Tharwa Sg
We specialize in the following:
1. Muslim Friendly Insurance
2. Halal Investments
3. Shariah Compli
Singapore's MTF has deemed that our Covid 19 numbers has reached its' peak and is going down.
Here we share an article by The Straits Times on a quick guide to the latest Covid 19 guidelines.
https://www.straitstimes.com/singapore/booster-dose-required-for-those-aged-12-to-17-team-sports-resume-updates-to-covid-19-rules-at-a-glance
Quick guide to Singapore's simplified Covid-19 rules from March 15 From March 15, the maximum number of unique visitors per household will be adjusted from five people per day to five at any one time. . Read more at straitstimes.com.
With new variants of Covid 19 emerging and numbers spiking through the roof, we at TharwaSG are committed to answering your financial questions via remote means.
You can contact us via WhatsApp at 87428924 or click on the "Send Message" button anytime!
We would like to remind everyone to stay safe and always practice good hygiene!
https://www.channelnewsasia.com/asia/china-local-symptomatic-covid-19-cases-rise-jilin-outbreak-2564606?cid=FBcna&fbclid=IwAR1KmpSJb_0nsQRF3U08iJi0HBjCS5lZR5vxWQUVCl8v5Z-JpIcaMRkCl8A
China's local symptomatic COVID-19 cases rise as Jilin outbreak grows BEIJING: Mainland China posted a steep jump in daily COVID-19 infections on Tuesday (Mar 15), with new symptomatic cases more than doubling from a day earlier to a two-year high as a virus outbreak expanded rapidly in the country's north-east. A total of 3,507 domestically transmitted cases with con...
Investment part 2! Today we touch in the second part of investing - Sustainable Investments. With January being a low or negative performing month for most sectors and considering the Russia and Ukraine war and not forgetting the Covid-19 situations around the world, the time to enter the market could well be now!
Speak with us today and learn more about investing profitably! Send us a WhatsApp at 87428924 or click on the "Send Message" button today!
It this the best time to invest? If yes, what should you invest into? Speculative or Sustainable investments works best for you? We look into Speculative Investments today. Stay tune for tomorrow's post on sustainable investment.
Speak with our knowledgeable consultants on the best way to accumulate and grow your monies today. Send us a WhatsApp at 8742 8924 or click on the send message button now!
Endowment Insurance or commonly called the "savings plan" can be a great wealth accumulation tool. With lower risk, many opt to utilize this platform. But is this the best place to park your money given the time horizon that one may need to commit?
Speak with us today and learn what is the best option available to accumulate and grow your wealth. Send us a WhatsApp at 87428924 or click on the "Send Message" button today!
We kick start the week with Fixed Deposit Accounts. While it is a popular financial tool that is easy to understand, use and has minimal risk, it also provides one of the smallest returns.
Speak with us today to learn more on the various platforms available to accumulate wealth in Singapore. Send us a WhatsApp at 87428924 or click on the "Send Message" button today!
*All content posted are for sharing purposes only. Please do your own personal research and consult your financial consultant/planner.
How are your finances affected with the current war that is happening between Ukraine and Russia? With Singapore placing sanctions on Russia, will this affect your investments and the Singapore dollar?
Speak to us today to guard your monies. Send us a WhatsApp at 87428924 or click on the send message button now!
https://m.facebook.com/story.php?story_fbid=10158406441402115&id=129011692114&sfnsn=mo
S'pore will impose export controls on items that can be used as weapons in Ukraine: Vivian Balakrishnan It will also block certain Russian banks and financial transactions connected to Russia. . Read more at straitstimes.com.
This week, we will be sharing some common Wealth Accumulation platforms in Singapore.
There are many platforms available in Singapore that provides varied growth rate - guaranteed and non guaranteed. We will be sharing them throughout this week. Follow us, like the page and turn on the notifications to be updated.
*All content posted are for sharing purposes only. Please do your own personal research and consult your financial consultant/planner.
A quick glance at Singapore Budget 2022.
As published in The Straits Times article, Omciron BA.2 variant is more transmissible. We at Tharwa Sg would like to remind everyone to stay safe and practice good hygiene.
For those eligible, get vaccinated to prevent adverse reaction should you be infected. Test yourself regularly with the ART kits available at the vending machine island wide.
Stay healthy, stay safe!
- TharwaSG
Omicron BA.2 variant no more severe than original strain: WHO WHO says it has similar level of severity when it comes to hospitalisation. . Read more at straitstimes.com.
Have you heard the latest news about Singapore's GST hike, which will be rolled out in 2 phases - 2023 and 2024?
Fret not, this The Straits Times article has sum it up. The big question to ask, HOW WILL THIS AFFECT US AND OUR PERSONAL FINANCES?
https://www.straitstimes.com/singapore/budget-2022-singapore-to-raise-gst-from-7-to-9-in-two-stages-in-2023-and-2024
Budget 2022: Singapore to raise GST from 7% to 9% in two stages in 2023 and 2024 GST on publicly subsidised healthcare and education will continue to be absorbed by the Government. . Read more at straitstimes.com.
Personal Accident Insurances/ PA Plans are one of the cheapest in the market. However, do you know that most of the benefits provided are due to accidents?
Speak with us today to learn more about how a PA Plan can help you when the unfortunate happens. Send us a WhatsApp at 87428924 or click on the "Send Message" button today!
Ever heard of Careshield Life? What is Careshield Life and why is it an important insurance to have? We look into Disability Insurance to understand how it eases the financial burden of someone that is disabled.
Looking to increase the payout of Careshield Life without the use of cash? Let our friendly consultant help you through the journey. Send us a WhatsApp at 87428924 or click on the "Send Message" button now!
Today we are sharing about Term Life Insurance - the perfect finance protection tool at a low cost. Speak with us today to understand better on what is the coverage you need.
Send us a WhatsApp at 87428924 or click on the "Send Message" button today!
The first MUST HAVE insurance is Hospitalization Policy. Without a hospitalization coverage, one is left to depend on Medishield Life and CPF Medisave balance to fund their expensive bills when they require hospitalization and surgeries. It is important to note that the premiums for each company varies and the differences can be significant.
Speak with us today and learn more about which hospitalization insurance is best fitted for your financial profile. Send us a WhatsApp at 87428924 or click on the "Send Message" button!
This week, we will be introducing 4 types of insurances that one should have in their financial portfolio and how each differs from the other. We will also be sharing our thoughts on its importance to one's financial planning.
Follow our page, like and share the information to others so that everyone can benefit from the knowledge! Turn on the notification button so that you will be informed of our new post this whole week!
Owning a car in Singapore is often seen as a necessity, especially when one starts a family. The conveniences that a car provides is undisputable. However there are multiple cost and charges that comes along with owning a car and this may affect one's overall finances.
Our friendly consultants are on stand by to share and guide you through. Send a message via WhatsApp at 87428924 or click on the "Send Message" button.
It is obligatory for every Muslim person to perform the Haj Pilgrimage at least once in their lifetime. The preparations comes in many forms which includes mental, spiritual and financial means.
The financial preparations can be eased if a Muslim person plans early so as to avoid the inability to perform Haj when the time comes. Speak with us today to learn how to financially prepare for Haj. Send us a WhatsApp at 87428924 or click on the "Send Message" button.
It is every Muslim’s obligation to perform Haj at least once in their lifetime, if one has the means and the situation permits. Through the the Advance Haj Registration System (AHRS) provided by MUIS, one has an approximate waiting time of 39 years. The current Haj costs approximate at an average of $11,500 currently as reported by The Straits Times.
Learn how you can plan for Haj with our friendly Muslim consultants. Send us a WhatsApp at 87428924 or click on the "Send Message" button today.
There will always be changes that occurs in our lives and it will affect the financial plans we have place. It is recommended to have your finances reviewed yearly to ensure the continuity of your financial stability. During a financial review, common areas to look into would include loans, insurances, investments, updates of nominations and wills.
Thinking of doing a financial review? Speak to us today and our friendly consultants will be glad to help you. Send us a WhatsApp message at 87428924 or click on the "Send Message" button.
Every insurance company price their products differently but has very similar coverages. Always ensure that your insurances are well with in your budget. Rule of thumb, do not spend more than 20% of your annual salary in Insurances.
Speak to our consultants today to find out if you are overpaying for your insurances. Send us a WhatsApp message at 87428924 or click on the "Send Message" button to drop us a DM.
Xin Nian Kuai Le, Wan Shi Ru Yi!
Wishing all celebrating a Happy Chinese New Year!
Planning your future finances? Investing is a good step to take in creating assets for your future. With outreach to multiple sustainable investing platforms, TharwaSg can guide and connect you to investments vehicles suited to your investing profile.
Speak with our friendly and knowledgeable consultants today. Send us a message through WhatsApp at 87428924 or click on the "Send Message" button now!
SCAM?
Here are common scams indicators and what you should do when you encounter them.
Planning to purchase your first property? There are various cost that you will undertake when you do so. Are you financially ready to undertake these financial responsibilities?
Come speak with our friendly consultant to learn more about how you can prepare yourself for your home purchases. Send us a WhatsApp at 87428924 or click on the "Send Message" button.
Buying your first home can be tricky if your finances are not ready. There are many cost involved and sometimes we overlook them, resulting in unwanted loans.
Learn more from our consultants today and own that dream home. Connect with us through WhatsApp at 87428924 or click on the "Send Message" button now.
Our older generation believes in investing in property as a retirement nest egg. With properties in Singapore reaching record highs, this is no longer a viable option for the current generations. Breakeven yields have become significantly higher, especially with the increase in various charges.
Needless to say, many young Singaporeans are struggling with home affordability, having to work extra hours and some, extra jobs, to finance their homes.
Private property and HDB prices touch record highs in 2021, growing rental demand in 2022, and more Private property and HDB prices touch record highs in 2021, growing rental demand in 2022, and more. Here are the news highlights for what happened in the Singapore property market from 3 Jan to 10 Jan 2022.
Buying a house can be very confusing with the various jargons used during the process. Sometimes, we place our trust on housing agents because we believe they know more. However it is also important to know these terms used as it can affect our finances in the long run.
Learn from our knowledgeable consultants today for free and prepare yourself well for your transactions. Send us a WhatsApp message at 87428924 or click on the "Send Message" button today!
Alhamdulillah! Our portfolio has performed above Singapore's Inflation Rate in 2021. With the various investment profiles, that is gathered through Risk Profiling done for clients, all class of investors have managed to be in profit.
Learn more on how to invest profitably and grow your assets above the inflation rate. Speak to our friendly consultants today! Send us a WhatsApp at 87428924 or click on the "Send Message" button today!
Singaporeans do not like risk. We commonly hear people stashing their life long savings in bank accounts and fixed deposits. While investing may carry risk, it is able to provide better returns if done right.
Want to learn how to invest? Connect with our friendly consultants and let them help you in the journey of investing. Reach out to us via WhatsApp at 87428924 or click on the "Send Message" button.
Working adults looking to invest and meet your financial goals?
We have the solution for you and it start with $10/day! Investing can be daunting and complicated. We simplify it, and bring you over 2000 funds!
Speak to our consultants today and learn how to invest profitably! Click on the "Send Message" button or send us a WhatsApp at 87428924 today!
Looking for Halal Investment?
In Singapore?
While rare, there are platforms that are Shariah Compliant. Let our consultants guide and teach you the halal way to invest. Send us a WhatsApp message at 87428924 or drop us a DM to get in touch.
Are insurances permissible in Islam? There are many views on insurance permissibility in Islam. However, Fatwa community in Singapore and various Islamic Financial Scholars have agreed that in the absence of Shariah Compliant insurances, conventional insurances that has similar structures can be used as a form of financial protection.
Want to learn more about what Shariah Compliant insurances, get in touch with us via WhatsApp at 87428924 or click on the "Send Message" button.
Are you aware that your insurances in Singapore are not Shariah Compliant Insurances? Due to this, we often turn to conventional insurances to manage the financial risk in our lives.
Need advice on insurances that has similar structure to Shariah Compliant ones? Speak with our friendly consultants today! Send us a WhatsApp at 87428924 or drop us a DM today!
Assalamua'laikum Everyone!
Thank you for visiting our page.
Tharwa Sg (Wealth Sg) is a one stop center for your financial planning needs. Our range of service aims to educate, assist and manage the mass public financial matters, which includes but not limited to :
1. Insurances
2. Investments
3. Financing and Refinancing of Residential Properties
4. Wills and Estate Distribution
5. CPF Nominations
and many more. Contact with our friendly consultants today, and they will be able to assist your with your queries. Click on "Send Message" tab or you can WhatsApp your queries directly to us at 87428924.
We look to bringing you valuable advise to facilitate your financial plans for your future!
Shukran Lakum,
Tharwa SG