Waterstone Mortgage Corporation - Loudoun County

The National Homebuyers Fund down payment assistance program just got even better! Now, eligible homebuyers can receive up to 5% in assistance on FHA loans!

FHA only requires 3.5% down, so that means 100% FINANCING, plus up to 1.5% to put toward closing costs. 💰

No income limits, no first-time homebuyer requirement.

If you’re thinking about using an FHA loan to purchase a home, this program could be your ticket to affordable homeownership. Learn more: https://bit.ly/3RzGhYs

Guess the mortgage term! 🤔 Here’s a hint: This is a combination of the cash you put down upfront, and what you build upon with each mortgage payment you make. It’s the amount of your home you own outright.

Drop your guesses in the comments!

Happy Father’s Day to all the incredible dads and father figures out there. Today is your day!

Buying a home is one of the best ways to build wealth for your future. If you’re ready to purchase a home, be prepared to make your strongest offer.

Waterstone Mortgage’s Platinum Credit Approval Closing Guarantee is still available for loans locked by the end of this month — so check out the details and get your Platinum Credit Approval process started now. Let’s get you into your first or next home ASAP so you can begin enjoying the next phase of your life!

https://bit.ly/45n0N4v

We’re well into ! If you’re looking to purchase a home, the first step is getting PRE-APPROVED. ✅

This will not only give you a solid idea of your actual house hunting budget, but it will also show sellers your offer is backed by a reputable lender (when it comes time to make an offer).

Learn more: https://bit.ly/3VDsWRu

All it takes to start your homeownership journey is that first step! Before you know it, you can get to the fun part — making memories in your new home. Send a message to get started today.

Happy National Homeownership Month! Whether you’re dreaming of your first home or ready to upgrade, now’s the perfect time to get started. Let’s turn those dreams into reality!

Send a message to learn your first steps.

Realtors, are you aware of all the down payment assistance (DPA) options available for your clients?

Not only are there a variety of state and local bond programs, there are also a few nationwide DPA programs your buyers can take advantage of!

Let’s help your clients achieve the dream of homeownership together. 🏡 Learn more: https://bit.ly/3yL8Trl

Can’t find your dream home on the market? Build it!

Waterstone Mortgage’s Single Loan Close Construction Program has everything you need for a seamless construction experience.

🛠️ As little as 5% down payment required
🛠️ One loan for the entire process — purchase of lot, construction financing, and permanent mortgage
🛠️ Interest-only payments on outstanding loan balance during construction
🛠️ Hassle-free draw process for builders

Interested in learning more? Click here: https://bit.ly/3yIDd5Y

Today and every day, we remember those who made the ultimate sacrifice for our freedom. Thank you for your service.

In a competitive housing market, you want to act ⏩FAST. ⏩ Be sure to have a pre-approval letter in-hand when you start your search, so you can put in an offer right away when you find your dream home.

Learn more: https://bit.ly/3wBTaKE

Thinking about retirement soon? With many Americans living longer than ever, seniors will need sufficient funds to maintain more years of retirement than previous generations. This is where a reverse mortgage could be helpful.

If you know someone age 62+ who owns a home and is hoping to boost their retirement savings, eliminate debt, or alleviate monthly expenses, they could benefit from a reverse mortgage. Find out why they may want to tap into their most valuable asset: their home. 🏡

https://bit.ly/4dUSUXW

As a homeowner, your equity is one of your biggest assets. And with the rise in both home values and household debt, more and more people are leveraging their home’s equity for debt consolidation to reduce their overall monthly expenses.

If this sounds appealing to you, consider a cash-out refinance. Even if interest rates are higher than your current mortgage rate, interest rates for credit cards, auto loans, student loans, etc. may be even higher than that.

Let’s crunch the numbers together. Send a message to get started today!

Finding your dream home is just the beginning; making memories in your new home is the real magic. ✨

Ready to plant your roots? Send a message to get started!

Looking to buy a house? It’s in your best interest to work with a buyer’s agent (aka Realtor)!

Your buyer’s agent will be your advocate through the homebuying process — from house hunting to the closing table, and everything in between.

Learn more about why you need a Realtor on the blog: https://bit.ly/3yoMLmt

There’s nothing like going home to see your mom. 💗 🏡

Happy Mother’s Day to all the incredible mothers and mother figures out there!

Did you know you may not need a down payment to buy a house? 🤔💭 You read that right!

Waterstone Mortgage offers several no-down-payment home loan programs, as well as down payment assistance programs to help you achieve your homeownership goals.

Learn more: https://bit.ly/3QYgk4T

Whether you’re looking for a home nearby or in a galaxy far, far away, Waterstone Mortgage can help with your mortgage needs.

May the fourth be with you!

Ease into your new mortgage payment with Waterstone Mortgage’s BRAND NEW lender-paid 1-year buydown financing option!!

Temporary buydowns are often covered by the seller, but Waterstone Mortgage now offers a lender-paid option — meaning we will cover the cost of buying down your interest rate for the first year, at no additional cost to you or the seller. 📉 💰

Keep that extra cash in your pocket for all the things you want to do, like purchasing new furniture and turning your new house into your home.

Learn more about temporary buydowns: https://bit.ly/3JK5pHO

Wondering what goes into your monthly mortgage payment? The basic ingredients for any mortgage are simple: principal, interest, taxes, and mortgage insurance.

🍴 Principal: The portion of each payment that goes toward paying down your loan balance⁠
🍴 Interest: The cost of borrowing money (the rate you pay) ⁠
🍴 Taxes: Collected by the local government based on property assessments ⁠
🍴 Insurance: Protects lenders in case the loan goes into default

Like a recipe, each part plays a vital role in creating your mortgage.

Ready to achieve your homeownership goals? 🍽️ 🏠 Let’s get cookin’ — send a message to get started.

The home loan process can be a little confusing, especially if you’re going through it for the first time.

The good news is that Waterstone Mortgage has a variety of resources to help you navigate your journey to homeownership. Visit our website to get started! https://bit.ly/4deEKk1

Looking for a way to save money on your home purchase upfront? There are plenty of state-specific down payment assistance (DPA) programs available — and even a few nationwide options, too.

Plus, down payment assistance often comes in the form of a grant or forgivable loan, making it that much easier to achieve the dream of homeownership.

Learn more about which DPA programs are available with Waterstone Mortgage: https://bit.ly/4blSPdH

If you’re in the process of buying AND selling a house, you’ve have a lot on your plate. Make it a little easier on yourself by checking out these tips for making your move as seamless as possible ➡️ https://bit.ly/4aWcOjl

Is it even a question? Buying your own home means creating your own wealth, not putting your money in someone else’s pocket!

Want to learn more about your home financing options? Send a message!

Today is Tax Day! If you’re receiving a refund, consider using it to jumpstart your homeownership goals.

Whether that means putting it toward a down payment on a new house or putting it back into your home (renovations, appliance updates, etc.) to build equity, there are several ways you can use these funds to your benefit.

Learn more: https://bit.ly/43WMAKR

It's house hunting season... don't forget, with Waterstone Mortgage you can lock in your interest rate while you shop for a home.

Learn more about Lock & Shop: https://bit.ly/4aRqjQI

In a competitive market, it’s important to have a pre-approval letter in hand so you can act fast. Don’t let your dream home slip away — be prepared and get pre-approved NOW. ⏩💥

Send a message to get started!

One of the best things about buying a house are the opportunities that come with it. It’s a place where you can start your life, build a family, and so much more.

How are you achieving your homeownership goals? Send a message to start your journey today!

When you’re ready to sell your home, make sure you don’t head into the process alone! Working with a knowledgeable real estate agent is your best bet for a smooth, efficient, and profitable home sale experience. Check out these ways that a real estate agent will be invaluable when you’re ready to sell your house. Also, Realtors: be sure to download the free PDF, “40 Reasons You Need a Listing Agent,” to share with your potential sellers!

https://bit.ly/4cJwE2t

Looking to buy your first house? 🏡 Congratulations — this is a huge milestone!

If you’re looking for expert advice, you’ve come to the right place. Head to the blog for some crucial tips to make your first homebuying process go smoothly: https://bit.ly/3J4dFCf