Proactive Wealth Strategies, LLC

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Are You Prepared for Financial Surprises

Are You Prepared for Financial Surprises A job loss, an illness or an unexpected expense are not things we typically like to think about. Having a plan in place can help reduce your anxiety and protect you financially when the unexpected happens.

Long-Term Care Costs and Choices

Long-Term Care Costs and Choices You or someone you love may need long-term care at some point in your life. Planning ahead can help ease your concerns about the cost of care.

Gifts and Taxes: What to Know Before You Give

Gifts and Taxes: What to Know Before You Give You can be generous with your loved ones during the gift-giving season without running afoul of the rules.

The Basics of Medicare Advantage Plans

The Basics of Medicare Advantage Plans In 2020, Medicare open enrollment season runs until December 7. Take a look at Medicare Advantage plans as you search for the best option for your health care needs.

Six Ideas for Paying Off Student Loans

Six Ideas for Paying Off Student Loans While federal student loans payments are on hold, take time to put a strategy in place to pay off this debt faster.

Budget-Friendly Options for Any Gift-Giving Occasion

Budget-Friendly Options for Any Gift-Giving Occasion You can show your love to friends and family without breaking your bank account. Here’s how.

How Tax-Loss Harvesting May Help Lower Your Tax Bill

How Tax-Loss Harvesting May Help Lower Your Tax Bill A volatile year in the financial markets can create opportunities for reducing your taxable income.

How To Be a Responsible Credit Card User

How To Be a Responsible Credit Card User No need to be afraid of credit cards—if you use them wisely. Follow these guidelines to help you charge responsibly.

Happy Data Privacy Day

Happy Data Privacy Day The January 28 event promotes best practices for protecting your data.

The Lifetime Gift Tax Exemption and Annual Gift Tax Exclusion

The Lifetime Gift Tax Exemption and Annual Gift Tax Exclusion There are tax-free limits on what you can gift in a year and during your lifetime.

Time to Tune-Up Your Financial Plan

Time to Tune-Up Your Financial Plan There are fundamental steps you can take to get on-track with your financial plan.

Building Money Mindfulness

Building Money Mindfulness There are practical steps you can take to strengthen your financial health.

Planning for College

Planning for College The cost of college continues to escalate. If you have children or teens, develop a savings plan to help support their education.

The Importance of Your Credit Score

The Importance of Your Credit Score Understanding the value of your credit score is an important first step to improving your financial health.

Handling Retirement Shortfalls

Handling Retirement Shortfalls How to address retirement savings that aren't stacking up.

Estate Planning 101

Estate Planning 101 Tips for organizing your estate to preserve your assets for your designated beneficiaries.

Pet Parenting Budgeting 101

Pet Parenting Budgeting 101 Tips for making smart financial decisions when caring for your pet.

Banking With Credit Unions vs Big Banks

Banking With Credit Unions vs Big Banks As you consider where to entrust your money, don't overlook the benefits of a credit union.

Making Sense of HSAs and FSAs

Making Sense of HSAs and FSAs Health Savings Accounts and Flexible Spending Accounts can save you money on healthcare expenses.

Types of Home Loans for First-Time Buyers

Types of Home Loans for First-Time Buyers Depending on personal circumstances, first-time home buyers may have many loan options.

Budgeting Tips for Weddings

Budgeting Tips for Weddings Paying for your dream wedding requires careful financial planning.

Student Loan Options

Student Loan Options If you're applying for a student loan, there are several public and private options to consider.

Home Refinance Options

Home Refinance Options We look at the major options for refinancing your mortgage, each with their own advantages and disadvantages.

Credit Card Churning

Credit Card Churning Consumers are turning to credit card churning to accumulate rewards quickly. Is the practice right for you?

Small Business Money Tips

Small Business Money Tips There are practical steps you can take to improve your company's financial health.

Merging Money With a Spouse

Merging Money With a Spouse After you both say, "I do", should your financial lives connect, too?

Traditional vs. Trade School

Traditional vs. Trade School With your high school diploma in your hand, what should your next step be: traditional college or trade school?