Century Savers

Para sa Lahat ng mga manggagawa na nangangarap na mabago ang buhay pinansyal. Pwede mong gawin ‘yan. Kaya ‘yan, POSIBLE ‘yan.

L A B O R D A Y

Your INCOME today is to pay for the bills today.
Your SAVINGS today is to pay for the bills in the future (retirement, healthcare, emergency, family inheritance).

You work for money (lots of effort) - active income (temporary).
Your money works for you (no effort) - passive income (permanent).

IMG can teach you how to build passive income.



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Yan tayo eh‼️
Kailangan ba meron munang sample bago maniwala? 🤔🤔🤔

Mostly talaga ganito. Turuan mo mag prepare ng tama para sa kinabukasan ang daming excuse at alibis.

Reality lang tayo ha!🙃

1.Makapag ipon ka pa kaya kung nasa emergency room ka na?🤔

2. Makapag ipon ka pa kaya kung 1st day of school na ng anak mo sa college
3.May time ka pa kaya mag ipon para sa retirement mo kung mawalan ka na ng work or nasa retirement age ka na?🤔

4.Makapag ipon ka pa kaya para sa emergency fund mo kong nasa harap mo na ang financial crisis?🤔

THINK!🤔🤔🤔

Ang pera 💸ay parang hangin, naghahanap ng malulusutan yan, kung di ka marunong humawak at kulang ka sa kaalaman🧐 paano ang tamang pag manage, kahit gaano pa kadami yan, mawawala yan na parang bula.

Act now before it's too late!💪⏰️
Financial education is the key
Be an IMG MEMBER.

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Ito po ang mga ginagawa sa IMG.

✅We educate Filipino families about Financial Literacy.
✅We educate them on how to build a Solid Financial Foundation.
✅We teach how to save, invest, and how money works.
✅How to become debt free.
✅How to increase cash flow.

Bakit namin ito ginagawa?

👉Para magkaroon ng kaalaman ang bawat Pilipino kung paano hahawakan nang tama ang perang kanilang pinaghirapan.

👉Para walang ma-scam.

👉Para maipaunawa kung gaano ka importante ang magkaroon ng HEALTHCARE at LIFE INSURANCE nang hindi na mamroblema kung kinakailangan.

Kaya, kung gusto mo rin matutunan ang lahat ng mga ito, join ka lang sa aming FREE Financial Literacy Class Webinar via Zoom

©️tto
To know more about our company click the link👉 https://298310ph.imgcorp.com /

“Be Wise! Earn, Save, Accumulate and Protect your Hard-earned money!”

Let your money work for you!

Gusto mo bang ang pera mo na ang mag trabaho para sayo? For as low as 1000 pesos only. Investor kana! Ang ganda diba?!
Investing in mutual fund and stock market makes your life easier.

Tara na, learn how it works!
Message me - I am glad to assist you!

Madalas na itanong ng mga tao:

1.) Paano mag-invest
2.) Saan mag-iinvest
3.) Ano ang "Best" investment

Iba't ibang klase ang investment...may Real Estate, VUL, UITF, Forex, Stock Market/Mutual Funds, etc. Pero kapag sinabi mo sa kanila na high risk ang investment at hindi guaranteed ang return at dapat long-term, ang sasabihin ng iba "Thanks nalang pla, baka masayang lang ang pera ko".

Kung ikaw yung taong takot pumasok sa isang investment, I suggest na pag-aralan mo ito. Mag-invest ka sa knowledge, magbasa ka ng mga articles, manuod ng videos or mag-attend ng mga free financial seminars. Then mare-realized nyo nlang "Maganda pla talaga mag-invest, sana nuon pa ako nagsimula".

Basic requirements sa pag-iinvest:
* Be Financially Literate
* Action/Execution
* Discipline
* Long-term
"Everyone has the right to become wealthy if they have the right information"

[𝘽𝙊𝙉𝙐𝙎] We will teach you also Where and How to get 0% Deduction every time you add your investments.

Join our Online Class for FREE FREE FREE.
Just directly message me for the access.

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Dalawang klaseng buhay lng naman ang meron tayo sa ating pagtanda :

👉1. IKAW AY PAGPAPASA-PASAHAN.

Dahil wala ng makuha sayo, kulang na lng itapon ka dahil pabigat ka na sa kanila.

👉2. IKAW AY PINAG-AAGAWAN.

Dahil meron kang investment, halos lahat gusto ka alagaan para mapunta sa kanila dahil hindi ka pabigat.

IKAW? NAKITA MO NA BA ANG IYONG ESTADO SA IYONG PAGTANDA?

👉The only KEY is to Prepare.

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DESERVED MO NA MAY PEACE OF MIND! ❤️

5 Years from now, kung wala pa din tayo uumpisahan, deserve natin kung ano ang magiging kahihinatnan.

Kung hindi ka pa part ng IMG, start now na maging parte ng aming community. IMG is the biggest community of Savers, Investors and Entrepreneurs 😊❤️

START NOW!

𝗔𝗻𝗼 𝗻𝗴𝗮 𝗯𝗮 𝗺akukuha 𝗺𝗼 𝗸𝗮𝗽𝗮𝗴 𝗜𝗠𝗚 𝗠𝗲𝗺𝗯𝗲𝗿 𝗸𝗮? 🙋
𝗜𝗻𝗰𝗹𝘂𝗱𝗲𝘀:
🌹 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 - 𝗙𝗥𝗘𝗘
🌹 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗧𝗿𝗮𝗶𝗻𝗶𝗻𝗴𝘀 - 𝗙𝗥𝗘𝗘
🌹 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗪𝗼𝗿𝗸𝘀𝗵𝗼𝗽 - 𝗙𝗥𝗘𝗘
🌹 𝗣1,000 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗶𝗻 𝗺𝘂𝘁𝘂𝗮𝗹 𝗳𝘂𝗻𝗱 𝘄𝗶𝘁𝗵 𝘇𝗲𝗿𝗼 𝗲𝗻𝘁𝗿𝘆 𝗳𝗲𝗲(dagdagan mo lang anytime kung may sobra kang pera.)
🌹 𝗣100,000 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗮𝗰𝗰𝗶𝗱𝗲𝗻𝘁 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 for Pinas Coded...
P 600,000
For International Coded...
🌹 𝗙𝗿𝗲𝗲 𝗲𝘆𝗲 𝗳𝗿𝗮𝗺𝗲𝘀 𝗳𝗿𝗼𝗺 𝗞𝗮𝗶𝘀𝗲𝗿 𝗮𝗻𝗱 𝗜𝗠𝗚
🌹𝗙𝗿𝗲𝗲 𝗨𝗡𝗟𝗜𝗠𝗜𝗧𝗘𝗗 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻 𝗮𝘁 𝗞𝗮𝗶𝘀𝗲𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗖𝗲𝗻𝘁𝗲𝗿𝘀
🌹 20% 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝗼𝗻 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗼𝗿𝘆 𝘁𝗲𝘀𝘁𝘀
🌹 24/7 𝗮𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝗰𝗲 𝗳𝗿𝗼𝗺 𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹 𝗰𝗼𝗻𝗰𝗶𝗲𝗿𝗴𝗲
🌹 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗖𝗔𝗥 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗲𝘀
🌹 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝘃𝗲𝗵𝗶𝗰𝗹𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗳𝗶𝗿𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗲𝘁𝗰.
🌹 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗮𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗲𝗿 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻
🌹 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲
🌹𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗡𝗼𝗻-𝗟𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
🌹 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗦𝗽𝗲𝗰𝗶𝗮𝗹 𝗖𝗼𝘂𝗿s𝗲𝘀
🌹 𝗥𝗘𝗖𝗢𝗚𝗡𝗜𝗧𝗜𝗢𝗡𝗦
🌹 𝗘𝗫𝗖𝗟𝗨𝗦𝗜𝗩𝗘 𝗘𝗩𝗘𝗡𝗧𝗦 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗰𝗼𝗱𝗲𝗱 𝗺𝗲𝗺𝗯𝗲𝗿𝘀)
🌹 𝗪𝗢𝗥𝗟𝗗𝗪𝗜𝗗𝗘 𝗣𝗥𝗢𝗧𝗘𝗖𝗧𝗜𝗢𝗡 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀)
🌹 𝗔𝗖𝗖𝗜𝗗𝗘𝗡𝗧𝗔𝗟 𝗗𝗜𝗦𝗔𝗕𝗟𝗘𝗠𝗘𝗡𝗧 𝗕𝗘𝗡𝗘𝗙𝗜𝗧 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀)
💥 𝗣50,000 𝗟𝗜𝗙𝗘 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 (𝗰𝗼𝗻𝘃𝗲𝗿𝘁𝗶𝗯𝗹𝗲 𝘁𝗼 𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹)
🌹 Business in the Financial Industry as a Financial Educator

𝗬𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆, 𝗬𝗼𝘂𝗿 𝗰𝗵𝗼𝗶𝗰𝗲! 🩵

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𝗠𝗴𝗮 𝗧𝗶𝗽𝘀 𝗣𝗮𝗿𝗮 𝗠𝗮𝗸𝗮𝗽𝗮𝗴 𝗜𝗽𝗼𝗻

𝟭. 𝗠𝗮𝗴𝘁𝗮𝗸𝗱𝗮 𝗡𝗴 𝗚𝗼𝗮𝗹.
Ang pagkakaroon ng goal ay makakatulong para makaipon ka ng pera.
Halimbawa: “𝘎𝘶𝘴𝘵𝘰 𝘬𝘰𝘯𝘨 𝘮𝘢𝘬𝘢𝘱𝘢𝘨𝘱𝘢𝘵𝘢𝘺𝘰 𝘯𝘨 𝘣𝘢𝘩𝘢𝘺.”
Dahil may goal ka, mas maiisip mo na may mapupuntahan ang pera mo.

𝟮. 𝗨𝗴𝗮𝗹𝗶𝗶𝗻 𝗔𝗻𝗴 𝗣𝗮𝗴-𝗶𝗶𝗺𝗽𝗼𝗸.
Sabi nila kelangan mong gawin ang isang bagay ng tuloy-tuloy sa loob ng 21 na araw para maging “habit” ito.
Maari mo itong i-apply sa pag-iimpok.
Magtabi palagi ng pera kahit pakonti-konti hanggang sa maging habit mo na ang pagtatabi ng pera para sa savings mo.

𝟯. 𝗠𝗮𝗴𝗸𝗮𝗿𝗼𝗼𝗻 𝗡𝗴 𝗦𝗶𝘀𝘁𝗲𝗺𝗮.
Maari natin hati-hatiin ang ating pera gamit ang sobre o kaya ay garapon at saka pangalanan ang kada lalagyan.
Halimbawa: kuryente, tubig, allowance, at higit sa lahat IPON!

𝟰. 𝗠𝗮𝗴-𝗜𝗻𝘃𝗲𝘀𝘁 𝗼 𝗠𝗮𝗴-𝗡𝗲𝗴𝗼𝘀𝘆𝗼.
Maraming klase ng investment o Negosyo ang pwedeng pamilian, siguraduhin lang na ito'y naiintindihan bago ka magsimula nito.

𝟱. 𝗜𝘄𝗮𝘀𝗮𝗻 𝗔𝗻𝗴 𝗠𝗴𝗮 𝗨𝗻𝗻𝗲𝗰𝗲𝘀𝘀𝗮𝗿𝘆 𝗘𝘅𝗽𝗲𝗻𝘀𝗲𝘀.
Laging tanungin ang sarili bago gumastos;
“𝘬𝘦𝘭𝘢𝘯𝘨𝘢𝘯 𝘬𝘰 𝘣𝘢 𝘪𝘵𝘰?”
“𝘬𝘢𝘺𝘢 𝘬𝘰 𝘣𝘢 𝘪𝘵𝘰?”
“𝘨𝘶𝘴𝘵𝘰 𝘬𝘰 𝘣𝘢 𝘪𝘵𝘰?”
Maari kasing hindi mo naman talaga kelangan pagkagastusan ang isang bagay at ito ay luho lamang.

More tips more ipon kaya mag aral about financial literacy, click the link 👇
https://298310ph.imgcorp.com/linkbio/

ALWAYS PLAN AHEAD!
Start while you can dahil YOLO (You Only Live Once)

Kaya dapat let us enjoy and maximize our time but do not forget that.. YAGO (You Also Grow Old)

Dapat pinaghahandaan din natin ang ating pagtanda.
No one will do it other than YOURSELF! 😉

Ang pagsisi lagi nasa huli.

Know more how you can help prepare for your future
Attend our Financial Literacy Webinar for free
Message me now .

Kahit anong sikap natin kung hindi matibay o tama ang pagbuo ng pundasyong pinansyal, babalik at babalik ka sa simula at maaari itong gumuho.

1. HEALTHCARE- ang una mong binubuo dahil sa ikaw ang money machine ng iyong pamilya at mahal ang magkasakit.

2. INCOME PROTECTION- proteksyunan mo ang iyong pamilya dahil mahal mo sila at hindi mo sila iiwanang luhaan.

3. ELIMINATE DEBTS - kung kaya mong mamuhay na walang binabayarang utang, hindi ka kukulangin sa kinikita mong sahod buwan buwan. Iwasang mangutang ng di mabaon sa laki ng interest na babayaran.

4. EMERGENCY FUNDS - dahil ang emergency ay hindi nagpapaalam kung kailan siya darating. Kusa itong darating sa buhay ng tao. Paghandaan para iwas utang.

5. INVESTMENT - masarap mamuhay kung ang mga pinaghirapan mo ay nakakatulong sayo lalo na sa panahon ng iyong pagre-retiro. Ito ang tinatawag na money working for you, na kahit wala ka ng trabaho may pera kang pwedeng gamitin.

Paano e-build ng tama ang financial house natin? Attend ka lang Free Financial Class namin via zoom app...
Message me

OFW / EMPLOYEE

Pwedeng masaya ka sa trabaho mo ngayon pwede rin malungkot. Pero tandaan mo hindi habang buhay na kaya mong mag sacrifice sa trabaho. Hindi habang buhay malakas ka. 💯☑️

Masaya ka ngayon pero 10years-20years from now malungkot kana, baka ubos na ang lakas mo, STOP NARIN ANG INCOME MO.PERO ANG GASTOS TULOY-TULOY PARIN. Kung malakas kapa ngayon. Simulan mo nang mag INVEST para sa Retirement mo. Kasi if you live too long magiging pension mo ito at worry free ka pagtanda ko kung kinuha ka ng maaga ni Lord mapupunta sa Pamilya mo at aalis ka sa mundong ito na may ngiti kasi alam mong may maiwan ka sa kanila.. Be wise kaibigan. Work smart.

DON'T PROCRASTINATE AND ACT ON IT TOO LATE! 💓

Attend our free seminar/webinar via zoom for details.
m.me/marites.d.laroya

Simple lang naman ang concept ng KAISER. Mag-ipon ka. Pay Yourself for 7 years. ✅

While paying, may HMO Ka. Meaning, kapag nagkasakit at ma-a-admit ka sa Hospital ay may Budget ka. Hindi ka kawawa na hihingan pa ng downpayment.

Kapag Kinuha naman ni Lord, (‘wag naman agad sana) ay may maiiwan na pera sa pamilya, (Mahal mo sila di ba?). May Insurance ka naman sa loob ng 20 Years! (Secure ka at Pamilya mo)

Kapag nagmature ang Policy mo, may retirement money ka. May Investment ka na.. ✅💯

Anu pang hinihintay mo? kuha na! Usap Tayo. 🙂
Sayang kasi Yung time na dapat nagtratrabaho na din ang pera mo at Hindi lang IKAW.
Ikaw napapagod pero ang pera Hindi. Kaya pagtrabahuin mo din...😁

Pm me now

*Sample plan for Ages10 to 60 yrs old...

Walang kilalang Attorney? no worries!
IMG benefit #30

Free Legal Consultation
Saved up 3000 pesos! 💝

This is just one of the many IMG benefits that everyone can access!

Feel free to message me to learn more & get access to 60+ IMG Benefits.

Dati you'll need P100,000 para makapag-invest sa malalaking Companies. Ginawang P5,000. Ngayon P1,000 na lang!

Alam mo ba na sa P1,000 mo pwede ka na maging Shareholder ni Jollibee at iba pang malalaking Companies thru MUTUAL FUND!

Ang 20 pesos mo ay pwede mo ng e-ADD sa iyong MUTUAL FUND PORTFOLIO at eto ay maibibili ng shares from the BIG COMPANIES in the PHILIPPINES!

Build your College Education Fund, Dream House Fund, Retirement Fund at iba pang Financial Goals thru this investment.

Grab this opportunity to be one of the investors.

ARAL MUNA BAGO MAG-INVEST!
https://298310ph.imgcorp.com/

The most affordable LIFE INSURANCE for 1 MILLION PESOS ‼️

INTRODUCING...
Multiple Option Super Term 18 (M.O.S.T. 18) 3.0 from IMG, in partnership with Manila Bankers Life Insurance Corporation.

Alam mo ba? mas mahal pa ang insurance ng kotse mo kesa sa life insurance na ito.

For age 32, for as low as 7,670 pesos PER YEAR eto na mga included benefits.
🛑1 Million Life Insurance
🛑1 Million Accidental Death Benefit
🛑500k Terminal Illness
🛑300k Critical Illness

Meron din etong nakabukod na feature para sa investment (Premium Deposit Fund) na nag e-earn ng interest every year that never goes negative kahit bagsak ang stock market. Pwede ka ding mag withdraw in case of emergency sa iyong investment na walang loan charge.

Super Affordable with maximum coverage.

Message me now for a free quote.

⁉️Paano ba ako makakapag Invest sa Stock Market?
⁉️Pwede ba mag start sa 1000PHP?
⁉️Pwedeng Pwede sa IMG. 😉
✅You can start with an Investment of P1000 and top it up with as low as 20PHP!
No Entry Fee
Tax exempt upon withdrawal.
Pag usapan natin yan send me a message!

𝗔𝗻𝗼 𝗻𝗴𝗮 𝗯𝗮 𝗺akukuha 𝗺𝗼 𝗸𝗮𝗽𝗮𝗴 𝗜𝗠𝗚 𝗠𝗲𝗺𝗯𝗲𝗿 𝗸𝗮? 🙋
𝗜𝗻𝗰𝗹𝘂𝗱𝗲𝘀:
✅ 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗘𝗱𝘂𝗰𝗮𝘁𝗶𝗼𝗻 - 𝗙𝗥𝗘𝗘
✅ 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗧𝗿𝗮𝗶𝗻𝗶𝗻𝗴𝘀 - 𝗙𝗥𝗘𝗘
✅ 𝗨𝗻𝗹𝗶𝗺𝗶𝘁𝗲𝗱 𝗪𝗼𝗿𝗸𝘀𝗵𝗼𝗽 - 𝗙𝗥𝗘𝗘
✅ 𝗣1,000 𝗶𝗻𝘃𝗲𝘀𝘁𝗺𝗲𝗻𝘁 𝗶𝗻 𝗺𝘂𝘁𝘂𝗮𝗹 𝗳𝘂𝗻𝗱 𝘄𝗶𝘁𝗵 𝘇𝗲𝗿𝗼 𝗲𝗻𝘁𝗿𝘆 𝗳𝗲𝗲
✅ 𝗣100,000 𝗽𝗲𝗿𝘀𝗼𝗻𝗮𝗹 𝗮𝗰𝗰𝗶𝗱𝗲𝗻𝘁 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
✅ 𝗙𝗿𝗲𝗲 𝗲𝘆𝗲 𝗳𝗿𝗮𝗺𝗲𝘀 𝗳𝗿𝗼𝗺 𝗞𝗮𝗶𝘀𝗲𝗿 𝗮𝗻𝗱 𝗜𝗠𝗚
✅𝗙𝗿𝗲𝗲 𝗨𝗡𝗟𝗜𝗠𝗜𝗧𝗘𝗗 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗰𝗼𝗻𝘀𝘂𝗹𝘁𝗮𝘁𝗶𝗼𝗻 𝗮𝘁 𝗞𝗮𝗶𝘀𝗲𝗿 𝗠𝗲𝗱𝗶𝗰𝗮𝗹 𝗖𝗲𝗻𝘁𝗲𝗿𝘀
✅ 20% 𝗱𝗶𝘀𝗰𝗼𝘂𝗻𝘁 𝗼𝗻 𝗺𝗲𝗱𝗶𝗰𝗮𝗹 𝗹𝗮𝗯𝗼𝗿𝗮𝘁𝗼𝗿𝘆 𝘁𝗲𝘀𝘁𝘀
✅ 24/7 𝗮𝘀𝘀𝗶𝘀𝘁𝗮𝗻𝗰𝗲 𝗳𝗿𝗼𝗺 𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹 𝗰𝗼𝗻𝗰𝗶𝗲𝗿𝗴𝗲
✅ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗖𝗔𝗥 𝗽𝘂𝗿𝗰𝗵𝗮𝘀𝗲𝘀
✅ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝘃𝗲𝗵𝗶𝗰𝗹𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗳𝗶𝗿𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲, 𝗲𝘁𝗰.
✅ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗮𝘀𝘀𝗼𝗰𝗶𝗮𝘁𝗲 𝗳𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗽𝗹𝗮𝗻𝗻𝗲𝗿 𝗰𝗲𝗿𝘁𝗶𝗳𝗶𝗰𝗮𝘁𝗶𝗼𝗻
✅ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗥𝗲𝗮𝗹 𝗘𝘀𝘁𝗮𝘁𝗲
✅𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗡𝗼𝗻-𝗟𝗶𝗳𝗲 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲
✅ 𝗗𝗶𝘀𝗰𝗼𝘂𝗻𝘁𝘀 𝗼𝗻 𝗦𝗽𝗲𝗰𝗶𝗮𝗹 𝗖𝗼𝘂𝗿s𝗲𝘀
✅ 𝗥𝗘𝗖𝗢𝗚𝗡𝗜𝗧𝗜𝗢𝗡𝗦
✅ 𝗘𝗫𝗖𝗟𝗨𝗦𝗜𝗩𝗘 𝗘𝗩𝗘𝗡𝗧𝗦 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗰𝗼𝗱𝗲𝗱 𝗺𝗲𝗺𝗯𝗲𝗿𝘀)
✅ 𝗪𝗢𝗥𝗟𝗗𝗪𝗜𝗗𝗘 𝗣𝗥𝗢𝗧𝗘𝗖𝗧𝗜𝗢𝗡 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀)
✅ 𝗔𝗖𝗖𝗜𝗗𝗘𝗡𝗧𝗔𝗟 𝗗𝗜𝗦𝗔𝗕𝗟𝗘𝗠𝗘𝗡𝗧 𝗕𝗘𝗡𝗘𝗙𝗜𝗧 (𝗜𝗻𝘁𝗲𝗿𝗻𝗮𝘁𝗶𝗼𝗻𝗮𝗹 𝗖𝗼𝗱𝗲𝗱 𝗠𝗲𝗺𝗯𝗲𝗿𝘀)
✅ 𝗣50,000 𝗟𝗜𝗙𝗘 𝗶𝗻𝘀𝘂𝗿𝗮𝗻𝗰𝗲 (𝗰𝗼𝗻𝘃𝗲𝗿𝘁𝗶𝗯𝗹𝗲 𝘁𝗼 𝗺𝗲𝗺𝗼𝗿𝗶𝗮𝗹)
𝗬𝗼𝘂𝗿 𝗺𝗼𝗻𝗲𝘆.𝗬𝗼𝘂𝗿 𝗰𝗵𝗼𝗶𝗰𝗲
Be an IMG member now.
https://298310ph.imgcorp.com/
Pm me🙋 ctto

OFW kaba and Planning for a worry-free retirement?

KAISER is the provider of the long term healthcare in IMG Partners, of which 99% of the people I talk to does not have.
I have mine already, while others still contemplate whether to have it or not.

Filipinos hardly prepare for this major expense - long term healthcare. That is why, isang sakit wiped out ang finances ng family.

Bakit nga ba maganda magkaroon ng Kaiser 3 in 1 Investment Product ang bawat miyembro ng Pamilya lalo na yung mga bread winner.

✔Kapag hindi ka na employed at binawi na nung dati mong employer yung short term HMO mo, hindi ka magwoworry kung maospital ka.

✔Kapag hindi mo nagamit ang annual health care coverage mo hindi sya nae-expire unlike short-term health care (HMO) na no refund ang premiums magamit mo man or hindi. Sa Kaiser marereceive mo ang Long-term care bonus (cash) sa maturity, if there are no consumption during payment period.

✔May kasama na syang life insurance for income replacement or protection para sa family just in case may mangyari sa policy holder.

✔Waived na ang payment kung may nangyari sa policy holder, means wala ng babayaran ang family kahit 1 year palang nakakainvest ang policy holder, ma transfer pa ang health care coverage sa beneficiary.

✔Nakainvest sa mutual fund ang health fund kaya nag-eearn sya ng 10% rate of returns at may variable earning pa depende sa performance ng stock market.

✔Good as cash sya pagdating ng maturity, So pwede kang mag-withdraw gamit ang iyong visa card. Hanggat may fund ang account mo, patuloy lang ang pag-earn ng 10% rate of returns (compounded) annually.

✔Covered ka kahit beyond 60 years old ka na, as long as you live at may fund ang iyong acçount!

✔In case of emergency, pwede magamit as family assistance.

✔Maari kang magkaroon nito sa halagang P88.23 a day mas mahal pa ang 1pc chickenjoy na may drinks & fries bes?

• Sino ang pwedeng maka avail nito?
Lahat ng nasa 10-60 years old mayaman man o mahirap
basta healthy ay qualified po for this program.

• If you really love your family at ayaw mong maging burden sa kanila either you die too soon or you live too long.

Get Kaiser 3 in 1 (Longterm Healthcare, Life Insurance + Investment) as early as you can, "mas daig ng maagap ang masipag”

𝗜𝗣𝗢𝗡. 𝗜𝗡𝗩𝗘𝗦𝗧. Papaano nga ba maging 𝗘𝗔𝗦𝗬?

Kung may ₱20 kang extra araw-araw, papaano mo ito i-invest ng tama para after 40 years ay tutubo ang pera mo?

Option Alkansya:
Magipon ka ng ₱20/day sa loob ng 40 years.
Total ipon mo after 40 years: ₱289K

Option Savings Account:
Magdeposito ka ng ₱20/day or ₱600/mo. Average Annual Interest 1%
Total Savings mo after 40 years: ₱356K

Option 𝗠𝘂𝘁𝘂𝗮𝗹 𝗙𝘂𝗻𝗱:
Maginvest ka ng ₱20/day. Average Annual Interest 12%
Total Investment growth after 40 years: ₱6.2M

Yes. You can invest in Mutual Funds sa halagang ₱20 lang.
Ang kailangan mo lang ay tamang 𝙤𝙣𝙡𝙞𝙣𝙚 𝙞𝙣𝙫𝙚𝙨𝙩𝙢𝙚𝙣𝙩 𝙥𝙡𝙖𝙩𝙛𝙤𝙧𝙢 at sapat na kaalaman.

Simulan mo na.

IPuNin na ang iyong mga barya.
INVEST na sa halagang kayang-kaya.

Contact me to learn and start investing.
https://298310ph.imgcorp.com/linkbio/

May nagtanong s'akin kung asset ba or liability ang kotse.

Sabi ko depende.

Kung employee ka, bumili ng kotse, 15k to 20k kaltas sweldo mo kada buwan dahil sa car loan mo, at pina parking mo lang kotse mo sa workplace mo for 8 hours at hindi naman nag increase sahod mo dahil sa bagong kotse mo... magiging liability ang kotse mo.

Liabilities in simple terms, don't add money but instead takes money away from your pocket.

Pero kung, ang kotse mo, ginamit mo sa business mo, sa mga meetings, client and partner meet up - to expand and grow your business, therefore growing your income, providing opportunities, jobs, services at pangkabuhayan sa marami...
magiging asset ang kotse mo.

Assets in simple terms, add value, add growth and add income to you and your business, today and in the future.

Ang Yaman (wealth) in business terms, is simply Assets minus Liabilities. What is left is your net worth.

Pero, I learned from Bro. Bo na may mas importante pa kesa Net Worth (Measure of Financial Wealth)... at yan ang Self-Worth.

Huwag nating kalimutang e build up din ang Self-Worth.

While we pursue financial success, security for self and family which is a good thing, we must also invest in growing our self worth.

It's about forging the right values, character, service, leadership and relationships.

That's what true prosperity is about.

Sabi ng ibang experts, It's difficult daw to have a prosperous country kung ang mga tao kulang sa Financial Literacy at Disiplina.

Ang disiplina, we get from the right people - could be our parents, guardians and schools.

Ang financial literacy, we can also get from the right people, financial educators/planners, with this book as our guide thru our IMG community.

🖊Coach Jess Faller

NASA BOOK PALA NA ITO ANG SAGOT SA HALOS LAHAT NG MGA PROBLEMA NATIN SA PERA.

1. Maraming utang - Chapter 4
2. Di maka ipon - Chapter 6
3. Single parent natatakot para sa maliliit na anak pag biglang kinuha ni Lord - Chapter 3
4. May ipon sa bank maliit ang kita - Chapter 7
5. Nakaranas ng malubhang pagkakasakit ang mga senior na magulang na walang healthcare - Chapter 2
6. Nag away away magkakamag anak dahil sa mana - Chapter 8
7. Hinahanap ang purpose sa buhay - Chapter 9
8. Biglang nawalan ng trabaho o pagkakakitaan - Chapter 5
9. Hindi makaipon kasi maraming responsibilidad - Chapter 1

Nakakatuwang isipin na sa IMG bukod sa daming training kung paano ang tamang pag manage ng finances meron pang book or manual na pwedeng konsultahin.

Gusto mo ba Ng libreng book na Ito? To learn more how to SAVE & INVEST the right way, attend our FREE Financial Seminars and Webinars!! EXCITED for you♥️♥️

If you want this book
👇👇👇
just click my biolink!
https://bit.ly/mariteslaroya06

Ang OFW nakakarelate dito, itaas ang paa ang nakakarelate.

Huwag maging sadista sa sarili, matagal kang ganyan, palagi gipit at walang naiiwan. Oras na para yan baguhin, join us every 9:30pm ng gabi sa aming zoomustahan.

Sure ako mag-kakaroon ka ng pag-asa.

Gusto mo mag-invest sa Stock Market pero:

1.) Walang time mag-monitor
2.) Walang time mag-aral ng technical analysis
3.) Hindi kalakihan ang capital

Be an IMG member may automatic 1000 initial mutual fund investment ka!

We suggest to invest INDIRECTLY sa stock market thru Mutual Funds.

(Benefits of investing in Mutual Funds)

☑ It is professionally managed.
☑ It is very liquid.
☑ It is diversified.
☑ It has a low minimum investment requirement.
☑ It’s very transparent.
☑ It has strong track records.
☑ It is safe and secured.
☑ Zero load fees
☑ The gains are tax-exempt.

If you feel miserable today, and you do nothing about it, 5years from now, you will still be miserable or even more miserable.

- Jordan B. Peterson

If mahirap or mahina ang signal mo today, at wala kang gagawin today, mahirap/mahina parin signal mo bukas.

If "mahirap" ang buhay today, and you do nothing, mas maging "mahirap" ang future.

Symptoms of Mahirap na Future

- kulang ang retirement savings
- kulang sa college education savings for kids
- walang emergency funds
- kulang sa healthcare
- maliit ang insurance coverage
- no succession planning
- no estate planning
- no passive income
- depend only on active income
- maraming utang, loans, mortgage
- akala mo habang buhay ka may sahod
- akala mo habang buhay ka mag nenegosyo
- akala mo habang buhay ka physically fit to work
- akala mo guaranteed your children will take care of you during old age
- akala mo government and employer benefits will be enough to take care of you during retirement years

Let's break this "wrong mindset" so we can save, build and upgrade our financial future.

Financial education is key.

Share ko sayo ang campaign ng IMG :)

I feel you!

Ilan dekada din ako ganto..
Walang ipon 🙅‍♀️
Walang investment 🙅‍♀️
May utang pa! 🙅‍♀️

Super grateful na may kaibigan ako who cared enough para introduce ako sa community na nag tuturo ng financial wellness.

Slowly, I learned how money works. I studied how to make it work for me so I can use it to bless others around me.

Kaya naman naging part ako ng community na ito para
tumulong mag palaganap ng kaalaman pinansyal.

Kaya kung gusto mo rin matuto how to:

✅ Make Money
✅ Save Money
✅ Grow Money
✅ Protect Money

Mag comment ka lang down below or
send me PM here m.me/marites.d.laroya

ctto.📷