The breadwinner

Ramadan teaches us to cherish what matters most.
Ensure the wellbeing of you and your family with MetLife's Critical Illness Care Plus, providing financial support covering 35 illnesses.

Be Ramadan ready, protect your health, and embrace the Holy Month with total peace of mind.

Connect with a MetLife representative today to learn more.


رمضان يعلمنا قيمة الأشياء الأكثر أهمية. حافظ على صحتك أنت وعائلتك من خلال برنامج عناية الأمراض المستعصية بلس من متلايف، الذي يوفر الدعم المالي ويغطي 35 مرضًا. كن مستعداً لرمضان، واحمي صحتك، واستقبل الشهر الكريم براحة بال تامة. تواصل مع أحد
ممثلي متلايف اليوم لمعرفة المزيد.

Ramadan teaches us to cherish what matters most.
Ensure the wellbeing of you and your family with MetLife's Critical Illness Care Plus, providing financial support covering 35 illnesses.

Be Ramadan ready, protect your health, and embrace the Holy Month with total peace of mind.

Connect with a MetLife representative today to learn more.


رمضان يعلمنا قيمة الأشياء الأكثر أهمية. حافظ على صحتك أنت وعائلتك من خلال برنامج عناية الأمراض المستعصية بلس من متلايف، الذي يوفر الدعم المالي ويغطي 35 مرضًا. كن مستعداً لرمضان، واحمي صحتك، واستقبل الشهر الكريم براحة بال تامة. تواصل مع أحد ممثلي متلايف اليوم لمعرفة المزيد.

Ramadan is a wonderful time to slow down and appreciate
the things that really matter, starting with you and your
loved ones.

This Holy Month, make sure your family is properly cared for no matter what, with MetLife’s Live Life protection plan.

Be Ramadan ready, protect your health.
Speak to a MetLife representative to learn more.



رمضان هو الوقت الأمثل لتأمل وتقدير الأشياء التي تهم حقًا، والتي تتعلق بك وبأحبائك.

في هذا الشهر الفضيل، تأكد من أنك تعتني بعائلتك بشكل صحيح، مع برنامج عيش الحياة مع متلايف تَمتَع بخطة الحماية المثالية.

كن مستعدًا لرمضان، واحمي صحتك.

تحدث إلى أحد ممثلي متلايف لمعرفة المزيد.

Why should I buy life insurance? Do I really need it? I feel well, I am exercising, I follow a balanced diet…! I don’t see it as something that fits my lifestyle...

Yes indeed, and not only that, life insurance isn’t tangible. Does not have a taste, a color… an Instagramable moment… it’s not impressive!!

What about our loved ones? Our family … our dependents. Remember the day of your marriage; The day your child was born; What taste do we get when hugging our kids; Sweet; Fruitful; In my daughter’s eyes, I can see a rainbow. When I hug her, I feel the warmth of the sun!

Life insurance is not for us! True, it’s not. It is for the ones that we live and breathe for.

Please, forget the titles: Life Insurance, Term Life, Whole life … let’s think about feelings.

· How would YOU feel, owning a LIFETIME GUARANTEE, for the ATM you carry inside you, from the first moment you exchanged your effort (work) with money (income).

How would YOU feel, signing a PRE-WRITTEN CHECK with the capital that YOU DECIDED, for the beneficiaries that YOU DEFINED, and an open date, that we DO NOT decide!!

Life insurance is not mandatory by law. Not by any “written” law.

But … there are “unwritten” laws, right? As the unconditional love for our loved ones, or our responsibility for the present and future of our dependents.

Don’t hesitate, and don’t postpone. Ask for a meeting with one of our MetLife’s Certified Professional Insurance Agents.

It takes one hour of your time, for a personalized needs analysis, dedicated to the ones that YOU live and breathe for.

You deserve the BEST, you deserve MetLife.

It’s me Gabriel
Your Insurance Expert.

MUST READ
DAGDAG KAALAMAN 🧐

Real Estate 101 (Transfer of Title; From mother Title to individual Subdivided Lot)

The duration of the Transfer Process depends on the Nature and Origin of the Title.

In most cases, the ”Mother” title or the title that covers the entire property is usually under the name of the deceased parents or relatives of the Seller. This scenario takes the longest time to process. To wit:

1. Ex*****on of the EXTRAJUDICIAL SETTLEMENT OF ESTATE either for Partition or Sale. The ex*****on may take time because it requires the presence of all the heirs who have shares or interest of the property.

2. Next would be the Publication of the ExtraJudicial Settlement of Estate and the Processing and Payment of the Estate Tax.

3. Simultaneously, if the heirs agreed to a certain partition , they must Hire a competent Geodetic Engr., to survey and plot the Subdivision plan based on the agreed partition. Then, it will be submitted to DENR for approval. (This will usually take 3-12 months depending on the DENR.)

4. Upon completing the Publication Requirements, the heirs can now proceed with the BIR to settle the estate tax and wait for eCar to be released. (Usually 3-6 weeks)

5. Once the eCar is released, you may now proceed to the Registry of Deeds to update the Title. From the Old Title named after the deceased parents to the HEIRS.

6. Once the DENR will release the approval of the Partition/Subdivision plan, the heirs may now proceed to the Registry of Deeds (ROD) to apply for the Splitting of Title. This may take up to 6 weeks.

7. After the Titles are individualized and released, the heirs may now proceed to the Assesors for assessment, inspection and issuance of individual Tax Declaration.

8. Note: properties under estate taxes and subdivided among heirs will be annotated with encumbrances for its Liabilities under Sec. 4 Rule 74 for 2 years. This is a protection to all the heirs or creditors that are not aware or not uncluded in partition.

9. If you buy a portion of this property, you may now start the Transfer Process which may include the ff:

9A. Ex*****on of the final Deed of Sale with Title no. And description of the actual portion.

9B. Payment of Capital Gains Tax, Documentary Stamp Tax and other transfer Fees.

9C. After settling the BIR transfer Tax, you may now obtain your eCAR from from the BIR. (3-8 weeks)

9D. Once the eCAR is available, you may now proceed to the ROD for the transfer of title. (3-8 weeks)

9E. After the Release of the Title, you have to proceed to the Assessors office for inspection, assessment and issuance of new Tax Declaration.

The entire processing usually take 18-36 months depending on fast you can comply with all the requirements.



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Philippine Property & Investment Show Qatar
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Everyone

1pm Doha time ..:


Everyone is welcome …

Philippine Professional Organization of Qatar
Gala Night !!
Congratulations to the new chairman!!

Transform your life through insurance in 3 key ways

➔ 𝐅𝐨𝐫 𝐌𝐚𝐫𝐫𝐢𝐞𝐝 𝐌𝐞𝐧:
↳ Comprehensive Family Coverage
↳ Estate Planning Support
↳ Risk Diversification

➔ 𝐒𝐢𝐧𝐠𝐥𝐞𝐬, 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞:
↳ Personalized Coverage
↳ Income Protection
↳ Future Planning

➔ 𝐁𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐎𝐰𝐧𝐞𝐫𝐬 𝐛𝐞𝐧𝐞𝐟𝐢𝐭 𝐟𝐫𝐨𝐦:
↳ Comprehensive Liability Protection
↳ Business Continuity Planning
↳ Employee Benefits

➔ 𝐂𝐡𝐢𝐥𝐝𝐫𝐞𝐧 𝐞𝐧𝐣𝐨𝐲:
↳ Future Financial Security
↳ Child Health Coverage
↳ Educational Planning

➔ 𝐖𝐨𝐦𝐞𝐧, 𝐝𝐢𝐬𝐜𝐨𝐯𝐞𝐫:
↳ Financial Independence
↳ Life Transitions Support
↳ Health and Wellness

Seize tailored advantages!
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You don’t buy insurance..you buy peace of mind
Jefrey Gabriel

It's the most wonderful time of the year!

12.12 👋 The best gift you could ever give to your family and loves ones this holiday season!
- Life, Critical Illness, Accident, Disability Insurance.
- Income Protection, Retirement and Child's Education Planning

Busy at everything? Let us help you do it for you.
Send us your message or Call…
+974 666 59574

OWN A LUXURY CONDO-HOTEL UNIT BESIDE OKADA MANILA inside Entertainment City for as low as Php 33,000 monthly. Just a few steps away from OKADA and SOLAIRE, 5 MINS away from the AIRPORT VIA NAIAX.

With an easy payment terms and premium amenities, making this investment a win-win!

By becoming a part-owner of GRAND WESTSIDE HOTEL located in Entertainment City Manila along Manila Bay and EARN PASSIVE INCOME.

Entertainment City is set to be the next Las Vegas of Asia.

Just buy a suite/unit and the hotel operators will manage everything for you.

✅Hotel management handles the leasing and check-in services for you
✅Hotel manages the improvements, refurbishment, maintenance and repair
✅Earn from room bookings even if your suite is not rented out
✅No monthly association dues and maintenance cost
✅No competition from other hotel unit owner
✅With Property Title (CCT) and Property Insurance
✅Enjoy with your family your Free 30 days hotel accommodation annually
✅100% ownership for both Foreign and Filipino nationality

WITH INCOME EVEN IF NO ONE STAYS IN YOUR UNIT THE ENTIRE YEAR.

Now for as low as Php 33,000 / month, 36 Months to pay, 0% interest.

Take advantage now while Entertainment City is not yet fully developed and Grand Westside Hotel is still at pre-selling stage.

* Schedule your Actual or Virtual Tour today ! And get your unit before get SOLD OUT!! FIRST COME, FIRST SERVE basis !

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Prem Kabayan

3 reasons why every business owner should have partnership insurance

(if you are a partner in any business)

1) Financial Security
↳ Protect your business finances against the unexpected.

2) Smooth Transition
↳ Ensure seamless operations during unforeseen events.

3) Risk Mitigation
↳ Proactively manage risks for a resilient partnership.

→ Invest in the longevity of your partnership
→ Consider partnership insurance today!

Call your insurance expert:
Gabriel @ +974 666 59574

🚭 Today we celebrate No To***co Day! Let's raise awareness about the dangers of to***co and promote a smoke-free future. Quitting to***co improves health, saves lives, and creates healthier communities. Join the movement for a to***co-free world. ***coDay 🌍🌱

Some people only care about their own lust, only create children without responsibility. You must understand that the child did not come to ask us to be born, only we are the creator. Therefore, parents who are really grateful to their children must fulfill the following conditions:
▪️Raising children with love
▪️Raising your children with compassion
▪️Raising children responsibly.

A critical illness is a serious medical condition that can be life-threatening and requires immediate medical attention. It is typically characterized by symptoms such as severe pain, organ failure, or a sudden change in mental status. Treatment of critical illness often involves intensive care and may require the use of life support systems, such as mechanical ventilation or dialysis.

Overall, insuring breadwinners is an important step towards ensuring financial stability and security for families in case of unexpected events.

Insuring breadwinners is important because it provides financial protection to the family in case the breadwinner(s) is unable to provide for them due to disability, illness, or death.

If the breadwinner(s) becomes unable to work or passes away, the family may face financial difficulties and struggle to pay for basic necessities like food, shelter, and education. Life insurance can provide a lump sum payment to the family in case of the breadwinner's death, which can help cover these expenses and ease the financial burden.

Disability insurance can also provide income replacement in case the breadwinner(s) becomes unable to work due to a disability. This can help cover the costs of medical bills and other expenses while the breadwinner(s) is unable to work.

Overall, insuring breadwinners is an important step towards ensuring financial stability and security for families in case of unexpected events.