The Campos Team

Don’t keep giving your money away. Make your home owner dreams come true by calling us today!

Excited to announce that we can now offer a 10% down payment program for our ITIN homebuyers on their primary homes.

•720 FICO minimum for 90% LTV
•680 - 719 FICO 85% LTV
•Trade lines: 3 - 12 month or 2 - 18 month
•12 months proof of rent payment
• W-2 or Self-Employed
•50% Max DTI

Emocionado de anunciar que ahora podemos ofrecer un programa de pago inicial del 10% para nuestros compradores de vivienda con ITIN para hogares primarios.

• 720 FICO mínimo para 90% LTV
• 680 - 719 FICO 85% LTV
• Crédito: 3 líneas por 12 meses o 2 por 18 meses
• Comprobante de pago de alquiler de 12 meses
• W-2 o Self Employed
• 50% máximo de DTI

Congratulations to the Godinez brothers on their amazing 24 acre purchase! This was definitely not an easy one and took teamwork. Big shout out to Laura Mendez, Realtor and Nora Turner Realtor for your hard work and partnership! Team work truly makes a teamwork!

Congratulations to the Perez Family! Big shout out to Nora Turner Realtor for the amazing teamwork!

✨Congratulations to the Perez Family on the purchase of their first home! 🏡 I’d like thank Pedro Campos, Navy Veteran - Home Lending Advisor - NMLS #840034 for once again helping me get another client to the closing table 🔑 & to the ladies at the title company for their round-the-clock work! 💪😎 🏡 ✨

Did you know that The Federal Housing Administration (FHA) announced a policy change that could make securing a mortgage easier for homebuyers with student loans. The policy will change the current calculation to provide a more accurate picture of your student loans when it comes time to purchase a home. What does this mean? It means you may now qualify for a FHA-insured mortgage. Contact me for more information!

Let’s start you on your journey to becoming a homeowner TODAY. You need to get pre-approved by a loan officer first to make the home buying process a lot faster and easier. Call ME today, I would be happy to help! 📲

Before you get emotionally attached to a beautiful house, check your monthly budget to determine how much house you can afford. If you have more questions, then please reach out! My goal is to make your dream of home ownership come true! 📲 🏡 💰 👨‍👨‍👧‍👦 💭

Wishing everyone a safe and fun Memorial Day weekend! I am truly blessed and thankful for all the Men and Women who have passed serving our great country.

You CAN be a home owner and you CAN secure a future for your family by investing in real estate! Call me today to get started! 📲 🏡

You want to be a strong contender for that house by having a pre-approval in your hand! Being prepared makes it easier for you and your agent to buy and close the deal on your dream home. Contact me today to learn more! 🏡 📲

If you're looking for a home or keeping your options open, summer is around the corner! Summer is a popular time for sellers to list their homes! The loan process takes time so get pre-qualified and you can be ready when your dream home hits the market 🤩

Exciting! Call me now to learn more! 📲 🏡 💸

Fannie Mae’s New Refinance Option Available Beginning June 5 | Fannie Mae Fannie Mae today issued additional details about its new RefiNow option, which is available for qualifying homeowners with a Fannie Mae-owned mortgage beginning June 5, 2021.

Thank you Teachers!

Happy Teacher Appreciation Week! Thank you for all you do for our kids. Helping raise our future!

If your goal this year is to finally be a homeowner, then let me help you! Together we can achieve your goal and get you into your dream home. Call me now to get you pre approved! 📲 🏡 🤔💭

What is an FHA construction loan? FHA construction loans allow you to roll the costs of building or renovating a home into an FHA mortgage loan. This loan covers expenses including the purchase of land, building materials, construction work and permitting fees. Just like a traditional FHA loan, these loans make it possible to own a home with a down payment as low as 3.5 percent or a credit score as low as 500. You would be able to build your dream home and get the financing too!

Congratulations to Ms. Miranda on being a first time home buyer. Feels great to help my clients accomplish their dream. Thank you for your hard work and partnership Nora Turner Realtor! This was truly a team effort.

One of the biggest obstacles for most first-time home buyers is saving up for the down payment. The good news is that there are multiple programs and options that can help. Message me today to find out what your options are! 💬

There are 4 MAIN qualifiers I look at when determining your best mortgage strategy, Part 1:

The first one - is the CREDIT SCORE and CREDIT HISTORY. 💰 💵

Each person's credit is like an individual fingerprint where several factors and strategies can be offered yet they are ALL very unique pending what reports.

With that said, not all reports are 100% accurate. It is essential to take a deep dive with a lender (🙋‍♂️Me) to verify all tradelines as this could prevent you from qualifying when it is based off a duplicate entry, etc.

If you'd like more information on ways to get a copy of your free report - let me know. 📊 ☎️

I would love to help!! Stay tuned for the rest....

Buying a home can be confusing and you may doubt you can afford it, but I am here to assure you that it IS possible! Call or message me today and let's see where your starting point is on your journey to homeownership! Let's make it a reality together!

Happy Easter!

If you have been holding back on the home buying process, you are not stepping outside of your comfort zone! Get on the phone today and start the journey to homeownership!