The Budgetarian House Manager

Isang mahalagang bagay na natutunan ko bilang isang OFW.

'DON'T JUST FOCUS ON EARNINGS. LEARN TO MANAGE YOUR FINANCES PROPERLY and LEARN TO BUILD PASSIVE INCOME AS WELL.

Wag lang tayo umasa sa sahud ng pagiging OFW natin, kailangan maghanap ka talaga ng extrang income, para makaipon at makapaginvest ka ng tuloy2, ang day off mo or ung extrang oras gamitin mo para kumita online or offline, para kahit umuwi at maisipan mo na mag for good may sahud at income ka pa din kahit nasa Pinas ka na.

Pero dapat maging Financially literate ka muna..Kasi mga kapwa ko OFW kahit tumagal pa tayo sa abroad at magtriple kayod ka pa sa trabaho, if you fail to build your finances in the right way, yung sabi mong susubukan mo lng ng 2years sa abroad, inabot na pala ng 10years or more and you're still stuck in the same financial situation, hindi makauwi uwi dahil walang IPON, walang INVESTMENT, walang FINANCIAL FOUNDATION at BAON PA SA UTANG.

This is a very Sad story of most OFW's na nag for good na dahil either matanda na or may sakit na tapos wala man lang naipon, walang Healthcare funds na pampagamot sa sakit. Pamilya ang lalong nahihirapan. Ang masakit pa ung ibang OFW'S umuwi na naghihirap na at pinababayaan na ng pamilya.😔

Kaya wag kang pumayag na uuwi kang OFW pa rin ang tatak mo, dapat uuwi kang isa nang OFI (OVERSEAS FILIPINO INVESTOR)




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MAY DALAWANG KLASE NG INCOME:

1. ACTIVE INCOME - ito yung klase ng kita na meron kang ginagawa o participation, pag hindi ka kumilos = walang income.

2. PASSIVE INCOME - ito naman yung klase ng income na kahit wala kang ginagawa ay kumikita ka. Tulad ng rental income, business or kaya yung mga paper assets tulad ng Mutual Funds at Stock Market.

Gusto mo ba matutunan kung paano magstart sa Mutual Funds, Stock Market at iba pang investment strategies? 🙂

People who don't understand how money works - they end up working for money on their entire life.

People who understand how money works - they let money work for them.

See the difference?
Iba ang may alam!

Educate yourself.
Para hindi ka habang buhay na magtatrabaho nalang.
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125182SG.imgcorp.com/linkbio/

😮😮😮
Safe sa bank, yes. But it has no growth. Paano kung ilagay mo yung pera kung saan din sya naglalagay? 🤔

Mutual funds are usually classified into:

Bond Fund (fixed income) - funds that invest in
government securities

Stocks/Equity - funds that invest in a variety of stocks and equities

Balanced - combines profitability of equity investment and the stability of fixed income instruments

A mutual fund allows the average person to have equal investment opportunities with the wealthy. You can earn what the wealthy are earning through a mutual fund.

A person can start his/her mutual fund investment for as low as P1,000. Yes, kahit online lang. 🙂

Let us educate you! Message me to know more. ❤

Kahit anong sikap natin kung hindi matibay o tama ang pagbuo ng pundasyong pinansyal, babalik at babalik ka sa simula at maaari itong gumuho.

1. HEALTHCARE- ang una mong binubuo dahil sa ikaw ang money machine ng iyong pamilya at mahal ang magkasakit.

2. INCOME PROTECTION- proteksyunan mo ang iyong pamilya dahil mahal mo sila at hindi mo sila iiwanang luhaan.

3. ELIMINATE DEBTS - kung kaya mong mamuhay na walang binabayarang utang, hindi ka kukulangin sa kinikita mong sahod buwan buwan. Iwasang mangutang ng di mabaon sa laki ng interest na babayaran.

4. EMERGENCY FUNDS - dahil ang emergency ay hindi nagpapaalam kung kailan siya darating. Kusa itong darating sa buhay ng tao. Paghandaan para iwas utang.

5. INVESTMENT - masarap mamuhay kung ang mga pinaghirapan mo ay nakakatulong sayo lalo na sa panahon ng iyong pagre-retiro. Ito ang tinatawag na money working for you, na kahit wala ka ng trabaho may pera kang pwedeng gamitin.

Paano e-build ng tama ang financial house natin? Attend ka lang Free Financial Class namin via zoom app...
https://125182Sg.imgcorp.com/linkbio

We've achieved a significant milestone worthy of celebration. Congratulations to every IMG campaigner worldwide! 🎉

A community of 10 million Filipino families is carrying out our noble financial literacy campaign. In our commitment to fostering positive change in lives, we extend our acknowledgment to everyone's relentless efforts to provide financial education to countless Filipinos worldwide.

Let us continue strengthening our commitment, focus, and discipline to achieve our ultimate goal of financially educating 30MBy30 Filipino families with our financial literacy campaign. Take the first step toward financial stability by starting your journey now!

Follow all of IMG’s Social Media Accounts by clicking the link below:
https://linktr.ee/IMGOfficial

Sino ba si Kaiser?

Hindi po Insurance company ang Kaiser.

Si Kaiser ay isang HMO na may kasamang benefits na Insurance at Investment.

Si Kaiser lang ang tanging HMO na may longterm.

20years ang term pero 7years ka lang need mag ipon at pwde mo na sya magamit kahit abutin kapa ng 100yrs old, ito ung klase ng HMO na hindi ka manghihinayang pag hindi mo nagagamit habang nagbabayad ka kasi nagiging bonus sya o bumabalik sayo ang 85% ng binayad mo, at tumutubo pa ito up to 10% yearly, kaya maganda siyang pang retirement.. kasi meron kana Healthcare meron kapa life insurance na magagamit for final expense at ung investment nya hindi nag nenegative.

Huwag umasa lang sa HMO as part of your benefits of being an employee sa panahon na magresign ka o mag retire wala kana din HMO.

Prepare for your Longterm care, habang malakas at wala kapang sakit, para sa pagdating mo nang retirement age. Meron kang magagamit dahil napaka mahal ng Senior care.

Para sa karagdagang detalye tungkol sa Kaiser Long Term Healthcare, you can mesage us!

Facts: to all those who are diligent in business and work consider this.

🚩Even if you are the best Recruiter in a Networking Company...

🚩Even if you are the best Sales Agent in Direct Selling or Real Estate...

🚩Even if you are the best Insurance agent in your company...

⚠️ Without VESTING RIGHTS, all your hard work can eventually be wasted when you retire.

You cannot inherit everything you worked for. Call there Active income... If you resign, retire or die, all you have in that company will be erased.

🎀 So what I like about IMG is:
1. No Quota
2. May Vesting Rights
3. My family has income if I retire or die.
4. My child will inherit everything I have now in IMG.

Not all hard work will be wasted.



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Kapwa ko, Mahal ko OFW's

Ganito Lang Yan
✅ OFW TAYO. Siguro nga mas malaki ang kinikita natin sa karamihan. Ang tanong, "May natira ba?" "May naipon ba?"

✅ Kabayan, di ba natin naisip na ang hirap ng buhay natin dito sa abroad? Ang layo natin sa mga mahal natin sa buhay tapos wawaldasin lang ang pinag-sakripisyohan natin?

✅ Wala sa laki ng kita iyan kabayan. Nasa laki ng maitatabi natin iyan. Kung pwede lang, suriin nating mabuti ang ating mga sitwasyon ngayon. Baka akala natin habang-buhay tayong malakas at maliksi.

✅ Tandaan mo.... Tatanda rin tayo tulad ng lahat ng tao sa mundo." Kaya kung wala kang naitabi at nailaan para sa iyong pagretiro, kawawa kang bata ka!

✅ Huwag kang aasa sa mga tinulungan mo. Desisyon mo yang maging martir.

✅ Ikaw ang may utang na loob sa sarili mo. Kaya maging responsable din tayo sa ating mga sarili kasi kapag may mangyari sa atin sino ang mas nakakaawa?? Lalo na kung ikaw ang breadwinner sa pamilya.

Come and join to our FINANCIAL LITERACY CLASS for FREE!

- SAVE AND INVEST
- LEARN HOW MONEY WILL WORK FOR YOU

Mahaba pero worth it na maintindihan.

May dalawang nagtanong kung VUL ba ang Kaiser Ultimate Health Builder.

Medyo nakakatawa ang tanong, pero baka nalito lang ang nagtatanong, kasi ang comparable lang ay ang rough description:

✅️ VUL is 2-in-1 life insurance + investment
✅️ Kaiser Ultimate is 3-in-1 healthcare + life insurance + investment

Specifically, ang Kaiser Ultimate ay 3-in-1 solution na:
✅️ Healthcare "if you get sick"
✅️ Life Insurance "if you die too soon"
✅️ Investment "if you live long"

Hindi comparable ang healthcare solution sa insurance solution.

Sa karamihan ng details, magkaiba sila:

1. Ang Kaiser Ultimate ay long term health care solution, na offered ng HMO company.
👉 Ang VUL ay life insurance solution na offered ng life insurance company.

2. Sa Kaiser, kapag sinabi na pay 7 years, ang ibig sabihin magbayad ng 7 years at SIGURADO fully paid na.
👉 Sa VUL pag sinabi na pay 10 years, ang ibig sabihin, magbayad ng 10 years, at SIGURO bayad na - Maaring kailangan magbayad ng dagdag.

3. Ang Kaiser Ultimate ay may fixed contract price, at dahil maaaring maging fully-paid, nag-i-issue ng certificate of full payment.
👉 Ang VUL ay never napu-fully paid, kaya walang certificate of full payment.

4. Ang Kaiser after ma-fully pay, ay may SIGURADONG cash value hanggang hindi terminated.
👉 Ang VUL ay hindi napu-fully pay, at walang guaranteed cash value. SIGURO may cash value at maaaring maubos dahil sa insurance charges.

5. Ang Kaiser health fund ay may SIGURADONG growth na 3% to 10%, pero usually 10%.
👉 Ang VUL, walang guaranteed growth, minsan negative.

6. Sa Kaiser, SIGURADO WALA nang fees at charges after 7 years.
👉 Ang VUL, SIGURADONG MAYROON insurance charges habambuhay.

7. Sa Kaiser, pareho lang ang bayad ng 10 year old sa 60 year old sa eligible plans.
👉 Sa VUL, mas mahal ang bayad ng 60 year old sa 0 year old. Sa 50-60 year old, baka mas murang life insurance ang Kaiser kaysa VUL 🙂

8. Ang Kaiser Ultimate, laging may healthcare,
👉 Ang VUL usually walang healthcare.

Hindi talaga comparable ang Kaiser Ultimate at VUL.

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Know more, usap tayo:
https://125182SG.imgcorp.com/linkbio

BOY ABUNDA:
"Nang nakita ko ang mission ng IMG, naalala ko ang aking ama at ina! Yung hindi mo mailabas ang bangkay ng iyong ama dahil kami ay walang-wala.
My mother was a grade 1 teacher at yung sahod niya naka-cheque dumidiretso sa pambayad ng utang. Yung naranasan kong magbenta ng kung ano-ano pati shampoo kaya siguro ako kalbo kasi sa shampoo kung paninda. ☺
IMG, MB life has a great Mission to help People. Listen to IMG."
Be part of a life changing mission and crusade.

For appointment and inquiries, just send a message.💌

Boy Abunda-IMG MB Life Ambassador

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Pinaka Legal na investment ngayon ay Stock Market and Mutual Funds. 😄

ADVANTAGES OF MUTUAL FUNDS (STOCK MARKET)

1. Low Initial Investment
- It takes only P1,000 to start investing. After that, you can invest P20 pesos every month or every other month, or as often as you want.

2.Diversification
- Mutual Funds allow small Investors to take advantage of investment opportunities with a bigger interest and enable them to buy more types or unit of investment, instead of being limited to only one or few.

3. Convenience and Cost efficiency
- Mutual Funds take the stress away from small investors who want to invest in the financial markets. This is because MF are handled by competent and professional fund Managers who choose the right investment for them.

4.Principle of Compounding at Work
-The earnings of a Mutual Fund grow more when the value of the securities it owns increases. Compounding automatically takes place while the investments remain in the Mutual Funds.

5. Liquid Investment
- This means you can withdraw your cash easily if you need it. Mutual fund shares can be sold ( redeemed ) and collected within seven days at the prevailing market value.

6. No more tax and additional charges
- Mutual funds invest in stock and securities that are already subject to final withholding tax. Therefore, investors in MF are no longer subject to tax.

Most importatnly, Regulated by the Securities & Exchange Commission and our Government.

Let your Money Work for You instead of putting it sa Bank.

Message me for details!!

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Be an IMG MEMBER with One time Lifetime Membership fee of 6,000 pesos (PH Code)
And you will become AUTOMATIC MUTUAL FUNDS INVESTOR and enjoy all other benefits! 😍

✔ Every New IMG Member: may 1,000 Initial Investment in Soldivo Funds!
✔ Pwede mag-create ng Sub Accounts for Educational Funds ng anak mo, Retirement funds, Travel funds or kahit Emergency funds dahil withdrawable ito anytime.
✔ Pwede ka na mag TOP UP ng halagang 20 PESOS lang!!!

Kayang-kaya di ba? Ilang 20 pesos na ba ang dumaan sa kamay mo?
Kaya naman, sulit na sulit ang pag-join sa IMG! Just imagine, 20 pesos pwede ka na mag-invest! 😎

Pwede rin naman ma-experience mo rin ang benefits na ito!

Message mo ako! 🙂

https://125182SG.imgcorp.com/

KAISER LONGTERM CARE 3N1

Answers three problems of our lives.

1. 𝙒𝙝𝙖𝙩 𝙞𝙛 𝙄 𝙙𝙞𝙚 𝙩𝙤𝙤 𝙨𝙤𝙤𝙣?:
- You have insurance na magagamit ng family mo.
- You are continuously providing kahit wala ka na.

2. 𝙒𝙝𝙖𝙩 𝙞𝙛 𝙄 𝙡𝙞𝙫𝙚 𝙩𝙤𝙤 𝙡𝙤𝙣𝙜?
- You have investment na pwede mo magamit for your retirement, your kids education or you can use it on your properties purchases.

3. What if I get sick?
- You have HMO for lifetime, na gagamitin mo pagbayad sa hospital bills and checkup.

𝗪𝗲 𝗰𝗮𝗻 𝗽𝗿𝗼𝗰𝗲𝘀𝘀 𝗶𝘁 𝗢𝗡𝗟𝗜𝗡𝗘✨

Yes! You can get your own policy in the comfort of your own home! ❤️

Encouraging you to START or IMPROVE your protection & investment portfolio today! 🤗

𝓢𝓪𝓿𝓮. 𝓟𝓻𝓸𝓽𝓮𝓬𝓽. 𝓘𝓷𝓿𝓮𝓼𝓽. 𝓓𝓲𝓿𝓮𝓻𝓼𝓲𝓯𝔂
👉 https://125182SG.imgcorp.com/quote/kaiser

Kindly message me anytime.

As a Breadwinner of a family kailangan natin ng tamang protection. ❤️

In IMG, we realized gaano ka importante itong 3 questions:
1. What if I DIE TOO SOON?
2. What if I LIVE TOO LONG?
3. What if I GET SICK?

At gaano ka importante ang magsave at invest ng tama.

May Pag-asa pa! 💪💪💪
Take ACTION NOW 👍👌👍

If you want to Learn, MESSAGE me directly✍️✍️✍️

Stay financially healthy.

Hindi biro ang pagiging OFW sandamakmak na sakripisyo ang gagawin mo para malampasan mo lahat ang mga pagsubok na haharapin mo.Pero lahat kakayanin dahil sa pangarap na maibigay ang kasaganaan para sa pmilya.Pero naisip mo na ba na meron mga pangyayaring hindi natin inaasan yong mga "IF" natin sa buhay what if kung ikaw ang bread winner tapos magkasakit or kunin ka ng maaga ni Lord paano ang mga taong umaasa sayo handa ka na ba kung sakali?

Kabayan hindi nabibili ang Peace of Mind pero pwedeng ibigay ni IMG ng libre mahalaga ang buhay natin pero mas mahalaga ang buhay ng mga taong umaasa sa atin kaya join ka na be one of us.

✅✅✅MAGING ARAL SA ATIN ANG KARANASAN NG IBA
TUMANDA NG WALANG IPON
NAGKASAKIT NG WALANG HEALTHCARE PLAN😢

Sabi ng marami mahirap mag ipon!!

alin ba ang mas mahirap?

mag-ipon o ang tumandang walang ipon?

kung hirap ka ngayon na may trabaho kpa, paano na kapag matanda na at wala ng trabaho?

Reminder:
ang edad mo ay umuusad
ang trabaho mo ay temporary
ang lakas mo ay temporary
kung wala kang gagawin ngaun na bata ka, malakas at may trabaho pa, cgurado sa oras na katawan mo na ang sumuko sayo maala mo ang mga sinabi ko...promise!

Why?

Because no matter what your excuse is, you're going to get old next year!!! walang ligtas lahat tayo dito patungo.

Maglaan ng oras at mag aral about financial literacy para maging secured ang future mo.

!? ️How can I invest in the Stock Market?
!? ️Can it start at 1000PHP?
!? ️Can be Possible in IMG. 😉
✅You can start with an Investment of P1000 and top it up with as low as 20PHP!
No Entry Fee
Tax exempt upon withdrawal.
Let's talk about it, send me a messages
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Saan ka mag-SAVE or mag-INVEST? Pag naglagay ka ng pera sa bangko depositor tawag sayo..si bangko iinvest ang pera mo sa financial vehicle like mutual funds, kikita ng 12% ang pera mo bibigyan ni bangko ng 1% na interest ang pera mo ...... naisip mo ba nasaan ang 11%?

Kaya tandaan mo.....
Depositor dont make money ..Investors do😁

Ikaw kaibigan ano ang ginagawa mo sa pera mo?
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Are you a KAISER plan holder? Let's break it down.

CAR (Ordinary Sedan)
8,000 down payment
16,000 monthly x 5 years = 960,000
15,000 quarterly maintenance x 3years (let's say 3
years ka lang nag maintenance) = 90,000
11,000 yearly insurance x 3 years (let's say 3 years
mo lang ininsure ang kotse) = 33,000
1,000 1 month gas allowance x 12 x 5years=60,000
Note: Let's remove carwash, parking and other expenses.

TOTAL EXPENSES FOR 5 years. =
1,151,000 (One Million One hundred firfty one
pesos
QUESTION: Is the value of our car still like this after
5 years?

Let's compare it as if we will get HEALTH Savings
Fund from KAISER HMO.
For example: Minimum Policy
2,647 pesos per month x 7 years = 222,348
500 policy fee x 7 years = 3,500
TOTAL EXPENSES FOR 7 years:
225,848 (Two hundred twenty five and eight

Inclusion:
HMO for 7 Years
TermLife Insurance for 20 years
Return of INVESTMENT Upon Maturity on the 20th
year = 525,000 (Five Hundred twenty five thousand
pesoS)

If you don't take the money when it matures, it can
still grow up to 3.5MILLION Pesos at age 65.
Note: Computation is based on 25-yr. old
Individual.

QUESTION: IS IT BEAUTIFUL? DID YOUR SAVINGS
GROW? DO YOU HAVE PROTECTION?
Did you know you can still inherit this? YES. It could
be.

WARNING: THERE IS NOTHING WRONG WITH
BUYING A CAR. ESPECIALLY WE WANT THAT AND
ARE ABLE TO PAY. I'm just giving you a good
perspective, that we can consider.
At the day, the decision is ours. What I am telling
you is, HEALTHCARE IS VERY IMPORTANT. And it
should be HEALTHCARE with savings. When you're
paying, whether you're hospitalized or not, your
money keeps growing. Nothing goes to waste.
And that's KAISER

Karamihan sa mga tamad at ayaw mag ipon nating mga kababayan.

Ang laging bukambibig ay hindi naman daw madadala ang pera sa langit. 💯

Ang tanong, Nasa langit ka naba? 😄

Nasa lupa ka pa di ba, at kadalasan kada galaw mo kinakailangan mo ng pera.

Lalo na kapag may mga Emergencies like bagyo, lindol, nasunugan, nagkasakit ka o ang myembro ng pamilya.

We can't assure if we can live too long, pero hindi din natin masisigurado and for sure ayaw din natin ng die too soon. 🙂

Kaya gising-gising kapatid huwag puro day dreaming, galaw-galaw din para kumita, makapag-ipon at makapag-invest dahil napakahirap ang tumatanda na walang pera lalo na't magkakasakit ka pa.

Para either die too soon or live too long ka, wala kang magiging problema at ang iyong pamilya.

Kung ayaw mong maranasan na tumanda ng walang sapat na ipon. Magkasakit na wlang pampagamot. Sumama ang loob dahil magiging pabigat ka lang sa mga anak at pamilya mo. Kapag may oras ka pag handaan at pag planuhan ang magiging kinabukasan mo.👌

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Nabasa ko nung bata ako, "The water we save today will save our needs tomorrow."

Naisip ko, ganito din sa ating kinikita.

"The money we SAVE TODAY will SAVE our needs tomorrow."

Mas maagang magsimula, mas maganda.

Kung 30 tayo ngayon, may 30 years tayong makapaghanda for retirement.

Kung 40 ka na, 20 years na lang.

Kung ika'y 50 na, 10 years na lang 60 ka na.

Kaya habang may panahon pa, kumikita at malakas pa tayo, magsimula tayong mag-Ipon at mag-Invest.

Learn more here:https://125182SG.imgcorp.com/linkbio/

Get the best possible healthcare, not only for yourself but also for your family.

Take advantage of our long-term care as soon as possible for the sake of your future, because the younger and healthier you are, the more likely you will be secure with our dependable healthcare plan.

Even after your retirement, you'll be insured and secured.

To learn more about our products, visit our website: https://www.kaiserhealthgroup.com/

Dubai family and friends. just in case malapit lang kayo dito tara na! Naging Wake up Call ko si IMG baka sa'yo din, maganda ito promise🥰

IMG Campaigners, are you all ready to learn more from the BIG 3 in our Super Saturday Financial Literacy Tour?

Join us on September 23, 2023 with the Financial Industry Experts, Mr. Joen de las Peñas, Mr. Noel Arandilla, and Mr. Bart Borja, from 1 PM until 3:30 PM, which will be held at the Al Maha, Holiday International Hotel, Bur Dubai.

Begin your journey to financial freedom and make the most out of this chance to learn more about the importance of being financially literate. See you all there, IMG Campaigners!

Don't forget to leave comments on your pictures from the Financial Literacy Tour, and let's keep working toward the 30MBby2030 Campaign goal!

Maraming OFW matagal ng nagtatrabaho pero wala pang mga ipon..
Pag uwi ng pinas butas ang bulsa..manghiram sa kamag anak di makahiram dahil walang maniniwala n wala kang pera...

Ang saklap kapatid mo lapitan mo kahit may pera di ka makakahiram. So kailangn matoto sa mga pangyayari, kailangan na magkapag ipon pag makabalik sa trabaho..

Sa paghahanap ko ng company ng magdadala sa akin ng tamang landas kung pano gawin ang tamang pag iipon at pano gawin ang Solid Financial foundation natagpuan ko ngayon si IMG na cyang magtuturo sa akin kung pano gawin ang tamang pag iipon...
Laking pasalamat ko sa taong nagpilit sa akin na kilalanin ko si IMG ngayon nakita ko ang sobrang kagandahan nito..

Totoo nga na isa cyang One-stop- shop ngayon naintidihan ko na diko na hahayaan na maulit muli ang nangyari sa buhay ko naubos ang ipon ko.Ngayon babangon at babangon ako sa tulong ni IMG (INTERNATIONAL MARKETING GROUP)makakamit ko ito na uuwing may ngiti sa labi dahil may laman n ang aking bulsa..

Special mention to thank u sis my angel Irene Beredo dahil sa pagpilit mo sa akin na kilalanin si IMG andito n ako at pinag aralan ko n cya, salamat at di mo ako sinukuan.

Sa mga kaibigan ko na binabahagian ko ng book at video please hwag nyo po sanang baliwalain ang aking munting handog dahil ang hangad ko po ay makatulong lamang..bigyan nyo po sana ng kunting panahon na basahin ang lebro at panuorin ang IMG video sharing to open up our mind about financial literacy.

Sa mga kaibigan kong mga OFW mga walang ipon at gustong makapag ipon tara samahan nyo akong lakbayan ang Hiwaga ng laman ni IMG sinisigurado ko na matutuwa kau sa inyong malalaman sa loob at laman ng kanya mga nakasulat sa lebro..
Halika sama taung aralin alamin kung pano ang tamang pag iipon ng sa ganun makita natin sa ating buhay ang Maliwanag na direction na ating lalakbayan...

💁Gusto mo na sanang magjoin sa IMG..
🤔Pero nung sinabihan ka ng friend mo, Nung kakilala mo at ng katrabaho mo na walang mangyayari dyan,
di ka aasenso dyan... di ka na tumuloy!
🤩But take a look!!
🤔Nung naghirap ka tumulong ba sya?
🤔Nung wala kang pera nagbigay ba sya?
💁"Follow your decisions,
not those negative people's opinion".
🥰Ang maipapayo ko lang piliin mo yung taong papakinggan mo.
🤷‍♀️Magtiwala ka sa sarili mo at ikaw ang nakakita at nakarinig hindi sila.... kaya bakit mo sila pa pakinggan?
💁THE FUTURE IS IN YOUR HAND!

💌message me for more details
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