Coco Jie Says

Hi this is Coco Jie!

While the news is flooded with Covid and the war, we still need to know that there is Dengue Fever to tackle, especially with current weather condition!

Do you know that some plans in the market covers Dengue Fever?

Talk to Coco Jie to find out more!

XOXO

S'pore in emergency phase as dengue cases race past 2021 total and cross the 8,000 mark There were also 280 active dengue clusters reported, up from 196 clusters at end-April. . Read more at straitstimes.com.

Hi this is Coco Jie,

The financial markets may seemed bleak at the moment, but do not give up! the only time you will truly make a loss is only when you decide to sell your investment away when it is not making profit.

XOXO

An important message if you just got rekt by the financial markets - The Woke Salaryman: An important message if you just got rekt by the financial markets Liked it? Take a second to support thewokesalaryman on Patreon! Posted on May 12, 2022May 12, 2022 Posted in Investments By thewokesalaryman

Hi this is Coco jie! I have just published an article about introduction to investment on the collective which I am in. Have a read and if you require any assistance on investment I will always be pleased to help!

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Introduction to Investments - PRIDENT Investments – everyone knows about it, some are doing it, but most are not sure how to go about doing it. As an individual in the LGBTQ+ community, it is important that we equip ourselves with at least the basic knowledge for various personal goals (e.g. buying your own place, planning for your tr...

Hi this is Coco Jie!

Just a reminder that we are still not out of the woods yet. Do not get overly complacent...

XOXO

Singapore will reactivate TraceTogether and SafeEntry 'if situation requires': Ong Ye Kung SINGAPORE: While Singapore’s COVID-19 situation has stabilised, the public should not delete their TraceTogether apps or discard their tokens as the country will step up its vaccinated-differentiated safe management measures if necessary, said Health Minister Ong Ye Kung. “We are taking a cautio...

Hi this is Coco Jie!

Always remember that it always take time to see returns from your investments (that's why we call it an investment journey!) Do not worry about your investments doing some roller coaster ride for now (Especially now actually.) You will definitely see positive returns in the long run!

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What Happens When You Start Investing? Be in it for the long term to see results.

Hi this is Coco jie!

Ever wonder what you can do with your CPF here are some food for thoughts for you to consider!

Come find Coco Jie if you nid help!

XOXO

P.S last item while it is not CPF but SRS it is also good to just put in S$1 into your SRS account so that you can lock in your retirement age as you know that we are an aging population and our retirement age have been pushing back constantly.

8 Secret CPF Hacks And Tips That All Singaporeans Need To Know Here are some tips to maximise your CPF for housing, healthcare and retirement to help you get ahead of the game!

Hi this is Coco Jie!

Compounding is a double edge sword, while it can help use to gain more interest, but it is also possible for us to get into debts faster!

So if you have any debts always make sure that you clear it promptly, else you be in deep trouble!

XOXO

Is Compounding Always In Your Best Interest? Compounding is the eighth wonder of the world, but it doesn't just multiply the amount of money that you have, it can also increase your debt multifold. Use it wisely.

Hi this is Coco jie! as Coco Jie have always indicated, not all IP providers are the same, so it is important to know what is your requirements! Hence it is important to ensure that you have adequate coverage for your critical illess plan so that it can potentially cover such costs that are not able to cover by your integrated shield plan! If you need any assistance on it do come and look for Coco jie!

XOXO

Hi this is Coco Jie!

Day 1 of relaxation of the measures! For those who are thinking of deleting tracetogether app it is better for your to keep it for now especially if you are going to club and party over the long weekend since they say it is still required for SOME nightlife spots.

XOXO

Malls, restaurants take down barriers as Covid-19 restrictions are lifted today Vaccination-differentiated safe management measures will no longer be in force in most settings from Tuesday. . Read more at straitstimes.com.

"Most (although not all) robo-advisors will not hold your hand and comfort you after a significant market drop. The human financial advisor is there to assuage your fears and explain how the investment markets work."

Hi! This is Coco Jie! This is the main difference for robo-advisers vs human advisers as there is a lack of emotion in robo-advisers there may be a possibility which new investors will start selling their investments out of fear due to bad market condition.

Do weigh the pros and cons before deciding what type of adviser that you will be going with.

XOXO

Pros and Cons of Using a Robo-Advisor Robo-advisors come in all shapes and sizes. Learn some of the pros and cons of automated financial advisory services.

Hi this is Coco Jie! if you have recently received a SMS that your eldershield is terminate and you are born in the year of 1970 - 1979 do not worry! it is just because you are now enrolled under Careshield Life! it is a better version of eldershield coverage.

I am happy to chat with you if you need any assistance.

XOXO

"Many countries around the world were already grappling with the issue of lacklustre growth before the COVID-19 pandemic. But the virus outbreak and the war in Ukraine have since brought on another challenge of higher inflation."

Hi this is Coco Jie! the paragraph above is taken from the article. It is most unfortunate that we are currently facing strain from Covid and to make things worse the high inflation due to war. But! we will definitely be able to get pass it!

XOXO

World faces sharper trade-off between growth and inflation: Lawrence Wong SINGAPORE: The world faces a sharper trade-off between growth and inflation given how it is “almost a certainty” that inflation will be higher for longer, said Finance Minister Lawrence Wong on Monday (Apr 18). Many countries around the world were already grappling with the issue of lacklustre g...

Hi! this is Coco Jie!

Wondering what is the latest Covid strain in Singapore and if the XE variant will pose a much bigger threat vs Delta? read here to find out more!

S'pore yet to detect any Covid-19 cases due to XE recombinant strain: MOH More than 98 per cent of local Covid-19 cases since March 15 were due to the BA.2 sub-variant, MOH said. . Read more at straitstimes.com.

Hi this is Coco Jie!

as the title implies MAS tightens Singdollar policy in order to fight rising inflation, so that citizens do not feel the immediate pinch of rising costs but if you are to go overseas you definitely will feel it :(

So what are you doing about inflation?

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MAS tightens Singdollar policy for 3rd time since October to counter rising inflation MAS raised its inflation forecasts, with core inflation now projected to come in at 2.5 to 3.5% this year. . Read more at straitstimes.com.

Hi this is Coco Jie!

While it is good to save for rainy weather but, having too much money in your savings does not really help you to beat inflation!

XOXO

Keeping Cash Keeps You Poor Don't leave your money idling in your savings account. Put it to work or inflation will eat into its value but remember to set aside some for in the event of emergencies.

Hi this Coco Jie! as inflation goes up, what are you doing to lighten the impact of it?

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The Big Read: With inflation putting the squeeze on families, some give up the frills while others cut back on basics SINGAPORE: When his petrol cost started to almost double to S$300 a week last month, warehouse manager Vincent Chok decided to save money by taking the bus from his four-room public housing flat in Punggol to Tai Seng MRT station where his bicycle is parked, and then cycling the last mile to his off...

Hi this is Coco Jie! this is going to happen next tuesday! where wearing a mask outdoors is optional!

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Hi this is Coco jie! if you have some time to spare! please help to complete the form!

XOXO

FormSG Form Manager for Government

Hi! This is Coco Jie!

War is never a good thing and we do see stocks prices drop due to the negative impact of things. But we also know that economy will slowly pick up after. so perhaps consider to invest now due to low prices of the stock and by the time the economy picks up it will be good for you?

Find Coco jie if you want 😉

XOXO

Hi this is Coco Jie! does anyone feel this way? previously we can use 1 S$50 note to keep us going for several days where as now we need to spend several S$50 notes within a day! power of inflation! 😌

XOXO

Hi this is Coco Jie! Our parents experience it some of us will experience it - being a sandwich generation. For those who plan to have children in future, it is inevitable, Generally your expenses will be high because your parents are growing old while you also require to fulfil the growing needs of your children. Which is why it is important to make sure yourself to have a protection progam just in case something unexpected happens and handicap your finances!

XOXO

Insurance a must for the 'sandwich generation' How can young parents ease the financial burden of raising young children while caring for ageing parents? . Read more at straitstimes.com.

Hi this is Coco Jie! Because of inflation and trying to attain financial freedom we almost always think of ways to try to make our money work harder via investments.

While it is not a wrong thing, but we also need to make sure that we are protecting the assets as well!

How to do it leh? by transfering unexpected risks out of course!

XOXO

‘Level up’ your financial plans by getting insured early To keep your financial future on track, it is important to hedge against uncertainties that may derail your plans . Read more at straitstimes.com.

Hi this is Coco Jie! as you all are aware that CPF basic retirement sum have been increased (if you got follow the budget speech) so what does it really mean to all of us?

It means that we gotto make our money work even harder in order to beat the inflation in the future! While it may seemed irrelavant for the people who have not reach the age of retirement.

But think of it this way, in the future when you start your retirement planning, the rate of inflation will definitely be higher than now so if you do not start early you will have to play catch up.

Talk to Coco Jie if you need assistance on it!

XOXO

askST: CPF Basic Retirement Sum to be raised - how does it affect me? Those who are turning 50 to 54 this year are covered by this round of changes. . Read more at straitstimes.com.

Hi, This is Coco Jie! while this is an old article dated 2017, it is always a pantang (taboo) thing to talk since planning for your last days of life is not something which Asians talk about openly. But it is important to look into such morbid things since we do not want to burden our family too much should such scenarios happen. Do consider about it and start to plan on it!

XOXO

Planning for death: Still not easy to talk about 'taboo' issue Conversations about death are not new to Madam Amiron Jee, 75. A former nurse, she has seen her fair share of patients dragging out their final days on life support. She is also a cancer patient. When she felt her body "going downhill" in late 2014, the Singapore...

Hi this is Coco jie!

It comes without saying that Singapore's medical cost is high, and most of us (financial advisors) will start your financial planning journey with the very basic integrated shield plan. But should you choose a plan that covers you up to a government restructured hospital or a private hospital leh?

perhaps this podcast can help you make a better decision.

P.S there are more than 1 insurance company that provides integrated shield plan and within the company there are also more than 1 plan!

XOXO

Money And Me - Your Health, Your Wealth: Understanding your Integrated Shield Plan Options MONEY FM 89.3 Tune in to Your Money with Michelle Martin every Friday at 10am for the latest episode of Money And Me - Your Health, Your Wealth: Understanding your Integrated Shield Plan Options, brought to you by Raffles Health Insurance.

Hi this is Coco Jie! I have been missing in action for quite some time due to Lunar new year and Covid in the household (not me),

Any instance! inflation is slowly seeping into our lives and on a short term we do not feel the pinch of it but in the long run, it definitely will. especially if you are doing investments or getting endowment insurance to beat the rate of inflation. Did you review your investment portfolio recently and still think it is still good to beat the rate of inflation?

XOXO

Commentary: Too few in Singapore understand the impact of inflation on investments and savings Inflation can erode purchasing power and gains in investing, yet few in Singapore actively look at how to rebalance their investment portfolios, says St James’s Place Wealth Management Asia CEO Gary Harvey.