Savvy Investor

Ang dami kong nakakausap about future planning. Pag nabuksan ang topic about healthcare and insurance, ang unang sasabihin e me memorial plan na ako (ung popular na memorial plan sa Pinoy)! O kaya naman e may insurance na ako, pero habang buhay na babayaran! Paano pag nag retire ka na at wala ng maibayad? E d, tapos na rin ang coverage?

Ang sunod kong tanong, e paano pag hindi natural death? Paano kapag nagkasakit muna at naratay sa hospital bago ang eternal rest?

Kaya dapat alamin natin kung ano ang mas dapat unahin. Gawing priority ang plan na may kasamang healthcare, insurance protection and investment. Dahil sa sitwasyon ng buhay ng tao, mahalaga na covered ang IFs of our lIFe!

Learn how to build strong financial foundation by attending FREE Financial Literacy Class via zoom or face to face!



https://523213ph.imgcorp.com/linkbio/

The most important financial product you need to have today is HEALTHCARE.

We all know that...
👉 PhilHealth is not enough.
👉 Short-term healthcare is not enough.

We all know that...
👉 VUL is not a healthcare plan.
👉 Hospital Income is not a healthcare plan.
👉 Critical Illness is not a healthcare plan.

We all know that...
👉 Asking for help on Facebook is not enough.
👉 Soliciting is not enough.

You might end up selling your properties, withdrawing all your money, acquire a lot of debt just to pay the hospital bills.

That's why it's very important to start building up your long-term healthcare savings starting today.

Kaiser Long Term Care

A 3in1 savings program that has healthcare, life insurance and investment. You only need to save for 7 years and you're lifetime covered with healthcare.

✅ If you think healthcare is expensive, try getting sick without it.
✅ Iba pa rin kapag may peace of mind... And you don't want to become a burden to your family and friends, right?

Time is our greatest ally in building wealth 🙋🏻‍♀️
A lot of older people are playing catch up saying "bakit ngayon ko lang nalaman ang tungkol dito, andami ko nang pera na nasayang."

Start today, while you still can. ❤️👌🇵🇭
Ask me how😊🤗🙋‍♀️
April Publico

Learn about the Level 1 Investment in IMG Kaiser Ultimate Health Builder
Longterm Healthcare 3in1 Savings Plan

Message me for more details and free quotation!

Bakit Kaiser muna ang iaavail natin bago tayo pumasok sa Stock Market? 🤔🤔🤔

I will explain this in a short story..

"Si Stock at Kaiser"

Si Stock at Kaiser ay magkaklase mula nong High school hanggang College..

Pagkagraduate nila ay naghiwalay na sila ng landas dahil sa magkaibang kompanya sila pumasok..

Dalawang taon ang lumipas, si Stock ay nakakilala ng isang Stock Market Investor..
Na-amaze siya sa ganda Stock Market Investing.. At the same time, hindi siya makapaniwala na magiging Shareholder siya ng mga malalaking Company sa Pilipinas kahit isang ordinaryong Pilipino lang siya.

Sa excitement niya, nag-open siya ng account sa isang kilalang broker..
Every month nagiinvest siya ng Php 6000..

Consistent siya sa pagiinvest..

After 1 year, nagkita sila ni Kaiser sa isang jeep..

Excited si Stock na sabihin kay Kaiser ang tungkol sa Stock Market..

"Kaiser! Kumusta ka na?" tanong ni Stock..

"Ito masaya at may peace of mind." sagot ni Kaiser..

"Narinig mo na ba ang Stock Market".

"Ah Oo naman! yung mga katrabaho ko jan nagiinvest!"

"Oh! eh ikaw, saan ka ba nagiinvest?"

"Ah ako? kumuha ako ng Kaiser Longterm Healthcare. Ito ay 3 in 1 Product. May Healthcare, Insurance at Investment!".

"Isang taon na rin ako nagiinvest sa Kaiser. Kumuha ako ng K-100 Plan.."

"Magkano ang monthly mo jan?" tanong ni Stock.

"5882 per month ang K100 pero annual ang mode of payment ko dahil ito ay discounted ng 2 months, bale Php 58,820 ang binayaran ko" sagot naman ni Kaiser..

"Ikaw Stock? Tingin ko nagiinvest ka sa Stock Market. Kumusta naman ang investment mo ngayon?"

"Maganda ang ekonomiya ngayon, 20% gain ang portfolio ko ngayon sa Stock Market Investment ko."

"Dapat kumuha ka rin ng Kaiser Longterm Healthcare mo Stock kung may budget ka na. Alam mo ba ang turo sa akin sa isang Seminar ng IMG, we are not entitled to invest in Stock Market kung hindi tayo properly protected by both Health and Life."

"Ah hindi ako naniniwala jan sa Insurance na yan Kaiser, sasayangin ko lang ang pera ko jan!"

"Ah ganun ba? Sige, it's your choice Stock!"

Habang nasa byahe sila, suddenly, isang truck na nawalan ng preno ang bumangga sa jeep na sinasakyan nila..😭

To make this story short, namatay si Stock at Kaiser..😭😭😭

Sa Funeral, sobrang iyak ng pamilya ni Stock dahil siya ang bread winner ng pamilya niya. Nalaman nila na may investment siya sa Stock Market pero less than Php 80, 000 lang ang makukuha nila dahil ito ay pure investment at isang taon palang siya na nagiinvest.

Ang pamilya ni Kaiser ay ganun din ang iyak dahil siya ang bread winner ng pamilya. Pero sa kabilang banda, may kapayapaan sa kanilang isip dahil may matatanggap silang 900K mula sa Kaiser Healthgroup dahil ang cause of death niya ay accident. At the same time, matratransfer ang plan sa primary beneficiary at may matatanggap pa silang maturity value sa maturity period.

Ngayon, naiintindihan mo na ba kung bakit kailangan natin unahin ang Kaiser bago ang Stock Market?

Sana may natutunan ka sa Short Story ko..😄

💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰💰

TAKE ACTION TODAY!

✅Kahit ano pang EXCUSES mo para hindi maginvest ngayon, one thing is for sure, lalaki ang mga anak mo at kailangan nila ng pangtuition sa pag-aaral nila sa College.

✅Kahit ano pang EXCUSES mo para hindi maginvest ngayon, one thing is for sure, tatanda ka sa susunod na taon at darating yung panahon na hindi mo na kayang magtrabaho..

Kung interesado ka na matutong magipon, maginvest, makawala sa utang, matutong maghawak ng perang araw-araw mong pinaghihirapan, attend ka sa aming Libreng Seminar 😊

Know your Financial Goal to know what Financial Vehicle suit to your needs.
In IMG We will Guide you achieve your Solid Financial Foundation

You can get Kaiser Long term healthcare plan and at the same time save and invest in Mutual Fund for your future Goals.

Message me to guide you.

Ano meron sa IMG (International Marketing Group)..?

*Membership Fee na (P6,000.00 pesos Philippines Membership Fee/
*International Membership Fee 8K~10k + Pesos depende sa bansa)
Tama po ganyan lang kamura, pero my kapalit na 63 benefits at ito ang mga major benefits.

✔️ IMG Portal: Digital access kung saan makikita ang lahat ng mga membership benefits mo:

✔️ IMG Preferred ID: Dahil ito ay legit company, syempre may proof dapat na ikaw ay accredited at bona fide member ng IMG at magagamit mo din ito to support sa pag-avail ng mga benefits

✔️ Soldivo Mutual Fund Investment: Pagka-member mo pa lang may
P1,000 mutual fund initial investment ka na agad, at ito ang laging problema ng marami, “ Paano nga ba makapag-umpisa?” Now wala ng problema! Pwede mo itong dagdagan minimum P20 depende kung kailan mo gusto pero mas maganda na ito ay regular para mabilis mo matupad ang mga plans and goals mo.

✔️ Manila Bankers Life PH100K
Personal Accident Insurance: 700K for International code : Naka-insured ka na agad! Sa panahon ngayon na hindi natin alam ang posibleng mangyari sa buhay, kailangan talagang may proteksyon para sa ating pamilya, malaki rin ang 100,000 pesos to 700,000 pesos para sa kanila diba?

✔️ Calamity & Emergency Financial Assistance Program up to 50,000 pesos for Floods, Typhoon, Landslide, Earthquake and Fire for every member.

✔️ Kaiser E-Health Card: May unlimited checkup ka na agad sa mga Kaiser Medical Center na malapit sa inyong lugar, at ito pa po, may discounts din sa check up at laboratories ng iyong pamilya, San ka pa? Health is Wealth ika nga!

✔️ Vision Care Voucher: Free Eye Check up at dalawang libreng frame sa isang taon kung gusto mong magpasalamin na available din sa mga Kaiser Medical Center, Ito ang Vision Care, Because we care your Vision

✔️ Fidelity Life Insurance: Ito ay optional, Kung gusto mo dagdagan ang iyong protection, pwede ka magmember dito, ito ay group insurance with P50, 000 death benefit coverage, pwede gamitin sa final expense, pwede rin pangdagdag sa burial kung sakaling meron ka na pero maliit lang ang halaga.

✔️24 Hours Memorial Concierge Services

✔️ Auto Program: Basta member ka ng IMG at gusto mong maglabas ng New Car may discount ka po.

Sa 6,000 na membership sobra sobra ang magiging balik sayo, kaya ako panatag na ako mawala man ako may maiiwan sa mga anak ko.
Di natin hawak ang oras natin kaya habang kaya pa, grab na ang mga gantong opportunity!

Know more about IMG Community & Exclusive access Benifits click mo..
https://306888ph.imgcorp.com/

𝗔𝗻𝗼 𝗮𝗻𝗴 𝗸𝗮𝗴𝗮𝗻𝗱𝗮𝗵𝗮𝗻 𝗻𝗮𝗻𝗴 𝗸𝗮𝗶𝘀𝗲𝗿 𝘀𝗮𝘃𝗶𝗻𝗴 𝗽𝗿𝗼𝗴𝗿𝗮𝗺?
Sa KAISER seven (7) years lang mag-iipon pero lifetime ang benefits kaya walang pera na masasayang dahil ito "𝑨𝒏𝒈 𝑰𝑷𝑶𝑵 𝒏𝒂 𝒘𝒂𝒍𝒂𝒏𝒈 𝑻𝑨𝑷𝑶𝑵".
𝟭. 𝗠𝗮𝘆 𝗛𝗘𝗔𝗟𝗧𝗛𝗖𝗔𝗥𝗘 𝗼𝗿 𝗛𝗠𝗢 - sa oras na magkasakit may magagamit na healthcare
𝟮. 𝗠𝗮𝘆 𝗟𝗜𝗙𝗘 𝗜𝗡𝗦𝗨𝗥𝗔𝗡𝗖𝗘 -may maiiwan na pera sa pamilya kapag kinuha ni Lord ng maaga or ma-disabled.
𝟯. 𝗠𝗮𝘆 𝗜𝗡𝗩𝗘𝗦𝗧𝗠𝗘𝗡𝗧 - may pera na magagamit sa retirement or after policy maturity.
Start now habang bata pa at kaya pang mag ipon... dahil mahirap ang walang ipon lalo na sa panahon ng pagkakasakit.
"The only HMO Company in the Philippines that provides Long-term Healthcare."
We can guide you on how to start.

Message us to book an appointment!
https://m.me/aprilyn.escovidal

When JACK MA said🤔🤔
👉Habang wala kapang malaking resulta, Expect mo na walang maniniwala sayo, maraming tatawa sayo, maraming huhusga sayo.🤔
Malimit sa PINOY to see is to believe tsaka na maniniwala kapag may naka gawa na.
Still Continue mo lang ginagawa mo ngayon, Deserve mong umasenso sa buhay. Wala yan sa kung ano ang tinapos mo na kurso kc mas lamang pa rin ang may alam. . 👍
Kaya keep on learning and do what is right and do it with pride... Time will come they will see the fruit of your labor.
Never Quit on your Goals!

IKAW RIN BA ITO?

Sabi Nila: “Mag-iipon muna ako bago sumali diyan, wait ko muna tumaas ang sweldo ko bago ako mag-ipon, sounds familiar?

Mali di ba? Kasi ang tamang gawin ay mag-ipon na agad while bata pa, malakas pa ang katawan, malakas pa kumita ng pera kasi ang pera natin when invested in the right investment instruments it works for us. It works 24/7 hindi ito napapagod. Hindi ito katulad natin na may pisikal limitations.

Come to think of it, yung isang magtataho nga, or isang magbabalut or isang domestic helper who “may be” earning less than what you earn ay nakakapag ipon (actually invest talaga) ng P20 pesos a day, ikaw pa kaya na isang OFW or entrepreneur who earns much higher salary than them.

Financial literacy is the KEY.

Kung gusto mong magsimula, PM mo lang ako.

IKAW RIN BA ITO?

Sabi Nila: “Mag-iipon muna ako bago sumali diyan, wait ko muna tumaas ang sweldo ko bago ako mag-ipon, sounds familiar?

Mali di ba? Kasi ang tamang gawin ay mag-ipon na agad while bata pa, malakas pa ang katawan, malakas pa kumita ng pera kasi ang pera natin when invested in the right investment instruments it works for us.
It works 24/7 hindi ito napapagod. Hindi ito katulad natin na may pisikal limitations.

Come to think of it, yung isang magtataho nga, or isang magbabalut or isang domestic helper who “may be” earning less than what you earn ay nakakapag ipon (actually invest talaga) ng P20 pesos a day, ikaw pa kaya na isang OFW or entrepreneur who earns much higher salary than them.

Financial literacy is the KEY.

Kung gusto mong magsimula, PM mo lang ako.

Tama! Ipon mo yan para sa iyong pagtanda wag mong panghinayangan at wag mo e lapse! Kaya ka nga may sariling portal ng kaiser para ikaw mismo mag manage ng pera mo.Hindi dapat yun iba ang may control nyan. Ikaw dapat at aattend po dapat ng kaiser training para na a update tayo sa ating kaiser plan.

Financial Education Center is everywhere




What is really?
Historically, IMG system starts in America and Canada way back 1977. It is aligned with a world financial organization called World System Builder( ).
Since 1977, it adopted a system called "System Builders" book which contains a proven system used by the WSB and IMG community. IMG was established in 2002.
IMG is not an investment company. It is NOT a Networking or an MLM. You don't invest in IMG. It is focused on Financial Literacy.
■ It's a brokerage organization of leading companies in the Financial Industry
■ A school for Financial Literacy -- under a life-long learning program with free financial coaching for life
■ Its also a community of Savers and Investors..
It offers Total Financial Solution. Meaning you learn from them not only on investing and saving but in all other aspects of personal and family financial management including financial planning.
As a school for Financial Literacy. You are encouraged to learn first before saving and investing. And because financial and investment companies are aligned with them, you can already practice what you have learned as a One-Stop-Shop in the Financial Industry
One good thing about IMG when you invest is you are developed to become your own money manager. In other words, you are given direct access to the companies aligned with them without passing through a broker or an agent -- thereby maximizing the use of your money when saving and investing.
Through IMG also, you have the right to participate in its business as Associate Broker (optional) and is assisted in building your own organization in the Financial Industry.
Be part of millions of Filipinos na binago ang buhay sa pamamagitan ng tamang pag iipon at pag e invest. Alamin at discover opportunities be one of us.

Attend our free financial class webinar via zoom
PM LANG PO PARA MAGUIDE PO KAYO!
ctto

Minsan akala mo niyayabangan ka ng tao dahil sa post nila, pero di mo napapansin nararamdaman mo lang yun kasi andun yung inggit at minsan andun din yung pagkukumpara kung ba't sila meron nun at ikaw wala.

Kaya imbes na ngumiti ka sa nakita mo, napapasimangot ka at naiisip mo mayabang lang sila.

Subukan mo maging masaya sa achievements ng iba, alisin mo yung inggit sa puso mo, makikita mo, yung mga yabang posts makikita mo as CELEBRATION lang ng iba sa ACHIEVEMENTS na nakuha nila.

Kahit gaano pa kallit para sayo ang achievement ng iba, ay achievement pa din maitatawag at normal na icelebrate at ikaproud yan ng taong nakakuha.

Nakahiram.
Nakagamit.
Naka experience.
Naka bili.

Nagkaron.
Nakakain.
Nakagala.
Nakapunta.

Self celebration yan. Kung negative utak mo, kayabangan ang tingin mo dyan. Ang pagiisip mo ang may problema at hindi sila. 💯

Ccto ✨

How do Filipinos deal with HEALTHCARE?

1) WALA. Some do not even have Philhealth because they are informal workers. So if they get sick, the solution is utang or beg.

2) PHILHEALTH. Common for the working Filipinos but KULANG because it cannot shoulder the full cost of healthcare. Healthcare is not just hospitalization. Healthcare also includes medicines.

3) FAMILY. Some Filipinos rely on their family to help them in times of need. This is not really reliable and is unfair to the people who end up paying for others. Kahit anong kanta pa na family is love... kung problema na sa pera ang usapan, meron talagang magagalit or masasaktan.

4) COMPANY. Some companies have good healthcare programs but it is only good while you are employed with them. As soon as you resign or get fired, you will no longer enjoy that benefit. You cannot work forever. Do you really want to work forever?

5) PREPAID health cards and coop health insurance. This is a cheaper alternative than applying for individual health insurance. But this is only short-term. If you are not able to use these health cards, the money you spent will not go back to you.

6) LONG TERM HEALTHCARE. Payment period is only 7 years. You just need to save for 7 years and wait for your money to grow. If you don't get sick, you will get a bonus for being healthy. Kaiser's long-term healthcare program not only has health benefits but also life protection and investment.

Consider getting a Kaiser Long-Term Healthcare program.

INVEST FOR LONG-TERM! 🔥

P196 per day or
P5882 per month or
P58,821 per year (with 2 months worth discount)

You will get:
👉 FREE Annual Physical Exam & Dental Benefit for 7 years
👉 P60,000 Annual Hospitalization Benefit for 7 years and increasing coverage in the succeeding years until whatever age (*subject to fund availability)
👉 P450,000 Life Insurance for 20 years
👉 P900,000 Accident Death & Dismemberment for 20 years
👉 P1-6 MILLION Retirement Fund*
*retirement fund depends on what age you start investing

PLUS, YOU HAVE THE CHANCE TO GET YOUR OWN KAISER SAVINGS FREE!!!

Message me for a FREE Quote!

How? You are invited for a free and no-obligation financial literacy class and discussion about this program. By just setting an appointment, you will get a FREE giveaway of P20,000 worth of Personal Accident Insurance Coverage.

Message me for discussion schedules.

TUITION SEASON! Start saving for you child's education as early as now.

“𝐖𝐀𝐋𝐀 𝐍𝐆 𝐏𝐑𝐎𝐁𝐋𝐄𝐌𝐀 𝐒𝐀 𝐓𝐔𝐈𝐓𝐈𝐎𝐍” ✨

Bakit? Kasi pwede nang paghandaan. 🤩

5 tips to prepare for your child's education:

📍 Estimate the years kung kailan mo kakailanganin ang funds.

📍Calculate the amount na kailangan, considering the inflation rate. According to the study, inflation rate for education increases up to 10%. 🙈

📍 Know your investment options. 💯

📍Understand the risk involved in the investment options and decide how much risk you want to take.

📍Find money - assess the amount that you have to invest every month.

Let's plan ahead! Save while their young. ❤️

A big congratulations to Kaiser International HealthGroup, Inc., and Manila Bankers Life & General Assurance Corporation on their pioneering partnership, launching the first-ever Comprehensive Health Care Plan!

The contract signing was held on July 2, 2024, at the Supreme Court of the Philippines, together with Kaiser International Healthgroup's President, Dra. Leah Uy Yolo, Manila Bankers Assurance's President, Mr. Ferdinand Santos, Manila Bankers Assurance's Chief Executive Officer, and International Marketing Group's Chief Operating Officer, Ms. Doris M. Almanzor.

This partnership with the first-ever Comprehensive Healthcare Plan only proves how committed these companies are to attaining a secure and healthier journey for every Filipino.

WE TEACH LITERACY.

Hindi ka namin papakitaan ng mga picture ng mga taong may hawak ng malalaking salapi.

Hindi namin sasabihin sayo na do-doble o ti-triple ang pera mo sa loob ng isang buwan.

At hindi ka namin bebentahan ng kung anu-anong produktong hindi makatwiran ang halaga.

Oo, madaling maka-akit ng tao yan.
Oo, maaari kang kumita diyan.
At oo, baka yumaman ka diyan.

Pero baka dahil hindi ka FINANCIALLY LITERATE, mabalewala lang lahat ng ORAS at KAPITAL na ilalaan mo sa mga bagay na iyan.

Habang totoo na may ilang pirasong tao na pinapalad sa ganitong larangan, ang totoong FINANCIAL FREEDOM ay hindi basta-basta nakakamit sa mabilisang paraan.

WE TEACH FINANCIAL LITERACY - IT IS THE REAL FIRST STEP TOWARDS FINANCIAL FREEDOM.

NO shortcuts. NO instant rich schemes. NO LIES.

MAGLAAN KA NG KAHIT 1 ORAS UPANG MATUTO NANG HINDI KA BASTA-BASTA NALOLOKO.

MAKINIG sa aming FREE zoom webinars or face to face seminars sa aming mga Financial Centers at alamin kung paano ka matutulungan ni IMG na makamit ang totoong PROTEKTADO at MASAGANANG KINABUKASAN mo at ng iyong pamilya.

next time na ako kukuha ng Healthcare at Life Insurance. Bata pa naman ako at wala pang sakit. Hindi ko pa iyan kailangan…”

ALAM MO BA na ang Healthcare at Life Insurance are two products na mabibili mo lamang kapag HINDI MO PA KAILANGAN? Pero kapag kailangan mo na - nasa ICU or “boarding gate” ka na papuntang langit – hindi ka na pwedeng bumili (even if you can afford it).

Buying a healthcare plan or insurance policy is a PRIVILEGE. It’s our healthy body, NOT our money, that enables us to buy it. So ngayong bata ka pa, malusog ka pa, o wala ka pang sakit, this is the BEST TIME to start your Healthcare and Life Insurance.

Good news! Sa IMG, magkakaroon ka ng access sa lahat ng healthcare and life insurance products for you and your family, without the need of an agent or middleman.

ctto💚

Daming mga Financial Advisor/Insurance Agent who are selling VUL as an investment rather than protection itself.

Their clients are paying 30k-50k or more sa premiums na mostly napupunta lang lahat sa charges at commissions ng ahente. Sometime hindi pa dinidisclosed.

That’s why I choose BTID rather than VUL.

VUL isn't a good investment for most people. It comes with fees and complexity at a high price that isn't worth the investment returns.

The fund value is there to keep the insurance active/inforced for continuous protection.

The key role of insurance is to help people financially protect themselves or their family against life's uncertainties esp death of the policy holder.
It is never meant to grow money/wealth.
It is never meant to provide retirement money.

Most people will save more by using a traditional investment account and buying term life insurance than paying for costly VULs.

- Dave Vallejos

There are different investment vehicles that can answer your financial needs. Get to know them.

Become financially educated.

Ang tao ay masipag magtrabaho para magkapera.
Pero alam mo ba na ang pera ay mas masipag magtrabaho para sayo?
Konti lang ang may alam about Philippine
Stock Market or Mutual Funds sa Pilipinas.
Ito ang pinaka LEGAL sa lahat ng investment.
Dito pwede kang mag INVEST at bumili ng shares sa mga malalaking kumpanya sa halagang 1,000 initial.
At pwede kayo mag add/top-up sa halagang 20 pesos lamang kung magiging part kayo sa IMG.
So habang kumikita sila, kumikita ka din bilang shareholder/investor ng kumpanya.
Hindi ka pwedeng customer/consumer lang, dapat share holder din Sali ka turuan kita?

Message mo aqo para ma guide kita!

Ctto

Let us lead more families to financial freedom, Financial Educators! So prepare your mind for a new learning as we move on to the next topic of IMG WORKSHOP 2: Building a Strong Financial Foundation Proper Protection.
Join us on July 13 at 9:30 AM, and July 14 at 5:30 pm as our Financial Mentors teach and train you for the IMG Workshop 2! It's high time to expand your knowledge on the importance of building a solid financial foundation in order to help more families achieve their dream of financial success and independence.
Hurry up and register now!
Register here: http://img-corp.net/events/zoom/

"Alam nyo ba?

The money we SAVE TODAY will SAVE our needs tomorrow?

Mas maaga tayong magsimulang makapag-ipon, mas maganda ang ating kinabukasan.

Kung 30 tayo ngayon, may 30 years tayong makapaghanda for retirement.

Kung tayo'y 40 na, 20 years na lang.

Kung 50 na tayo, 10 years na lang 60 na.

Kaya habang may panahon pa, kumikita at malakas pa tayo, magsimula tayong mag-Ipon at mag-Invest.

Pm me for more details, Tara nah,
Let's plan for it together ✍️✍️

If your friends are vicious, you will become vicious too.
If your friends are spenders, you will become a spender.
If you are around jealousy and gossip, you will become a gossip.
If you are with negative people, you will become negative in everything.

Being close to the wrong people can negatively impact our lives.

It's important to be around positive, supportive individuals who uplift us and encourage personal growth.

The company we keep greatly influences our thoughts, actions, and overall well-being.

So, choose your friends wisely and distance yourself from toxic relationships.

Remember, you deserve to be surrounded by people who bring out the best in you.

Join us in IMG Community, the environment of savers, investors and entrepreneurs.

Message me! https://m.me/aprilyn.escovidal