Gary McBurney - Financial Coaching

It can be difficult to get rid of items but there is peace on the other side of this chaos.

Time and energy to work on your goals and dreams!

This is why letting go is hard. Because stuff isn’t just stuff in our hearts. Stuff is the moment someone said hello or goodbye. It’s a pair of shoes we never thought we could afford or decades of photos that remind us that we had a life. Stuff is dozens of report cards and yearbooks and it’s also 49 coffee cups (even though we always use our favorite one).

All of that is true about stuff in our hearts AND there is a possibility for fuller lives, less stress, moving with more ease, more clarity about what matters, more time to engage in what you discover matters to you, more presence and connection with the people you love, better sleep, space for creativity and room to take care of yourself.

And even better news ... there is a place in between ALL stuff and NO stuff that will allow you to not only shift your focus from defining who you are by what you own but also, to enjoy your favorite things. It’s your simplicity, your home, your life. You make the rules.

Knowing that your heart may be holding on a little too tightly, be gentle with yourself. Go easy, take tiny steps, and lots of breaks as you work towards a more spacious, relaxed life.

Financial freedom brings peace, and help you work towards your goals and dreams.

Feel like you are in a financial hamster wheel? Changing the way you think about your finances is a great way to get out of the wheel!

8 Countercultural Decisions to Find Financial Freedom “You all laugh at me because I’m different, I laugh at you because you’re all the same.” — John Davis Financial advice abounds everywhere we look. It is not difficult to discover. And yet, the statistics paint an ugly picture that it may not be working so well. The average American family ...

Goals and dreams!!

Getting out of debt is key to success in working towards your goals and dreams!

8 Characteristics of People Who Are Successful At Getting Out Of Debt Note: This is a guest post from Lama Farran, a Certified Money Coach. Having guided numerous families and individuals on their quest to pay off debt, I wondered about the characteristics which make them succeed on this path. Why are they able to successfully follow-through with their commitment to ...

Small or large a win is a win!

Goals and dreams, step by step!

Debt steals your freedom and peace! Live within your means, get out of debt, stay out of debt and don’t try to keep up with the Jones’ as they are broke too!

Debt steals from your goals and dreams! Don’t know where to start? I can help, message me for more information on financial coaching to help you work towards financial freedom!

If Living with Debt is Considered Normal, I Want to Be Different Challenging the 'norm' of living in debt, this piece beckons a call to embrace financial freedom. Dive into a journey from societal expectations to authentic living.

As we progress through the steps towards being debt free and better managers of our money we also need to look at our habits that got us into debt and financial problems in the first place. Eric, the Smart Money Bro talks about living below your means and has some great tips.

Learning to develop good money habits is important as we work towards our goals and dreams!!

How To Start Living Below Your Means and Save More Money (Money Saving Tips) How To Start Living Below Your Means and Save More Money (Money Saving Tips). Here are 13 ways to live below your means and save more money. **1 on 1 Financi...

Your 4 walls (food, shelter, utilities and transportation) are now covered. If you have any consumer debt the next step is to save $1000 as a starter emergency fund. This helps prevent going further into debt. Sell stuff, get rid of subscriptions, cook meals at home and cut out the extra spending. Save this $1000 as soon as possible, and save it in an account other than your regular checking account.

Having an emergency fund and not going further into debt is how we work towards our goals and dreams!

If this feels overwhelming or you just don’t know where to start, it sometimes helps to have someone to discuss a game plan with you. Message me for more information.

Dave Ramsey Responds To $1,000 Emergency Fund Not Being Enough In 2023 Dave Ramsey Responds To $1,000 Emergency Fund Not Being Enough In 2023 - The Ramsey Show Live from the New Ramsey Event CenterLooking to learn more? Check ou...

A High Yield Savings Account (HYSA) is a great place to park some money and get a good interest rate while doing it. Regular savings accounts are paying around .01% on your savings. However with a HYSA account you can currently get 4-6%! What a difference! An HYSA account is a great place to park your emergency fund, a place to save for an event like a wedding or vacation, an upcoming home or vehicle purchase and lots more.

Learn more about HYSA accounts and put your money to work as it is parked to help you with your goals and dreams!!

Earn more than 5% interest on your money: The best high-yield savings accounts of March 2024 We rounded up the top nine high-yield savings accounts that offer some of the best APYs and zero monthly fees.

Smart Money Bro talks about not buying individual stocks. I am a big fan of ETF’s as well.

Put your money to work for your journey towards your goals and dreams!!

Why I (almost) NEVER Buy Individual Stocks Why I (almost) NEVER Buy Individual Stocks. This is why I'm done picking individual stocks. **1 on 1 Financial Coaching and Mentoring**📌 https://eric-bowie-...

Feeling behind? Can’t pay all of your bills? Do you have more month than money? Let’s start with the basics, make sure your 4 walls are in order! Food, housing, utilities and transportation, everything else might have to wait.

Getting a grasp on your finances is an early step in working towards your goals and dreams!

Dave Ramsey: If You Can’t Pay All Your Bills, Focus On These ‘Four Walls’ First Many people have trouble with the basics, but they are often all you need to get yourself out of a financial hole. To set yourself on a path for financial freedom, many experts stress the simple...

Smart money bro has great info on his YouTube channel.

Learning about your money is important for your goals and dreams!!

40 Years Old And Want To Win With Money? Here’s What You Need To Know (Part 1) 40 Years Old And Want To Win With Money? Here’s What You Need To Know (Part 1). Grown Folks Talk About Money. Raw and Unfiltered. Live!I honestly don't know ...

Less managing stuff and more goals and dreams! Go!!

Stop the madness! Consumer debt is at all time highs! Higher prices are pushing some people to put groceries and other items on their credit cards. Create a plan to prevent this debt from stealing from your future.

Prioritize your spending by using a budget. Over the next few days, I will be sharing some tips that will help. First step today is to recognize where you are now. Write down your income and your monthly expenses, also make a list of all of your debts.

Don’t let debt delay your goals and dreams!

Credit card debt hits a 'staggering' $1.13 trillion. Here's why so many Americans are under pressure Strong consumer spending boosted credit card balances to a new record high in the fourth quarter, according to the Federal Reserve Bank of New York.

Contentment, peace, and freedom are words that come to mind when looking towards a minimalist lifestyle.

Less stuff to manage and organize leaves more time and money for your goals and dreams!

7 Ways Minimalism Will Impact My Children - Becoming Minimalist My son is 17 and my daughter is 14. But when we first began pursuing minimalism, my son was only 5 and my daughter was 2. Which means, they’ve seen us trying to live a minimalist life as young kids, as elementary-aged kids, and now as they enter the end of their high school years. […]

Consumer debt and default rates are at all time highs! Don’t let debt steal your peace. Get out of debt and work on your goals and dreams!!

How I Finally Got Out of Debt (6 Steps To Debt Freedom) How I Finally Got Out of Debt (6 Steps To Debt Freedom). How I paid off $100K worth of debt and became debt free.**1 on 1 Financial Coaching and Mentoring**?...

It’s a new month, which is a great time to think about getting rid of some clutter. The minimalist game can keep you on track.

Getting rid of things that no longer serve you is a great way to have more time and energy for your goals and dreams!

Play the 30-Day Minimalism Game - The Minimalists Find a friend, family member, or coworker who's willing to minimize their excess stuff with you next month, because we're going to play a game together...

A Roth IRA is a great investment tool for retirement. Think you don’t qualify for a Roth? Look into the “backdoor Roth” option.

Learning how to make your money work for you is key to your goals and dreams!

Backdoor ROTH IRA for 2023 and beyond Roth IRAs can be established and funded for high-income earners by using what is known as the “back door” Roth IRA contribution method. Many high-income earn...

Debt steals our peace and slows our progress towards our goals and dreams!

It's Better to Drive an Old Car than Be Burdened By New Debt Sometimes the purchases we make require us to forgo alternatives that are bigger than dollars and cents.

Learning about your money is important in working towards your goals and dreams!

I Learned This About Money & Became Wealthy I Learned This About Money & Became Wealthy. Do with money and you will understand the purpose of money. It's a principle.**1 on 1 Financial Coaching and Men...

Once your ready for investing be sure to look into ETF’s, Exchange Traded Funds. These are mutual funds that trade like a stock. I like this video from Smart Money Bro, he has some great suggestions and tips on evaluating ETFs.

Knowing what to do with your money is important for your goals and dreams!

Let's Talk ETFs (Choosing ETFs) Let's Talk ETFs (Choosing ETFs)**1 on 1 Financial Coaching and Mentoring**📌 https://eric-bowie-smart-money-bro-school.teachable.com/...▶️ The best way to su...

Freedom

👏 goals and dreams!!

Stop the madness! Debt worries cause lots of stress and anxiety. Learning about how you can tackle your debt and work towards your future is possible and today is a great time to start.

Start working on your goals and dreams today! Ask about tips, techniques and help getting started.

Credit card debt smashed another record high at the end of 2023 Credit card debt surpassed another record at the end of December as American consumers continued to rely on their cards to pay for everyday necessities.

Consumer debt is at all time highs! Don’t let debt run your life and steal from your future!

Working on managing your money is important in working on your goals and dreams!

Ask about suggestions, methods or coaching to help!

American Credit Card Debt Hits a New Record—What’s Changed Post-Pandemic? It’s Halloween! And while you may be thinking of goblins and ghosts, nothing can haunt you the way credit card debt does. While consumers’ credit card debt dropped during COVID, signs point to it starting to crawl back to pre-pandemic levels. And over the summer, credit card usage in the U.S. re...

There are many options to learn about what to do with a 401k from a previous employer. Investigate your options, your tax ramifications and your goals!

Learning about your money and being strategic is important towards your goals and dreams!

Must-Know Rules for Converting Your 401(k) to a Roth IRA You should be able to roll over your 401(k) into a Roth IRA, but be sure to understand the tax consequences first.

Remember that you have until April 15, 2024 to contribute to your IRA’s for 2023! Also, there are higher catch up limits for those that are over 50 years of age!

Planning for your retirement is an important part of your goals and dreams!

IRA Contribution Limits 2023-2024 - NerdWallet The annual IRA contribution limit in 2023 is $6,500, or $7,500 if you're 50 or older.

So true…