance: Pru Life, Sun Life, Philam Life, Manulife

Marami pa itong pagkakaiba. Sana tayo po ay makapagbasa at matuto pa para mabuksan ang ating isip sa importansya at mga benepisyo ng life insurance sa atin at sa ating mga mahal sa buhay.

Kasi kapag tayo biglang nawala, paano na lang ang mga maiiwan nating mahal sa buhay? Maganda kung pera ang maiibibigay at maiiwan natin sa kanila di ba? Kaysa naman utang

Love your self first❤👍

PERSONAL ACCIDENT INSURANCE by Pru Life UK
for as low as Php 510.83 per year

Kapag may nangyaring hindi inaasahan, dapat may nakalaang pera. Dapat handa tayo! Lalo na sa panahon ngayon kaliwa't kanan ang aksidente.

Sa Php 510 mo per YEAR may
ACCIDENT INSURANCE ka na!
At mayroong mga benepisyo gaya ng:

✅ Accidental Death & Disablement -💸Php100,000
✅ Total & Permanent Disability -💸Php100,000
✅ Murder & Assault -💸Php 50,000
✅ Burial Benefit -💸Php 5,000
✅ Medical Reimbursement -💸Php 10,000
✅ Daily Hospital Income -💸Php 500 per day
✅ Renewal Bonus

❤️PLUS tumataas every year ng 5% ang benefits mo.

You can get a coverage starts from Php 100,000.00 to maximum of Php 10,000,00.00 depends on the package you will avail.

Protect yourself and your love ones.
Message me for more details!

Why invest in Pru Elite Plan❓

It is intended to meet your personal goals in 5, 7, 10, or 15 years.

Para ka lang nagbabayad ng kotse, or naghuhulog para sa bahay. Ang ipon mo, withdrawable agad, may kasama pa critical illness, disability, accident, hospitalization allowance, at insurance benefits!

ELITE = big savings + high insurance coverage + shorter paying

Mahirap ang walang insurances. I, myself, can tell. The doctors can tell. The widows can tell. A lot of families can tell. A lot of people can tell.

Kaya kung able ka na, you can start for at least Php1650kmonthly(55pesos/day) or the Php3k+monthly(100pesos+/day) for a more comprehensive coverage .

IBA KAPAG INSURED KA👍

(Note: Insurance is different from pre-need plans)

What is the difference between REGULAR SAVING vs. INVESTING?

If you save P100 per day or P3,000 monthly for 27 years and 9 months, you will have P999,000 alone.
NO LIFE INSURANCE.

but if you...

SAVE AND INVEST TO PRU LIFE UK
your P100 per day or P3,000/ monthly for 10 years with 10% compounding interest, you will have:
10 years: P538,000
20 years: P1,257,000
30 years: P3,230,785
40 years: P8,345,734
with 1 MILLION LIFE INSURANCE.

PRU LIFE UK, has a VUL (Variable Universal Life) plan wherein, ang iniipon mo ay may life insurance na at may investment pa in Stock Market, Bonds or Both (Whichever you want) that are managed by the Most awarded and Best Fund Manager in Asia, Eastspring Investments. Kaya may peace of mind ka mabuhay man ng mahaba or mabuhay ng maikli.

Kapag nag save ka, it will take 27 yrs to have 1M. But if you INVEST, you will just have to save for 10 yrs.

Make your money earn for you.
We can help you get started.

Let's talk 😉
Message us now!

*fund is projected for Male, 25 y.o non-smoker

Understanding How Variable Unit Linked Life Insurance worked for you...
To all my client and to some people planning to get a VUL plan pls have time to read
PRUlife UK
Licensed Financial Advisor
PMisthekey😍

In 2018, Pru Life UK approved a grand total of Php. 190-M for Critical Illness Claims, wherein which Php. 109-M are cancer-related.

Any Critical IIlness treatment, such as for Cancer, is expensive... Have you saved enough funds to fight Critical Illness? Better to get one because Life Insurance Protection is cheaper than you think.

Start planning your retirement
Msg me how

Wag manghinayang sa paghahanda sa kinabukasan mo plan na abot kaya mo...maige ng maghanda sa kinabukasan ng walang pagsisisi sa huli😘

Save protect and invest
Ask the man from pru
Send me a private message

Sometimes, no matter how much we take care of ourselves, illness strikes.

Truth is...
With MONEY, RECOVERY comes fast and easy as a person and his family are given PEACE OF MIND.

We provide comprehensive insurance product that offers a wide range of hospitalization & medical benefits.

Get it as a standalone insurance policy or bundle it with an Investment program.

Know More. Ask Less.

Insure More, Risk Less.

Let me help you. Send me a message.

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Do something that your future self will thank you for. If you’re working on improving yourself, then your efforts are worth celebrating! That’s the spirit behind Pru Life UK’s .

We want to recognize your efforts when you take the necessary steps to become your best self and live your best life. We want to hear stories about improvements in your health, how you manage money, and the ways you innovate or use conscious technology. We believe that by sharing these stories, more people will be inspired to do more and be better as well. Join the now and get a chance to win gift certificates and exciting gifts from us. Click here to see complete contest mechanics: http://bit.ly/WeDOchallenge

c official page

Ang buhay ay hindi forever na lang puro lovelife, travel for fun, shopping, kain sa labas and gimmicks.

Maigeng maghanda sa kinabukasan upang hindi magsisi sa huli at may pundasyon sa pagtanda.

Walang kumuha ng life insurance na naghirap.
Wag kang matakot sa life insurance mas matakot ka kapag wala ka nito





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PRUlink elite protector series
An investment-linked life insurance payable in 5, 7, 10 or 15 years, PRUlink elite protector combines protection with a greater potential for wealth accumulation. Aside from being financially protected against uncertainties, your financial goals such as your child’s education, a new house, or your retirement fund, become more manageable and attainable.

Product highlights
Payment term
5-pay
7-pay
10-pay
15-pay
Coverage period
Up to age 100

Issue age
0-70

Limits
There are flexible payment terms available depending on your need and budget:

Five (5)-year payment period with a minimum premium of PhP200,000/year (USD4,500/year)
Seven (7)-year payment period with a minimum premium of PhP 150,000/year (USD 3,300/year)
Ten (10)-year payment period with a minimum premium of PhP 110,000/year (USD 2,500/year)
Fifteen (15)-year payment period with a minimum premium of PhP 75,000/year (USD 1,700/year)
Maturity benefit
Sum assured + fund value

Death benefit
In the event of death of the life insured, the sum of the following is payable:

sum assured;
value of units in the policy; and
125% of all top-ups less 125% of all withdrawals on the top-up units.
A child’s lien, in accordance with the following schedule, is applicable to the [a] and [c] portions of the death benefit.

Age of death % of sum assured
0 10%
1 20%
2 40%
3 60%
4 80%
Core benefits
Total and Permanent Disability (TPD) and Accidental Death and Disablement (ADD) (at minimum Sum Assured) as core benefit
Accidental Death and Disablement Benefit – pays the benefit amount if the life insured dies due to accident within one hundred and eighty (180) days of the accident before the policy anniversary immediately following his seventy-third (73rd) birthday.
Optional benefits
Protection against accident, death, and disability

Accidental Death and Disablement – pays the benefit amount if the life insured dies due to accident
Personal Accident – indemnifies the life insured for injury or death due to accident
Additional Term – pays the benefit amount if life insured dies
Payor Term – pays the benefit amount if the Payor dies
Waiver of Premium on Total and Permanent Disability – waives all future regular premiums falling due after commencement of TPD if the life insured becomes totally and permanently disabled due to bodily injury or disease
Payor Waiver – waives the payment of all future regular premiums in the event of death of the payor or if the payor becomes totally and permanently disabled

Protection against critical illness

Accelerated Crisis Cover Benefit (CCB) – pays the benefit amount by advancing the basic sum assured if the life insured has been diagnosed to be suffering from any of the fifteen (15) critical illnesses
Accelerated Life Care Benefit (LCB) – pays the benefit amount by advancing the basic sum assured if the life insured has been diagnosed to be suffering from any of the thirty-six (36) critical illnesses or has undergone surgery due to critical illness
Life Care Plus (LCP) – pays the benefit amount if the life insured has been diagnosed to be suffering from any of the thirty-six (36) critical illnesses or has undergone surgery due to critical illness
Mulitple Life Care Plus (MLCP) – provides up to 310% of the benefit amount as the life insured may file for claims up to three (3) times if he has been diagnosed to be suffering from a critical illness or has undergone surgery due to critical illness while the policy is still in force. Each claim is payable for 100% of the benefit amount, provided the illness falls under separate categories in the critical illness group and the life insured is diagnosed with another critical illness at least one (1) year after the diagnosis of an immediately preceding critical illness claim. Additional benefit equal to 10% of the sum assured is payable if diagnosed to undergo Angioplasty prior to the occurrence of the first critical illness claim
Life Care Advance Plus (LCAP) – advances 25% of the benefit amount if the life insured is diagnosed with any of the ten (10) identified early stage critical illnesses. This can be availed up to four (4) times, provided that succeeding claims are from different early stage critical illnesses. Any remaining unused benefit amount is paid if the life insured is diagnosed as being in the advanced stage of any one of the thirty-six (36) listed critical illnesses. Special benefits for Angioplasty (10%), Diabetic Complications (20%), and Advanced Stage Cancer (20%) are payable as long as the benefit is not yet fully claimed or this rider has not been terminated yet
Life Care Waiver (LCW) – waives all future regular premiums until the expiry date of the premium paying term if life insured is diagnosed to be suffering from any of the critical illness or has undergone surgery due to a covered critical illness
Protection against hospital expenses

Hospital Income Benefit – provides daily and/or lump sum cash benefits to the life insured for hospitalization due to injury or illness
Product Enquiry

A wide range of claims has been covered by Prudential over the years, including fire, flood, marine, motor, railway, industrial and domestic accidents. Most notoriously, the sinking of the Titanic on 14 April 1912 resulted in the loss of over 1,500 lives. By June 1912, Prudential had paid £14,239 in claims for 324 lives.

For Prudential the prompt payment of claims to provide immediate help in times of emergency is a central part of customer service. Prudential collectors were always on hand to provide rapid financial relief to beneficiaries when calamity