Joey Case - Branch Manager at Southern Trust Mortgage NMLS# 209369

Happy Coast Guard Day!
At Southern Trust Mortgage, we salute the brave men and women of the U.S. Coast Guard for their unwavering dedication and service. Your commitment to protecting our shores inspires us every day.
We’re dedicated to providing tailored mortgage solutions to Coast Guard members and their families. Whether you’re looking to buy a new home or refinance, we're here to navigate the process with you.
Thank you for your service!

Today, we celebrate Workaholics Day!

To those dedicated to their craft, we understand your commitment. We'll be working all weekend and are ready to help with any of your mortgage needs.
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🎆 Happy Independence Day! 🎆
Celebrate freedom and homeownership today with Southern Trust Mortgage. Wishing you a safe and joyous Fourth of July!

Southern Trust is proud to offer up to 5% of assistance with the new FHA Down Payment Assistance Program (DPA).

This is a great alternative option for those that may not qualify for Virginia Housing programs.

Shoot us a DM or contact your local STM lender today to learn more!

Planning for Your Future Starts Now! Southern Trust has a variety of unique programs catered to first-time homebuyers.
Together, we can make homebuying a reality for all. buyers.

Happy Father's Day to all the incredible dads out there! Today, we honor the men who inspire us, guide us, and fill our lives with love. Your strength, wisdom, and unwavering support make all the difference. Here's to celebrating you today and every day. Thank you for being our superheroes!

𝙄𝙣𝙩𝙧𝙤𝙙𝙪𝙘𝙞𝙣𝙜 𝙩𝙝𝙚 𝙁𝙃𝙇𝘽 𝙒𝙤𝙧𝙠𝙛𝙤𝙧𝙘𝙚 𝙃𝙤𝙪𝙨𝙞𝙣𝙜+ 𝙥𝙧𝙤𝙜𝙧𝙖𝙢:

*Up to $15,000 in GRANTS - No repayment required.
*Limited funds available, so act fast!
*Open to first-time and non-first-time homebuyers in DC,
FL, GA, MD, NC, SC, and VA.

Shoot us a DM or contact your local STM lender today to learn more!

Celebrating June as National Homeownership Month!

Did you know, by the 1950s, over half of all Americans owned their homes? Fast forward to the end of 2023, and nearly 66% were homeowners! Let's keep the momentum going by making home happen for more families!

This Memorial Day, we remember and honor the heroes who made the ultimate sacrifice for our freedom. Their courage and commitment inspire us all. Let us never forget their sacrifice and strive to uphold the values they fought for.

𝐓𝐮𝐞𝐬𝐝𝐚𝐲'𝐬 𝐂𝐫𝐞𝐝𝐢𝐭 𝐓𝐢𝐩𝐬!

*Closing old credit cards may seem like a good idea, but it can actually harm your credit score. Length of credit history is a key factor, so think twice before shutting down those 𝙨𝙚𝙖𝙨𝙤𝙣𝙚𝙙 accounts.

*If you're juggling multiple debts, consider consolidating them. Streamlining your payments can simplify your finances and potentially save you money in the long run. Take a closer look at your options before making any decisions.

For any questions, please reach out! I'm happy to assist you with all your homebuying needs.

𝑺𝒕𝒂𝒚 𝒕𝒖𝒏𝒆𝒅 𝒇𝒐𝒓 𝒏𝒆𝒙𝒕 𝑻𝒖𝒆𝒔𝒅𝒂𝒚'𝒔 𝑪𝒓𝒆𝒅𝒊𝒕 𝑻𝒊𝒑𝒔!

𝐓𝐮𝐞𝐬𝐝𝐚𝐲'𝐬 𝐂𝐫𝐞𝐝𝐢𝐭 𝐓𝐢𝐩𝐬!
When it comes to mortgage financing, understanding your credit score is paramount. It is extremely important to know that not all scores are not the same. Mortgage lenders utilize specific scoring models tailored to their industry, which may yield slightly different results compared to consumer credit scores which are popular through sites such as Credit Karma.

When applying for a mortgage, the most impactful segments to a consumer’s credit report involve payment history and credit card balances. Therefore, it's essential for prospective homebuyers to not only monitor their credit scores but also understand how the elements behind the credit score impact their overall ability to obtain a mortgage.

For any questions, please reach out! I'm happy to assist you with all your homebuying needs.

𝑺𝒕𝒂𝒚 𝒕𝒖𝒏𝒆𝒅 𝒇𝒐𝒓 𝒏𝒆𝒙𝒕 𝑻𝒖𝒆𝒔𝒅𝒂𝒚'𝒔 𝑪𝒓𝒆𝒅𝒊𝒕 𝑻𝒊𝒑𝒔!

'sCreditTips

Happy Mother's Day to all the incredible moms out there! Your love and commitment make every house feel like home.
Let us help you find the perfect mortgage to support your family's dreams.

Happy National Golf Day! Whether you're hitting the green or dreaming of a home with a backyard perfect for practicing your swing, we've got you covered.
Let us help you find the ideal mortgage to tee up your homeownership goals.

Happy Cinco de Mayo! Today, we honor the vibrant spirit of Mexican heritage and triumph. We're here to help you conquer your mortgage journey with ease and expertise. Let's turn your homeownership dreams into a fiesta of success!

"May the force be with you on your mortgage journey! Navigate the financial galaxy with confidence as you secure your dream home with a trusted lender.

As spring blooms, so do opportunities for homeownership. Whether you're dreaming of your first home or considering refinancing, now's the time to dive into the market. Don't wait, seize the season, and turn your homeownership dreams into reality this May!

Happy Arbor Day! Just like trees, homeownership provides roots for growth and stability. Let us help you plant the seeds for your dream home. Together, let's grow strong and prosperous!

Happy Earth Day! 🌱 Let's join hands to create a greener, more sustainable future for our planet and our homes.

Together, small actions can make a big difference. Let's pledge to protect and preserve our beautiful Earth for generations to come!

On Tax Day, don't stress about finances – turn tax returns into a down payment! Say goodbye to tax worries and hello to your dream home!

Don't miss the magic! Today, as the moon dances between the sun and Earth, let's marvel at the wonder of the solar eclipse. Take a moment to gaze skyward and embrace the wonder of the universe!

Happy World Health Day! Let's seize the opportunity to invest in a healthier future – not just for ourselves, but also for our homes.

Together, let's pave the way for thriving, vibrant communities where well-being flourishes. Cheers to a brighter, healthier tomorrow!

Don't let mortgage myths fool you this April 1st! Our team at Southern Trust Mortgage is here to provide reliable advice and genuine solutions for your homeownership journey.
No jokes, just expert service you can trust!

Happy Easter from Southern Trust Mortgage! As you celebrate this joyful season with loved ones, why not also celebrate the possibility of finding your dream home. Our team is here to help you every step of the way, from pre-approval to closing. Don't wait for the Easter Bunny to bring you luck – let's make your homeownership dreams a reality today!

P.S.- CAN YOU SPOT THE HIDDEN 𝒢𝑅𝐸𝐸𝒩 STM SYMBOL!?!

Happy Doctor's Day!
We're grateful for the dedication of the medical professionals who keep our communities healthy. From our STM family to yours, thank you for all you do!

Did you know!? We have Doctor loan programs specifically for professionals in this specialized field. Contact your STM loan officer today to learn more!

As baseball season begins, we're reminded that every homebuyer's journey is like a game—full of anticipation, strategy, and the thrill of finding the perfect match. We're here to be your MVPs, guiding you through every inning of the home buying process.

Let's hit a home run together this season!

Happy Puppy Day! Ready to find a home where every day is filled with tail wags and cherished memories. Let's start your homebuying journey today!

Welcome Spring Homebuyers! With flowers blooming and warmer days ahead, it’s the perfect time to start planting the seeds for your new home!

Happy St. Patrick's Day! Trust our expertise to lead you to your pot of gold at the end of the rainbow!!

Happy St. Patrick's Day to all our clients, partners, and friends! At Southern Trust Mortgage, we're proud to be part of this vibrant community, helping individuals and families achieve their dreams of owning a home.

Happy Pi Day!
As we celebrate the mathematical marvel of Pi, let's also celebrate the magic of finding your perfect home. Just like Pi is a constant in mathematics, we're here to provide you with constant support and guidance in your homeownership journey. Let's start the journey together and enjoy a delicious pie at the finish line.

Don't Forget: Daylight Saving Time Begins today! Spring Forward into your new home!